UTI Banking & PSU Fund Regular Plan Flexi Reinvestment Inc Dist cum Cap Wdrl Option
Get the latest NAV of UTI Banking & PSU Fund Regular Plan Flexi Reinvestment Inc Dist cum Cap Wdrl Option. View historical returns compared to its benchmark and category average. Know which stocks and sectors the fund is investing in. Get an estimate of returns from the SIP and lump sum returns calculator. View detailed holding analysis and peer comparison. Get INDmoney ranking of the fund.
₹15.27
NAV as on 13 Mar 2026
5.98%/per year
Since Inception
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UTI Banking & PSU Fund Regular Plan Flexi Reinvestment Inc Dist cum Cap Wdrl Option Performance vs. Banking and PSU Index
Fund returns vs Benchmark returns vs Category Average returns as on (13-Mar-26)
The fund has consistently outperformed the benchmark (Banking and PSU Index) over the last 1Y, 3Y, 5Y time periods.
UTI Banking & PSU Fund Regular Plan Flexi Reinvestment Inc Dist cum Cap Wdrl Option Ranking and Peer Comparison
Ranked based on performance, risk management and cost efficiency
Ranked 2 out of 12 mutual funds in the banking & psu category as per INDmoney.
UTI Banking & PSU Fund Regular Plan Flexi Reinvestment Inc Dist cum Cap Wdrl Option Returns Calculator
Calculate SIP and lumpsum returns based on historical performance
Total Investment
0
Profit
Total Corpus
0
UTI Banking & PSU Fund Regular Plan Flexi Reinvestment Inc Dist cum Cap Wdrl Option Asset Allocation
See fund asset allocation details as on (14-Mar-26)
Fund Distribution
as on (14-Mar-26)
UTI Banking & PSU Fund Regular Plan Flexi Reinvestment Inc Dist cum Cap Wdrl Option Sector Allocation
See fund sector allocation details as on (14-Mar-26)
Sector Allocation
Top 2 Sectors in February were Corporate, Government
Corporate
63%
Government
28%
Corporate
61%
Government
30%
UTI Banking & PSU Fund Regular Plan Flexi Reinvestment Inc Dist cum Cap Wdrl Option Overview
Get key fund statistics, minimum investment details, AUM, expense ratio, exit load, and tax treatment.
| Expense ratio | 0.46% |
Benchmark | NIFTY Banking and PSU Debt A-II TR INR |
| AUM | ₹1099 Cr |
| Inception Date | 12 August, 2016 |
| Min Lumpsum/SIP | ₹20,000/₹500 |
| Exit Load | 0% |
| Lock In | No Lock-in |
TurnOver | 24.44% |
| Risk |   Low to Moderate Risk |
About UTI Banking & PSU Fund Regular Plan Flexi Reinvestment Inc Dist cum Cap Wdrl Option
UTI Banking & PSU Fund Regular Plan Flexi Reinvestment Inc Dist cum Cap Wdrl Option is a debt fund. This fund was started on 12 August, 2016. The fund is managed by Anurag Mittal. This fund is suitable to keep your money safe.
Key Parameters
- UTI Banking & PSU Fund Regular Plan Flexi Reinvestment Inc Dist cum Cap Wdrl Option has ₹1099 Cr worth of assets under management (AUM) as on Mar 2026 and is more than category average.
- The fund has an expense ratio 0.5.
Returns
UTI Banking & PSU Fund Regular Plan Flexi Reinvestment Inc Dist cum Cap Wdrl Option has given a CAGR return of 5.98% since inception. Over the last 1, 3 and 5 years the fund has given a CAGR return of 7.18%, 7.34% and 7.23% respectively.
Holdings
UTI Banking & PSU Fund Regular Plan Flexi Reinvestment Inc Dist cum Cap Wdrl Option has allocated its funds majorly in Corporate, Government, Cash Equivalent. Its top holdings are Kotak Mahindra Bank Ltd., Union Bank Of India, National Housing Bank, Axis Bank Limited, 7.38% Gs 2027
Taxation
As it is a banking & psu mutual fund the taxation is as follows:If the fund is debt oriented i.e. asset allocation of more than 65% in debt instruments:Invested before 1 April 2023 and held for less than 24 months, STCG will be taxed at your income slab rate.Invested before 1 April 2023 and held for more than 24 months, LTCG will be taxed at 12.5%.Invested after 1 April 2023, capital gains will be taxed at your income slab rate.Dividends will always be taxed at slab rate.
Investment objective of UTI Banking & PSU Fund Regular Plan Flexi Reinvestment Inc Dist cum Cap Wdrl Option
The investment objective of the scheme is to generate reasonable income, with low risk and high level of liquidity from a portfolio of predominantly debt & money market securities issued by Banks, Public Sector Undertakings (PSUs), Public Financial Institutions (PFIs) and Municipal Bonds. However there can be no assurance that the investment objective of the Scheme will be achieved. The Scheme does not guarantee / indicate any returns.
Minimum Investment and lockin period
Minimum investment for lump sum payment is INR 20000.00 and for SIP is INR 500.00. UTI Banking & PSU Fund Regular Plan Flexi Reinvestment Inc Dist cum Cap Wdrl Option has no lock in period.
Fund Manager
Anurag Mittal
Fund Manager of UTI Banking & PSU Fund Regular Plan Flexi Reinvestment Inc Dist cum Cap Wdrl Option, since 1 December 2021
- AUM of the fund stands at 1.1K Cr as of Feb'26
- AUM decreased by 2.5 Cr between Feb'26 and Jan'26
Frequently Asked Questions for UTI Banking & PSU Fund Regular Plan Flexi Reinvestment Inc Dist cum Cap Wdrl Option
How do I invest in UTI Banking & PSU Fund Regular Plan Flexi Reinvestment Inc Dist cum Cap Wdrl Option?
- Download the INDmoney app.
- Search for ‘UTI Banking & PSU Fund Regular Plan Flexi Reinvestment Inc Dist cum Cap Wdrl Option’.
- Select whether you want to invest in SIP or lump sum.
- Enter the amount you wish to invest.
- Set up payments via bank mandate or UPI.