Sundaram Ultra Short to Short Term Fund Direct Plan Growth Option

Sundaram Ultra Short to Short Term Fund Direct Plan Growth Option

Debt

Sundaram Mutual Fund

Low Duration

Get the latest NAV of Sundaram Ultra Short to Short Term Fund Direct Plan Growth Option. View historical returns compared to its benchmark and category average. Know which stocks and sectors the fund is investing in. Get an estimate of returns from the SIP and lump sum returns calculator. View detailed holding analysis and peer comparison. Get INDmoney ranking of the fund.

₹3981.95

NAV as on 28 Aug 2026

5.88%/per year

Since Inception

Absolute Gain%

▲▼

23 people have invested ₹ 2.2L in Sundaram Ultra Short to Short Term Fund in the last three months

Sundaram Ultra Short to Short Term Fund Performance vs. Low Duration Index

Fund returns vs Benchmark returns vs Category Average returns as on (28-Aug-26)

The fund has outperformed the benchmark (Low Duration Index) over 1Y, 3Y, but underperformed over 5Y.

Period
1M
3M
6M
1Y
3Y
5Y
This Fund
0.46%
2.13%
3.05%
6.11%
7.33%
6.57%
Low Duration Index
0.44%
1.81%
2.61%
5.36%
5.94%
6.68%
Low Duration Avg
0.41%
1.85%
2.67%
5.57%
6.96%
6.2%
Best in Low Duration
0.6%
2.29%
3.32%
6.49%
7.89%
7.5%
Worst in Low Duration
0.45%
1.98%
2.94%
5.9%
7.15%
6.33%

Peer comparison

Fund Name
INDmoney Rank
AUM (in Crs.)
Expense Ratio
1Y Returns
3Y Returns
3Y Alpha
3Y Beta
3Y Sharpe
3Y Sortino
3Y Info Ratio
Sundaram Ultra Short to Short Term Fund
-
433Cr
0.4%
6.11%
7.33%
-0.24
1.28
1.35
3.06
-0.01
Nippon India Low Duration Fund
1/18
7,804Cr
0.39%
6.47%
7.49%
-0.11
1.31
1.58
4.23
0.73
UTI Low Duration Fund
2/18
2,386Cr
0.33%
6.29%
7.29%
-0.30
1.29
1.27
3.11
-0.26
Aditya Birla Sun Life Low Duration Fund
3/18
9,914Cr
0.36%
6.25%
7.41%
-0.22
1.37
1.40
3.39
0.36
See all

Sundaram Ultra Short to Short Term Fund Returns Calculator

Calculate SIP and lumpsum returns based on historical performance

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Sundaram Ultra Short to Short Term Fund Asset Allocation

See fund asset allocation details as on (15-Aug-26)

Fund Distribution

as on (15-Aug-26)

AAA
90.7%
AA
9.3%
Cash allocation has gone up from 67.8% to 69.2%
Cash allocation has gone up from 67.8% to 69.2%
Debt allocation has gone down from 31.8% to 30.5%
Debt allocation has gone down from 31.8% to 30.5%

Sundaram Ultra Short to Short Term Fund Sector Allocation

See fund sector allocation details as on (15-Aug-26)

Sector Allocation

Corporate
71.4%
Cash Equivalent
17.8%
Government
10.9%

Top 3 Sectors in July were Industrial, Corporate & Government

Jul'26

Industrial

100%

Corporate

40%

Government

22%

Jun'26

Industrial

100%

Corporate

47%

Government

22%

Sundaram Ultra Short to Short Term Fund Overview

Get key fund statistics, minimum investment details, AUM, expense ratio, exit load, and tax treatment.

Expense ratio0.4%
Benchmark
NIFTY Low Duration Debt TR INR
AUM₹433 Cr
Inception Date1 January, 2013
Min Lumpsum/SIP₹1,000/₹1,000
Exit Load0%
Lock InNo Lock-in
TurnOver
166.97%
Risk
Risk meter
pointer
Moderate Risk

About Sundaram Ultra Short to Short Term Fund

Sundaram Ultra Short to Short Term Fund Direct Plan Growth Option is a debt fund. This fund was started on 1 January, 2013. The fund is managed by Kumaresh Ramakrishnan, Sandeep Agarwal. This fund is suitable to keep your money safe.

Key Parameters

  1. Sundaram Ultra Short to Short Term Fund has ₹433 Cr worth of assets under management (AUM) as on Aug 2026 and is more than category average.
  2. The fund has an expense ratio 0.4.

Returns

Sundaram Ultra Short to Short Term Fund has given a CAGR return of 5.88% since inception. Over the last 1, 3 and 5 years the fund has given a CAGR return of 6.11%, 7.33% and 6.57% respectively.

Holdings

Sundaram Ultra Short to Short Term Fund has allocated its funds majorly in Industrial, Corporate, Cash Equivalent, Government. Its top holdings are Kotak Mahindra Bank Limited (Formerly Kotak Mahindra Finance Limited), Jamnagar Utilities & Power Private Limited, Bank Of Baroda, Export-Import Bank Of India, Canara Bank

Taxation

As it is a low duration mutual fund the taxation is as follows:
If the fund is debt oriented i.e. asset allocation of more than 65% in debt instruments:
Invested before 1 April 2023 and held for less than 24 months, STCG will be taxed at your income slab rate.
Invested before 1 April 2023 and held for more than 24 months, LTCG will be taxed at 12.5%.
Invested after 1 April 2023, capital gains will be taxed at your income slab rate.
Dividends will always be taxed at slab rate.

Investment objective of Sundaram Ultra Short to Short Term Fund

To provide a level of income consistent with liquidity through investments made primarily in money market and debt securities.

Minimum Investment and lockin period

Minimum investment for lump sum payment is INR 1000.00 and for SIP is INR 1000.00. Sundaram Ultra Short to Short Term Fund has no lock in period.

Fund Manager

Kumaresh Ramakrishnan

Fund Manager of Sundaram Ultra Short to Short Term Fund, since 9 June 2026

Sandeep Agarwal

Fund Manager of Sundaram Ultra Short to Short Term Fund, since 16 May 2022

Learn more about Sundaram Mutual Fund
Parameters
Jul'26
Jun'26
May'26
AUM
₹ 432.9 Cr
₹ 367.4 Cr
₹ 363.5 Cr
  • AUM of the fund stands at 432.9 Cr as of Jul'26
  • AUM increased by 65.5 Cr between Jul'26 and Jun'26

Frequently Asked Questions for Sundaram Ultra Short to Short Term Fund Direct Plan Growth Option

How do I invest in Sundaram Ultra Short to Short Term Fund?

INDmoney makes it simple to invest in the Sundaram Ultra Short to Short Term Fund. To do so, follow the steps below:
  • Download the INDmoney app.
  • Search for ‘Sundaram Ultra Short to Short Term Fund’.
  • Select whether you want to invest in SIP or lump sum.
  • Enter the amount you wish to invest.
  • Set up payments via bank mandate or UPI.

What is the current NAV of Sundaram Ultra Short to Short Term Fund?

The NAV of the fund today is ₹3981.95. NAV or Net Asset Value is the per unit price of a mutual fund. For example, if the NAV of a fund is ₹10, it means you can get 1000 units of that mutual fund at ₹10,000.

What is the return on the fund?

Sundaram Ultra Short to Short Term Fund fund has generated a return of 6.11% in 1 year, 7.33% in 3 years, 6.57% in 5 years.

Who is the fund manager of Sundaram Ultra Short to Short Term Fund?

The fund managers are Kumaresh Ramakrishnan, Sandeep Agarwal.

What is the expense ratio of the fund?

The expense ratio is 0.40%. The Expense Ratio is a fee charged for managing the fund. This includes commissions, administrative costs etc.

What is the AUM of the fund?

The AUM of the fund is ₹433 Cr. AUM stands for Assets Under Management. It refers to the total assets managed by the fund.

What are the top holdings of Sundaram Ultra Short to Short Term Fund?

The top 3 holdings of the fund are Kotak Mahindra Bank Limited (Formerly Kotak Mahindra Finance Limited)(6.66%), Jamnagar Utilities & Power Private Limited(5.75%), Bank Of Baroda(5.58%)