HDFC Housing Opportunities Fund Direct Growth
Get the latest NAV of HDFC Housing Opportunities Fund Direct Growth. View historical returns compared to its benchmark and category average. Know which stocks and sectors the fund is investing in. Get an estimate of returns from the SIP and lump sum returns calculator. View detailed holding analysis and peer comparison. Get INDmoney ranking of the fund.
₹24.52
1D
NAV as on 11 Jul 2025
12.6%/per year
Since Inception
▲▼
555 people have invested ₹ 14.8L in HDFC Housing Opportunities Fund Direct Growth in the last three months
HDFC Housing Opportunities Fund Performance vs. Nifty 500
Fund returns vs Benchmark returns vs Category Average returns as on (11-Jul-25)
The fund has outperformed the benchmark (Nifty 500) over 3Y, 5Y, but underperformed over 1Y.
HDFC Housing Opportunities Fund Ranking and Peer Comparison
Ranked based on performance, risk management and cost efficiency
Ranked 32 out of 39 mutual funds in the equity - other category as per INDmoney.
HDFC Housing Opportunities Fund Returns Calculator
Calculate SIP and lumpsum returns based on historical performance
Total Investment
0
Profit
Total Corpus
0
HDFC Housing Opportunities Fund Asset Allocation
See fund asset allocation details as on (14-Jun-25)
Fund Distribution
as on (14-Jun-25)
Equity 97.6%
Debt & Cash 2.4%
HDFC Housing Opportunities Fund Sector Allocation
See fund sector allocation details as on (14-Jun-25)
Sector Allocation
Equity 97.6%
Debt & Cash 2.4%
Top 3 Sectors in May were Financial Services, Basic Materials & Industrial
Financial Services
32%
Basic Materials
24%
Industrial
19%
Financial Services
34%
Basic Materials
24%
Industrial
16%
HDFC Housing Opportunities Fund Holdings Details
as on (30-Jun-25)
Equity
HDFC Housing Opportunities Fund Direct Growth Overview
Get key fund statistics, minimum investment details, AUM, expense ratio, exit load, and tax treatment.
| Expense ratio | 1.22% |
Benchmark | IISL Nifty Housing TR INR |
| AUM | ₹1324 Cr |
| Inception Date | 6 December, 2017 |
| Min Lumpsum/SIP | ₹100/₹100 |
Exit Load | 1.0% |
| Lock In | No Lock-in |
TurnOver | 4.02% |
| STCG | Selling mutual fund before 1 year, returns taxed at 20%. |
| LTCG | After 1 year, 12.5% tax on returns over ₹1.25 lakh/year. |
| Risk |   Very High Risk |
About HDFC Housing Opportunities Fund
HDFC Housing Opportunities Fund Direct Growth is an equity fund. This fund was started on 6 December, 2017. The fund is managed by Srinivasan Ramamurthy. The fund could potentially beat inflation in the long-run.
Key Parameters
- HDFC Housing Opportunities Fund Direct Growth has ₹1324 Cr worth of assets under management (AUM) as on Jun 2025 and is more than category average.
- The fund has an expense ratio 1.2.
Returns
HDFC Housing Opportunities Fund Direct Growth has given a CAGR return of 12.60% since inception. Over the last 1, 3 and 5 years the fund has given a CAGR return of -5.00%, 26.07% and 26.26% respectively.
Holdings
HDFC Housing Opportunities Fund Direct Growth has allocated its funds majorly in Cash Equivalent, Financial Services, Basic Materials, Industrial, Real Estate, Utilities, Consumer Cyclical. Its top holdings are HDFC Bank Ltd, ICICI Bank Ltd, Larsen & Toubro Ltd, Ambuja Cements Ltd, NTPC Ltd
Taxation
As it is a equity - other mutual fund the taxation is as follows:For short term (less than a year) capital gains will be taxed at 20%For long term (more than 1 year) capital gains will be taxed at 12.5% without indexation benefitDividends will always be taxed at slab rate. Long term gains upto Rs 1 lakh are exempt capital gains tax.
Investment objective of HDFC Housing Opportunities Fund Direct Growth
To provide long-term capital appreciation by investing predominantly in equity and equity related instruments of entities engaged in and/or expected to benefit from the growth in housing and its allied business activities. There is no assurance that the investment objective of the Scheme will be realized.
Minimum Investment and lockin period
Minimum investment for lump sum payment is INR 100.00 and for SIP is INR 100.00. HDFC Housing Opportunities Fund Direct Growth has no lock in period.
Fund Manager
Srinivasan Ramamurthy
Fund Manager of HDFC Housing Opportunities Fund Direct Growth, since 12 January 2024
- AUM of the fund stands at 1.3K Cr as of May'25
- AUM increased by 44.8 Cr between May'25 and Apr'25
More funds from HDFC
5Y CAGR
▲ 35.87
5Y CAGR
▲ 33.11
5Y CAGR
▲ 35.14
3Y CAGR
▲ 27.73
5Y CAGR
▲ 30.22
Compare HDFC Housing Opportunities Fund
HDFC Housing Opportunities Fund
VS
ICICI Prudential India Opportunities Fund Direct Growth
Frequently Asked Questions for HDFC Housing Opportunities Fund Direct Growth
How do I invest in HDFC Housing Opportunities Fund?
- Download the INDmoney app.
- Search for ‘HDFC Housing Opportunities Fund’.
- Select whether you want to invest in SIP or lump sum.
- Enter the amount you wish to invest.
- Set up payments via bank mandate or UPI.