Overview (as on 12 May 2021)



1y returns


Fund AUM

₹3,497 Cr

Expense Ratio


Min Lumpsum


Fund Performance


Asset Allocation

Sector Allocation
Cash Equivalent
Debt Credit Ratings

Key Metrics

Modified Duration 

1.86 yr

Average Maturity 

2.27 yr

Yield to Maturity 



Fund Details

Investment Objectives
To provide the investors an opportunity to predominantly invest in corporate bonds rated AA and below(excluding AA+ rated corporate bonds) so as to generate attractive returns while maintaining moderate liquidity in the portfolio through investment in money market securities.
Scheme Name
SBI Credit Risk Fund Direct Plan Payout Inc Dist cum Cap Wdrl
Scheme Document
Exit Load

For 0 - 12 Months: 3%

For 12 - 24 Months: 1.5%

For 24 - 36 Months: 0.75%

After 36 Months : 0%

Plan Started
01 January, 2013
Fund Manager
Lokesh Mallya
Fund House Details
Fund House
SBI Funds Management Private Limited
SBI Funds Management Private Limited,9th Floor, Crescenzo,,C-38 & 39, G Block, Bandra Kurla Complex,,Bandra (East),

Other Related Plans

Peer Funds

SBI Credit Risk Fund Direct Plan Payout Inc Dis...



INDmoney Analysis


    Fund is in Top 20 percent in its Category

    Return score is based upon:

    Benchmark out performance
    Consistency of returns
    Indicative yields

    Fund is in Top 20 percent in its Category

    Risk score is based upon:

    Market sensitivity
    Credit risk
    Underlying maturity

    Fund has high quality bonds and commercial papers

    Credit Quality is based upon:

    Long term credit rating
    Credit rating outlook
    Probability of default

    Based on credit rating and modified duration of underlying instruments

Fund Managers

Lokesh Mallya
Lokesh Mallya


Work Experience
"Lokesh Mallya joined SBIFM in 2014. He brings along 9 years of experience in research in the Indian fixed income market and fund management. Prior to joining SBIFM, Mr. Mallya was working with Birla Sunlife Asset Management, Investment Team as fund manager for short term and ultra-short term funds. He is a Charter holder of the CFA Institute, USA and also a FRM charter holder of Global Association of Risk Professionals (GARP)."
Mansi Sajeja
Mansi Sajeja


Work Experience
"Mansi Sajeja joined SBIFM in 2009. Prior to joining SBIFM Mansi was a senior rating analyst at ICRA Limited (A Moodyu2019s Investors Service Company) for over three years. Mansi holds bacheloru2019s degree in Financial & Investment analysis from Delhi University and has completed post graduation diploma in Business Management from MDI, Gurgaon. She is also a Charter holder of the CFA Institute, USA"

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[SEBI RIA Registration No: INA100012190] [Type of Registration: Non-Individual] [Validity of registration: December 17, 2018-Perpetual] [Address: 616, 6th Floor, Suncity Success Tower, Golf Course Extension Road, Sector – 65, Gurugram, Haryana- 122005] [Principal Officer details: Mr. Gaurav Sharma, Email id:, Contact No. 8800826254] [Corresponding SEBI local office address: Securities and Exchange Board of India, Local Office, First Floor, SCO 127-128, Sector 17C, Chandigarh-160017]

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