Overview (as on 11 Jun 2021)



1y returns


Fund AUM

₹219 Cr

Expense Ratio


Min Lumpsum


Fund Performance


Asset Allocation

Sector Allocation
Cash Equivalent
Debt Credit Ratings

Key Metrics

Modified Duration 

2.1 yr

Average Maturity 

2.7 yr

Yield to Maturity 



Fund Details

Investment Objectives
To generate regular returns and capital appreciation by investing predominantly in AA and below rated corporate bonds, debt, government securities and money market instruments.There is no assurance that the investment objective of the scheme will be realized.
Scheme Name
L&T Credit Risk Fund Direct Plan Payout of Income Dis cum Cap wdrl
Scheme Document
Exit Load

For 0 - 1 Years: 1%

After 1 Years : 0%

Plan Started
01 January, 2013
Fund Manager
Vikas Garg
Fund House Details
Fund House
L&T Investment Management Ltd
L&T Investment Management Limited,6th Floor, Mafatlal Centre,,Nariman Point

Other Related Plans

Peer Funds

L&T Credit Risk Fund Direct Plan Payout of Inco...



INDmoney Analysis


    Fund is in Top 50 percent in its Category

    Return score is based upon:

    Benchmark out performance
    Consistency of returns
    Indicative yields

    Fund is in Bottom 50 percent in its Category

    Risk score is based upon:

    Market sensitivity
    Credit risk
    Underlying maturity

    Fund has medium quality bonds and commercial papers

    Credit Quality is based upon:

    Long term credit rating
    Credit rating outlook
    Probability of default

    Based on credit rating and modified duration of underlying instruments

Fund Managers

Vikas Garg
Vikas Garg


Work Experience
Shriram Ramanathan
Shriram Ramanathan


CFA (CFA Institute), PGDBM ((XLRI, Jamshedpur) Bachelor’s Degree in Electrical Engineering (Sardar Patel College of Engineering, Mumbai)
Work Experience
"Head Investment - Fixed Income (from July 6, 2012) FIL Fund Management Private Limited (Portfolio Manager - Fixed Income) December 2009 to June 2012 ING Investment Management Asia Pacific Hong Kong (Senior Investment Manager , Global Emerging Market Debt (Asia) 2005 , 2009 ING Investment Management (India) Private Limited (Portfolio Manager, Fixed Income (India) 2003-2005 Zurich (India) Asset Management Company 2001 , 2003 ICICI Bank Limited Treasury 2000 ,u20acu201c 2001 Larsen & Toubro Limited- Design Department, Switchgear Group 1997"
Jalpan Shah
Jalpan Shah


Work Experience

Finzoom Investment Advisors Private Limited (Brand Name - INDmoney, INDwealth,,, makes no warranties or representations, express or implied, on products and services offered through the platform. It accepts no liability for any damages or losses, however, caused in connection with the use of, or on the reliance of its advisory or related services.

Past performance is not indicative of future returns. Please consider your specific investment requirements, risk tolerance, goal, time frame, risk and reward balance and the cost associated with the investment before choosing a fund, or designing a portfolio that suits your needs. Performance and returns of any investment portfolio can neither be predicted nor guaranteed.

Mutual Fund investments are subject to market risks, read all scheme related documents carefully.

Marketing and distribution of various financial products such as loans and deposits are powered by Finzoomers Services Private Limited.

INDmoney, INDwealth, are brand and product of Finzoom Investment Advisors (P) Limited.

© Finzoom Investment Advisors Private Limited

[SEBI RIA Registration No: INA100012190] [Type of Registration: Non-Individual] [Validity of registration: December 17, 2018-Perpetual] [Address: 616, 6th Floor, Suncity Success Tower, Golf Course Extension Road, Sector – 65, Gurugram, Haryana- 122005] [Principal Officer details: Mr. Gaurav Sharma, Email id:, Contact No. 8800826254] [Corresponding SEBI local office address: Securities and Exchange Board of India, Local Office, First Floor, SCO 127-128, Sector 17C, Chandigarh-160017]

[ARN - 151913] [Platform Partner : BSE (Member code-24801)] [CIN - U67190HR2018PTC073294] [GST No : 06AADCF3538Q1Z8]