SBI Medium Term Fund Direct Growth

SBI Medium Term Fund Direct Growth

Debt

SBI Mutual Fund

Medium Duration

Get the latest NAV of SBI Medium Term Fund Direct Growth. View historical returns compared to its benchmark and category average. Know which stocks and sectors the fund is investing in. Get an estimate of returns from the SIP and lump sum returns calculator. View detailed holding analysis and peer comparison. Get INDmoney ranking of the fund.

₹59.78

NAV as on 03 Sep 2026

8.81%/per year

Since Inception

Absolute Gain%

▲▼

403 people have invested ₹ 92.9L in SBI Medium Term Fund in the last three months

SBI Medium Term Fund Performance vs. Medium Duration Index

Fund returns vs Benchmark returns vs Category Average returns as on (03-Sep-26)

The fund has consistently outperformed the benchmark (Medium Duration Index) over the last 1Y, 3Y, 5Y time periods.

Period
1M
3M
6M
1Y
3Y
5Y
This Fund
0.6%
2.89%
3.67%
7.36%
7.87%
6.86%
Medium Duration Index
0.18%
1.99%
2.26%
5.29%
5.95%
6.82%
Medium Duration Avg
0.17%
2.17%
2.55%
5.8%
7.38%
6.54%
Best in Medium Duration
0.58%
2.92%
3.66%
9.58%
10.6%
12.73%
Worst in Medium Duration
-0.08%
1.77%
1.8%
4.45%
6.07%
4.94%
Category Rank
7/8
7/8
4/8
7/8
5/8
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Peer comparison

Fund Name
INDmoney Rank
AUM (in Crs.)
Expense Ratio
1Y Returns
3Y Returns
3Y Alpha
3Y Beta
3Y Sharpe
3Y Sortino
3Y Info Ratio
SBI Medium Term Fund
7/8
6,498Cr
0.72%
7.36%
7.87%
0.66
0.86
0.89
1.65
1.02
Kotak Medium Term Fund
1/8
1,915Cr
0.67%
7.86%
8.98%
1.89
0.91
1.39
2.73
2.43
ICICI Prudential Medium Term Bond Fund
2/8
5,481Cr
0.73%
8.08%
8.49%
1.34
0.79
1.37
2.95
1.89
HSBC Medium Term Fund
3/8
687Cr
0.41%
6.14%
7.79%
0.78
0.86
0.84
1.67
1.28
See all

SBI Medium Term Fund Returns Calculator

Calculate SIP and lumpsum returns based on historical performance

  • 1-time

  • SIP

Total Investment

0

Profit

Total Corpus

0

Absolute Return
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SBI Medium Term Fund Asset Allocation

See fund asset allocation details as on (15-Aug-26)

Fund Distribution

as on (15-Aug-26)

Small cap
1.2%
Mid cap
1.2%
Cash allocation has gone up from 4.4% to 6.1%
Cash allocation has gone up from 4.4% to 6.1%
Debt allocation has gone down from 88.9% to 87.2%
Debt allocation has gone down from 88.9% to 87.2%

SBI Medium Term Fund Sector Allocation

See fund sector allocation details as on (15-Aug-26)

Sector Allocation

Real Estate
60.9%
Industrial
39.1%

Top 3 Sectors in July were Corporate, Real Estate & Industrial

Jul'26

Corporate

69%

Real Estate

50%

Industrial

37%

Jun'26

Corporate

71%

Real Estate

50%

Industrial

37%

SBI Medium Term Fund Overview

Get key fund statistics, minimum investment details, AUM, expense ratio, exit load, and tax treatment.

Expense ratio0.72%
Benchmark
Nifty Medium Duration Debt TR INR
AUM₹6498 Cr
Inception Date29 January, 2013
Min Lumpsum/SIP₹5,000/₹500
Exit Load
1.0%
Lock InNo Lock-in
TurnOver
92.9%
Risk
Risk meter
pointer
Moderately High risk

About SBI Medium Term Fund

SBI Medium Term Fund Direct Growth is a debt fund. This fund was started on 29 January, 2013. The fund is managed by Lokesh Mallya, Mohit Jain. This fund is suitable to keep your money safe.

Key Parameters

  1. SBI Medium Term Fund has ₹6498 Cr worth of assets under management (AUM) as on Aug 2026 and is more than category average.
  2. The fund has an expense ratio 0.7.

Returns

SBI Medium Term Fund has given a CAGR return of 8.81% since inception. Over the last 1, 3 and 5 years the fund has given a CAGR return of 7.36%, 7.87% and 6.86% respectively.

Holdings

SBI Medium Term Fund has allocated its funds majorly in Corporate, Real Estate, Industrial, Government, Financial Services, Cash Equivalent. Its top holdings are 6.94% Govt Stock 2036, 6.68% Govt Stock 2040, Godrej Properties Limited, Jsw Jfe Kalinga Steel Limited, Yes Bank Limited

Taxation

As it is a medium duration mutual fund the taxation is as follows:
If the fund is debt oriented i.e. asset allocation of more than 65% in debt instruments:
Invested before 1 April 2023 and held for less than 24 months, STCG will be taxed at your income slab rate.
Invested before 1 April 2023 and held for more than 24 months, LTCG will be taxed at 12.5%.
Invested after 1 April 2023, capital gains will be taxed at your income slab rate.
Dividends will always be taxed at slab rate.

Investment objective of SBI Medium Term Fund

To provide investors an opportunity to generate attractive returns with moderate degree of liquidity through investments in debt and money market instruments such that the Macaulay duration of the portfolio is between 3 years – 4 years. However, there is no guarantee or assurance that the investment objective of the scheme will be achieved. The scheme doesn’t assure or guarantee any returns.

Minimum Investment and lockin period

Minimum investment for lump sum payment is INR 5000.00 and for SIP is INR 500.00. SBI Medium Term Fund has no lock in period.

Fund Manager

Lokesh Mallya

Fund Manager of SBI Medium Term Fund, since 1 December 2023

Mohit Jain

Fund Manager of SBI Medium Term Fund, since 30 November 2017

Learn more about SBI Mutual Fund
Parameters
Jul'26
Jun'26
May'26
AUM
₹ 6.5K Cr
₹ 6.5K Cr
₹ 6.4K Cr
  • AUM of the fund stands at 6.5K Cr as of Jul'26
  • AUM increased by 32.7 Cr between Jul'26 and Jun'26

Frequently Asked Questions for SBI Medium Term Fund Direct Growth

How do I invest in SBI Medium Term Fund?

INDmoney makes it simple to invest in the SBI Medium Term Fund. To do so, follow the steps below:
  • Download the INDmoney app.
  • Search for ‘SBI Medium Term Fund’.
  • Select whether you want to invest in SIP or lump sum.
  • Enter the amount you wish to invest.
  • Set up payments via bank mandate or UPI.

What is the current NAV of SBI Medium Term Fund?

The NAV of the fund today is ₹59.78. NAV or Net Asset Value is the per unit price of a mutual fund. For example, if the NAV of a fund is ₹10, it means you can get 1000 units of that mutual fund at ₹10,000.

What is the return on the fund?

SBI Medium Term Fund fund has generated a return of 7.36% in 1 year, 7.87% in 3 years, 6.86% in 5 years.

Who is the fund manager of SBI Medium Term Fund?

The fund managers are Lokesh Mallya, Mohit Jain.

What is the exit load of the fund?

The exit load is 1% if redeemed in 0-3 Months. Exit load is a fee levied for ‘exiting’ the fund earlier than a stipulated period, usually 1 year.

What is the expense ratio of the fund?

The expense ratio is 0.72%. The Expense Ratio is a fee charged for managing the fund. This includes commissions, administrative costs etc.

What is the AUM of the fund?

The AUM of the fund is ₹6498 Cr. AUM stands for Assets Under Management. It refers to the total assets managed by the fund.

What are the top holdings of SBI Medium Term Fund?

The top 3 holdings of the fund are 6.94% Govt Stock 2036(8.07%), 6.68% Govt Stock 2040(5.61%), Godrej Properties Limited(4.62%)