SBI Equity Savings Direct Monthly Payout Inc Dist cum Cap Wdrl

SBI Equity Savings Direct Monthly Payout Inc Dist cum Cap Wdrl is a hybrid fund. This fund was started on 27 May, 2015. The fund is managed by Neeraj Kumar, Nidhi Chawla, Mansi Sajeja. This fund gives you the benefit of diversification.

1. SBI Equity Savings Direct Monthly Payout Inc Dist cum Cap Wdrl has ₹5443 Cr worth of assets under management (AUM) as on Mar 2025 and is more than category average.
2. The fund has an expense ratio 0.9.
   

SBI Equity Savings Direct Monthly Payout Inc Dist cum Cap Wdrl has given a CAGR return of 9.98% since inception. Over the last 1, 3 and 5 years the fund has given a CAGR return of 9.68%, 12.59% and 14.50% respectively.

SBI Equity Savings Direct Monthly Payout Inc Dist cum Cap Wdrl has allocated its funds majorly in Cash Equivalent, Financial Services, Corporate, Consumer Cyclical, Industrial, Government, Basic Materials, Real Estate, Energy, Health, Communication, Utilities, Tech, Consumer Defensive.

As it is a equity savings mutual fund the taxation is as follows:
If the fund is equity oriented i.e. asset allocation of more than 65% in equity instruments:
For short term (less than a year) capital gains will be taxed at 20%
For long term (more than 1 year) capital gains will be taxed at 12.5% without indexation benefit
Long term gains up to Rs 1 lakh are exempt from taxation (more than 12 months).

The scheme aims to generate income by investing in arbitrage opportunities in the cash and derivatives segment of the equity market, and capital appreciation through a moderate exposure in equity.

Minimum investment for lump sum payment is INR 1000.00 and for SIP is INR 0.00. SBI Equity Savings Direct Monthly Payout Inc Dist cum Cap Wdrl has no lock in period.