SBI Credit Risk Fund Direct Plan Payout Inc Dist cum Cap Wdrl
Get the latest NAV of SBI Credit Risk Fund Direct Plan Payout Inc Dist cum Cap Wdrl. View historical returns compared to its benchmark and category average. Know which stocks and sectors the fund is investing in. Get an estimate of returns from the SIP and lump sum returns calculator. View detailed holding analysis and peer comparison. Get INDmoney ranking of the fund.
₹22.78
▲0.1%1D
NAV as on 20 May 2025
7.14%/per year
Since Inception
▲▼
Fund Performance
as on (20-May-25)
Peer comparison
SBI Credit Risk Fund Direct Plan Payout Inc Dist cum Cap Wdrl Returns Calculator
Calculate SIP and lumpsum returns based on historical performance
Total Investment
0
Profit
Total Corpus
0
SBI Credit Risk Fund Direct Plan Payout Inc Dist cum Cap Wdrl Asset Allocation
See fund asset allocation details as on (13-May-25)
Fund Distribution
as on (13-May-25)
Equity 2.7%
Debt & Cash 97%
SBI Credit Risk Fund Direct Plan Payout Inc Dist cum Cap Wdrl Sector Allocation
See fund sector allocation details as on (13-May-25)
Sector Allocation
Equity 2.7%
Debt & Cash 97%
Top 3 Sectors in April were Industrial, Corporate & Government
Industrial
86%
Corporate
73%
Government
16%
Industrial
86%
Corporate
73%
Government
15%
SBI Credit Risk Fund Direct Plan Payout Inc Dist cum Cap Wdrl Overview
Get key fund statistics, minimum investment details, AUM, expense ratio, exit load, and tax treatment.
| Expense ratio | 0.89% |
Benchmark | CRISIL Credit Risk Debt TR INR |
| AUM | ₹2248 Cr |
| Inception Date | 1 January, 2013 |
| Min Lumpsum/SIP | --/-- |
Exit Load | 3.0% |
| Lock In | No Lock-in |
TurnOver | 154.35% |
| STCG | Selling mutual fund within 36 months, gains taxed at slab rates. |
| LTCG | Holding over 3 years, gains taxed at slab rates without indexation. |
| Risk |   High Risk |
About SBI Credit Risk Fund Direct Plan Payout Inc Dist cum Cap Wdrl
SBI Credit Risk Fund Direct Plan Payout Inc Dist cum Cap Wdrl is a debt fund. This fund was started on 1 January, 2013. The fund is managed by Lokesh Mallya. This fund is suitable to keep your money safe.
Key Parameters
- SBI Credit Risk Fund Direct Plan Payout Inc Dist cum Cap Wdrl has ₹2248 Cr worth of assets under management (AUM) as on Apr 2025 and is more than category average.
- The fund has an expense ratio 0.9.
Returns
SBI Credit Risk Fund Direct Plan Payout Inc Dist cum Cap Wdrl has given a CAGR return of 7.14% since inception. Over the last 1, 3 and 5 years the fund has given a CAGR return of 10.01%, 8.71% and 8.09% respectively.
Holdings
SBI Credit Risk Fund Direct Plan Payout Inc Dist cum Cap Wdrl has allocated its funds majorly in Industrial, Corporate, Government, Cash Equivalent. Its top holdings are 7.23% Govt Stock 2039, Aadhar Housing Finance Limited, Nirma Limited, Renew Solar Energy (Jharkhand Five) Private Limited, Infopark Properties Ltd.
Taxation
As it is a credit risk mutual fund the taxation is as follows:If the fund is debt oriented i.e. asset allocation of more than 65% in debt instruments:Invested before 1 April 2023 and held for less than 24 months, STCG will be taxed at your income slab rate.Invested before 1 April 2023 and held for more than 24 months, LTCG will be taxed at 12.5%.Invested after 1 April 2023, capital gains will be taxed at your income slab rate.Dividends will always be taxed at slab rate.
Investment objective of SBI Credit Risk Fund Direct Plan Payout Inc Dist cum Cap Wdrl
To provide the investors an opportunity to predominantly invest in corporate bonds rated AA and below(excluding AA+ rated corporate bonds) so as to generate attractive returns while maintaining moderate liquidity in the portfolio through investment in money market securities.
Minimum Investment and lockin period
Minimum investment for lump sum payment is INR 0.00 and for SIP is INR 0.00. SBI Credit Risk Fund Direct Plan Payout Inc Dist cum Cap Wdrl has no lock in period.
Fund Manager
Lokesh Mallya
Fund Manager of SBI Credit Risk Fund Direct Plan Payout Inc Dist cum Cap Wdrl, since 1 February 2017
- AUM of the fund stands at 2.2K Cr as of Apr'25
- AUM decreased by 6.9 Cr between Apr'25 and Mar'25
More funds from SBI
1Y CAGR
▲ 13.16
5Y CAGR
▲ 6.47
1Y CAGR
▲ 11.88
5Y CAGR
▲ 7.26
5Y CAGR
▲ 7.05
Frequently Asked Questions for SBI Credit Risk Fund Direct Plan Payout Inc Dist cum Cap Wdrl
What is the current NAV of SBI Credit Risk Fund Direct Plan Payout Inc Dist cum Cap Wdrl?
What are the average returns of SBI Credit Risk Fund Direct Plan Payout Inc Dist cum Cap Wdrl?
SBI Credit Risk Fund Direct Plan Payout Inc Dist cum Cap Wdrl | Absolute Returns | CAGR Returns |
1 Month Returns | 0.9% | 0.9% |
6 Month Returns | 5.18% | 5.18% |
1 Year Returns | 10.01% | 10.01% |
3 Years Returns | 28.46% | 8.71% |
How do I invest in SBI Credit Risk Fund Direct Plan Payout Inc Dist cum Cap Wdrl?
- Click Buy on the fund name.
- Input the amount you are looking to invest.
- Select Lump Sum or SIP (Weekly, Monthly or Quarterly).
- Select your bank account and proceed with Payment.
What is the expense ratio of SBI Credit Risk Fund Direct Plan Payout Inc Dist cum Cap Wdrl?
What is net assets under management (AUM) of SBI Credit Risk Fund Direct Plan Payout Inc Dist cum Cap Wdrl?
What are the top 5 holdings of SBI Credit Risk Fund Direct Plan Payout Inc Dist cum Cap Wdrl?
What are the top 3 sectors that this SBI Credit Risk Fund Direct Plan Payout Inc Dist cum Cap Wdrl has invested in?
What is the yield to maturity ratio of SBI Credit Risk Fund Direct Plan Payout Inc Dist cum Cap Wdrl?
What is the modified duration of SBI Credit Risk Fund Direct Plan Payout Inc Dist cum Cap Wdrl?
What is the credit rating breakup of SBI Credit Risk Fund Direct Plan Payout Inc Dist cum Cap Wdrl?
AA | 68.33 |
AAA | 17.09 |
A | 14.58 |