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SBI Banking & Financial Services Direct Reinvestment Inc Dist cum Cap Wdrl

SBI Banking & Financial Services Direct Reinvestment Inc Dist cum Cap Wdrl

Equity

SBI Mutual Fund

Sector - Financial Services

Get the latest NAV of SBI Banking & Financial Services Direct Reinvestment Inc Dist cum Cap Wdrl. View historical returns compared to its benchmark and category average. Know which stocks and sectors the fund is investing in. Get an estimate of returns from the SIP and lump sum returns calculator. View detailed holding analysis and peer comparison. Get INDmoney ranking of the fund.

₹40.20

▲3.2%1D

NAV as on 13 May 2025

15.94%/per year

Since Inception

Absolute Gain%

▲▼

24 people have invested ₹ 1.4L in SBI Banking & Financial Services Direct Reinvestment Inc Dist cum Cap Wdrl in the last three months

SBI Banking & Financial Services Direct Reinvestment Inc Dist cum Cap Wdrl Performance vs. Nifty 500

Fund returns vs Benchmark returns vs Category Average returns as on (13-May-25)

The fund has consistently outperformed the benchmark (Nifty 500) over the last 1Y, 3Y, 5Y time periods.

Period
This Fund
Nifty 500
Category Avg
1 Month
7.37%
8.47%
7.66%
3 Months
11.05%
7.67%
11.25%
6 Months
7.77%
0.81%
6.19%
1 Year
21.15%
9.98%
14.61%
3 Years
24.3%
18.69%
22.15%
5 Years
26.62%
24.52%
26.46%

SBI Banking & Financial Services Direct Reinvestment Inc Dist cum Cap Wdrl Returns Calculator

Calculate SIP and lumpsum returns based on historical performance

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Total Investment

0

Profit

Total Corpus

0

Absolute Return
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SBI Banking & Financial Services Direct Reinvestment Inc Dist cum Cap Wdrl Asset Allocation

See fund asset allocation details as on (15-Apr-25)

Fund Distribution

as on (15-Apr-25)

Equity 96.1%

Debt & Cash 3.9%

Large cap
73.4%
Mid cap
15.2%
Small cap
7.5%
Mid Cap allocation has gone down from 13.9% to 9.6%
Mid Cap allocation has gone down from 13.9% to 9.6%
Large Cap allocation has gone up from 63.9% to 64.3%
Large Cap allocation has gone up from 63.9% to 64.3%
Small Cap allocation has gone down from 12.6% to 11%
Small Cap allocation has gone down from 12.6% to 11%
Debt allocation has gone down from 0.1% to 0%
Debt allocation has gone down from 0.1% to 0%
Cash allocation has gone up from 9.5% to 15.1%
Cash allocation has gone up from 9.5% to 15.1%

SBI Banking & Financial Services Direct Reinvestment Inc Dist cum Cap Wdrl Sector Allocation

See fund sector allocation details as on (15-Apr-25)

Sector Allocation

Equity 96.1%

Debt & Cash 3.9%

Financial Services
100%

Top 2 Sectors in March were Financial Services, Government

Mar'25

Financial Services

100%

Feb'25

Financial Services

100%

Government

SBI Banking & Financial Services Direct Reinvestment Inc Dist cum Cap Wdrl Holdings Details

as on (30-Apr-25)

Equity

Debt & Cash

Holdings
Weight%
1M Change
HDFC Bank Ltd
27.72%
0%
ICICI Bank Ltd
11.26%
0%
Axis Bank Ltd
9.74%
0%
Kotak Mahindra Bank Ltd
9.21%
0%
State Bank of India
6.19%
0%
See all
Top Stocks bought last month
Kotak Mahindra Bank Ltd's allocation increased from 9.38% to 9.74%
Kotak Mahindra Bank Ltd's allocation increased from 9.38% to 9.74%
Bank of India's allocation increased from 1.79% to 2.14%
Bank of India's allocation increased from 1.79% to 2.14%
CARE Ratings Ltd's allocation increased from 0.5% to 0.84%
CARE Ratings Ltd's allocation increased from 0.5% to 0.84%
Top Stocks sold last month
HDFC Bank Ltd's allocation decreased from 27.06 % to 26 %
HDFC Bank Ltd's allocation decreased from 27.06 % to 26 %
Axis Bank Ltd's allocation decreased from 9.86 % to 9.74 %
Axis Bank Ltd's allocation decreased from 9.86 % to 9.74 %
SBI Cards and Payment Services Ltd Ordinary Shares's allocation decreased from 2.63 % to 2.52 %
SBI Cards and Payment Services Ltd Ordinary Shares's allocation decreased from 2.63 % to 2.52 %

SBI Banking & Financial Services Direct Reinvestment Inc Dist cum Cap Wdrl Overview

Get key fund statistics, minimum investment details, AUM, expense ratio, exit load, and tax treatment.

Expense ratio0.76%
Benchmark
Nifty Financial Services TR INR
AUM₹7650 Cr
Inception Date26 February, 2015
Min Lumpsum/SIP₹5000/₹500
Exit Load
0.5%
Lock InNo Lock-in
TurnOver
107.91%
STCGSelling mutual fund before 1 year, returns taxed at 20%.
LTCGAfter 1 year, 12.5% tax on returns over ₹1.25 lakh/year.
Risk
Risk meter
pointer
Very High Risk

About SBI Banking & Financial Services Direct Reinvestment Inc Dist cum Cap Wdrl

SBI Banking & Financial Services Direct Reinvestment Inc Dist cum Cap Wdrl is an equity fund. This fund was started on 26 February, 2015. The fund is managed by Milind Agrawal. The fund could potentially beat inflation in the long-run.

Key Parameters

  1. SBI Banking & Financial Services Direct Reinvestment Inc Dist cum Cap Wdrl has ₹7650 Cr worth of assets under management (AUM) as on Mar 2025 and is more than category average.
  2. The fund has an expense ratio 0.8.

Returns

SBI Banking & Financial Services Direct Reinvestment Inc Dist cum Cap Wdrl has given a CAGR return of 15.94% since inception. Over the last 1, 3 and 5 years the fund has given a CAGR return of 21.15%, 24.30% and 26.62% respectively.

Holdings

SBI Banking & Financial Services Direct Reinvestment Inc Dist cum Cap Wdrl has allocated its funds majorly in Financial Services, Cash Equivalent. Its top holdings are HDFC Bank Ltd, ICICI Bank Ltd, Axis Bank Ltd, Kotak Mahindra Bank Ltd, State Bank of India

Taxation

As it is a sector - financial services mutual fund the taxation is as follows:
For short term (less than a year) capital gains will be taxed at 20%
For long term (more than 1 year) capital gains will be taxed at 12.5% without indexation benefit
Dividends will always be taxed at slab rate. Long term gains upto Rs 1 lakh are exempt capital gains tax.

Investment objective of SBI Banking & Financial Services Direct Reinvestment Inc Dist cum Cap Wdrl

The investment objective of the scheme is to generate long-term capital appreciation to unit holders from a portfolio that is invested predominantly in equity and equity related securities of companies engaged in banking and financial services.

Minimum Investment and lockin period

Minimum investment for lump sum payment is INR 5000.00 and for SIP is INR 500.00. SBI Banking & Financial Services Direct Reinvestment Inc Dist cum Cap Wdrl has no lock in period.

Fund Manager

Milind Agrawal

Fund Manager of SBI Banking & Financial Services Direct Reinvestment Inc Dist cum Cap Wdrl, since 1 August 2019

Learn more about SBI Mutual Fund
Parameters
Mar'25
Feb'25
Jan'25
AUM
₹ 7.1K Cr
₹ 6.5K Cr
₹ 6.6K Cr
  • AUM of the fund stands at 7.1K Cr as of Mar'25
  • AUM increased by 636.5 Cr between Mar'25 and Feb'25

Frequently Asked Questions for SBI Banking & Financial Services Direct Reinvestment Inc Dist cum Cap Wdrl

What is the current NAV of SBI Banking & Financial Services Direct Reinvestment Inc Dist cum Cap Wdrl?

The current NAV of SBI Banking & Financial Services Direct Reinvestment Inc Dist cum Cap Wdrl is ₹40.2 as on 13-May-2025.

What are the average returns of SBI Banking & Financial Services Direct Reinvestment Inc Dist cum Cap Wdrl?

Existing (Absolute + CAGR) as on 13-May-2025.
SBI Banking & Financial Services Direct Reinvestment Inc Dist cum Cap Wdrl
Absolute Returns
CAGR Returns
1 Month Returns
7.37%
7.37%
6 Month Returns
7.77%
7.77%
1 Year Returns
21.15%
21.15%
3 Years Returns
92.05%
24.3%

How do I invest in SBI Banking & Financial Services Direct Reinvestment Inc Dist cum Cap Wdrl?

With INDmoney, the process of investing is very simple and involves zero commission.
  • Click Buy on the fund name.
  • Input the amount you are looking to invest.
  • Select Lump Sum or SIP (Weekly, Monthly or Quarterly).
  • Select your bank account and proceed with Payment.

What is the expense ratio of SBI Banking & Financial Services Direct Reinvestment Inc Dist cum Cap Wdrl?

0.76% as on April 2025

What is net assets under management (AUM) of SBI Banking & Financial Services Direct Reinvestment Inc Dist cum Cap Wdrl?

₹7650 Cr as on April 2025

What are the top 5 holdings of SBI Banking & Financial Services Direct Reinvestment Inc Dist cum Cap Wdrl?

HDFC Bank Ltd(27.72%), ICICI Bank Ltd(11.26%), Axis Bank Ltd(9.74%), Kotak Mahindra Bank Ltd(9.21%), State Bank of India(6.19%) as on April 2025

What is the alpha of SBI Banking & Financial Services Direct Reinvestment Inc Dist cum Cap Wdrl?

The alpha ratio for the SBI Banking & Financial Services Direct Reinvestment Inc Dist cum Cap Wdrl for various period is as follows:
Fund Name
Alpha 1 Year
Alpha 3 Years
Alpha 5 Years
SBI Banking & Financial Services Direct Reinvestment Inc Dist cum Cap Wdrl
-1.76
4.16
4.2
As on April 2025
The alpha for SBI Banking & Financial Services Direct Reinvestment Inc Dist cum Cap Wdrl is calculated against Nifty Financial Services TR INR. Higher alpha indicates that this fund has generated extra returns compared to the benchmark index. An alpha of 1.0 means the fund has outperformed its benchmark index by 1%.

What is the beta of SBI Banking & Financial Services Direct Reinvestment Inc Dist cum Cap Wdrl??

The Beta ratio for the SBI Banking & Financial Services Direct Reinvestment Inc Dist cum Cap Wdrl for various period is as follows:
Fund Name
Beta 1 Year
Beta 3 Years
Beta 5 Years
SBI Banking & Financial Services Direct Reinvestment Inc Dist cum Cap Wdrl
0.91
0.85
0.88
As on April 2025
The Beta for SBI Banking & Financial Services Direct Reinvestment Inc Dist cum Cap Wdrl is calculated with Nifty Financial Services TR INR. Beta tells the volatility of the mutual fund relative to its benchmark. If the beta of a mutual fund is more than 1, then the mutual fund is more volatile than its benchmark. If beta is less than 1, then the mutual fund is less volatile than the benchmark.

What is the sharpe ratio of SBI Banking & Financial Services Direct Reinvestment Inc Dist cum Cap Wdrl?

The sharpe ratio for the SBI Banking & Financial Services Direct Reinvestment Inc Dist cum Cap Wdrl for various period is as follows:
Fund Name
Sharpe Ratio 1 Year
Sharpe Ratio 3 Years
Sharpe Ratio 5 Years
SBI Banking & Financial Services Direct Reinvestment Inc Dist cum Cap Wdrl
0.82
0.97
0.98
As on April 2025
The sharpe ratio for SBI Banking & Financial Services Direct Reinvestment Inc Dist cum Cap Wdrl is calculated with Nifty Financial Services TR INR. Sharpe ratio tells risk-adjusted-returns of the mutual fund. The higher a fund's Sharpe ratio, the better a fund's returns have been relative to the risk it has taken on.

What is the standard deviation of SBI Banking & Financial Services Direct Reinvestment Inc Dist cum Cap Wdrl?

The standard deviation for the SBI Banking & Financial Services Direct Reinvestment Inc Dist cum Cap Wdrl for various period is as follows:
Fund Name
Standard Deviation 1 Year
Standard Deviation 3 Years
Standard Deviation 5 Years
SBI Banking & Financial Services Direct Reinvestment Inc Dist cum Cap Wdrl
12.28
13.69
18.02
As on April 2025
Standard deviation tells the volatility of the returns of the mutual fund. The higher a fund's Standard deviation, the higher the volatility of the fund's returns.

What is the Sortino ratio of SBI Banking & Financial Services Direct Reinvestment Inc Dist cum Cap Wdrl?

Sortino ratio is 1.9 as on April 2025. Sortino ratio tells the downside risk-adjusted-returns of the mutual fund.

What is the information ratio of SBI Banking & Financial Services Direct Reinvestment Inc Dist cum Cap Wdrl?

Information ratio is 0.52 as on April 2025. It tells the consistency of the fund in generating superior risk-adjusted performance

Who is the manager of SBI Banking & Financial Services Direct Reinvestment Inc Dist cum Cap Wdrl?

Milind Agrawal is the fund manager of SBI Banking & Financial Services Direct Reinvestment Inc Dist cum Cap Wdrl

What is the exit load of SBI Banking & Financial Services Direct Reinvestment Inc Dist cum Cap Wdrl?

The Exit load of SBI Banking & Financial Services Direct Reinvestment Inc Dist cum Cap Wdrl is 0.5%