SBI Banking and PSU Fund Regular Plan Daily Reinvestment Inc Dist cum Cap Wdrl

SBI Banking and PSU Fund Regular Plan Daily Reinvestment Inc Dist cum Cap Wdrl

Debt

SBI Mutual Fund

Banking & Psu

Get the latest NAV of SBI Banking and PSU Fund Regular Plan Daily Reinvestment Inc Dist cum Cap Wdrl. View historical returns compared to its benchmark and category average. Know which stocks and sectors the fund is investing in. Get an estimate of returns from the SIP and lump sum returns calculator. View detailed holding analysis and peer comparison. Get INDmoney ranking of the fund.

₹1437.87

NAV as on 12 Sep 2025

5.96%/per year

Since Inception

Absolute Gain%

▲▼

SBI Banking and PSU Fund Regular Plan Daily Reinvestment Inc Dist cum Cap Wdrl Performance vs. Banking and PSU Index

Fund returns vs Benchmark returns vs Category Average returns as on (12-Sep-25)

The fund has consistently outperformed the benchmark (Banking and PSU Index) over the last 1Y, 3Y, 5Y time periods.

Period
1M
3M
6M
1Y
3Y
5Y
This Fund
0.18%
0.74%
4.5%
7.92%
7.16%
5.68%
Banking and PSU Index
0.31%
0.84%
4.23%
7.19%
6.32%
5.33%
Banking & Psu Avg
0.2%
0.8%
4.42%
7.86%
7.15%
6.53%
Best in Banking & Psu
0.38%
1.22%
4.9%
8.55%
7.83%
7.3%
Worst in Banking & Psu
0.05%
0.59%
3.95%
7.52%
6.97%
5.72%

Peer comparison

Fund Name
INDmoney Rank
AUM (in Crs.)
Expense Ratio
1Y Returns
3Y Returns
3Y Alpha
3Y Beta
3Y Sharpe
3Y Sortino
3Y Info Ratio
SBI Banking and PSU Fund Regular Plan Daily Reinvestment Inc Dist cum Cap Wdrl
-
4,065Cr
0.79%
7.92%
7.16%
-0.64
1.37
0.30
0.54
-0.72
TrustMF Banking & PSU Regular Weekly Reinvestment of Income Distribution cum Cap withdrawal Fund
-
193Cr
0.71%
5.01%
2.54%
-3.67
--
--
-2.33
-6.72
Bandhan Banking & PSU Debt Fund Regular Quarterly Payout of Inc Dis cum Cptl Wdrl Opt
-
13,422Cr
0.63%
7.47%
6.01%
-0.37
--
--
-0.29
-0.25
Bandhan Banking & PSU Debt Fund Regular Rnvmt of Inc Dis cum Cptl Wdrl Opt
-
13,422Cr
0.63%
7.58%
6.09%
-0.31
--
--
-0.49
-0.57
See all

SBI Banking and PSU Fund Regular Plan Daily Reinvestment Inc Dist cum Cap Wdrl Returns Calculator

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SBI Banking and PSU Fund Regular Plan Daily Reinvestment Inc Dist cum Cap Wdrl Asset Allocation

See fund asset allocation details as on (14-Aug-25)

Fund Distribution

as on (14-Aug-25)

AAA
92.7%
AA
7.3%
Debt allocation has gone up from 86.9% to 87%
Debt allocation has gone up from 86.9% to 87%
Cash allocation has gone down from 12.8% to 12.7%
Cash allocation has gone down from 12.8% to 12.7%

SBI Banking and PSU Fund Regular Plan Daily Reinvestment Inc Dist cum Cap Wdrl Sector Allocation

See fund sector allocation details as on (14-Aug-25)

Sector Allocation

Corporate
48.3%
Government
46%
Cash Equivalent
5.7%

Top 2 Sectors in July were Corporate, Government

Jul'25

Government

50%

Corporate

41%

Jun'25

Corporate

54%

Government

43%

SBI Banking and PSU Fund Regular Plan Daily Reinvestment Inc Dist cum Cap Wdrl Overview

Get key fund statistics, minimum investment details, AUM, expense ratio, exit load, and tax treatment.

Expense ratio0.79%
Benchmark
NIFTY Banking & PSU Debt TR INR
AUM₹4065 Cr
Inception Date9 October, 2009
Min Lumpsum/SIP₹5000/₹500
Exit Load0%
Lock InNo Lock-in
TurnOver
257.25%
Risk
Risk meter
pointer
Moderate Risk

About SBI Banking and PSU Fund Regular Plan Daily Reinvestment Inc Dist cum Cap Wdrl

SBI Banking and PSU Fund Regular Plan Daily Reinvestment Inc Dist cum Cap Wdrl is a debt fund. This fund was started on 9 October, 2009. The fund is managed by Pradeep Kesavan, Ardhendu Bhattacharya. This fund is suitable to keep your money safe.

Key Parameters

  1. SBI Banking and PSU Fund Regular Plan Daily Reinvestment Inc Dist cum Cap Wdrl has ₹4065 Cr worth of assets under management (AUM) as on Aug 2025 and is more than category average.
  2. The fund has an expense ratio 0.8.

Returns

SBI Banking and PSU Fund Regular Plan Daily Reinvestment Inc Dist cum Cap Wdrl has given a CAGR return of 5.96% since inception. Over the last 1, 3 and 5 years the fund has given a CAGR return of 7.92%, 7.16% and 5.68% respectively.

Holdings

SBI Banking and PSU Fund Regular Plan Daily Reinvestment Inc Dist cum Cap Wdrl has allocated its funds majorly in Government, Corporate, Cash Equivalent. Its top holdings are 6.33% Govt Stock 2035, Power Grid Corporation Of India Limited, Ongc Petro Additions Limited, National Bank For Financing Infrastructure And Development, ICICI Bank Limited

Taxation

As it is a banking & psu mutual fund the taxation is as follows:
If the fund is debt oriented i.e. asset allocation of more than 65% in debt instruments:
Invested before 1 April 2023 and held for less than 24 months, STCG will be taxed at your income slab rate.
Invested before 1 April 2023 and held for more than 24 months, LTCG will be taxed at 12.5%.
Invested after 1 April 2023, capital gains will be taxed at your income slab rate.
Dividends will always be taxed at slab rate.

Investment objective of SBI Banking and PSU Fund Regular Plan Daily Reinvestment Inc Dist cum Cap Wdrl

The scheme seeks to generate regular income through a judicious mix of portfolio comprising predominantly debt and money market securities of Banks, Public Sector Undertakings, Public Financial Institutions and Municipal bodies.

Minimum Investment and lockin period

Minimum investment for lump sum payment is INR 5000.00 and for SIP is INR 500.00. SBI Banking and PSU Fund Regular Plan Daily Reinvestment Inc Dist cum Cap Wdrl has no lock in period.

Fund Manager

Pradeep Kesavan

Fund Manager of SBI Banking and PSU Fund Regular Plan Daily Reinvestment Inc Dist cum Cap Wdrl, since 1 December 2023

Ardhendu Bhattacharya

Fund Manager of SBI Banking and PSU Fund Regular Plan Daily Reinvestment Inc Dist cum Cap Wdrl, since 1 December 2023

Learn more about SBI Mutual Fund
Parameters
Jul'25
Jun'25
May'25
AUM
₹ 4.1K Cr
₹ 4.1K Cr
₹ 4.1K Cr
  • AUM of the fund stands at 4.1K Cr as of Jul'25
  • AUM increased by 12.2 Cr between Jul'25 and Jun'25

Frequently Asked Questions for SBI Banking and PSU Fund Regular Plan Daily Reinvestment Inc Dist cum Cap Wdrl

How do I invest in SBI Banking and PSU Fund Regular Plan Daily Reinvestment Inc Dist cum Cap Wdrl?

INDmoney makes it simple to invest in the SBI Banking and PSU Fund Regular Plan Daily Reinvestment Inc Dist cum Cap Wdrl. To do so, follow the steps below:
  • Download the INDmoney app.
  • Search for ‘SBI Banking and PSU Fund Regular Plan Daily Reinvestment Inc Dist cum Cap Wdrl’.
  • Select whether you want to invest in SIP or lump sum.
  • Enter the amount you wish to invest.
  • Set up payments via bank mandate or UPI.

What is the current NAV of SBI Banking and PSU Fund Regular Plan Daily Reinvestment Inc Dist cum Cap Wdrl?

The NAV of the fund today is ₹1437.87. NAV or Net Asset Value is the per unit price of a mutual fund. For example, if the NAV of a fund is ₹10, it means you can get 1000 units of that mutual fund at ₹10,000.

What is the return on the fund?

SBI Banking and PSU Fund Regular Plan Daily Reinvestment Inc Dist cum Cap Wdrl fund has generated a return of 7.92% in 1 year, 7.16% in 3 years, 5.68% in 5 years.

Who is the fund manager of SBI Banking and PSU Fund Regular Plan Daily Reinvestment Inc Dist cum Cap Wdrl?

The fund managers are Pradeep Kesavan, Ardhendu Bhattacharya.

What is the expense ratio of the fund?

The expense ratio is 0.79%. The Expense Ratio is a fee charged for managing the fund. This includes commissions, administrative costs etc.

What is the AUM of the fund?

The AUM of the fund is ₹4065 Cr. AUM stands for Assets Under Management. It refers to the total assets managed by the fund.

What are the top holdings of SBI Banking and PSU Fund Regular Plan Daily Reinvestment Inc Dist cum Cap Wdrl?

The top 3 holdings of the fund are 6.33% Govt Stock 2035(13.52%), Power Grid Corporation Of India Limited(5.2%), Ongc Petro Additions Limited(4.36%)