LIC MF Unit Linked Insurance 10 Yrs Regular Premium Uniform Cover HY-Drt-Inc Dis cum Cap Wdrl

LIC MF Unit Linked Insurance 10 Yrs Regular Premium Uniform Cover HY-Drt-Inc Dis cum Cap Wdrl is a hybrid fund. This fund was started on 16 June, 2015. The fund is managed by Pratik Shroff, Siddharth Panjwani. This fund gives you the benefit of diversification.

1. LIC MF Unit Linked Insurance 10 Yrs Regular Premium Uniform Cover HY-Drt-Inc Dis cum Cap Wdrl has ₹443 Cr worth of assets under management (AUM) as on Aug 2026 and is more than category average.
2. The fund has an expense ratio 1.4.
   

LIC MF Unit Linked Insurance 10 Yrs Regular Premium Uniform Cover HY-Drt-Inc Dis cum Cap Wdrl has given a CAGR return of 9.93% since inception. Over the last 1, 3 and 5 years the fund has given a CAGR return of 2.03%, 8.02% and 7.69% respectively.

LIC MF Unit Linked Insurance 10 Yrs Regular Premium Uniform Cover HY-Drt-Inc Dis cum Cap Wdrl has allocated its funds majorly in Government, Consumer Cyclical, Financial Services, Cash Equivalent, Corporate, Health, Industrial, Tech, Consumer Defensive, Basic Materials, Communication.

As it is a balanced allocation mutual fund the taxation is as follows:
If the fund is equity oriented i.e. asset allocation of more than 65% in equity instruments:
For short term (less than a year) capital gains will be taxed at 20%
For long term (more than 1 year) capital gains will be taxed at 12.5% without indexation benefit
Long term gains up to Rs 1 lakh are exempt from taxation (more than 12 months).

An open ended scheme which seeks to generate long term capital appreciation and offer Tax benefits u/s 80C of the Income Tax Act as well as additional benefits of a life cover and free accident insurance cover.

Minimum investment for lump sum payment is INR 0.00 and for SIP is INR 0.00. LIC MF Unit Linked Insurance 10 Yrs Regular Premium Uniform Cover HY-Drt-Inc Dis cum Cap Wdrl has no lock in period.