LIC MF Gilt Fund PF Plan Growth

LIC MF Gilt Fund PF Plan Growth

Debt

LIC Mutual Fund

Government Bond

Get the latest NAV of LIC MF Gilt Fund PF Plan Growth. View historical returns compared to its benchmark and category average. Know which stocks and sectors the fund is investing in. Get an estimate of returns from the SIP and lump sum returns calculator. View detailed holding analysis and peer comparison. Get INDmoney ranking of the fund.

₹33.93

▼-0.3%1D

NAV as on 20 Mar 2026

5.61%/per year

Since Inception

Absolute Gain%

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LIC MF Gilt Fund PF Plan Growth Performance vs. Government Bond Index

Fund returns vs Benchmark returns vs Category Average returns as on (20-Mar-26)

The fund has underperformed the benchmark (Government Bond Index) over the last 1Y, 3Y, 5Y time periods.

Period
1M
3M
6M
1Y
3Y
5Y
This Fund
-0.2%
-0.42%
-0.49%
-0.12%
5.16%
4.23%
Government Bond Index
-0.06%
0.66%
0.83%
2.98%
5.98%
5.11%
Government Bond Avg
-0.06%
0.28%
0.81%
3.16%
6.57%
5.43%
Best in Government Bond
0.66%
1.53%
2.63%
7.42%
7.86%
6.94%
Worst in Government Bond
-0.37%
-0.8%
-0.73%
0.17%
5.64%
4.98%

Peer comparison

Fund Name
INDmoney Rank
AUM (in Crs.)
Expense Ratio
1Y Returns
3Y Returns
3Y Alpha
3Y Beta
3Y Sharpe
3Y Sortino
3Y Info Ratio
LIC MF Gilt Fund PF Plan Growth
-
46Cr
1.16%
-0.12%
5.16%
-2.23
1.18
-0.17
-0.22
-1.61
SBI Gilt Fund
6/15
10,211Cr
0.96%
3.23%
6.81%
-0.81
1.04
0.22
0.32
-0.92
SBI Gilt Fund PF Fixed Period 3 year
6/15
10,211Cr
0.96%
3.23%
6.81%
-0.81
1.04
0.22
0.32
-0.92
SBI Gilt Fund PF
6/15
10,211Cr
0.96%
3.25%
6.81%
-0.80
1.04
0.22
0.32
-0.92
See all

LIC MF Gilt Fund PF Plan Growth Returns Calculator

Calculate SIP and lumpsum returns based on historical performance

  • 1-time

  • SIP

Total Investment

0

Profit

Total Corpus

0

Absolute Return
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LIC MF Gilt Fund PF Plan Growth Asset Allocation

See fund asset allocation details as on (14-Mar-26)

Fund Distribution

as on (14-Mar-26)

AAA
100%
Cash allocation has gone down from 12.8% to 2.6%
Cash allocation has gone down from 12.8% to 2.6%
Debt allocation has gone up from 87.2% to 97.4%
Debt allocation has gone up from 87.2% to 97.4%

LIC MF Gilt Fund PF Plan Growth Sector Allocation

See fund sector allocation details as on (14-Mar-26)

Sector Allocation

Government
83.3%
Cash Equivalent
16.7%

Top 2 Sectors in February were Financial Services, Government

Feb'26

Financial Services

100%

Government

97%

Jan'26

Financial Services

100%

Government

87%

LIC MF Gilt Fund PF Plan Growth Overview

Get key fund statistics, minimum investment details, AUM, expense ratio, exit load, and tax treatment.

Expense ratio1.16%
Benchmark
NIFTY All Duration G-Sec TR INR
AUM₹46 Cr
Inception Date29 December, 2003
Min Lumpsum/SIP--/--
Exit Load
0.2%
Lock InNo Lock-in
TurnOver
127.22%
Risk
Risk meter
pointer
Moderate Risk

About LIC MF Gilt Fund PF Plan Growth

LIC MF Gilt Fund PF Plan Growth is a debt fund. This fund was started on 29 December, 2003. The fund is managed by Rahul Singh, Pratik Shroff. This fund is suitable to keep your money safe.

Key Parameters

  1. LIC MF Gilt Fund PF Plan Growth has ₹46 Cr worth of assets under management (AUM) as on Mar 2026 and is more than category average.
  2. The fund has an expense ratio 1.2.

Returns

LIC MF Gilt Fund PF Plan Growth has given a CAGR return of 5.61% since inception. Over the last 1, 3 and 5 years the fund has given a CAGR return of -0.12%, 5.16% and 4.23% respectively.

Holdings

LIC MF Gilt Fund PF Plan Growth has allocated its funds majorly in Financial Services, Government, Cash Equivalent. Its top holdings are 7.34% Gs 2064, 7.30% Gs 2053, 6.68% Gs 2040, 6.90% Gs 2065

Taxation

As it is a government bond mutual fund the taxation is as follows:
If the fund is debt oriented i.e. asset allocation of more than 65% in debt instruments:
Invested before 1 April 2023 and held for less than 24 months, STCG will be taxed at your income slab rate.
Invested before 1 April 2023 and held for more than 24 months, LTCG will be taxed at 12.5%.
Invested after 1 April 2023, capital gains will be taxed at your income slab rate.
Dividends will always be taxed at slab rate.

Investment objective of LIC MF Gilt Fund PF Plan Growth

The primary objective of the scheme is to generate credit risk free and reasonable returns for its investors through investments in sovereign securities issued by the central and /or state Government and /or any security unconditionally guaranteed by the central/ state government for repayment of Principal and interest and/or reverse repos in such securities as and when permitted by RBI. However, there is no assurance that the investment objective of the Schemes will be realized.

Minimum Investment and lockin period

Minimum investment for lump sum payment is INR 10000.00 and for SIP is INR 0.00. LIC MF Gilt Fund PF Plan Growth has no lock in period.

Fund Manager

Rahul Singh

Fund Manager of LIC MF Gilt Fund PF Plan Growth, since 1 October 2025

Pratik Shroff

Fund Manager of LIC MF Gilt Fund PF Plan Growth, since 26 September 2023

Learn more about LIC Mutual Fund
Parameters
Feb'26
Jan'26
Dec'25
AUM
₹ 46.2 Cr
₹ 57 Cr
₹ 57 Cr
  • AUM of the fund stands at 46.2 Cr as of Feb'26
  • AUM decreased by 10.8 Cr between Feb'26 and Jan'26

Frequently Asked Questions for LIC MF Gilt Fund PF Plan Growth

How do I invest in LIC MF Gilt Fund PF Plan Growth?

INDmoney makes it simple to invest in the LIC MF Gilt Fund PF Plan Growth. To do so, follow the steps below:
  • Download the INDmoney app.
  • Search for ‘LIC MF Gilt Fund PF Plan Growth’.
  • Select whether you want to invest in SIP or lump sum.
  • Enter the amount you wish to invest.
  • Set up payments via bank mandate or UPI.

What is the current NAV of LIC MF Gilt Fund PF Plan Growth?

The NAV of the fund today is ₹33.93. NAV or Net Asset Value is the per unit price of a mutual fund. For example, if the NAV of a fund is ₹10, it means you can get 1000 units of that mutual fund at ₹10,000.

What is the return on the fund?

LIC MF Gilt Fund PF Plan Growth fund has generated a return of -0.12% in 1 year, 5.16% in 3 years, 4.23% in 5 years.

Who is the fund manager of LIC MF Gilt Fund PF Plan Growth?

The fund managers are Rahul Singh, Pratik Shroff.

What is the exit load of the fund?

The exit load is 0.25% if redeemed in 0-30 Days. Exit load is a fee levied for ‘exiting’ the fund earlier than a stipulated period, usually 1 year.

What is the expense ratio of the fund?

The expense ratio is 1.16%. The Expense Ratio is a fee charged for managing the fund. This includes commissions, administrative costs etc.

What is the AUM of the fund?

The AUM of the fund is ₹46 Cr. AUM stands for Assets Under Management. It refers to the total assets managed by the fund.

What are the top holdings of LIC MF Gilt Fund PF Plan Growth?

The top 3 holdings of the fund are 7.34% Gs 2064(32.96%), 7.30% Gs 2053(32.69%), 6.68% Gs 2040(21.3%)