Kotak Gilt Investment Fund
Get the latest NAV of Kotak Gilt Investment Fund. View historical returns compared to its benchmark and category average. Know which stocks and sectors the fund is investing in. Get an estimate of returns from the SIP and lump sum returns calculator. View detailed holding analysis and peer comparison. Get INDmoney ranking of the fund.
₹108.55
1D
NAV as on 17 Mar 2026
7.88%/per year
Since Inception
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51 people have invested ₹ 13.1L in Kotak Gilt Investment Fund in the last three months
Kotak Gilt Investment Fund Performance vs. Government Bond Index
Fund returns vs Benchmark returns vs Category Average returns as on (17-Mar-26)
The fund has outperformed the benchmark (Government Bond Index) over 3Y, 5Y, but underperformed over 1Y.
Kotak Gilt Investment Fund Ranking and Peer Comparison
Ranked based on performance, risk management and cost efficiency
Ranked 14 out of 15 mutual funds in the government bond category as per INDmoney.
Kotak Gilt Investment Fund Returns Calculator
Calculate SIP and lumpsum returns based on historical performance
Total Investment
0
Profit
Total Corpus
0
Kotak Gilt Investment Fund Asset Allocation
See fund asset allocation details as on (14-Mar-26)
Fund Distribution
as on (14-Mar-26)
Kotak Gilt Investment Fund Sector Allocation
See fund sector allocation details as on (14-Mar-26)
Sector Allocation
Top Sector in February was Government
Government
97%
Government
84%
Kotak Gilt Investment Fund Overview
Get key fund statistics, minimum investment details, AUM, expense ratio, exit load, and tax treatment.
| Expense ratio | 0.47% |
Benchmark | NIFTY All Duration G-Sec TR INR |
| AUM | ₹2888 Cr |
| Inception Date | 1 January, 2013 |
| Min Lumpsum/SIP | ₹100/₹100 |
| Exit Load | 0% |
| Lock In | No Lock-in |
TurnOver | 211.78% |
| Risk |   Low to Moderate Risk |
About Kotak Gilt Investment Fund
Kotak Gilt Investment Fund is a debt fund. This fund was started on 1 January, 2013. The fund is managed by Abhishek Bisen. This fund is suitable to keep your money safe.
Key Parameters
- Kotak Gilt Investment Fund has ₹2888 Cr worth of assets under management (AUM) as on Mar 2026 and is more than category average.
- The fund has an expense ratio 0.5.
Returns
Kotak Gilt Investment Fund has given a CAGR return of 7.88% since inception. Over the last 1, 3 and 5 years the fund has given a CAGR return of 1.94%, 6.46% and 5.99% respectively.
Holdings
Kotak Gilt Investment Fund has allocated its funds majorly in Government, Cash Equivalent. Its top holdings are 7.30% Gs 2053, 6.90% Gs 2065, 7.24% Gs 2055, 7.34% Gs 2064, 7.62% Punjab Sgs 2033
Taxation
As it is a government bond mutual fund the taxation is as follows:If the fund is debt oriented i.e. asset allocation of more than 65% in debt instruments:Invested before 1 April 2023 and held for less than 24 months, STCG will be taxed at your income slab rate.Invested before 1 April 2023 and held for more than 24 months, LTCG will be taxed at 12.5%.Invested after 1 April 2023, capital gains will be taxed at your income slab rate.Dividends will always be taxed at slab rate.
Investment objective of Kotak Gilt Investment Fund
The objective of the Plan is to generate risk-free returns through investments in sovereign securities issued by the Central Government and/or State Government(s) and/or any security unconditionally guaranteed by the Government of India, and/or reverse repos in such securities as and when permitted by RBI. A portion of the fund may be invested in Reverse repo, CBLO and/or other similar instruments as may be notified to meet the day-to-day liquidity requirements of the Plan. To ensure total safety of Unit holders' funds, the Plan does not invest in any other securities such as shares, debentures or bonds issued by any other entity. The Fund will seek to underwrite issuance of Government Securities if and to the extent permitted by SEBI/ RBI and subject to the prevailing rules and regulations specified in this respect and may also participate in their auction from time to time.
Minimum Investment and lockin period
Minimum investment for lump sum payment is INR 100.00 and for SIP is INR 100.00. Kotak Gilt Investment Fund has no lock in period.
Fund Manager
Abhishek Bisen
Fund Manager of Kotak Gilt Investment Fund, since 15 April 2008
- AUM of the fund stands at 2.9K Cr as of Feb'26
- AUM decreased by 174.6 Cr between Feb'26 and Jan'26
Frequently Asked Questions for Kotak Gilt Investment Fund
How do I invest in Kotak Gilt Investment Fund?
- Download the INDmoney app.
- Search for ‘Kotak Gilt Investment Fund’.
- Select whether you want to invest in SIP or lump sum.
- Enter the amount you wish to invest.
- Set up payments via bank mandate or UPI.