Kotak CRISIL IBX Financial Services 9 12 Months Debt Index Fund

Debt

Kotak Mutual Fund

Index Funds - Fixed Income

Get the latest NAV of Kotak CRISIL IBX Financial Services 9 12 Months Debt Index Fund. View historical returns compared to its benchmark and category average. Know which stocks and sectors the fund is investing in. Get an estimate of returns from the SIP and lump sum returns calculator. View detailed holding analysis and peer comparison. Get INDmoney ranking of the fund.

₹10.20

NAV as on 06 Feb 2026

2.02%/per year

Since Inception

Absolute Gain%

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54 people have invested ₹ 34.3K in Kotak CRISIL IBX Financial Services 9 12 Months Debt Index Fund in the last three months

Kotak CRISIL IBX Financial Services 9 12 Months Debt Index Fund Performance vs. Fixed Income Index

Fund returns vs Benchmark returns vs Category Average returns as on (06-Feb-26)

Period	1M	3M	6M	1Y	3Y	5Y
This Fund	0.31%	1.21%	--	--	--	--
Fixed Income Index	--	--	--	--	--	--
Index Funds - Fixed Income Avg	--	--	--	--	--	--
Best in Index Funds - Fixed Income	0.86%	1.54%	3.09%	8.36%	8.46%	6.83%
Worst in Index Funds - Fixed Income	-1.16%	-0.78%	0.42%	5.14%	7.02%	6.57%

Peer comparison

Fund Name	INDmoney Rank	AUM (in Crs.)	Expense Ratio	1Y Returns	3Y Returns	3Y Alpha	3Y Beta	3Y Sharpe	3Y Sortino	3Y Info Ratio
Kotak CRISIL IBX Financial Services 9 12 Months Debt Index Fund	-	760Cr	0.12%	-	-	--	--	--	--	--
Axis CRISIL IBX AAA NBFC Index Jun 2027 Fund	1/39	1,879Cr	0.15%	7.96%	-	--	--	--	--	--
Aditya Birla Sun Life CRISIL IBX Financial Svcs 3 to 6 Mths Dbt Idx Dir Fund	2/39	3,402Cr	0.13%	7.02%	-	--	--	--	--	--
Nippon India Nifty AAA CPSE Bd Pl SDL Apr27 Mat 60:40 Idx Fd Dir Fund	3/39	3,144Cr	0.15%	7.36%	7.52%	--	--	0.96	1.80	--

See all

Kotak CRISIL IBX Financial Services 9 12 Months Debt Index Fund Returns Calculator

Calculate SIP and lumpsum returns based on historical performance

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Kotak CRISIL IBX Financial Services 9 12 Months Debt Index Fund Asset Allocation

See fund asset allocation details as on (14-Jan-26)

Fund Distribution

as on (14-Jan-26)

AAA

100%

Kotak CRISIL IBX Financial Services 9 12 Months Debt Index Fund Sector Allocation

See fund sector allocation details as on (14-Jan-26)

Sector Allocation

Corporate

77.6%

Cash Equivalent

12.6%

Government

9.8%

Kotak CRISIL IBX Financial Services 9 12 Months Debt Index Fund Overview

Get key fund statistics, minimum investment details, AUM, expense ratio, exit load, and tax treatment.

Expense ratio	0.12%
Benchmark	CRISIL-IBX Fincl Svcs 9-12MthsDbt TR INR
AUM	₹760 Cr
Inception Date	24 September, 2025
Min Lumpsum/SIP	₹100/₹100
Exit Load	0%
Lock In	No Lock-in
TurnOver	0%
Risk	Low to Moderate Risk

About Kotak CRISIL IBX Financial Services 9 12 Months Debt Index Fund

Kotak CRISIL IBX Financial Services 9 12 Months Debt Index Fund is a debt fund. This fund was started on 24 September, 2025. The fund is managed by Manu Sharma. This fund is suitable to keep your money safe.

Key Parameters

Kotak CRISIL IBX Financial Services 9 12 Months Debt Index Fund has ₹760 Cr worth of assets under management (AUM) as on Jan 2026 and is more than category average.
The fund has an expense ratio 0.1.

Returns

Kotak CRISIL IBX Financial Services 9 12 Months Debt Index Fund has given a CAGR return of 2.02% since inception.

Holdings

Kotak CRISIL IBX Financial Services 9 12 Months Debt Index Fund has allocated its funds majorly in Corporate, Government, Cash Equivalent. Its top holdings are National Bank For Agriculture And Rural Development, Rec Limited, Small Industries Development Bank Of India, Hdb Financial Services Limited, HDFC Bank Limited

Taxation

As it is a index funds - fixed income mutual fund the taxation is as follows:
If the fund is debt oriented i.e. asset allocation of more than 65% in debt instruments:
Invested before 1 April 2023 and held for less than 24 months, STCG will be taxed at your income slab rate.
Invested before 1 April 2023 and held for more than 24 months, LTCG will be taxed at 12.5%.
Invested after 1 April 2023, capital gains will be taxed at your income slab rate.
Dividends will always be taxed at slab rate.

Investment objective of Kotak CRISIL IBX Financial Services 9 12 Months Debt Index Fund

The investment objective of the scheme is to generate returns that are commensurate (before fees and expenses) with the performance of CRISILIBX Financial Services 9 -12 Months Debt Index that seeks to track the performance of Commercial Papers (CPs), Certificates of Deposit (CDs) & corporate bond securities maturing within 9 to 12 months from the date of inclusion in the index. However, there can be no assurance that the investment objective of the Scheme will be achieved.

Minimum Investment and lockin period

Minimum investment for lump sum payment is INR 100.00 and for SIP is INR 100.00. Kotak CRISIL IBX Financial Services 9 12 Months Debt Index Fund has no lock in period.

Fund Manager

Manu Sharma

Fund Manager of Kotak CRISIL IBX Financial Services 9 12 Months Debt Index Fund, since 24 September 2025

Learn more about Kotak Mutual Fund

Frequently Asked Questions for Kotak CRISIL IBX Financial Services 9 12 Months Debt Index Fund

How do I invest in Kotak CRISIL IBX Financial Services 9 12 Months Debt Index Fund?

INDmoney makes it simple to invest in the Kotak CRISIL IBX Financial Services 9 12 Months Debt Index Fund. To do so, follow the steps below:

Download the INDmoney app.
Search for ‘Kotak CRISIL IBX Financial Services 9 12 Months Debt Index Fund’.
Select whether you want to invest in SIP or lump sum.
Enter the amount you wish to invest.
Set up payments via bank mandate or UPI.

What is the current NAV of Kotak CRISIL IBX Financial Services 9 12 Months Debt Index Fund?

The NAV of the fund today is ₹10.20. NAV or Net Asset Value is the per unit price of a mutual fund. For example, if the NAV of a fund is ₹10, it means you can get 1000 units of that mutual fund at ₹10,000.

Who is the fund manager of Kotak CRISIL IBX Financial Services 9 12 Months Debt Index Fund?

The fund managers are Manu Sharma.

What is the expense ratio of the fund?

The expense ratio is 0.12%. The Expense Ratio is a fee charged for managing the fund. This includes commissions, administrative costs etc.

What is the AUM of the fund?

The AUM of the fund is ₹760 Cr. AUM stands for Assets Under Management. It refers to the total assets managed by the fund.

What are the top holdings of Kotak CRISIL IBX Financial Services 9 12 Months Debt Index Fund?

The top 3 holdings of the fund are National Bank For Agriculture And Rural Development(13.12%), Rec Limited(10.37%), Small Industries Development Bank Of India(10.35%)