ITI Liquid Fund

ITI Liquid Fund

Debt

ITI Mutual Fund

Liquid

Get the latest NAV of ITI Liquid Fund. View historical returns compared to its benchmark and category average. Know which stocks and sectors the fund is investing in. Get an estimate of returns from the SIP and lump sum returns calculator. View detailed holding analysis and peer comparison. Get INDmoney ranking of the fund.

₹1428.77

NAV as on 17 Mar 2026

5.31%/per year

Since Inception

Absolute Gain%

▲▼

12 people have invested ₹ 24.3L in ITI Liquid Fund in the last three months

ITI Liquid Fund Performance vs. Liquid Index

Fund returns vs Benchmark returns vs Category Average returns as on (17-Mar-26)

The fund has consistently outperformed the benchmark (Liquid Index) over the last 1Y, 3Y, 5Y time periods.

Period
1M
3M
6M
1Y
3Y
5Y
This Fund
0.4%
1.4%
2.84%
6.27%
6.76%
5.78%
Liquid Index
0.34%
1.2%
2.48%
5.5%
5.58%
4.94%
Liquid Avg
0.32%
1.21%
2.57%
5.64%
6.32%
5.43%
Best in Liquid
0.43%
1.48%
2.96%
6.44%
7.05%
6.09%
Worst in Liquid
-0.03%
0.09%
2.72%
5.88%
6.58%
5.63%

Peer comparison

Fund Name
INDmoney Rank
AUM (in Crs.)
Expense Ratio
1Y Returns
3Y Returns
3Y Alpha
3Y Beta
3Y Sharpe
3Y Sortino
3Y Info Ratio
ITI Liquid Fund
-
56Cr
0.09%
6.27%
6.76%
-0.14
1.04
1.36
4.30
-1.64
DSP Liquidity Fund
1/24
21,058Cr
0.12%
6.36%
7.01%
0.01
1.38
3.32
25.57
2.07
Axis Liquid Fund
2/24
43,636Cr
0.11%
6.38%
7.03%
0.02
1.43
3.35
32.39
2.24
Bandhan Liquid Fund
3/24
17,384Cr
0.07%
6.29%
6.98%
-0.02
1.40
3.12
18.92
1.68
See all

ITI Liquid Fund Returns Calculator

Calculate SIP and lumpsum returns based on historical performance

  • 1-time

  • SIP

Total Investment

0

Profit

Total Corpus

0

Absolute Return
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ITI Liquid Fund Asset Allocation

See fund asset allocation details as on (14-Mar-26)

Fund Distribution

as on (14-Mar-26)

AAA
100%
Cash allocation has gone down from 99.7% to 99.7%
Cash allocation has gone down from 99.7% to 99.7%
Debt allocation has gone up from 0% to 0.3%
Debt allocation has gone up from 0% to 0.3%

ITI Liquid Fund Sector Allocation

See fund sector allocation details as on (14-Mar-26)

Sector Allocation

Cash Equivalent
62.8%
Corporate
25.5%
Government
11.8%

Top 2 Sectors in February were Corporate, Government

Feb'26

Corporate

42%

Government

7%

Jan'26

Corporate

29%

Government

7%

ITI Liquid Fund Overview

Get key fund statistics, minimum investment details, AUM, expense ratio, exit load, and tax treatment.

Expense ratio0.09%
Benchmark
CRISIL Liquid Debt TR INR
AUM₹56 Cr
Inception Date24 April, 2019
Min Lumpsum/SIP₹5,000/₹500
Exit Load
0.0%
Lock InNo Lock-in
TurnOver
736.09%
Risk
Risk meter
pointer
Low to Moderate Risk

About ITI Liquid Fund

ITI Liquid Fund is a debt fund. This fund was started on 24 April, 2019. The fund is managed by Laukik Bagwe. This fund is suitable to keep your money safe.

Key Parameters

  1. ITI Liquid Fund has ₹56 Cr worth of assets under management (AUM) as on Mar 2026 and is more than category average.
  2. The fund has an expense ratio 0.1.

Returns

ITI Liquid Fund has given a CAGR return of 5.31% since inception. Over the last 1, 3 and 5 years the fund has given a CAGR return of 6.27%, 6.76% and 5.78% respectively.

Holdings

ITI Liquid Fund has allocated its funds majorly in Cash Equivalent, Corporate, Government. Its top holdings are 27/03/2026 Maturing 91 DTB, Indian Bank, Icici Securities Limited (Earlier Icici Brokerage Services Limited), Axis Bank Limited, Export-Import Bank Of India

Taxation

As it is a liquid mutual fund the taxation is as follows:
If the fund is debt oriented i.e. asset allocation of more than 65% in debt instruments:
Invested before 1 April 2023 and held for less than 24 months, STCG will be taxed at your income slab rate.
Invested before 1 April 2023 and held for more than 24 months, LTCG will be taxed at 12.5%.
Invested after 1 April 2023, capital gains will be taxed at your income slab rate.
Dividends will always be taxed at slab rate.

Investment objective of ITI Liquid Fund

The investment objective of the Scheme is to provide reasonable returns, commensurate with low risk while providing a high level of liquidity, through a portfolio of money market and debt securities. However, there can be no assurance that the investment objective of the scheme will be realised.

Minimum Investment and lockin period

Minimum investment for lump sum payment is INR 5000.00 and for SIP is INR 500.00. ITI Liquid Fund has no lock in period.

Fund Manager

Laukik Bagwe

Fund Manager of ITI Liquid Fund, since 1 February 2025

Learn more about ITI Mutual Fund
Parameters
Feb'26
Jan'26
Dec'25
AUM
₹ 55.8 Cr
₹ 56.8 Cr
₹ 54 Cr
  • AUM of the fund stands at 55.8 Cr as of Feb'26
  • AUM decreased by 1.1 Cr between Feb'26 and Jan'26

Frequently Asked Questions for ITI Liquid Fund

How do I invest in ITI Liquid Fund?

INDmoney makes it simple to invest in the ITI Liquid Fund. To do so, follow the steps below:
  • Download the INDmoney app.
  • Search for ‘ITI Liquid Fund’.
  • Select whether you want to invest in SIP or lump sum.
  • Enter the amount you wish to invest.
  • Set up payments via bank mandate or UPI.

What is the current NAV of ITI Liquid Fund?

The NAV of the fund today is ₹1428.77. NAV or Net Asset Value is the per unit price of a mutual fund. For example, if the NAV of a fund is ₹10, it means you can get 1000 units of that mutual fund at ₹10,000.

What is the return on the fund?

ITI Liquid Fund fund has generated a return of 6.27% in 1 year, 6.76% in 3 years, 5.78% in 5 years.

Who is the fund manager of ITI Liquid Fund?

The fund managers are Laukik Bagwe.

What is the exit load of the fund?

The exit load is 0.007% if redeemed in 0-1 Days, 0.0065% if redeemed in 1-2 Days, 0.006% if redeemed in 2-3 Days, 0.0055% if redeemed in 3-4 Days, 0.005% if redeemed in 4-5 Days, 0.0045% if redeemed in 5-6 Days. Exit load is a fee levied for ‘exiting’ the fund earlier than a stipulated period, usually 1 year.

What is the expense ratio of the fund?

The expense ratio is 0.09%. The Expense Ratio is a fee charged for managing the fund. This includes commissions, administrative costs etc.

What is the AUM of the fund?

The AUM of the fund is ₹56 Cr. AUM stands for Assets Under Management. It refers to the total assets managed by the fund.

What are the top holdings of ITI Liquid Fund?

The top 3 holdings of the fund are 27/03/2026 Maturing 91 DTB(14.29%), Indian Bank(8.96%), Icici Securities Limited (Earlier Icici Brokerage Services Limited)(8.81%)