ICICI Prudential Life Cycle Fund 2031 Direct Growth
Get the latest NAV of ICICI Prudential Life Cycle Fund 2031 Direct Growth. View historical returns compared to its benchmark and category average. Know which stocks and sectors the fund is investing in. Get an estimate of returns from the SIP and lump sum returns calculator. View detailed holding analysis and peer comparison. Get INDmoney ranking of the fund.
₹9.64
▲0.8%1D
NAV as on 09 Nov 2026
/per year
Since Inception
▲▼
100 people have invested ₹ 10.8L in ICICI Prudential Life Cycle Fund 2031 in the last three months
ICICI Prudential Life Cycle Fund 2031 Performance vs. Balanced Allocation Index
Fund returns vs Benchmark returns vs Category Average returns as on (09-Nov-26)
The fund has underperformed the benchmark (Balanced Allocation Index) over the last 1Y, 3Y, 5Y time periods.
Peer comparison
ICICI Prudential Life Cycle Fund 2031 Returns Calculator
Calculate SIP and lumpsum returns based on historical performance
Total Investment
0
Profit
Total Corpus
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ICICI Prudential Life Cycle Fund 2031 Asset Allocation
See fund asset allocation details as on (14-Oct-26)
Fund Distribution
as on (14-Oct-26)
ICICI Prudential Life Cycle Fund 2031 Sector Allocation
See fund sector allocation details as on (14-Oct-26)
Sector Allocation
ICICI Prudential Life Cycle Fund 2031 Holdings Details
as on (31-Oct-26)
ICICI Prudential Life Cycle Fund 2031 Overview
Get key fund statistics, minimum investment details, AUM, expense ratio, exit load, and tax treatment.
| Expense ratio | 0.95% |
Benchmark | null |
| AUM | ₹44 Cr |
| Inception Date | 15 September, 2026 |
| Min Lumpsum/SIP | ₹100/-- |
Exit Load | 3.0% |
| Lock In | No Lock-in |
TurnOver | 0% |
| Risk |   Very High Risk |
About ICICI Prudential Life Cycle Fund 2031
ICICI Prudential Life Cycle Fund 2031 Direct Growth is a hybrid fund. This fund was started on 15 September, 2026. The fund is managed by Manish Banthia, Rohit Lakhotia, Aatur Shah, Gaurav Chikane. This fund gives you the benefit of diversification.
Key Parameters
- ICICI Prudential Life Cycle Fund 2031 has ₹44 Cr worth of assets under management (AUM) as on Nov 2026 and is more than category average.
- The fund has an expense ratio 1.
Returns
ICICI Prudential Life Cycle Fund 2031 has given a CAGR return of -3.58% since inception.
Holdings
ICICI Prudential Life Cycle Fund 2031 has allocated its funds majorly in Cash Equivalent, Government, Consumer Cyclical, Basic Materials, Industrial, Health, Financial Services, Energy.
Taxation
As it is a balanced allocation mutual fund the taxation is as follows:If the fund is equity oriented i.e. asset allocation of more than 65% in equity instruments:For short term (less than a year) capital gains will be taxed at 20%For long term (more than 1 year) capital gains will be taxed at 12.5% without indexation benefitLong term gains up to Rs 1 lakh are exempt from taxation (more than 12 months).
Investment objective of ICICI Prudential Life Cycle Fund 2031
An open-ended life cycle fund with maturity of 5 years following glide path approach for goal-based investing. The Scheme shall invest across asset class. The Scheme shall invest in equity and equity related instruments and Debt, money market instruments to generate capital appreciation and regular income. The Scheme may invest certain portion in units of InvITs, Gold & Silver ETF and Exchange Traded Commodity Derivatives. However, there can be no assurance or guarantee that the investment objective of the Scheme would be achieved.
Minimum Investment and lockin period
Minimum investment for lump sum payment is INR 100.00 and for SIP is INR 0.00. ICICI Prudential Life Cycle Fund 2031 has no lock in period.
Fund Manager
Manish Banthia
Fund Manager of ICICI Prudential Life Cycle Fund 2031, since 15 September 2026
Rohit Lakhotia
Fund Manager of ICICI Prudential Life Cycle Fund 2031, since 15 September 2026
Aatur Shah
Fund Manager of ICICI Prudential Life Cycle Fund 2031, since 15 September 2026
Gaurav Chikane
Fund Manager of ICICI Prudential Life Cycle Fund 2031, since 15 September 2026
Frequently Asked Questions for ICICI Prudential Life Cycle Fund 2031 Direct Growth
How do I invest in ICICI Prudential Life Cycle Fund 2031?
- Download the INDmoney app.
- Search for ‘ICICI Prudential Life Cycle Fund 2031’.
- Select whether you want to invest in SIP or lump sum.
- Enter the amount you wish to invest.
- Set up payments via bank mandate or UPI.