HDFC Conservative Hybrid Fund Direct Plan Growth Option

HDFC Conservative Hybrid Fund Direct Plan Growth Option

Hybrid

HDFC Mutual Fund

Conservative Allocation

Get the latest NAV of HDFC Conservative Hybrid Fund Direct Plan Growth Option. View historical returns compared to its benchmark and category average. Know which stocks and sectors the fund is investing in. Get an estimate of returns from the SIP and lump sum returns calculator. View detailed holding analysis and peer comparison. Get INDmoney ranking of the fund.

₹89.63

NAV as on 01 Sep 2026

9.33%/per year

Since Inception

Absolute Gain%

▲▼

903 people have invested ₹ 53.9L in HDFC Conservative Hybrid Fund in the last three months

HDFC Conservative Hybrid Fund Performance vs. Conservative Allocation Index

Fund returns vs Benchmark returns vs Category Average returns as on (01-Sep-26)

The fund has consistently outperformed the benchmark (Conservative Allocation Index) over the last 1Y, 3Y, 5Y time periods.

Period
1M
3M
6M
1Y
3Y
5Y
This Fund
-0.47%
2.26%
0.11%
3.66%
7.8%
8.15%
Conservative Allocation Index
-0.16%
2.14%
0.79%
2.8%
5.96%
5.97%
Conservative Allocation Avg
-0.14%
2.02%
1%
3.67%
7.48%
7.2%
Best in Conservative Allocation
0.56%
3.81%
3.63%
7.78%
10.36%
9.94%
Worst in Conservative Allocation
-0.44%
1.63%
-0.35%
1.87%
5.74%
5.89%
Category Rank
9/10
9/10
8/10
7/10
5/9
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HDFC Conservative Hybrid Fund Ranking and Peer Comparison

Ranked based on performance, risk management and cost efficiency

9
/10
28% Performance
41% Risk Management
11% Cost

Ranked 9 out of 10 mutual funds in the conservative allocation category as per INDmoney.

Fund Name
INDmoney Rank
AUM (in Crs.)
Expense Ratio
1Y Returns
3Y Returns
3Y Alpha
3Y Beta
3Y Sharpe
3Y Sortino
3Y Info Ratio
HDFC Conservative Hybrid Fund
9/10
3,245Cr
1.17%
3.66%
7.8%
-0.02
1.21
0.33
0.47
0.18
Parag Parikh Conservative Hybrid Fund
1/10
3,473Cr
0.24%
5.87%
10.12%
2.69
0.82
1.03
1.80
1.25
Nippon India Conservative Hybrid Fund
2/10
977Cr
1%
7.66%
8.87%
1.50
0.59
1.04
1.62
0.60
ICICI Prudential Savings Fund
3/10
3,356Cr
1.03%
4.55%
9.19%
1.73
0.86
0.80
1.24
1.20
See all

HDFC Conservative Hybrid Fund Returns Calculator

Calculate SIP and lumpsum returns based on historical performance

  • 1-time

  • SIP

Total Investment

0

Profit

Total Corpus

0

Absolute Return
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HDFC Conservative Hybrid Fund Asset Allocation

See fund asset allocation details as on (15-Aug-26)

Fund Distribution

as on (15-Aug-26)

Large cap
16.5%
Mid cap
2.4%
Small cap
0.8%

HDFC Conservative Hybrid Fund Sector Allocation

See fund sector allocation details as on (15-Aug-26)

Sector Allocation

Financial Services
41.6%
Energy
11.7%
Tech
10.3%
Industrial
7.4%
Health
7.3%
Utilities
6.5%
Consumer Cyclical
4.7%
Communication
4.5%
Real Estate
3%
Consumer Defensive
2.3%
Basic Materials
0.7%

Top 3 Sectors in July were Government, Financial Services & Corporate

Jul'26

Government

56%

Financial Services

42%

Corporate

41%

Jun'26

Government

60%

Financial Services

43%

Corporate

38%

HDFC Conservative Hybrid Fund Holdings Details

as on (31-Aug-26)

Holdings
Weight%
1M Change
ICICI Bank Ltd
2.18%
0%
HDFC Bank Ltd
1.57%
0%
State Bank of India
1.48%
0%
Axis Bank Ltd
1.22%
0%
Reliance Industries Ltd
1.01%
0%
See all

HDFC Conservative Hybrid Fund Overview

Get key fund statistics, minimum investment details, AUM, expense ratio, exit load, and tax treatment.

Expense ratio1.17%
Benchmark
Nifty Composite Debt Index TR INR
AUM₹3245 Cr
Inception Date1 January, 2013
Min Lumpsum/SIP₹100/₹100
Exit Load
1.0%
Lock InNo Lock-in
TurnOver
23.41%
Risk
Risk meter
pointer
Moderately High risk

About HDFC Conservative Hybrid Fund

HDFC Conservative Hybrid Fund Direct Plan Growth Option is a hybrid fund. This fund was started on 1 January, 2013. The fund is managed by Anupam Joshi, Srinivasan Ramamurthy, Dhruv Muchhal. This fund gives you the benefit of diversification.

Key Parameters

  1. HDFC Conservative Hybrid Fund has ₹3245 Cr worth of assets under management (AUM) as on Aug 2026 and is more than category average.
  2. The fund has an expense ratio 1.2.

Returns

HDFC Conservative Hybrid Fund has given a CAGR return of 9.33% since inception. Over the last 1, 3 and 5 years the fund has given a CAGR return of 3.66%, 7.80% and 8.15% respectively.

Holdings

HDFC Conservative Hybrid Fund has allocated its funds majorly in Government, Financial Services, Corporate, Energy, Tech, Health, Utilities, Industrial, Consumer Cyclical, Communication, Cash Equivalent, Real Estate, Consumer Defensive, Basic Materials.

Taxation

As it is a conservative allocation mutual fund the taxation is as follows:
If the fund is equity oriented i.e. asset allocation of more than 65% in equity instruments:
For short term (less than a year) capital gains will be taxed at 20%
For long term (more than 1 year) capital gains will be taxed at 12.5% without indexation benefit
Long term gains up to Rs 1 lakh are exempt from taxation (more than 12 months).

Investment objective of HDFC Conservative Hybrid Fund

To generate income/capital appreciation by investing primarily in debt securities, money market instruments and moderate exposure to equities.There is no assurance that the investment objective of the Scheme will be realized.

Minimum Investment and lockin period

Minimum investment for lump sum payment is INR 100.00 and for SIP is INR 100.00. HDFC Conservative Hybrid Fund has no lock in period.

Fund Manager

Anupam Joshi

Fund Manager of HDFC Conservative Hybrid Fund, since 7 March 2026

Srinivasan Ramamurthy

Fund Manager of HDFC Conservative Hybrid Fund, since 14 December 2021

Dhruv Muchhal

Fund Manager of HDFC Conservative Hybrid Fund, since 22 June 2023

Learn more about HDFC Mutual Fund
Parameters
Jul'26
Jun'26
May'26
AUM
₹ 3.2K Cr
₹ 3.3K Cr
₹ 3.2K Cr
  • AUM of the fund stands at 3.2K Cr as of Jul'26
  • AUM decreased by 19.8 Cr between Jul'26 and Jun'26

Frequently Asked Questions for HDFC Conservative Hybrid Fund Direct Plan Growth Option

How do I invest in HDFC Conservative Hybrid Fund?

INDmoney makes it simple to invest in the HDFC Conservative Hybrid Fund. To do so, follow the steps below:
  • Download the INDmoney app.
  • Search for ‘HDFC Conservative Hybrid Fund’.
  • Select whether you want to invest in SIP or lump sum.
  • Enter the amount you wish to invest.
  • Set up payments via bank mandate or UPI.

What is the current NAV of HDFC Conservative Hybrid Fund?

The NAV of the fund today is ₹89.63. NAV or Net Asset Value is the per unit price of a mutual fund. For example, if the NAV of a fund is ₹10, it means you can get 1000 units of that mutual fund at ₹10,000.

What is the return on the fund?

HDFC Conservative Hybrid Fund fund has generated a return of 3.66% in 1 year, 7.80% in 3 years, 8.15% in 5 years.

Who is the fund manager of HDFC Conservative Hybrid Fund?

The fund managers are Anupam Joshi, Srinivasan Ramamurthy, Dhruv Muchhal.

What is the exit load of the fund?

The exit load is 1% if redeemed in 0-1 Years. Exit load is a fee levied for ‘exiting’ the fund earlier than a stipulated period, usually 1 year.

What is the expense ratio of the fund?

The expense ratio is 1.17%. The Expense Ratio is a fee charged for managing the fund. This includes commissions, administrative costs etc.

What is the AUM of the fund?

The AUM of the fund is ₹3245 Cr. AUM stands for Assets Under Management. It refers to the total assets managed by the fund.

What are the top holdings of HDFC Conservative Hybrid Fund?

The top 3 holdings of the fund are 7.34% Govt Stock 2064(3.94%), 7.23% Govt Stock 2039(3.17%), 7.09% Govt Stock 2054(2.98%)