UTI - Low Duration Fund - Direct Plan - Annual Payout Inc Dist cum Cap Wdrl Option

Debt
Direct
Low Duration
UTI - Low Duration Fund - Direct Plan - Annual Payout Inc Dist cum Cap Wdrl Option

About the Fund

UTI - Low Duration Fund - Direct Plan - Annual Payout Inc Dist cum Cap Wdrl Option is a debt fund. This fund was started on 6 November, 2017. The fund is managed by Anurag Mittal. This fund is suitable to keep your money safe.

Key Parameters

  1. UTI - Low Duration Fund - Direct Plan - Annual Payout Inc Dist cum Cap Wdrl Option has ₹2456 Cr worth of assets under management (AUM) as on Dec 1969 and is less than category average.
  2. The fund has an expense ratio 0.4.

Returns

UTI - Low Duration Fund - Direct Plan - Annual Payout Inc Dist cum Cap Wdrl Option has given a CAGR return of 5.05% since inception. Over the last 1, 3 and 5 years the fund has given a CAGR return of 7.30%, 7.54% and 7.22% respectively.

Holdings

UTI - Low Duration Fund - Direct Plan - Annual Payout Inc Dist cum Cap Wdrl Option has allocated its funds majorly in Corporate, Cash Equivalent, Government. Its top holdings are Power Finance Corporation Limited, National Bank For Agriculture And Rural Development, Canara Bank, Panatone Finvest Limited, Rural Electrification Corporation Limited

Taxation

As it is a low duration mutual fund the taxation is as follows:
If the fund is debt oriented i.e. asset allocation of more than 65% in debt instruments:
For short term (less than 3 years) capital gains will be taxed at your income slab rate.
For long term (more than 3 years) capital gains will be taxed at 20% with indexation benefit.
Dividends will always be taxed at slab rate.

Investment objective of UTI - Low Duration Fund - Direct Plan - Annual Payout Inc Dist cum Cap Wdrl Option

The investment objective is to generate reasonable income for its investors consistent with high liquidity by investing in a portfolio of debt & money market instruments. However there can be no assurance that the investment objective of the Scheme will be achieved. The Scheme does not guarantee / indicate any returns.

Minimum Investment and lockin period

Minimum investment for lump sum payment is INR 20000.00 and for SIP is INR 500.00. UTI - Low Duration Fund - Direct Plan - Annual Payout Inc Dist cum Cap Wdrl Option has no lock in period.

Fund Performance

Fund Overview

Expense ratio0.35%
Benchmark
CRISIL Liquid Fund TR INR
AUM₹2456 Cr
Inception Date6 November, 2017
Min Lumpsum/SIP₹20000/₹500
Exit Load0%
Lock InNo Lock-in
TurnOver
185.19%
Risk
Risk meter
pointer
Low to Moderate Risk

Fund Distribution
as on (31-Dec-69)

  • Debt & Cash 99.7%

AAA
93.9%

AA
6.1%

Sector Allocation

May'24

Apr'24

Mar'24

Corporate
57.4%
Cash Equivalent
26.7%
Government
16%
All changes are between Oct'69 and Dec'69

as on (31-May-24)

  • Debt & Cash

Holdings
Weight%
1M Change
Power Finance Corporation Limited
Power Finance Corporation Limited
6.08%
0%
National Bank For Agriculture And Rural Development
National Bank For Agriculture And Rural Development
4.06%
0%
Canara Bank
Canara Bank
3.88%
0%
Panatone Finvest Limited
Panatone Finvest Limited
3.1%
0%
Rural Electrification Corporation Limited
Rural Electrification Corporation Limited
3.06%
0%

Anurag Mittal
Anurag Mittal
Fund Manager of UTI - Low Duration Fund - Direct Plan - Annual Payout Inc Dist cum Cap Wdrl Option, since 1 December 2021

UTI - Low Duration Fund - Direct Plan - Annual Payout Inc Dist cum Cap Wdrl Option Highlights

Risk meter
pointer

Low to Moderate Risk

Investors understand that their principal will be at Low to Moderate Risk
About the fund

About the fund

This fund has delivered an average annual returns of 5.05% since inception which is more than its category average return of 4.97%
AUM size ₹2456 Cr

AUM size ₹2456 Cr

This fund has AUM of ₹2456 Cr which is less than its category average of ₹ 3727 Cr
Expense Ratio 0.35%

Expense Ratio 0.35%

This fund has an expense ratio of 0.35% which is less than its category average expense ratio of 0.65%

Frequently Asked Questions

The current NAV of UTI - Low Duration Fund - Direct Plan - Annual Payout Inc Dist cum Cap Wdrl Option is ₹1230.57 as on 19-Jun-2024.
Existing (Absolute + CAGR) as on 19-Jun-2024.
UTI - Low Duration Fund - Direct Plan - Annual Payout Inc Dist cum Cap Wdrl Option
Absolute Returns
CAGR Returns
1 Month Returns
0.63%
0.63%
6 Month Returns
3.78%
3.78%
1 Year Returns
7.3%
7.3%
3 Years Returns
24.37%
7.54%
5 Years Returns
41.7%
7.22%
With INDmoney, the process of investing is very simple and involves zero commission.
  • Click Buy on the fund name.
  • Input the amount you are looking to invest.
  • Select Lump Sum or SIP (Weekly, Monthly or Quarterly).
  • Select your bank account and proceed with Payment.
0.35% as on May 2024
₹2456 Cr as on May 2024
Power Finance Corporation Limited(6.08%), National Bank For Agriculture And Rural Development(4.06%), Canara Bank(3.88%), Panatone Finvest Limited(3.1%), Rural Electrification Corporation Limited(3.06%) as on May 2024
Corporate(57.37%), Cash Equivalent(26.66%), Government(15.98%) as on May 2024
Yield to Maturity is 7.73 as on May 2024. Yield to Maturity is the total return earned on your bond investments if you hold the bond investments till maturity & all bonds' proceeds are reinvested in it.
Modified Duration is 0.88 as on May 2024. Modified Duration tells the sensitivity of the price of a bond to a change in interest rate.
AAA
93.87
AA
6.13
Anurag Mittal is the fund manager of UTI - Low Duration Fund - Direct Plan - Annual Payout Inc Dist cum Cap Wdrl Option
The Exit load of UTI - Low Duration Fund - Direct Plan - Annual Payout Inc Dist cum Cap Wdrl Option is 0%