SBI Low Duration Fund Direct Plan Monthly Reinvestment of Income Dist cum capl wdrl

SBI Low Duration Fund Direct Plan Monthly Reinvestment of Income Dist cum capl wdrl

Debt

SBI Mutual Fund

Low Duration

Get the latest NAV of SBI Low Duration Fund Direct Plan Monthly Reinvestment of Income Dist cum capl wdrl. View historical returns compared to its benchmark and category average. Know which stocks and sectors the fund is investing in. Get an estimate of returns from the SIP and lump sum returns calculator. View detailed holding analysis and peer comparison. Get INDmoney ranking of the fund.

₹1683.96

NAV as on 20 Mar 2026

6.1%/per year

Since Inception

Absolute Gain%

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SBI Low Duration Fund Direct Plan Monthly Reinvestment of Income Dist cum capl wdrl Performance vs. Low Duration Index

Fund returns vs Benchmark returns vs Category Average returns as on (20-Mar-26)

The fund has outperformed the benchmark (Low Duration Index) over 1Y, 3Y, but underperformed over 5Y.

Period
1M
3M
6M
1Y
3Y
5Y
This Fund
0.28%
1.25%
2.74%
7%
7.45%
6.32%
Low Duration Index
0.31%
1.13%
2.51%
6.24%
6.07%
6.57%
Low Duration Avg
0.27%
1.15%
2.58%
6.73%
7.11%
6.05%
Best in Low Duration
0.46%
1.51%
3.26%
8.44%
8.08%
7.38%
Worst in Low Duration
0.24%
1.16%
2.67%
6.86%
7.27%
6.15%

Peer comparison

Fund Name
INDmoney Rank
AUM (in Crs.)
Expense Ratio
1Y Returns
3Y Returns
3Y Alpha
3Y Beta
3Y Sharpe
3Y Sortino
3Y Info Ratio
SBI Low Duration Fund Direct Plan Monthly Reinvestment of Income Dist cum capl wdrl
-
16,391Cr
0.43%
7%
7.45%
-0.14
1.16
2.09
6.27
--
ICICI Prudential Savings Fund Weekly Reinvestment of Income Dist cum Cap Wdrl
-
22,337Cr
0.42%
7.81%
7.14%
0.03
--
--
1.15
0.49
Nippon India Low Duration Fund Daily Reinvestment Inc Dist cum Cap Wdrl
-
8,111Cr
0.38%
8.4%
6.96%
-0.32
--
--
1.68
0.72
Bandhan Low Duration Fund Periodic Reinvestment of Income Distribution cum cptl WdrlOpt
-
5,494Cr
0.34%
7.65%
6.49%
-0.89
--
--
0.14
-0.36
See all

SBI Low Duration Fund Direct Plan Monthly Reinvestment of Income Dist cum capl wdrl Returns Calculator

Calculate SIP and lumpsum returns based on historical performance

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SBI Low Duration Fund Direct Plan Monthly Reinvestment of Income Dist cum capl wdrl Asset Allocation

See fund asset allocation details as on (14-Mar-26)

Fund Distribution

as on (14-Mar-26)

AAA
88.1%
AA
11.9%
Cash allocation has gone up from 46.5% to 53.5%
Cash allocation has gone up from 46.5% to 53.5%
Debt allocation has gone down from 53.2% to 46.2%
Debt allocation has gone down from 53.2% to 46.2%

SBI Low Duration Fund Direct Plan Monthly Reinvestment of Income Dist cum capl wdrl Sector Allocation

See fund sector allocation details as on (14-Mar-26)

Sector Allocation

Corporate
65.6%
Government
22.9%
Cash Equivalent
11.6%

Top 2 Sectors in February were Corporate, Government

Feb'26

Corporate

39%

Government

15%

Jan'26

Corporate

53%

Government

18%

SBI Low Duration Fund Direct Plan Monthly Reinvestment of Income Dist cum capl wdrl Overview

Get key fund statistics, minimum investment details, AUM, expense ratio, exit load, and tax treatment.

Expense ratio0.43%
Benchmark
Crisil Low Duration Debt TR INR
AUM₹16391 Cr
Inception Date1 January, 2013
Min Lumpsum/SIP₹5,000/₹500
Exit Load0%
Lock InNo Lock-in
TurnOver
129.73%
Risk
Risk meter
pointer
Low to Moderate Risk

About SBI Low Duration Fund Direct Plan Monthly Reinvestment of Income Dist cum capl wdrl

SBI Low Duration Fund Direct Plan Monthly Reinvestment of Income Dist cum capl wdrl is a debt fund. This fund was started on 1 January, 2013. The fund is managed by Sudhir Agrawal. This fund is suitable to keep your money safe.

Key Parameters

  1. SBI Low Duration Fund Direct Plan Monthly Reinvestment of Income Dist cum capl wdrl has ₹16391 Cr worth of assets under management (AUM) as on Mar 2026 and is more than category average.
  2. The fund has an expense ratio 0.4.

Returns

SBI Low Duration Fund Direct Plan Monthly Reinvestment of Income Dist cum capl wdrl has given a CAGR return of 6.10% since inception. Over the last 1, 3 and 5 years the fund has given a CAGR return of 7.00%, 7.45% and 6.32% respectively.

Holdings

SBI Low Duration Fund Direct Plan Monthly Reinvestment of Income Dist cum capl wdrl has allocated its funds majorly in Corporate, Cash Equivalent, Government. Its top holdings are HDFC Bank Ltd., National Bank for Agriculture and Rural Development, 7.03% Chhattisgarh Sdl 2026, Tbill, RADHAKRISHNA SECURITISATION TRUST

Taxation

As it is a low duration mutual fund the taxation is as follows:
If the fund is debt oriented i.e. asset allocation of more than 65% in debt instruments:
Invested before 1 April 2023 and held for less than 24 months, STCG will be taxed at your income slab rate.
Invested before 1 April 2023 and held for more than 24 months, LTCG will be taxed at 12.5%.
Invested after 1 April 2023, capital gains will be taxed at your income slab rate.
Dividends will always be taxed at slab rate.

Investment objective of SBI Low Duration Fund Direct Plan Monthly Reinvestment of Income Dist cum capl wdrl

To provide investors an opportunity to generate regular income with reasonable degree of liquidity through investments in debt and money market instruments in such a manner that the Macaulay duration of the portfolio is between 6 months and 12 months.

Minimum Investment and lockin period

Minimum investment for lump sum payment is INR 5000.00 and for SIP is INR 500.00. SBI Low Duration Fund Direct Plan Monthly Reinvestment of Income Dist cum capl wdrl has no lock in period.

Fund Manager

Sudhir Agrawal

Fund Manager of SBI Low Duration Fund Direct Plan Monthly Reinvestment of Income Dist cum capl wdrl, since 15 May 2025

Learn more about SBI Mutual Fund
Parameters
Feb'26
Jan'26
Dec'25
AUM
₹ 16.4K Cr
₹ 17.2K Cr
₹ 16.2K Cr
  • AUM of the fund stands at 16.4K Cr as of Feb'26
  • AUM decreased by 807.4 Cr between Feb'26 and Jan'26

Frequently Asked Questions for SBI Low Duration Fund Direct Plan Monthly Reinvestment of Income Dist cum capl wdrl

How do I invest in SBI Low Duration Fund Direct Plan Monthly Reinvestment of Income Dist cum capl wdrl?

INDmoney makes it simple to invest in the SBI Low Duration Fund Direct Plan Monthly Reinvestment of Income Dist cum capl wdrl. To do so, follow the steps below:
  • Download the INDmoney app.
  • Search for ‘SBI Low Duration Fund Direct Plan Monthly Reinvestment of Income Dist cum capl wdrl’.
  • Select whether you want to invest in SIP or lump sum.
  • Enter the amount you wish to invest.
  • Set up payments via bank mandate or UPI.

What is the current NAV of SBI Low Duration Fund Direct Plan Monthly Reinvestment of Income Dist cum capl wdrl?

The NAV of the fund today is ₹1683.96. NAV or Net Asset Value is the per unit price of a mutual fund. For example, if the NAV of a fund is ₹10, it means you can get 1000 units of that mutual fund at ₹10,000.

What is the return on the fund?

SBI Low Duration Fund Direct Plan Monthly Reinvestment of Income Dist cum capl wdrl fund has generated a return of 7.00% in 1 year, 7.45% in 3 years, 6.32% in 5 years.

Who is the fund manager of SBI Low Duration Fund Direct Plan Monthly Reinvestment of Income Dist cum capl wdrl?

The fund managers are Sudhir Agrawal.

What is the expense ratio of the fund?

The expense ratio is 0.43%. The Expense Ratio is a fee charged for managing the fund. This includes commissions, administrative costs etc.

What is the AUM of the fund?

The AUM of the fund is ₹16391 Cr. AUM stands for Assets Under Management. It refers to the total assets managed by the fund.

What are the top holdings of SBI Low Duration Fund Direct Plan Monthly Reinvestment of Income Dist cum capl wdrl?

The top 3 holdings of the fund are HDFC Bank Ltd.(9.51%), National Bank for Agriculture and Rural Development(7.29%), 7.03% Chhattisgarh Sdl 2026(5.79%)