LIC MF Conservative Hybrid Fund Direct Plan Quarterly Reinvestment of Income Distribution cumCapWrdl

Hybrid
Direct
Conservative Allocation
LIC MF Conservative Hybrid Fund Direct Plan Quarterly Reinvestment of Income Distribution cumCapWrdl

About the Fund

LIC MF Conservative Hybrid Fund Direct Plan Quarterly Reinvestment of Income Distribution cumCapWrdl is a hybrid fund. This fund was started on 1 January, 2013. The fund is managed by Karan Doshi, Sanjay Pawar. This fund gives you the benefit of diversification.

Key Parameters

  1. LIC MF Conservative Hybrid Fund Direct Plan Quarterly Reinvestment of Income Distribution cumCapWrdl has ₹50 Cr worth of assets under management (AUM) as on Jun 2024 and is less than category average.
  2. The fund has an expense ratio 1.3.

Returns

LIC MF Conservative Hybrid Fund Direct Plan Quarterly Reinvestment of Income Distribution cumCapWrdl has given a CAGR return of 6.24% since inception. Over the last 1, 3 and 5 years the fund has given a CAGR return of 9.80%, 6.92% and 7.59% respectively.

Holdings

LIC MF Conservative Hybrid Fund Direct Plan Quarterly Reinvestment of Income Distribution cumCapWrdl has allocated its funds majorly in Government, Financial Services, Tech, Consumer Defensive, Consumer Cyclical, Energy, Cash Equivalent, Corporate.

Taxation

As it is a conservative allocation mutual fund the taxation is as follows:
If the fund is equity oriented i.e. asset allocation of more than 65% in equity instruments:
For short term (less than a year) capital gains will be taxed at 15%
For long term (more than 1 year) capital gains will be taxed at 10% without indexation benefit
Gains up to Rs 1 lakh are exempt from taxation (more than 12 months).

Investment objective of LIC MF Conservative Hybrid Fund Direct Plan Quarterly Reinvestment of Income Distribution cumCapWrdl

The investment objective of the Scheme is to generate regular income by investing mainly in a portfolio of quality debt securities and money market instruments. It also seeks to generate capital appreciation by investing some percentage in a mix of equity instruments.

Minimum Investment and lockin period

Minimum investment for lump sum payment is INR 5000.00 and for SIP is INR 1000.00. LIC MF Conservative Hybrid Fund Direct Plan Quarterly Reinvestment of Income Distribution cumCapWrdl has no lock in period.

Fund Performance

Fund Overview

Expense ratio1.25%
Benchmark
CRISIL Hybrid 85+15 - ConservativeTR INR
AUM₹50 Cr
Inception Date1 January, 2013
Min Lumpsum/SIP₹5000/₹1000
Exit Load
1%
Lock InNo Lock-in
TurnOver
332.76%
Risk
Risk meter
pointer
Moderately High risk

Fund Distribution
as on (30-Jun-24)

  • Equity 22.3%

  • Debt & Cash 77.4%

Sector Allocation

May'24

Apr'24

Mar'24

Financial Services
37.7%
Tech
20.5%
Consumer Defensive
18.3%
Consumer Cyclical
12.5%
Energy
10.9%
All changes are between Oct'69 and Dec'69

Karan Doshi
Karan Doshi
Fund Manager of LIC MF Conservative Hybrid Fund Direct Plan Quarterly Reinvestment of Income Distribution cumCapWrdl, since 7 January 2021
Sanjay Pawar
Sanjay Pawar
Fund Manager of LIC MF Conservative Hybrid Fund Direct Plan Quarterly Reinvestment of Income Distribution cumCapWrdl, since 1 January 2022

LIC MF Conservative Hybrid Fund Direct Plan Quarterly Reinvestment of Income Distribution cumCapWrdl Highlights

Risk meter
pointer

Moderately High risk

Investors understand that their principal will be at Moderately High risk
About the fund

About the fund

This fund has delivered an average annual returns of 6.24% since inception which is less than its category average return of 6.26%
Fund Allocations

Fund Allocations

This fund has an allocation of 22.25% in Equity, 75.38% in Debt and 2.05% in Cash related instruments
AUM size ₹50 Cr

AUM size ₹50 Cr

This fund has AUM of ₹50 Cr which is less than its category average of ₹ 741 Cr
Expense Ratio 1.25%

Expense Ratio 1.25%

This fund has an expense ratio of 1.25% which is more than its category average expense ratio of 1.24%

Frequently Asked Questions

The current NAV of LIC MF Conservative Hybrid Fund Direct Plan Quarterly Reinvestment of Income Distribution cumCapWrdl is ₹17.08 as on 12-Jul-2024.
Existing (Absolute + CAGR) as on 12-Jul-2024.
LIC MF Conservative Hybrid Fund Direct Plan Quarterly Reinvestment of Income Distribution cumCapWrdl
Absolute Returns
CAGR Returns
1 Month Returns
1.83%
1.83%
6 Month Returns
6.05%
6.05%
1 Year Returns
9.8%
9.8%
3 Years Returns
22.22%
6.92%
5 Years Returns
44.18%
7.59%
With INDmoney, the process of investing is very simple and involves zero commission.
  • Click Buy on the fund name.
  • Input the amount you are looking to invest.
  • Select Lump Sum or SIP (Weekly, Monthly or Quarterly).
  • Select your bank account and proceed with Payment.
1.25% as on June 2024
₹50 Cr as on June 2024
7.38% Govt Stock 2027(13.87%), 07.65 Tn SDL 2033(10.14%), 7.32% Govt Stock 2030(10.01%), 7.17% Govt Stock 2030(9.98%), 08.03 KA Sdl 2028(9.3%) as on June 2024
Government(75.49%), Financial Services(8.26%), Tech(4.68%) as on June 2024
AAA
100
Karan Doshi, Sanjay Pawar are the fund managers of LIC MF Conservative Hybrid Fund Direct Plan Quarterly Reinvestment of Income Distribution cumCapWrdl
The Exit load of LIC MF Conservative Hybrid Fund Direct Plan Quarterly Reinvestment of Income Distribution cumCapWrdl is 1%