ICICI Prudential Banking and Financial Services Fund Direct Plan Rnvstmnt of Inc Dist cum Cap Wdrl
Get the latest NAV of ICICI Prudential Banking and Financial Services Fund Direct Plan Rnvstmnt of Inc Dist cum Cap Wdrl. View historical returns compared to its benchmark and category average. Know which stocks and sectors the fund is investing in. Get an estimate of returns from the SIP and lump sum returns calculator. View detailed holding analysis and peer comparison. Get INDmoney ranking of the fund.
₹75.82
1D
NAV as on 04 Jul 2025
15.84%/per year
Since Inception
▲▼
7 people have invested ₹ 2.3K in ICICI Prudential Banking and Financial Services Fund Direct Plan Rnvstmnt of Inc Dist cum Cap Wdrl in the last three months
ICICI Prudential Banking and Financial Services Fund Direct Plan Rnvstmnt of Inc Dist cum Cap Wdrl Performance vs. Nifty 500
Fund returns vs Benchmark returns vs Category Average returns as on (04-Jul-25)
The fund has consistently outperformed the benchmark (Nifty 500) over the last 1Y, 3Y, 5Y time periods.
Peer comparison
ICICI Prudential Banking and Financial Services Fund Direct Plan Rnvstmnt of Inc Dist cum Cap Wdrl Returns Calculator
Calculate SIP and lumpsum returns based on historical performance
Total Investment
0
Profit
Total Corpus
0
ICICI Prudential Banking and Financial Services Fund Direct Plan Rnvstmnt of Inc Dist cum Cap Wdrl Asset Allocation
See fund asset allocation details as on (14-Jun-25)
Fund Distribution
as on (14-Jun-25)
Equity 89.9%
Debt & Cash 9.9%
ICICI Prudential Banking and Financial Services Fund Direct Plan Rnvstmnt of Inc Dist cum Cap Wdrl Sector Allocation
See fund sector allocation details as on (14-Jun-25)
Sector Allocation
Equity 89.9%
Debt & Cash 9.9%
Top 3 Sectors in May were Financial Services, Government & Health
Financial Services
99%
Government
8%
Health
Financial Services
100%
Government
7%
ICICI Prudential Banking and Financial Services Fund Direct Plan Rnvstmnt of Inc Dist cum Cap Wdrl Holdings Details
as on (30-Jun-25)
Equity
Debt & Cash
ICICI Prudential Banking and Financial Services Fund Direct Plan Rnvstmnt of Inc Dist cum Cap Wdrl Overview
Get key fund statistics, minimum investment details, AUM, expense ratio, exit load, and tax treatment.
| Expense ratio | 1.01% |
Benchmark | Nifty Financial Services TR INR |
| AUM | ₹9812 Cr |
| Inception Date | 1 January, 2013 |
| Min Lumpsum/SIP | ₹5000/₹100 |
Exit Load | 1.0% |
| Lock In | No Lock-in |
TurnOver | 50.25% |
| STCG | Selling mutual fund before 1 year, returns taxed at 20%. |
| LTCG | After 1 year, 12.5% tax on returns over ₹1.25 lakh/year. |
| Risk |   Very High Risk |
About ICICI Prudential Banking and Financial Services Fund Direct Plan Rnvstmnt of Inc Dist cum Cap Wdrl
ICICI Prudential Banking and Financial Services Fund Direct Plan Rnvstmnt of Inc Dist cum Cap Wdrl is an equity fund. This fund was started on 1 January, 2013. The fund is managed by . The fund could potentially beat inflation in the long-run.
Key Parameters
- ICICI Prudential Banking and Financial Services Fund Direct Plan Rnvstmnt of Inc Dist cum Cap Wdrl has ₹9812 Cr worth of assets under management (AUM) as on Jun 2025 and is more than category average.
- The fund has an expense ratio 1.
Returns
ICICI Prudential Banking and Financial Services Fund Direct Plan Rnvstmnt of Inc Dist cum Cap Wdrl has given a CAGR return of 15.84% since inception. Over the last 1, 3 and 5 years the fund has given a CAGR return of 11.88%, 21.66% and 23.11% respectively.
Holdings
ICICI Prudential Banking and Financial Services Fund Direct Plan Rnvstmnt of Inc Dist cum Cap Wdrl has allocated its funds majorly in Financial Services, Cash Equivalent, Government, Health, Industrial. Its top holdings are ICICI Bank Ltd, HDFC Bank Ltd, Axis Bank Ltd, State Bank of India, SBI Life Insurance Co Ltd
Taxation
As it is a sector - financial services mutual fund the taxation is as follows:For short term (less than a year) capital gains will be taxed at 20%For long term (more than 1 year) capital gains will be taxed at 12.5% without indexation benefitDividends will always be taxed at slab rate. Long term gains upto Rs 1 lakh are exempt capital gains tax.
Investment objective of ICICI Prudential Banking and Financial Services Fund Direct Plan Rnvstmnt of Inc Dist cum Cap Wdrl
To generate long-term capital appreciation to unit holders from a portfolio that is invested predominantly in equity and equity related securities of companies engaged in banking and financial services. However, there is no assurance or guarantee that the investment objective of the Scheme would be achieved.
Minimum Investment and lockin period
Minimum investment for lump sum payment is INR 5000.00 and for SIP is INR 100.00. ICICI Prudential Banking and Financial Services Fund Direct Plan Rnvstmnt of Inc Dist cum Cap Wdrl has no lock in period.
- AUM of the fund stands at 9.8K Cr as of May'25
- AUM increased by 437.6 Cr between May'25 and Apr'25
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Frequently Asked Questions for ICICI Prudential Banking and Financial Services Fund Direct Plan Rnvstmnt of Inc Dist cum Cap Wdrl
How do I invest in ICICI Prudential Banking and Financial Services Fund Direct Plan Rnvstmnt of Inc Dist cum Cap Wdrl?
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