Bandhan Retirement Fund Direct Payout Inc Dist cum Cap Wdrl

Hybrid
Direct
Retirement
Bandhan Retirement Fund Direct Payout Inc Dist cum Cap Wdrl

About the Fund

Bandhan Retirement Fund Direct Payout Inc Dist cum Cap Wdrl is a hybrid fund. This fund was started on 18 October, 2023. The fund is managed by . This fund gives you the benefit of diversification.

Key Parameters

  1. Bandhan Retirement Fund Direct Payout Inc Dist cum Cap Wdrl has ₹169 Cr worth of assets under management (AUM) as on Jun 2024 and is less than category average.
  2. The fund has an expense ratio 0.6.

Returns

Bandhan Retirement Fund Direct Payout Inc Dist cum Cap Wdrl has given a CAGR return of 23.70% since inception.

Holdings

Bandhan Retirement Fund Direct Payout Inc Dist cum Cap Wdrl has allocated its funds majorly in Government, Cash Equivalent, Financial Services, Consumer Cyclical, Energy, Tech, Communication, Industrial, Basic Materials, Consumer Defensive, Health, Utilities, Real Estate.

Taxation

As it is a retirement mutual fund the taxation is as follows:
If the fund is equity oriented i.e. asset allocation of more than 65% in equity instruments:
For short term (less than a year) capital gains will be taxed at 15%
For long term (more than 1 year) capital gains will be taxed at 10% without indexation benefit
Gains up to Rs 1 lakh are exempt from taxation (more than 12 months).

Investment objective of Bandhan Retirement Fund Direct Payout Inc Dist cum Cap Wdrl

The investment objective of the Scheme is to provide long-term capital appreciation / income by investing in a mix of equity, debt, and other instruments to help investors meet their retirement goals. There is no assurance or guarantee that the objectives of the scheme will be realised.

Minimum Investment and lockin period

Minimum investment for lump sum payment is INR 1000.00 and for SIP is INR 100.00. Bandhan Retirement Fund Direct Payout Inc Dist cum Cap Wdrl has no lock in period.

Fund Performance

Fund Overview

Expense ratio0.62%
Benchmark
CRISIL Hybrid 50+50 - Moderate TR INR
AUM₹169 Cr
Inception Date18 October, 2023
Min Lumpsum/SIP--/₹100
Exit Load0%
Lock InNo Lock-in
TurnOver
0%
Risk
Risk meter
pointer
Very High Risk

Fund Distribution
as on (30-Jun-24)

  • Equity 53.7%

  • Debt & Cash 46.3%

Large cap
58.2%

Mid cap
10.3%

Small cap
4.8%

Sector Allocation

Jun'24

May'24

Apr'24

Financial Services
27%
Consumer Cyclical
14.7%
Energy
10.7%
Tech
10.6%
Communication
9.4%
Industrial
9.2%
Basic Materials
7.7%
Consumer Defensive
4.5%
Health
2.6%
Utilities
2.2%
Real Estate
1.5%
All changes are between Oct'69 and Dec'69

Bandhan Retirement Fund Direct Payout Inc Dist cum Cap Wdrl Highlights

Risk meter
pointer

Very High Risk

Investors understand that their principal will be at Very High Risk
About the fund

About the fund

This fund has delivered returns of 23.7% since inception (18nd Oct 2023)
Fund Allocations

Fund Allocations

This fund has an allocation of 53.71% in Equity, 24.29% in Debt and 22% in Cash related instruments
AUM size ₹169 Cr

AUM size ₹169 Cr

This fund has AUM of ₹169 Cr which is less than its category average of ₹ 771 Cr
Expense Ratio 0.62%

Expense Ratio 0.62%

This fund has an expense ratio of 0.62% which is less than its category average expense ratio of 1.51%

Frequently Asked Questions

The current NAV of Bandhan Retirement Fund Direct Payout Inc Dist cum Cap Wdrl is ₹12.37 as on 18-Jul-2024.
Existing (Absolute + CAGR) as on 18-Jul-2024.
Bandhan Retirement Fund Direct Payout Inc Dist cum Cap Wdrl
Absolute Returns
CAGR Returns
1 Month Returns
2.59%
2.59%
6 Month Returns
13.95%
13.95%
1 Year Returns
0%
0%
3 Years Returns
0%
0%
5 Years Returns
0%
0%
With INDmoney, the process of investing is very simple and involves zero commission.
  • Click Buy on the fund name.
  • Input the amount you are looking to invest.
  • Select Lump Sum or SIP (Weekly, Monthly or Quarterly).
  • Select your bank account and proceed with Payment.
0.62% as on June 2024
₹169 Cr as on June 2024
7.3% Govt Stock 2053(18.3%), Reliance Industries Ltd(6.7%), 7.18% Govt Stock 2037(5.99%), ICICI Bank Ltd(4.78%), Bharti Airtel Ltd(4.68%) as on June 2024
Government(24.29%), Cash Equivalent(22%), Financial Services(14.5%) as on June 2024
AAA
100
The Exit load of Bandhan Retirement Fund Direct Payout Inc Dist cum Cap Wdrl is 0%