Aditya Birla Sun Life Equity Savings Fund Direct Plan Payout Inc Dist cum Cap Wdrl

Aditya Birla Sun Life Equity Savings Fund Direct Plan Payout Inc Dist cum Cap Wdrl is a hybrid fund. This fund was started on 28 November, 2014. The fund is managed by Atul Penkar, Lovelish Solanki, Harshil Suvarnkar. This fund gives you the benefit of diversification.

1. Aditya Birla Sun Life Equity Savings Fund Direct Plan Payout Inc Dist cum Cap Wdrl has ₹857 Cr worth of assets under management (AUM) as on Sep 2025 and is more than category average.
2. The fund has an expense ratio 0.6.
   

Aditya Birla Sun Life Equity Savings Fund Direct Plan Payout Inc Dist cum Cap Wdrl has given a CAGR return of 7.94% since inception. Over the last 1, 3 and 5 years the fund has given a CAGR return of 3.18%, 6.66% and 8.85% respectively.

Aditya Birla Sun Life Equity Savings Fund Direct Plan Payout Inc Dist cum Cap Wdrl has allocated its funds majorly in Cash Equivalent, Financial Services, Government, Industrial, Consumer Cyclical, Energy, Tech, Real Estate, Consumer Defensive, Corporate, Communication, Basic Materials, Utilities, Health.

As it is a equity savings mutual fund the taxation is as follows:
If the fund is equity oriented i.e. asset allocation of more than 65% in equity instruments:
For short term (less than a year) capital gains will be taxed at 20%
For long term (more than 1 year) capital gains will be taxed at 12.5% without indexation benefit
Long term gains up to Rs 1 lakh are exempt from taxation (more than 12 months).

To provide capital appreciation and income distribution to the investors by using a blend of equity derivatives strategies, arbitrage opportunities and pure equity investments.

Minimum investment for lump sum payment is INR 1000.00 and for SIP is INR 100.00. Aditya Birla Sun Life Equity Savings Fund Direct Plan Payout Inc Dist cum Cap Wdrl has no lock in period.