Aditya Birla Sun Life Banking & Financial Services Fund

Aditya Birla Sun Life Banking & Financial Services Fund

Equity

Aditya Birla Sun Life Mutual Fund

Sector - Financial Services

Get the latest NAV of Aditya Birla Sun Life Banking & Financial Services Fund. View historical returns compared to its benchmark and category average. Know which stocks and sectors the fund is investing in. Get an estimate of returns from the SIP and lump sum returns calculator. View detailed holding analysis and peer comparison. Get INDmoney ranking of the fund.

₹64.73

▲2.2%1D

NAV as on 07 Apr 2026

16.36%/per year

Since Inception

Absolute Gain%

▲▼

782 people have invested ₹ 56.1L in Aditya Birla Sun Life Banking & Financial Services Fund in the last three months

Aditya Birla Sun Life Banking & Financial Services Fund Performance vs. Nifty 500

Fund returns vs Benchmark returns vs Category Average returns as on (07-Apr-26)

The fund has outperformed the benchmark (Nifty 500) over 3Y, 5Y, but underperformed over 1Y.

Period
1M
3M
6M
1Y
3Y
5Y
This Fund
-6.53%
-12.37%
-5.94%
4.11%
14.59%
13.19%
Nifty 500
-5.27%
-11.33%
-8.24%
5.92%
13%
11.28%
Sector - Financial Services Avg
-7.54%
-11.27%
-4.42%
7.27%
13.6%
13.16%
Best in Sector - Financial Services
-8.12%
-10.31%
-3.3%
17.52%
19.31%
15.18%
Worst in Sector - Financial Services
-13.04%
-15.58%
-10.49%
-3.3%
6.7%
10.2%
Category Rank
9/11
10/11
10/11
10/11
6/8
--

Aditya Birla Sun Life Banking & Financial Services Fund Ranking and Peer Comparison

Ranked based on performance, risk management and cost efficiency

10
/12
54% Performance
24% Risk Management
29% Cost

Ranked 10 out of 12 mutual funds in the sector - financial services category as per INDmoney.

Fund Name
INDmoney Rank
AUM (in Crs.)
Expense Ratio
1Y Returns
3Y Returns
3Y Alpha
3Y Beta
3Y Sharpe
3Y Sortino
3Y Info Ratio
Aditya Birla Sun Life Banking & Financial Services Fund
10/12
3,673Cr
1%
4.11%
14.59%
3.14
0.95
0.49
0.71
0.56
SBI Banking & Financial Services Fund
1/12
10,725Cr
0.72%
7.31%
18.9%
7.36
0.88
0.80
1.16
1.40
Mirae Asset Banking and Financial Services Fund
2/12
2,272Cr
0.57%
8.26%
16.57%
4.92
0.95
0.61
0.92
0.95
Invesco India Financial Services Fund
3/12
1,650Cr
0.79%
9.52%
19.85%
8.02
0.84
0.82
1.22
1.10
See all
Positive: Beats FD returns for both 3Y & 5Y
Beats FD returns for both 3Y & 5Y
Negative: Poor track record of protecting capital in bear phase
Poor track record of protecting capital in bear phase
Negative: Poor track record of Recovering losses quickly
Poor track record of Recovering losses quickly

Aditya Birla Sun Life Banking & Financial Services Fund Returns Calculator

Calculate SIP and lumpsum returns based on historical performance

  • 1-time

  • SIP

Total Investment

0

Profit

Total Corpus

0

Absolute Return
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Aditya Birla Sun Life Banking & Financial Services Fund Asset Allocation

See fund asset allocation details as on (14-Mar-26)

Fund Distribution

as on (14-Mar-26)

Large cap
63.4%
Mid cap
17%
Small cap
15.4%
Mid Cap allocation has gone down from 17.5% to 17%
Mid Cap allocation has gone down from 17.5% to 17%
Large Cap allocation has gone up from 63% to 63.4%
Large Cap allocation has gone up from 63% to 63.4%
Small Cap allocation has gone up from 15.1% to 15.4%
Small Cap allocation has gone up from 15.1% to 15.4%
Cash allocation has gone down from 4.4% to 4.1%
Cash allocation has gone down from 4.4% to 4.1%

Aditya Birla Sun Life Banking & Financial Services Fund Sector Allocation

See fund sector allocation details as on (14-Mar-26)

Sector Allocation

Financial Services
98.8%
Tech
1.2%

Top 2 Sectors in February were Financial Services, Tech

Feb'26

Financial Services

99%

Tech

1%

Jan'26

Financial Services

99%

Tech

1%

Aditya Birla Sun Life Banking & Financial Services Fund Holdings Details

as on (31-Mar-26)

Holdings
Weight%
1M Change
ICICI Bank Ltd
13.96%
0%
HDFC Bank Ltd
13.07%
0%
Axis Bank Ltd
8.67%
0%
State Bank of India
6.28%
0%
Bajaj Finance Ltd
5.79%
0%
See all
Top Stocks bought last month
Shriram Finance Ltd's allocation increased from 2.87% to 3.52%
Shriram Finance Ltd's allocation increased from 2.87% to 3.52%
State Bank of India's allocation increased from 5.68% to 6.28%
State Bank of India's allocation increased from 5.68% to 6.28%
Karur Vysya Bank Ltd's allocation increased from 0.1% to 0.66%
Karur Vysya Bank Ltd's allocation increased from 0.1% to 0.66%
Top Stocks sold last month
HDFC Bank Ltd's allocation decreased from 13.8 % to 13.07 %
HDFC Bank Ltd's allocation decreased from 13.8 % to 13.07 %
AU Small Finance Bank Ltd's allocation decreased from 3.63 % to 3.51 %
AU Small Finance Bank Ltd's allocation decreased from 3.63 % to 3.51 %
Cholamandalam Financial Holdings Ltd's allocation decreased from 2.37 % to 2.32 %
Cholamandalam Financial Holdings Ltd's allocation decreased from 2.37 % to 2.32 %

Aditya Birla Sun Life Banking & Financial Services Fund Overview

Get key fund statistics, minimum investment details, AUM, expense ratio, exit load, and tax treatment.

Expense ratio1%
Benchmark
Nifty Financial Services TR INR
AUM₹3673 Cr
Inception Date14 December, 2013
Min Lumpsum/SIP₹1,000/₹100
Exit Load
1.0%
Lock InNo Lock-in
TurnOver
15.74%
Risk
Risk meter
pointer
Very High Risk

About Aditya Birla Sun Life Banking & Financial Services Fund

Aditya Birla Sun Life Banking & Financial Services Fund is an equity fund. This fund was started on 14 December, 2013. The fund is managed by Dhaval Gala. The fund could potentially beat inflation in the long-run.

Key Parameters

  1. Aditya Birla Sun Life Banking & Financial Services Fund has ₹3673 Cr worth of assets under management (AUM) as on Mar 2026 and is more than category average.
  2. The fund has an expense ratio 1.

Returns

Aditya Birla Sun Life Banking & Financial Services Fund has given a CAGR return of 16.36% since inception. Over the last 1, 3 and 5 years the fund has given a CAGR return of 4.11%, 14.59% and 13.19% respectively.

Holdings

Aditya Birla Sun Life Banking & Financial Services Fund has allocated its funds majorly in Cash Equivalent, Financial Services, Tech. Its top holdings are ICICI Bank Ltd, HDFC Bank Ltd, Axis Bank Ltd, State Bank of India, Bajaj Finance Ltd

Taxation

As it is a sector - financial services mutual fund the taxation is as follows:
For short term (less than a year) capital gains will be taxed at 20%
For long term (more than 1 year) capital gains will be taxed at 12.5% without indexation benefit
Dividends will always be taxed at slab rate. Long term gains upto Rs 1 lakh are exempt capital gains tax.

Investment objective of Aditya Birla Sun Life Banking & Financial Services Fund

The primary investment objective of the Scheme is to generate long-term capital appreciation to unit holders from a portfolio that is invested predominantly in equity and equity related securities of companies engaged in banking and financial services. The Scheme does not guarantee/indicate any returns. There can be no assurance that the schemes’ objectives will be achieved.

Minimum Investment and lockin period

Minimum investment for lump sum payment is INR 1000.00 and for SIP is INR 100.00. Aditya Birla Sun Life Banking & Financial Services Fund has no lock in period.

Fund Manager

Dhaval Gala

Fund Manager of Aditya Birla Sun Life Banking & Financial Services Fund, since 26 August 2015

Learn more about Aditya Birla Sun Life Mutual Fund
Parameters
Feb'26
Jan'26
Dec'25
AUM
₹ 3.7K Cr
₹ 3.6K Cr
₹ 3.7K Cr
  • AUM of the fund stands at 3.7K Cr as of Feb'26
  • AUM increased by 32.7 Cr between Feb'26 and Jan'26

Compare Aditya Birla Sun Life Banking & Financial Services Fund

Aditya Birla Sun Life Banking & Financial Services Fund

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Frequently Asked Questions for Aditya Birla Sun Life Banking & Financial Services Fund

How do I invest in Aditya Birla Sun Life Banking & Financial Services Fund?

INDmoney makes it simple to invest in the Aditya Birla Sun Life Banking & Financial Services Fund. To do so, follow the steps below:
  • Download the INDmoney app.
  • Search for ‘Aditya Birla Sun Life Banking & Financial Services Fund’.
  • Select whether you want to invest in SIP or lump sum.
  • Enter the amount you wish to invest.
  • Set up payments via bank mandate or UPI.

What is the current NAV of Aditya Birla Sun Life Banking & Financial Services Fund?

The NAV of the fund today is ₹64.73. NAV or Net Asset Value is the per unit price of a mutual fund. For example, if the NAV of a fund is ₹10, it means you can get 1000 units of that mutual fund at ₹10,000.

What is the return on the fund?

Aditya Birla Sun Life Banking & Financial Services Fund fund has generated a return of 4.11% in 1 year, 14.59% in 3 years, 13.19% in 5 years.

Who is the fund manager of Aditya Birla Sun Life Banking & Financial Services Fund?

The fund managers are Dhaval Gala.

What is the exit load of the fund?

The exit load is 1% if redeemed in 0-30 Days. Exit load is a fee levied for ‘exiting’ the fund earlier than a stipulated period, usually 1 year.

What is the expense ratio of the fund?

The expense ratio is 1.00%. The Expense Ratio is a fee charged for managing the fund. This includes commissions, administrative costs etc.

What is the AUM of the fund?

The AUM of the fund is ₹3673 Cr. AUM stands for Assets Under Management. It refers to the total assets managed by the fund.

What are the top holdings of Aditya Birla Sun Life Banking & Financial Services Fund?

The top 3 holdings of the fund are ICICI Bank Ltd(13.96%), HDFC Bank Ltd(13.07%), Axis Bank Ltd(8.67%)