INDmoney
List of Mutual Fund Categories
Choosing the right mutual fund category is the first step toward building a strong investment portfolio. Mutual funds in India are broadly classified into equity, debt and hybrid funds based on asset allocation, risk level and return potential. Whether you are looking for long-term wealth creation, stable income, or a balanced investment approach, explore detailed fund categories below to compare options by market capitalization, duration, strategy and investment goals.
Equity Mutual Funds
Established market leaders with relatively stable performance
Blend of blue-chip stability and mid-cap upside
Fast-expanding mid-sized businesses with growth momentum
Smaller listed companies with high growth potential and higher volatility
Dynamic allocation adapting to market opportunities
Structured allocation across large, mid and small caps
Cost-efficient funds replicating benchmark indices
Tracks India’s 50 largest listed companies
Exposure to emerging large-cap contenders
Mirrors performance of mid-cap index segment
Follows high-growth small-cap index trends
Track specialized and thematic market benchmarks
Limited-stock portfolio built on high conviction
Identifies fundamentally strong stocks trading below value
Positions against prevailing market sentiment
Prioritizes companies with consistent dividend history
Access to international equity markets
Tracks major global stock indices
Focus on sustainability and responsible governance
Innovation-led companies in digital and IT space
Core banking, lending and financial institutions
Pharmaceutical innovation and healthcare services
Everyday consumer brands with steady demand
Power, utilities and traditional energy businesses
Companies driving infrastructure development projects
Businesses benefiting from rising domestic demand
Specialized equity strategies beyond standard classifications
Debt Mutual Funds
Securities maturing within one day
Short-term liquidity with minimal volatility
Slightly extended maturity for incremental yield
Controlled duration with stable income profile
High-quality money market instruments
Suitable for 1–3 year holding period
Interest payouts adjust with rate movements
Debt issued by banks and public enterprises
Predominantly high-rated corporate bonds
Higher yield through selective credit exposure
Balanced maturity profile for yield optimization
Positioned for interest rate cycle gains
Flexible maturity strategy based on rate outlook
Long-maturity bonds sensitive to rate shifts
Sovereign bonds with negligible default risk
Benchmark exposure to 10-year G-Secs
Portfolio of government-backed securities
Replicates bond market benchmark indices
Hybrid bond strategies across multiple maturities
Hybrid Mutual Funds
Majority allocation to debt with limited equity
Dynamic rebalancing between equity and debt
Higher equity allocation for growth potential
Relatively stable mix of stocks and bonds
Combines equity, debt and arbitrage strategies for tax efficiency
Exploits price differences across market segments
Allocates across equity, debt and commodities
Diversified portfolio constructed from multiple schemes
Structured for long-term retirement accumulation
Long-term investing aligned with child-focused goals