Bank of India Small Cap Fund

Bank of India Small Cap Fund

Equity

BOI AXA Mutual Fund

Small-Cap

Get the latest NAV of Bank of India Small Cap Fund. View historical returns compared to its benchmark and category average. Know which stocks and sectors the fund is investing in. Get an estimate of returns from the SIP and lump sum returns calculator. View detailed holding analysis and peer comparison. Get INDmoney ranking of the fund.

₹60.62

▼-0.4%1D

NAV as on 25 Jun 2026

27.1%/per year

Since Inception

Absolute Gain%

▲▼

5565 people have invested ₹ 6.5Cr in Bank of India Small Cap Fund in the last three months

Bank of India Small Cap Fund Performance vs. Nifty Smallcap 250

Fund returns vs Benchmark returns vs Category Average returns as on (25-Jun-26)

The fund has consistently outperformed the benchmark (Nifty Smallcap 250) over the last 1Y, 3Y, 5Y time periods.

Period
1M
3M
6M
1Y
3Y
5Y
This Fund
7.16%
28.16%
20.47%
16.85%
23.4%
21.29%
Nifty Smallcap 250
4.29%
18.53%
6.37%
1.43%
19.2%
16.18%
Small-Cap Avg
4.15%
18.67%
8.17%
6.54%
18.42%
17.72%
Best in Small-Cap
8.64%
29.51%
21.61%
24.1%
29.08%
21.93%
Worst in Small-Cap
0.34%
10.73%
0.03%
-5.37%
13.31%
14.96%
Category Rank
6/20
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Bank of India Small Cap Fund Ranking and Peer Comparison

Ranked based on performance, risk management and cost efficiency

4
/22
69% Performance
42% Risk Management
87% Cost

Ranked 4 out of 22 mutual funds in the small-cap category as per INDmoney.

Fund Name
INDmoney Rank
AUM (in Crs.)
Expense Ratio
1Y Returns
3Y Returns
3Y Alpha
3Y Beta
3Y Sharpe
3Y Sortino
3Y Info Ratio
Bank of India Small Cap Fund
4/22
2,318Cr
0.43%
16.85%
23.4%
3.52
0.93
0.79
1.37
0.44
Bandhan Small Cap Fund
1/22
27,219Cr
0.33%
7.06%
29.63%
9.06
0.91
1.08
1.97
2.01
Invesco India Smallcap Fund
2/22
11,717Cr
0.39%
10.96%
25.48%
5.01
0.83
0.89
1.40
0.53
Nippon India Small Cap Fund
3/22
74,604Cr
0.54%
6.29%
19.75%
1.31
0.86
0.72
1.19
-0.05
See all
Positive: Consistently beats benchmark
Consistently beats benchmark
Positive: Lower probablity of downside risk
Lower probablity of downside risk
Positive: Outperformed benchmarks during bull run
Outperformed benchmarks during bull run
Negative: Highly volatile within category
Highly volatile within category
Negative: Smaller AUM within category
Smaller AUM within category

Bank of India Small Cap Fund Returns Calculator

Calculate SIP and lumpsum returns based on historical performance

  • 1-time

  • SIP

Total Investment

0

Profit

Total Corpus

0

Absolute Return
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Bank of India Small Cap Fund Asset Allocation

See fund asset allocation details as on (14-Jun-26)

Fund Distribution

as on (14-Jun-26)

Small cap
80.9%
Mid cap
13.2%
Large cap
1.5%
Mid Cap allocation has gone up from 12.8% to 13.2%
Mid Cap allocation has gone up from 12.8% to 13.2%
Large Cap allocation has gone down from 1.6% to 1.5%
Large Cap allocation has gone down from 1.6% to 1.5%
Small Cap allocation has gone up from 80.2% to 80.9%
Small Cap allocation has gone up from 80.2% to 80.9%
Cash allocation has gone down from 3.9% to 2.6%
Cash allocation has gone down from 3.9% to 2.6%
Debt allocation has gone down from 0.5% to 0.5%
Debt allocation has gone down from 0.5% to 0.5%

Bank of India Small Cap Fund Sector Allocation

See fund sector allocation details as on (14-Jun-26)

Sector Allocation

Industrial
20.3%
Basic Materials
17%
Consumer Cyclical
16.8%
Financial Services
15.4%
Health
10.6%
Tech
8.5%
Consumer Defensive
4.8%
Utilities
4.2%
Real Estate
1.9%
Energy
0.7%

Top 3 Sectors in May were Industrial, Consumer Cyclical & Government

May'26

Industrial

23%

Government

22%

Consumer Cyclical

22%

Apr'26

Industrial

26%

Consumer Cyclical

21%

Government

17%

Bank of India Small Cap Fund Holdings Details

as on (31-May-26)

Top Stocks bought last month
Indian Bank's allocation increased from 0.37% to 1.9%
Indian Bank's allocation increased from 0.37% to 1.9%
Computer Age Management Services Ltd Ordinary Shares's allocation increased from 1.54% to 2.57%
Computer Age Management Services Ltd Ordinary Shares's allocation increased from 1.54% to 2.57%
Wockhardt Ltd's allocation increased from 2.83% to 3.86%
Wockhardt Ltd's allocation increased from 2.83% to 3.86%
Top Stocks sold last month
Acutaas Chemicals Ltd's allocation decreased from 3.08 % to 2.88 %
Acutaas Chemicals Ltd's allocation decreased from 3.08 % to 2.88 %
Quality Power Electrical Equipments Ltd's allocation decreased from 3.6 % to 2.59 %
Quality Power Electrical Equipments Ltd's allocation decreased from 3.6 % to 2.59 %
City Union Bank Ltd's allocation decreased from 2.65 % to 2.35 %
City Union Bank Ltd's allocation decreased from 2.65 % to 2.35 %

Bank of India Small Cap Fund Overview

Get key fund statistics, minimum investment details, AUM, expense ratio, exit load, and tax treatment.

Expense ratio0.43%
Benchmark
Nifty Smallcap 250 TR INR
AUM₹2318 Cr
Inception Date19 December, 2018
Min Lumpsum/SIP₹5,000/₹1,000
Exit Load
1.0%
Lock InNo Lock-in
TurnOver
49.51%
Risk
Risk meter
pointer
Very High Risk

About Bank of India Small Cap Fund

Bank of India Small Cap Fund is an equity fund. This fund was started on 19 December, 2018. The fund is managed by Nav Bhardwaj, Alok Singh. The fund could potentially beat inflation in the long-run.

Key Parameters

  1. Bank of India Small Cap Fund has ₹2318 Cr worth of assets under management (AUM) as on Jun 2026 and is more than category average.
  2. The fund has an expense ratio 0.4.

Returns

Bank of India Small Cap Fund has given a CAGR return of 27.10% since inception. Over the last 1, 3 and 5 years the fund has given a CAGR return of 16.85%, 23.40% and 21.29% respectively.

Holdings

Bank of India Small Cap Fund has allocated its funds majorly in Cash Equivalent, Industrial, Government, Consumer Cyclical, Basic Materials, Financial Services, Health, Tech, Corporate, Consumer Defensive, Real Estate, Energy. Its top holdings are Wockhardt Ltd, Sky Gold and Diamonds Ltd, Acutaas Chemicals Ltd, Lloyds Metals & Energy Ltd, Quality Power Electrical Equipments Ltd

Taxation

As it is a small-cap mutual fund the taxation is as follows:
For short term (less than a year) capital gains will be taxed at 20%
For long term (more than 1 year) capital gains will be taxed at 12.5% without indexation benefit
Dividends will always be taxed at slab rate. Long term gains upto Rs 1 lakh are exempt capital gains tax.

Investment objective of Bank of India Small Cap Fund

The investment objective of the scheme is to generate long term capital appreciation by investing predominantly in equity and equity-related securities of small cap companies. However, there can be no assurance that the investment objectives of the Scheme will be realized.

Minimum Investment and lockin period

Minimum investment for lump sum payment is INR 5000.00 and for SIP is INR 1000.00. Bank of India Small Cap Fund has no lock in period.

Fund Manager

Nav Bhardwaj

Fund Manager of Bank of India Small Cap Fund, since 14 July 2025

Alok Singh

Fund Manager of Bank of India Small Cap Fund, since 1 October 2024

Learn more about BOI AXA Mutual Fund
Parameters
May'26
Apr'26
Mar'26
AUM
₹ 2.3K Cr
₹ 2.2K Cr
₹ 1.8K Cr
  • AUM of the fund stands at 2.3K Cr as of May'26
  • AUM increased by 150.8 Cr between May'26 and Apr'26

Compare Bank of India Small Cap Fund

Bank of India Small Cap Fund

VS

Nippon India Small Cap Fund

Frequently Asked Questions for Bank of India Small Cap Fund

How do I invest in Bank of India Small Cap Fund?

INDmoney makes it simple to invest in the Bank of India Small Cap Fund. To do so, follow the steps below:
  • Download the INDmoney app.
  • Search for ‘Bank of India Small Cap Fund’.
  • Select whether you want to invest in SIP or lump sum.
  • Enter the amount you wish to invest.
  • Set up payments via bank mandate or UPI.

What is the current NAV of Bank of India Small Cap Fund?

The NAV of the fund today is ₹60.62. NAV or Net Asset Value is the per unit price of a mutual fund. For example, if the NAV of a fund is ₹10, it means you can get 1000 units of that mutual fund at ₹10,000.

What is the return on the fund?

Bank of India Small Cap Fund fund has generated a return of 16.85% in 1 year, 23.40% in 3 years, 21.29% in 5 years.

Who is the fund manager of Bank of India Small Cap Fund?

The fund managers are Nav Bhardwaj, Alok Singh.

What is the exit load of the fund?

The exit load is 1% if redeemed in 0-1 Years. Exit load is a fee levied for ‘exiting’ the fund earlier than a stipulated period, usually 1 year.

What is the expense ratio of the fund?

The expense ratio is 0.43%. The Expense Ratio is a fee charged for managing the fund. This includes commissions, administrative costs etc.

What is the AUM of the fund?

The AUM of the fund is ₹2318 Cr. AUM stands for Assets Under Management. It refers to the total assets managed by the fund.

What are the top holdings of Bank of India Small Cap Fund?

The top 3 holdings of the fund are Wockhardt Ltd(3.86%), Sky Gold and Diamonds Ltd(2.9%), Acutaas Chemicals Ltd(2.88%)