Bank of India Liquid Fund Direct Growth
Get the latest NAV of Bank of India Liquid Fund Direct Growth. View historical returns compared to its benchmark and category average. Know which stocks and sectors the fund is investing in. Get an estimate of returns from the SIP and lump sum returns calculator. View detailed holding analysis and peer comparison. Get INDmoney ranking of the fund.
₹3012.28
NAV as on 15 May 2025
6.88%/per year
Since Inception
▲▼
78 people have invested ₹ 66.6L in Bank of India Liquid Fund Direct Growth in the last three months
Fund Performance
as on (15-May-25)
Peer comparison
Bank of India Liquid Fund Returns Calculator
Calculate SIP and lumpsum returns based on historical performance
Total Investment
0
Profit
Total Corpus
0
Bank of India Liquid Fund Asset Allocation
See fund asset allocation details as on (13-May-25)
Fund Distribution
as on (13-May-25)
Debt & Cash 99.8%
Bank of India Liquid Fund Sector Allocation
See fund sector allocation details as on (13-May-25)
Sector Allocation
Debt & Cash 99.8%
Top 2 Sectors in April were Corporate, Government
Corporate
13%
Government
5%
Corporate
27%
Government
2%
Bank of India Liquid Fund Direct Growth Overview
Get key fund statistics, minimum investment details, AUM, expense ratio, exit load, and tax treatment.
| Expense ratio | 0.1% |
Benchmark | CRISIL Liquid Debt TR INR |
| AUM | ₹1882 Cr |
| Inception Date | 1 January, 2013 |
| Min Lumpsum/SIP | ₹5000/-- |
Exit Load | 0.0% |
| Lock In | No Lock-in |
TurnOver | 709.41% |
| STCG | Selling mutual fund within 36 months, gains taxed at slab rates. |
| LTCG | Holding over 3 years, gains taxed at slab rates without indexation. |
| Risk |   Low to Moderate Risk |
About Bank of India Liquid Fund
Bank of India Liquid Fund Direct Growth is a debt fund. This fund was started on 1 January, 2013. The fund is managed by . This fund is suitable to keep your money safe.
Key Parameters
- Bank of India Liquid Fund Direct Growth has ₹1882 Cr worth of assets under management (AUM) as on Dec 1969 and is less than category average.
- The fund has an expense ratio 0.1.
Returns
Bank of India Liquid Fund Direct Growth has given a CAGR return of 6.88% since inception. Over the last 1, 3 and 5 years the fund has given a CAGR return of 7.36%, 6.99% and 5.55% respectively.
Holdings
Bank of India Liquid Fund Direct Growth has allocated its funds majorly in Cash Equivalent, Corporate, Government. Its top holdings are Canara Bank 12-Jun-2025 # **, HDFC Securities Limited, 91 Days Tbill Red 12-06-2025, National Bank For Agriculture And Rural Development, Bajaj Finance Limited
Taxation
As it is a liquid mutual fund the taxation is as follows:If the fund is debt oriented i.e. asset allocation of more than 65% in debt instruments:Invested before 1 April 2023 and held for less than 24 months, STCG will be taxed at your income slab rate.Invested before 1 April 2023 and held for more than 24 months, LTCG will be taxed at 12.5%.Invested after 1 April 2023, capital gains will be taxed at your income slab rate.Dividends will always be taxed at slab rate.
Investment objective of Bank of India Liquid Fund Direct Growth
The Scheme seeks to deliver reasonable market related returns with lower risk and higher liquidity through portfolio of debt and money market instruments. The Scheme is not providing any assured or guaranteed returns. There is no assurance that the investment objective of the scheme will be achieved.
Minimum Investment and lockin period
Minimum investment for lump sum payment is INR 5000.00 and for SIP is INR 0.00. Bank of India Liquid Fund Direct Growth has no lock in period.
- AUM of the fund stands at 1.9K Cr as of Apr'25
- AUM increased by 357.6 Cr between Apr'25 and Mar'25
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5Y CAGR
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Frequently Asked Questions for Bank of India Liquid Fund Direct Growth
What is the current NAV of Bank of India Liquid Fund Direct Growth?
What are the average returns of Bank of India Liquid Fund Direct Growth?
Bank of India Liquid Fund Direct Growth | Absolute Returns | CAGR Returns |
1 Month Returns | 0.5% | 0.5% |
6 Month Returns | 3.59% | 3.59% |
1 Year Returns | 7.36% | 7.36% |
3 Years Returns | 22.47% | 6.99% |
How do I invest in Bank of India Liquid Fund Direct Growth?
- Click Buy on the fund name.
- Input the amount you are looking to invest.
- Select Lump Sum or SIP (Weekly, Monthly or Quarterly).
- Select your bank account and proceed with Payment.
What is the expense ratio of Bank of India Liquid Fund Direct Growth?
What is net assets under management (AUM) of Bank of India Liquid Fund Direct Growth?
What are the top 5 holdings of Bank of India Liquid Fund Direct Growth?
What are the top 3 sectors that this Bank of India Liquid Fund Direct Growth has invested in?
What is the yield to maturity ratio of Bank of India Liquid Fund Direct Growth?
What is the modified duration of Bank of India Liquid Fund Direct Growth?
What is the credit rating breakup of Bank of India Liquid Fund Direct Growth?
AAA | 100 |