Bandhan Ultra Short to Short Term Fund Direct Plan Growth

Bandhan Ultra Short to Short Term Fund Direct Plan Growth

Debt

Bandhan Mutual Fund

Low Duration

Get the latest NAV of Bandhan Ultra Short to Short Term Fund Direct Plan Growth. View historical returns compared to its benchmark and category average. Know which stocks and sectors the fund is investing in. Get an estimate of returns from the SIP and lump sum returns calculator. View detailed holding analysis and peer comparison. Get INDmoney ranking of the fund.

₹42.41

NAV as on 28 Aug 2026

7.42%/per year

Since Inception

Absolute Gain%

▲▼

211 people have invested ₹ 18.6L in Bandhan Ultra Short to Short Term Fund in the last three months

Bandhan Ultra Short to Short Term Fund Performance vs. Low Duration Index

Fund returns vs Benchmark returns vs Category Average returns as on (28-Aug-26)

The fund has outperformed the benchmark (Low Duration Index) over 1Y, 3Y, but underperformed over 5Y.

Period
1M
3M
6M
1Y
3Y
5Y
This Fund
0.43%
2.14%
3.16%
6.19%
7.16%
6.34%
Low Duration Index
0.44%
1.81%
2.61%
5.36%
5.94%
6.68%
Low Duration Avg
0.41%
1.85%
2.67%
5.57%
6.96%
6.2%
Best in Low Duration
0.6%
2.29%
3.32%
6.49%
7.89%
7.5%
Worst in Low Duration
0.45%
1.98%
2.94%
5.9%
7.15%
6.33%
Category Rank
18/18
16/17
16/16
16/16
13/15
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Bandhan Ultra Short to Short Term Fund Ranking and Peer Comparison

Ranked based on performance, risk management and cost efficiency

17
/18
17% Performance
73% Risk Management
60% Cost

Ranked 17 out of 18 mutual funds in the low duration category as per INDmoney.

Fund Name
INDmoney Rank
AUM (in Crs.)
Expense Ratio
1Y Returns
3Y Returns
3Y Alpha
3Y Beta
3Y Sharpe
3Y Sortino
3Y Info Ratio
Bandhan Ultra Short to Short Term Fund
17/18
6,583Cr
0.28%
6.19%
7.16%
-0.38
1.27
1.15
2.87
-0.81
Nippon India Low Duration Fund
1/18
7,804Cr
0.39%
6.47%
7.49%
-0.11
1.31
1.58
4.23
0.73
UTI Low Duration Fund
2/18
2,386Cr
0.33%
6.29%
7.29%
-0.30
1.29
1.27
3.11
-0.26
Aditya Birla Sun Life Low Duration Fund
3/18
9,914Cr
0.36%
6.25%
7.41%
-0.22
1.37
1.40
3.39
0.36
See all

Bandhan Ultra Short to Short Term Fund Returns Calculator

Calculate SIP and lumpsum returns based on historical performance

  • 1-time

  • SIP

Total Investment

0

Profit

Total Corpus

0

Absolute Return
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Bandhan Ultra Short to Short Term Fund Asset Allocation

See fund asset allocation details as on (15-Aug-26)

Fund Distribution

as on (15-Aug-26)

AAA
97.9%
AA
2.1%
Cash allocation has gone down from 52.9% to 47.2%
Cash allocation has gone down from 52.9% to 47.2%
Debt allocation has gone up from 46.7% to 52.5%
Debt allocation has gone up from 46.7% to 52.5%

Bandhan Ultra Short to Short Term Fund Sector Allocation

See fund sector allocation details as on (15-Aug-26)

Sector Allocation

Corporate
61.5%
Government
24.5%
Cash Equivalent
14%

Top 3 Sectors in July were Corporate, Basic Materials & Financial Services

Jul'26

Corporate

70%

Basic Materials

55%

Financial Services

26%

Jun'26

Corporate

72%

Basic Materials

55%

Financial Services

26%

Bandhan Ultra Short to Short Term Fund Overview

Get key fund statistics, minimum investment details, AUM, expense ratio, exit load, and tax treatment.

Expense ratio0.28%
Benchmark
NIFTY Low Duration Debt Index TR INR
AUM₹6583 Cr
Inception Date1 January, 2013
Min Lumpsum/SIP₹100/₹100
Exit Load0%
Lock InNo Lock-in
TurnOver
585.66%
Risk
Risk meter
pointer
Low to Moderate Risk

About Bandhan Ultra Short to Short Term Fund

Bandhan Ultra Short to Short Term Fund Direct Plan Growth is a debt fund. This fund was started on 1 January, 2013. The fund is managed by Brijesh Shah, Harshal Joshi. This fund is suitable to keep your money safe.

Key Parameters

  1. Bandhan Ultra Short to Short Term Fund has ₹6583 Cr worth of assets under management (AUM) as on Aug 2026 and is more than category average.
  2. The fund has an expense ratio 0.3.

Returns

Bandhan Ultra Short to Short Term Fund has given a CAGR return of 7.42% since inception. Over the last 1, 3 and 5 years the fund has given a CAGR return of 6.19%, 7.16% and 6.34% respectively.

Holdings

Bandhan Ultra Short to Short Term Fund has allocated its funds majorly in Corporate, Basic Materials, Financial Services, Consumer Defensive, Government, Cash Equivalent. Its top holdings are Power Finance Corporation Limited, Tata Capital Housing Finance Limited, Bajaj Housing Finance Limited, Bajaj Housing Finance Limited, HDFC Bank Limited

Taxation

As it is a low duration mutual fund the taxation is as follows:
If the fund is debt oriented i.e. asset allocation of more than 65% in debt instruments:
Invested before 1 April 2023 and held for less than 24 months, STCG will be taxed at your income slab rate.
Invested before 1 April 2023 and held for more than 24 months, LTCG will be taxed at 12.5%.
Invested after 1 April 2023, capital gains will be taxed at your income slab rate.
Dividends will always be taxed at slab rate.

Investment objective of Bandhan Ultra Short to Short Term Fund

The Scheme seeks to offer an investment avenue for short term savings by looking to generate returns commensurate with a low risk strategy from a portfolio that is invested in debt and money market securities such that the Macaulay duration of the portfolio is between 6 months and 12 months.

Minimum Investment and lockin period

Minimum investment for lump sum payment is INR 100.00 and for SIP is INR 100.00. Bandhan Ultra Short to Short Term Fund has no lock in period.

Fund Manager

Brijesh Shah

Fund Manager of Bandhan Ultra Short to Short Term Fund, since 10 June 2024

Harshal Joshi

Fund Manager of Bandhan Ultra Short to Short Term Fund, since 28 July 2021

Learn more about Bandhan Mutual Fund
Parameters
Jul'26
Jun'26
May'26
AUM
₹ 6K Cr
₹ 6K Cr
₹ 6.1K Cr
  • AUM of the fund stands at 6K Cr as of Jul'26
  • AUM decreased by 29.8 Cr between Jul'26 and Jun'26

Frequently Asked Questions for Bandhan Ultra Short to Short Term Fund Direct Plan Growth

How do I invest in Bandhan Ultra Short to Short Term Fund?

INDmoney makes it simple to invest in the Bandhan Ultra Short to Short Term Fund. To do so, follow the steps below:
  • Download the INDmoney app.
  • Search for ‘Bandhan Ultra Short to Short Term Fund’.
  • Select whether you want to invest in SIP or lump sum.
  • Enter the amount you wish to invest.
  • Set up payments via bank mandate or UPI.

What is the current NAV of Bandhan Ultra Short to Short Term Fund?

The NAV of the fund today is ₹42.41. NAV or Net Asset Value is the per unit price of a mutual fund. For example, if the NAV of a fund is ₹10, it means you can get 1000 units of that mutual fund at ₹10,000.

What is the return on the fund?

Bandhan Ultra Short to Short Term Fund fund has generated a return of 6.19% in 1 year, 7.16% in 3 years, 6.34% in 5 years.

Who is the fund manager of Bandhan Ultra Short to Short Term Fund?

The fund managers are Brijesh Shah, Harshal Joshi.

What is the expense ratio of the fund?

The expense ratio is 0.28%. The Expense Ratio is a fee charged for managing the fund. This includes commissions, administrative costs etc.

What is the AUM of the fund?

The AUM of the fund is ₹6583 Cr. AUM stands for Assets Under Management. It refers to the total assets managed by the fund.

What are the top holdings of Bandhan Ultra Short to Short Term Fund?

The top 3 holdings of the fund are Power Finance Corporation Limited(5.34%), Tata Capital Housing Finance Limited(4.19%), Bajaj Housing Finance Limited(3.81%)