Bandhan Gilt Fund Direct Plan Pyt of Inc Dis cum cptl Wdrl opt

Bandhan Gilt Fund Direct Plan Pyt of Inc Dis cum cptl Wdrl opt

Debt

Bandhan Mutual Fund

Government Bond

Get the latest NAV of Bandhan Gilt Fund Direct Plan Pyt of Inc Dis cum cptl Wdrl opt. View historical returns compared to its benchmark and category average. Know which stocks and sectors the fund is investing in. Get an estimate of returns from the SIP and lump sum returns calculator. View detailed holding analysis and peer comparison. Get INDmoney ranking of the fund.

₹14.99

NAV as on 12 Mar 2026

6.63%/per year

Since Inception

Absolute Gain%

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Bandhan Gilt Fund Direct Plan Pyt of Inc Dis cum cptl Wdrl opt Performance vs. Government Bond Index

Fund returns vs Benchmark returns vs Category Average returns as on (12-Mar-26)

The fund has consistently outperformed the benchmark (Government Bond Index) over the last 1Y, 3Y, 5Y time periods.

Period
1M
3M
6M
1Y
3Y
5Y
This Fund
0.7%
1.51%
2.67%
4.48%
7.79%
6.21%
Government Bond Index
0.59%
1.09%
1.65%
4.08%
6.39%
5.37%
Government Bond Avg
0.91%
1.37%
1.92%
4.71%
7.07%
5.71%
Best in Government Bond
1.34%
2.15%
3.82%
7.53%
8.12%
7.12%
Worst in Government Bond
0.67%
0.89%
0.88%
2.26%
6.3%
5.31%

Peer comparison

Fund Name
INDmoney Rank
AUM (in Crs.)
Expense Ratio
1Y Returns
3Y Returns
3Y Alpha
3Y Beta
3Y Sharpe
3Y Sortino
3Y Info Ratio
Bandhan Gilt Fund Direct Plan Pyt of Inc Dis cum cptl Wdrl opt
-
1,949Cr
0.52%
4.48%
7.79%
-0.72
1.35
0.29
0.42
-0.16
SBI Magnum Gilt Fund Reinvestment Inc Dist cum Cap Wdrl
-
11,262Cr
0.46%
8.49%
7.63%
0.99
--
--
0.96
0.68
Edelweiss Government Securities Fund Reinvestment of Income Dis cum Cptl Wdrl Opt
-
175Cr
0.51%
8.57%
6.98%
0.48
--
--
0.48
0.39
Franklin India Government Securities Fund Quarterly Payout of Inc Dist cum Cap Wdrl
-
152Cr
0.6%
3.15%
1.82%
-4.48
--
--
-1.73
-2.31
See all

Bandhan Gilt Fund Direct Plan Pyt of Inc Dis cum cptl Wdrl opt Returns Calculator

Calculate SIP and lumpsum returns based on historical performance

  • 1-time

  • SIP

Total Investment

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Profit

Total Corpus

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Absolute Return
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Bandhan Gilt Fund Direct Plan Pyt of Inc Dis cum cptl Wdrl opt Asset Allocation

See fund asset allocation details as on (14-Feb-26)

Fund Distribution

as on (14-Feb-26)

AAA
100%
Cash allocation has gone up from 1.2% to 60.4%
Cash allocation has gone up from 1.2% to 60.4%
Debt allocation has gone down from 98.8% to 39.6%
Debt allocation has gone down from 98.8% to 39.6%

Bandhan Gilt Fund Direct Plan Pyt of Inc Dis cum cptl Wdrl opt Sector Allocation

See fund sector allocation details as on (14-Feb-26)

Sector Allocation

Government
99.1%
Cash Equivalent
0.9%

Top Sector in January was Government

Jan'26

Government

40%

Dec'25

Government

99%

Bandhan Gilt Fund Direct Plan Pyt of Inc Dis cum cptl Wdrl opt Overview

Get key fund statistics, minimum investment details, AUM, expense ratio, exit load, and tax treatment.

Expense ratio0.52%
Benchmark
CRISIL Dynamic Gilt TR INR
AUM₹1949 Cr
Inception Date1 January, 2013
Min Lumpsum/SIP₹1,000/₹100
Exit Load0%
Lock InNo Lock-in
TurnOver
78.27%
Risk
Risk meter
pointer
Low to Moderate Risk

About Bandhan Gilt Fund Direct Plan Pyt of Inc Dis cum cptl Wdrl opt

Bandhan Gilt Fund Direct Plan Pyt of Inc Dis cum cptl Wdrl opt is a debt fund. This fund was started on 1 January, 2013. The fund is managed by Brijesh Shah, Suyash Choudhary. This fund is suitable to keep your money safe.

Key Parameters

  1. Bandhan Gilt Fund Direct Plan Pyt of Inc Dis cum cptl Wdrl opt has ₹1949 Cr worth of assets under management (AUM) as on Feb 2026 and is more than category average.
  2. The fund has an expense ratio 0.5.

Returns

Bandhan Gilt Fund Direct Plan Pyt of Inc Dis cum cptl Wdrl opt has given a CAGR return of 6.63% since inception. Over the last 1, 3 and 5 years the fund has given a CAGR return of 4.48%, 7.79% and 6.21% respectively.

Holdings

Bandhan Gilt Fund Direct Plan Pyt of Inc Dis cum cptl Wdrl opt has allocated its funds majorly in Government, Cash Equivalent. Its top holdings are 7.61% Maharashtra Sdl 2029, 5.77% Gs 2030, 8.0% Karnataka Sdl 2028, 6.01% Gs 2030, 8.05% Tamilnadu SDL 2028

Taxation

As it is a government bond mutual fund the taxation is as follows:
If the fund is debt oriented i.e. asset allocation of more than 65% in debt instruments:
Invested before 1 April 2023 and held for less than 24 months, STCG will be taxed at your income slab rate.
Invested before 1 April 2023 and held for more than 24 months, LTCG will be taxed at 12.5%.
Invested after 1 April 2023, capital gains will be taxed at your income slab rate.
Dividends will always be taxed at slab rate.

Investment objective of Bandhan Gilt Fund Direct Plan Pyt of Inc Dis cum cptl Wdrl opt

The scheme seeks to generate optimal returns with high liquidity by investing in Government Securities across maturities.

Minimum Investment and lockin period

Minimum investment for lump sum payment is INR 1000.00 and for SIP is INR 100.00. Bandhan Gilt Fund Direct Plan Pyt of Inc Dis cum cptl Wdrl opt has no lock in period.

Fund Manager

Brijesh Shah

Fund Manager of Bandhan Gilt Fund Direct Plan Pyt of Inc Dis cum cptl Wdrl opt, since 10 June 2024

Suyash Choudhary

Fund Manager of Bandhan Gilt Fund Direct Plan Pyt of Inc Dis cum cptl Wdrl opt, since 15 October 2010

Learn more about Bandhan Mutual Fund
Parameters
Jan'26
Dec'25
Nov'25
AUM
₹ 2K Cr
₹ 2.2K Cr
₹ 2.3K Cr
  • AUM of the fund stands at 2K Cr as of Jan'26
  • AUM decreased by 248.8 Cr between Jan'26 and Dec'25

Frequently Asked Questions for Bandhan Gilt Fund Direct Plan Pyt of Inc Dis cum cptl Wdrl opt

How do I invest in Bandhan Gilt Fund Direct Plan Pyt of Inc Dis cum cptl Wdrl opt?

INDmoney makes it simple to invest in the Bandhan Gilt Fund Direct Plan Pyt of Inc Dis cum cptl Wdrl opt. To do so, follow the steps below:
  • Download the INDmoney app.
  • Search for ‘Bandhan Gilt Fund Direct Plan Pyt of Inc Dis cum cptl Wdrl opt’.
  • Select whether you want to invest in SIP or lump sum.
  • Enter the amount you wish to invest.
  • Set up payments via bank mandate or UPI.

What is the current NAV of Bandhan Gilt Fund Direct Plan Pyt of Inc Dis cum cptl Wdrl opt?

The NAV of the fund today is ₹14.99. NAV or Net Asset Value is the per unit price of a mutual fund. For example, if the NAV of a fund is ₹10, it means you can get 1000 units of that mutual fund at ₹10,000.

What is the return on the fund?

Bandhan Gilt Fund Direct Plan Pyt of Inc Dis cum cptl Wdrl opt fund has generated a return of 4.48% in 1 year, 7.79% in 3 years, 6.21% in 5 years.

Who is the fund manager of Bandhan Gilt Fund Direct Plan Pyt of Inc Dis cum cptl Wdrl opt?

The fund managers are Brijesh Shah, Suyash Choudhary.

What is the expense ratio of the fund?

The expense ratio is 0.52%. The Expense Ratio is a fee charged for managing the fund. This includes commissions, administrative costs etc.

What is the AUM of the fund?

The AUM of the fund is ₹1949 Cr. AUM stands for Assets Under Management. It refers to the total assets managed by the fund.

What are the top holdings of Bandhan Gilt Fund Direct Plan Pyt of Inc Dis cum cptl Wdrl opt?

The top 3 holdings of the fund are 7.61% Maharashtra Sdl 2029(11.89%), 5.77% Gs 2030(7.79%), 8.0% Karnataka Sdl 2028(7.14%)