Bandhan Banking & PSU Fund-Regular Plan- Quarterly Payout of Inc Dis cum Cptl Wdrl Opt

Bandhan Banking & PSU Fund-Regular Plan- Quarterly Payout of Inc Dis cum Cptl Wdrl Opt

Debt

Bandhan Mutual Fund

Banking & Psu

Get the latest NAV of Bandhan Banking & PSU Fund-Regular Plan- Quarterly Payout of Inc Dis cum Cptl Wdrl Opt. View historical returns compared to its benchmark and category average. Know which stocks and sectors the fund is investing in. Get an estimate of returns from the SIP and lump sum returns calculator. View detailed holding analysis and peer comparison. Get INDmoney ranking of the fund.

₹10.89

NAV as on 12 Sep 2025

5.23%/per year

Since Inception

Absolute Gain%

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Bandhan Banking & PSU Fund-Regular Plan- Quarterly Payout of Inc Dis cum Cptl Wdrl Opt Performance vs. Banking and PSU Index

Fund returns vs Benchmark returns vs Category Average returns as on (12-Sep-25)

The fund has consistently outperformed the benchmark (Banking and PSU Index) over the last 1Y, 3Y, 5Y time periods.

Period
1M
3M
6M
1Y
3Y
5Y
This Fund
0.42%
0.93%
4.06%
7.53%
7.04%
5.47%
Banking and PSU Index
0.31%
0.84%
4.23%
7.19%
6.32%
5.33%
Banking & Psu Avg
0.2%
0.8%
4.42%
7.86%
7.15%
6.53%
Best in Banking & Psu
0.38%
1.22%
4.9%
8.55%
7.83%
7.3%
Worst in Banking & Psu
0.05%
0.59%
3.95%
7.52%
6.97%
5.72%

Peer comparison

Fund Name
INDmoney Rank
AUM (in Crs.)
Expense Ratio
1Y Returns
3Y Returns
3Y Alpha
3Y Beta
3Y Sharpe
3Y Sortino
3Y Info Ratio
Bandhan Banking & PSU Fund-Regular Plan- Quarterly Payout of Inc Dis cum Cptl Wdrl Opt
-
13,253Cr
0.63%
7.53%
7.04%
-0.42
0.92
0.14
0.20
-0.34
TrustMF Banking & PSU Regular Weekly Reinvestment of Income Distribution cum Cap withdrawal Fund
-
193Cr
0.71%
5.01%
2.54%
-3.67
--
--
-2.33
-6.72
Axis Banking & PSU Debt Fund Weekly Pyt of Inc Dis cum Cap Wdrl Direct Growth
-
12,969Cr
0.63%
7.63%
6.09%
-0.32
--
--
-0.54
-0.56
Axis Banking & PSU Debt Fund Weekly Reinvst of Inc Dis cum Cap Wdrl Direct Growth
-
12,969Cr
0.63%
7.63%
6.09%
-0.32
--
--
-0.54
-0.56
See all

Bandhan Banking & PSU Fund-Regular Plan- Quarterly Payout of Inc Dis cum Cptl Wdrl Opt Returns Calculator

Calculate SIP and lumpsum returns based on historical performance

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Bandhan Banking & PSU Fund-Regular Plan- Quarterly Payout of Inc Dis cum Cptl Wdrl Opt Asset Allocation

See fund asset allocation details as on (14-Aug-25)

Fund Distribution

as on (14-Aug-25)

AAA
100%
Cash allocation has gone down from 9% to 7.6%
Cash allocation has gone down from 9% to 7.6%
Debt allocation has gone up from 90.7% to 92.1%
Debt allocation has gone up from 90.7% to 92.1%

Bandhan Banking & PSU Fund-Regular Plan- Quarterly Payout of Inc Dis cum Cptl Wdrl Opt Sector Allocation

See fund sector allocation details as on (14-Aug-25)

Sector Allocation

Government
48.2%
Corporate
35%
Cash Equivalent
16.7%

Top 2 Sectors in July were Government, Corporate

Jul'25

Government

53%

Corporate

43%

Jun'25

Government

49%

Corporate

44%

Bandhan Banking & PSU Fund-Regular Plan- Quarterly Payout of Inc Dis cum Cptl Wdrl Opt Overview

Get key fund statistics, minimum investment details, AUM, expense ratio, exit load, and tax treatment.

Expense ratio0.63%
Benchmark
NIFTY Banking & PSU Debt TR INR
AUM₹13253 Cr
Inception Date15 March, 2013
Min Lumpsum/SIP₹1000/₹100
Exit Load0%
Lock InNo Lock-in
TurnOver
179.96%
Risk
Risk meter
pointer
Moderate Risk

About Bandhan Banking & PSU Fund-Regular Plan- Quarterly Payout of Inc Dis cum Cptl Wdrl Opt

Bandhan Banking & PSU Fund-Regular Plan- Quarterly Payout of Inc Dis cum Cptl Wdrl Opt is a debt fund. This fund was started on 15 March, 2013. The fund is managed by Suyash Choudhary, Gautam Kaul, Brijesh Shah. This fund is suitable to keep your money safe.

Key Parameters

  1. Bandhan Banking & PSU Fund-Regular Plan- Quarterly Payout of Inc Dis cum Cptl Wdrl Opt has ₹13253 Cr worth of assets under management (AUM) as on Aug 2025 and is more than category average.
  2. The fund has an expense ratio 0.6.

Returns

Bandhan Banking & PSU Fund-Regular Plan- Quarterly Payout of Inc Dis cum Cptl Wdrl Opt has given a CAGR return of 5.23% since inception. Over the last 1, 3 and 5 years the fund has given a CAGR return of 7.53%, 7.04% and 5.47% respectively.

Holdings

Bandhan Banking & PSU Fund-Regular Plan- Quarterly Payout of Inc Dis cum Cptl Wdrl Opt has allocated its funds majorly in Government, Corporate, Cash Equivalent. Its top holdings are 7.18% Govt Stock 2033, National Housing Bank, Indian Railway Finance Corporation Limited, 7.26% Govt Stock 2033, National Bank For Agriculture And Rural Development

Taxation

As it is a banking & psu mutual fund the taxation is as follows:
If the fund is debt oriented i.e. asset allocation of more than 65% in debt instruments:
Invested before 1 April 2023 and held for less than 24 months, STCG will be taxed at your income slab rate.
Invested before 1 April 2023 and held for more than 24 months, LTCG will be taxed at 12.5%.
Invested after 1 April 2023, capital gains will be taxed at your income slab rate.
Dividends will always be taxed at slab rate.

Investment objective of Bandhan Banking & PSU Fund-Regular Plan- Quarterly Payout of Inc Dis cum Cptl Wdrl Opt

The Scheme seeks to generate returns through investments in debt and money market instruments predominantly issued by entities such as Banks, Public Sector Undertakings (PSUs) and Public Financial Institutions (PFIs).

Minimum Investment and lockin period

Minimum investment for lump sum payment is INR 1000.00 and for SIP is INR 100.00. Bandhan Banking & PSU Fund-Regular Plan- Quarterly Payout of Inc Dis cum Cptl Wdrl Opt has no lock in period.

Fund Manager

Suyash Choudhary

Fund Manager of Bandhan Banking & PSU Fund-Regular Plan- Quarterly Payout of Inc Dis cum Cptl Wdrl Opt, since 28 July 2021

Gautam Kaul

Fund Manager of Bandhan Banking & PSU Fund-Regular Plan- Quarterly Payout of Inc Dis cum Cptl Wdrl Opt, since 1 December 2021

Brijesh Shah

Fund Manager of Bandhan Banking & PSU Fund-Regular Plan- Quarterly Payout of Inc Dis cum Cptl Wdrl Opt, since 10 June 2024

Learn more about Bandhan Mutual Fund
Parameters
Jul'25
Jun'25
May'25
AUM
₹ 13.4K Cr
₹ 13.5K Cr
₹ 13.6K Cr
  • AUM of the fund stands at 13.4K Cr as of Jul'25
  • AUM decreased by 108 Cr between Jul'25 and Jun'25

Frequently Asked Questions for Bandhan Banking & PSU Fund-Regular Plan- Quarterly Payout of Inc Dis cum Cptl Wdrl Opt

How do I invest in Bandhan Banking & PSU Fund-Regular Plan- Quarterly Payout of Inc Dis cum Cptl Wdrl Opt?

INDmoney makes it simple to invest in the Bandhan Banking & PSU Fund-Regular Plan- Quarterly Payout of Inc Dis cum Cptl Wdrl Opt. To do so, follow the steps below:
  • Download the INDmoney app.
  • Search for ‘Bandhan Banking & PSU Fund-Regular Plan- Quarterly Payout of Inc Dis cum Cptl Wdrl Opt’.
  • Select whether you want to invest in SIP or lump sum.
  • Enter the amount you wish to invest.
  • Set up payments via bank mandate or UPI.

What is the current NAV of Bandhan Banking & PSU Fund-Regular Plan- Quarterly Payout of Inc Dis cum Cptl Wdrl Opt?

The NAV of the fund today is ₹10.89. NAV or Net Asset Value is the per unit price of a mutual fund. For example, if the NAV of a fund is ₹10, it means you can get 1000 units of that mutual fund at ₹10,000.

What is the return on the fund?

Bandhan Banking & PSU Fund-Regular Plan- Quarterly Payout of Inc Dis cum Cptl Wdrl Opt fund has generated a return of 7.53% in 1 year, 7.04% in 3 years, 5.47% in 5 years.

Who is the fund manager of Bandhan Banking & PSU Fund-Regular Plan- Quarterly Payout of Inc Dis cum Cptl Wdrl Opt?

The fund managers are Suyash Choudhary, Gautam Kaul, Brijesh Shah.

What is the expense ratio of the fund?

The expense ratio is 0.63%. The Expense Ratio is a fee charged for managing the fund. This includes commissions, administrative costs etc.

What is the AUM of the fund?

The AUM of the fund is ₹13253 Cr. AUM stands for Assets Under Management. It refers to the total assets managed by the fund.

What are the top holdings of Bandhan Banking & PSU Fund-Regular Plan- Quarterly Payout of Inc Dis cum Cptl Wdrl Opt?

The top 3 holdings of the fund are 7.18% Govt Stock 2033(10.81%), National Housing Bank(4.71%), Indian Railway Finance Corporation Limited(3.99%)