Kaspi.kz Ao. share price logo

Kaspi.kz Ao. Share Price

NASDAQ: KSPI

Large Cap

$72.36

-0.65

(-0.89%)

as on

Kaspi.kz Ao. Stock Performance

as on March 21, 2026 at 6:59 am IST

  • Day's Low

    Day's High

    $72.09
    $73.50
    downward going graph

    0.37%

    Downside

    1.58%

    Upside

    downward going graph

  • 52 Week's Low

    52 Week's High

    $68.59
    $99.20
    downward going graph

    5.21%

    Downside

    37.09%

    Upside

    downward going graph

Kaspi.kz Ao. share price movements today

Previous Close
$73.01
Open
$73.38
Volume
827.0K
Day's Low - High
$72.09 - $73.50
52 Week Low - High
$68.59 - $99.20

Kaspi.kz Ao. Historical Returns

1 Month Return
+ 0.59 %
3 Month Return
-7.9 %
1 Year Return
-24.02 %
3 Year Return
0 %
5 Year Return
0 %

Kaspi.kz Ao. Stock Fundamentals & Key Indicators

Check Kaspi.kz Ao. market cap, PE, PB, PEG ratios, dividend yield, and other key fundamental indicators.

Market Cap

$14.5B

EPS (TTM)

5772.1934

Dividend Yield

2.75%

PE Ratio (TTM)

6.27

Industry PE ratio

0

PEG Ratio

0

Return On Equity TTM

51.16%

Kaspi.kz Ao. Stock Valuation

Track how Kaspi.kz Ao. P/E has moved over time to understand its valuation trends.

Kaspi.kz Ao. in the last 5 years

  • Overview

  • Trends

Lowest (0.01x)

December 31, 2025

Industry (0.00x)

March 23, 2026

Today (6.27x)

March 23, 2026

Highest (0.04x)

June 30, 2024

LowHigh

Today’s Price to Earnings Ratio: 6.27x

Kaspi.kz Ao. vs Peer Comparison

Compare market cap, revenue, PE, and other key metrics of Kaspi.kz Ao. with its industry peers.

Company
Analyst View
Market Cap
5 Years Return %PE RatioProfit Margin %
Kaspi.kz Ao. image
Kaspi.kz Ao.
NA$14.5BNA6.2726.54%
Palantir Technologies Inc image
Palantir Technologies Inc
HOLD$360.4B547.81%239.1736.31%
Crowdstrike Holdings, Inc. image
Crowdstrike Holdings, Inc.
BUY$103.7B114.58%476.42-3.38%
Palo Alto Networks, Inc. image
Palo Alto Networks, Inc.
BUY$133.0B202.13%91.0312.96%
Oracle Corp. image
Oracle Corp.
BUY$430.5B122.51%26.8725.30%
See all

Stock Returns calculator for Kaspi.kz Ao. Stock including INR - Dollar returns

The Kaspi.kz Ao. stock calculator helps Indian investors calculate returns based on the historical performance of the stock. Just choose your investment amount and duration to get insights and invest more confidently. See stock returns as well as the effect of dollar appreciation over different durations.

*Dollar Return is the profit earned when the US dollar rises in value compared to the Indian rupee.

Investment Value

₹1,00,000

  • 1Y

Kaspi.kz Ao. investment value today

Current value as on today

₹85,629

Returns

₹14,371

(-14.37%)

Returns from Kaspi.kz Ao. Stock

₹23,816 (-23.82%)

Dollar Returns*

₹9,445 (+9.44%)

Kaspi.kz Ao. Stock’s Investor Sentiment and Interest

Search interest for Kaspi.kz Ao. Stock has increased by 30% in the last 30 days, reflecting an upward trend in search activity.

Time period: to

Change:30% versus previous 30 day period

Kaspi.kz Ao. Quarterly Profit & Loss

All numbers in Millions USD

Sep 2023
Dec 2023
Mar 2024
Jun 2024
Sep 2024
Dec 2024
Mar 2025
Jun 2025
Sep 2025
Dec 2025
Total Revenue
502,185
552,814
551,023
592,853
652,592
724,459
821,851
969,512
1,110,174
1,109,226
Gross Profit
454,488
337,906
336,115
513,155
409,197
460,077
430,021
682,365
758,129
819,908
Operating Income
419,576
267,306
267,306
436,988
336,151
377,700
307,452
542,254
634,028
344,408
EBITDA
404,409
269,097
267,306
444,314
336,151
377,700
309,793
543,226
366,486
344,408
Interest Expense
-
-
-
147,085
-
-
-
218,287
-
252,730
Depreciation
891
-
-
942
-
-
2,341
2,983
-
-
Income Before Tax
279,563
269,097
269,097
296,287
333,313
383,592
307,452
321,956
346,514
344,408
Income Tax Expense
47,071
45,657
45,657
53,670
58,937
67,191
53,403
63,327
68,468
76,441
Net Income
231,156
219,599
223,440
238,551
269,693
311,896
252,056
257,327
278,046
267,966
Net Profit Margin
46.03%
39.72%
40.55%
40.24%
41.33%
43.05%
30.67%
26.54%
25.05%
24.16%

Kaspi.kz Ao. Annual Profit & Loss

All numbers in Millions USD

Dec 2019
Dec 2020
Dec 2021
Dec 2022
Dec 2023
Dec 2024
Dec 2025
Total Revenue
524,578
647,524
885,478
1,269,215
1,890,290
2,520,927
3,935,016
Gross Profit
350,392
448,211
812,107
1,165,320
1,218,454
1,571,459
2,894,047
Operating Income
239,140
317,824
735,332
1,050,525
998,804
1,271,060
1,295,359
EBITDA
251,513
325,946
713,627
1,015,357
998,804
1,271,060
1,295,359
Interest Expense
-
-
-
-
-
-
883,755
Depreciation
1,709
2,035
1,876
2,849
-
-
-
Income Before Tax
239,140
317,824
528,802
720,574
1,022,004
1,282,289
1,295,359
Income Tax Expense
42,017
54,476
93,588
131,730
173,234
225,455
256,958
Net Income
193,790
260,964
431,914
585,026
841,351
1,039,739
1,038,400
Net Profit Margin
36.94%
40.30%
48.78%
46.09%
44.51%
41.24%
26.39%

Kaspi.kz Ao. Quarterly Cash Flow

All numbers in Millions USD

Dec 2023
Mar 2024
Jun 2024
Sep 2024
Dec 2024
Mar 2025
Jun 2025
Sep 2025
Dec 2025
Net Income
244,278
219,599
238,551
269,693
311,896
254,049
257,327
518
275,119
Operating Cash Flow
-178,858
-178,858
278,651
195,752
286,347
-124,668
449,651
-111,434
-1,318,539
Investing Cash Flow
-
87,413
-43,792
-122,513
-29,472
-115,412
-12,153
-409,891
-351,135
Financing Cash Flow
-54,821
-54,821
-323,388
-162,725
-168,837
326,047
-49,590
-60,068
417,813
Change in Cash
-152,408
-152,408
-73,196
-88,228
112,836
67,152
391,326
-576,429
-

Kaspi.kz Ao. Annual Cash Flow

All numbers in Millions USD

Dec 2020
Dec 2021
Dec 2022
Dec 2023
Dec 2024
Dec 2025
Net Income
260,964
431,914
585,026
841,351
1,039,739
1,043,720
Operating Cash Flow
617,729
70,351
1,020,984
1,106,128
581,892
1,618,856
Investing Cash Flow
-364,711
289,748
-487,161
-218,360
-108,364
-2,189,062
Financing Cash Flow
-177,493
-352,580
-275,911
-675,970
-709,771
1,118,606
Change in Cash
91,269
11,692
273,259
205,106
-200,996
-

Insights on Kaspi.kz Ao.

Insights help you understand the recent movement of the company's critical parameters, giving you an overall view of the company.

  • imgPOSITIVE IMPACT

    Price Rise

    img

    In the last 7 days, KSPI stock has moved up by 0.6%

  • imgNO EFFECT

    Against Peers

    img

    In the last 1 year, Palantir Technologies Inc has given 65.7% return, outperforming this stock by 89.7%

About Kaspi.kz Ao.

Kaspi.kz AO (Joint Stock Company Kaspi.kz), formerly Aktsionernoe obshchestvo kaspi, is a Kazakhstan-based financial technology company, which provide a range of services such as online payments, e-commerce, and digital banking. The Company operates as holding company for Kaspi Group AO and Kaspi Magazin TOO. The Company operates through two segments. Mass retail offers a wide range of products and financial services to retail customers through a network of branches, offices, and automated teller machine (ATM). These products include savings and current accounts, credit cards, car loans and commodity loans, as well as a wide range of insurance policies. Financial services for corporate, middle, and small, and other businesses segment, including deposits, overdrafts, loans and other credit services and currency exchange.
OrganisationKaspi.kz Ao.
Headquarters154A, Nauryzbai Batyr Street, Almaty, Kazakhstan, 050013
CEOMr. Mikheil N. Lomtadze
E-voting on sharesClick here to vote

Key Management of Kaspi.kz Ao.

Name

Title

Mr. Mikheil N. Lomtadze

Co-Founder, Executive Director, Chairman of the Management Board & CEO

Mr. Yuri Didenko

Deputy Chairman of the Management Board & Capital Markets

Mr. Kanat Aitenov

Head of Network

Mr. David Ferguson

Head of Investor Relations

Mr. Sabyrzhan Berkinbaev

Head of Local Legal

Mr. Arseniy Kochetkov

Head of Kaspi Marketing Services

Mr. Oleg Bakhmutov

Head of People

Mr. Tengiz Mosidze

Deputy Chairman of the Management Board & CFO

Mr. Pavel Mironov

COO & Deputy Chairman of the Management Board

Ms. Nailya A. Ualibekova

Chief Accountant

FAQs

What is Kaspi.kz Ao. share price today?

Kaspi.kz Ao. share price today is $72.36 as on at the close of the market. Kaspi.kz Ao. share today touched a day high of $73.5 and a low of $72.09.

What is the 52 week high and 52 week low for Kaspi.kz Ao. share?

Kaspi.kz Ao. share touched a 52 week high of $99.2 on and a 52 week low of $68.59 on . Kaspi.kz Ao. stock price today i.e. is closed at $72.36,which is 27.06% down from its 52 week high and 5.50% up from its 52 week low.

What is Kaspi.kz Ao.'s market capitalisation today?

Kaspi.kz Ao. market capitalisation is $0.01T as on .

How to invest in Kaspi.kz Ao. Stock (KSPI) from India?

  1. Step 1: Open a free US stocks account on INDmoney App and transfer your Rupees into Dollars to your INDmoney US stocks account. For a step by step instruction, check How to Transfer Money to Your US Stocks Account .
  2. Step 2: Search for Kaspi.kz Ao. on INDmoney app. Click on Buy button. You can invest as low as $1.5 in Kaspi.kz Ao. Shares that will get you 0.0207 shares as per Kaspi.kz Ao. share price of $72.36 per share as on March 21, 2026 at 1:29 am IST.

What is the minimum amount required to buy Kaspi.kz Ao. Stock (KSPI) from India?

Indian investors can start investing in Kaspi.kz Ao. (KSPI) shares with as little as ₹93.652 or $1 (as of ) using the INDmoney app.
For example: If you want to invest $10 or ₹936.52 in Kaspi.kz Ao. stock (as per the Rupee-Dollar exchange rate as on ). Based on Kaspi.kz Ao. share’s latest price of $72.36 as on March 21, 2026 at 1:29 am IST, you will get 0.1382 shares of Kaspi.kz Ao.. Learn more about fractional shares .