Kaspi.kz Ao. Share Price

NASDAQ: KSPI

Large Cap

$84.57

+0.16

(+0.19%)

as on September 16, 2025 at 1:29 am IST

$₹

Kaspi.kz Ao. Stock Performance

as on September 16, 2025 at 1:29 am IST

Day's Low
Day's High
$84.14
Day's Price Range
$85.44
$84.57
0.51%
Downside
1.03%
Upside
52 Week's Low
52 Week's High
$75.9
52-Week Price Range
$125.79
$84.57
10.25%
Downside
48.74%
Upside

Kaspi.kz Ao. share price movements today

Previous Close: $84.41
Open: $85.00
Volume: 368.0K
Day's Low - High: $84.14 - $85.44
52 Week Low - High: $75.9 - $125.79

Kaspi.kz Ao. Historical Returns

1 Month Return: -11.37 %
3 Month Return: -1.88 %
1 Year Return: -31.9 %
3 Year Return: 0 %
5 Year Return: 0 %

Kaspi.kz Ao. Stock Fundamentals & Key Indicators

Check Kaspi.kz Ao. market cap, PE, PB, PEG ratios, dividend yield, and other key fundamental indicators.

Market Cap

$17.2B

EPS (TTM)

6163.4644

Dividend Yield

2.75%

PE Ratio (TTM)

8.02

Industry PE ratio

P/B Ratio

8.0161

PEG Ratio

Return On Equity TTM

67.68%

Kaspi.kz Ao. Stock Valuation

Track how Kaspi.kz Ao. P/E has moved over time to understand its valuation trends.

Kaspi.kz Ao. in the last 5 years

Overview
Trends

Lowest (0.02x)

June 30, 2025

Industry (0.00x)

September 15, 2025

Today (8.02x)

September 15, 2025

Highest (0.04x)

June 30, 2024

LowHigh

Today’s Price to Earnings Ratio: 8.02x

Kaspi.kz Ao. vs Peer Comparison

Compare market cap, revenue, PE, and other key metrics of Kaspi.kz Ao. with its industry peers.

Company	Analyst View	Market Cap	5 Years Return %	PE Ratio	Profit Margin %
Kaspi.kz Ao.	NA	$17.2B	NA	8.02	34.29%
Palantir Technologies Inc	HOLD	$406.7B	NA	591.14	22.19%
Oracle Corp.	BUY	$830.3B	379.46%	67.63	21.08%
Crowdstrike Holdings, Inc.	BUY	$109.4B	231.76%	476.42	-6.84%
Palo Alto Networks, Inc.	BUY	$131.3B	374.74%	121.92	12.30%

See all

Stock Returns calculator for Kaspi.kz Ao. Stock including INR - Dollar returns

The Kaspi.kz Ao. stock calculator helps Indian investors calculate returns based on the historical performance of the stock. Just choose your investment amount and duration to get insights and invest more confidently. See stock returns as well as the effect of dollar appreciation over different durations.

*Dollar Return is the profit earned when the US dollar rises in value compared to the Indian rupee.

Investment Value

₹1,00,000

Kaspi.kz Ao. investment value today

Current value as on today

₹73,215

Returns

₹26,785

(-26.79%)

Returns from Kaspi.kz Ao. Stock

₹31,771 (-31.77%)

Dollar Returns*

₹4,985 (+4.99%)

Kaspi.kz Ao. Stock's Interest Amongst Investors

Search interest for Kaspi.kz Ao. Stock has decreased by -28% in the last 30 days, reflecting a downward trend in search activity.

Time period: August 17, 2025 to September 16, 2025

Change:-28% versus previous 30 day period

Kaspi.kz Ao. Quarterly Profit & Loss

All numbers in Millions USD

	Mar 2023	Jun 2023	Sep 2023	Dec 2023	Mar 2024	Jun 2024	Sep 2024	Dec 2024	Mar 2025	Jun 2025
Total Revenue	395,004	432,116	500,026	552,814	551,023	592,853	652,592	724,459	816,048	969,512
Gross Profit	250,733	389,247	328,082	337,906	336,115	513,155	409,197	460,077	424,218	682,365
Operating Income	207,606	233,694	271,153	267,306	267,306	450,450	336,151	377,700	301,649	542,254
EBITDA	207,606	347,204	271,153	269,097	267,306	443,372	336,151	377,700	301,649	543,226
Interest Expense	-	113,510	-	-	-	147,085	-	-	-	218,287
Depreciation	-	-	891	-	-	942	-	-	2,341	2,983
Income Before Tax	207,606	233,694	279,563	269,097	269,097	296,287	333,313	383,592	307,452	321,956
Income Tax Expense	33,397	39,618	47,071	45,657	45,657	53,670	58,937	67,191	53,403	63,327
Net Income	173,103	192,814	232,492	219,599	223,440	238,551	269,693	311,896	254,049	257,327
Net Profit Margin	43.82%	44.62%	46.50%	39.72%	40.55%	40.24%	41.33%	43.05%	31.13%	26.54%

Kaspi.kz Ao. Annual Profit & Loss

All numbers in Millions USD

	Dec 2019	Dec 2020	Dec 2021	Dec 2022	Dec 2023	Dec 2024
Total Revenue	524,578	647,524	889,568	1,254,208	1,890,290	2,520,927
Gross Profit	350,392	448,211	644,706	870,597	1,218,454	1,571,459
Operating Income	239,140	317,824	528,802	720,574	998,804	1,271,060
EBITDA	251,513	325,946	533,548	704,190	998,804	1,271,060
Interest Expense	-	-	-	-	-	-
Depreciation	1,709	2,035	1,876	2,849	-	-
Income Before Tax	239,140	317,824	528,802	720,574	1,022,004	1,282,289
Income Tax Expense	42,017	54,476	93,588	131,730	173,234	225,455
Net Income	193,790	260,964	431,914	585,026	841,351	1,039,739
Net Profit Margin	36.94%	40.30%	48.55%	46.65%	44.51%	41.24%

Kaspi.kz Ao. Quarterly Cash Flow

All numbers in Millions USD

	Jun 2023	Sep 2023	Dec 2023	Mar 2024	Jun 2024	Sep 2024	Dec 2024	Mar 2025	Jun 2025
Net Income	192,814	231,156	244,278	219,599	238,551	269,693	311,896	254,049	257,327
Operating Cash Flow	554,450	-112,326	-178,858	-178,858	278,651	195,752	286,347	-124,668	449,651
Investing Cash Flow	-275,188	247,200	-	87,413	-43,792	-122,513	-29,472	-115,412	-12,153
Financing Cash Flow	-273,225	-152,540	-54,821	-54,821	-286,049	-162,725	-168,837	326,047	-49,590
Change in Cash	6,442	1,235	-152,408	-152,408	-73,196	-88,228	112,836	67,152	391,326

Kaspi.kz Ao. Annual Cash Flow

All numbers in Millions USD

	Dec 2020	Dec 2021	Dec 2022	Dec 2023	Dec 2024
Net Income	260,964	431,914	585,026	841,351	1,039,739
Operating Cash Flow	617,729	70,351	1,020,984	1,106,128	581,892
Investing Cash Flow	-364,711	289,748	-487,161	-218,360	-108,364
Financing Cash Flow	-177,493	-352,580	-275,911	-675,970	-709,771
Change in Cash	91,269	11,692	273,259	205,106	-200,996

Insights on Kaspi.kz Ao.

Insights help you understand the recent movement of the company's critical parameters, giving you an overall view of the company.

NO EFFECT
Against Peers
In the last 1 year, Palantir Technologies Inc has given 371.5% return, outperforming this stock by 402.3%
NEGATIVE IMPACT
Price Dip
In the last 1 month, KSPI stock has moved down by -11.2%

About Kaspi.kz Ao.

Kaspi.kz AO (Joint Stock Company Kaspi.kz), formerly Aktsionernoe obshchestvo kaspi, is a Kazakhstan-based financial technology company, which provide a range of services such as online payments, e-commerce, and digital banking. The Company operates as holding company for Kaspi Group AO and Kaspi Magazin TOO. The Company operates through two segments. Mass retail offers a wide range of products and financial services to retail customers through a network of branches, offices, and automated teller machine (ATM). These products include savings and current accounts, credit cards, car loans and commodity loans, as well as a wide range of insurance policies. Financial services for corporate, middle, and small, and other businesses segment, including deposits, overdrafts, loans and other credit services and currency exchange.

Organisation	Kaspi.kz Ao.
Headquarters	154A, Nauryzbai Batyr Street, Almaty, Kazakhstan, 050013
CEO	Mr. Mikheil N. Lomtadze
E-voting on shares	Click here to vote

Key Management of Kaspi.kz Ao.

Name	Title
Ms. Nailya A. Ualibekova	Chief Accountant
Mr. David Ferguson	Head of Investor Relations
Mr. Oleg Bakhmutov	Head of People
Mr. Mamuka Kirvalidze	Head of Azerbaijan Business
Mr. Pavel Mironov	COO & Deputy Chairman of the Management Board
Mr. Tengiz Mosidze	Deputy Chairman of the Management Board & CFO
Mr. Yuri Didenko	Deputy Chairman of the Management Board
Mr. Sabyrzhan Berkinbaev	Head of Local Legal
Mr. Arseniy Kochetkov	Head of Kaspi Marketing Services
Mr. Mikheil N. Lomtadze	Co-Founder, Executive Director, Chairman of the Management Board & CEO

FAQs

What is Kaspi.kz Ao. share price today?

Kaspi.kz Ao. share price today is $84.57 as on September 16, 2025 at 1:29 am IST at the close of the market. Kaspi.kz Ao. share today touched a day high of $85.44 and a low of $84.14.

What is the 52 week high and 52 week low for Kaspi.kz Ao. share?

Kaspi.kz Ao. share touched a 52 week high of $125.79 on September 16, 2024 and a 52 week low of $75.9 on August 1, 2025. Kaspi.kz Ao. stock price today i.e. September 16, 2025 at 1:29 am IST is closed at $84.57,which is 32.77% down from its 52 week high and 11.42% up from its 52 week low.

What is Kaspi.kz Ao.'s market capitalisation today?

Kaspi.kz Ao. market capitalisation is $0.02T as on September 16, 2025 at 1:29 am IST.

How to invest in Kaspi.kz Ao. Stock (KSPI) from India?

Step 1: Open a free US stocks account on INDmoney App and transfer your Rupees into Dollars to your INDmoney US stocks account. For a step by step instruction, check How to Transfer Money to Your US Stocks Account .
Step 2: Search for Kaspi.kz Ao. on INDmoney app. Click on Buy button. You can invest as low as $1.5 in Kaspi.kz Ao. Shares that will get you 0.0177 shares as per Kaspi.kz Ao. share price of $84.57 per share as on September 16, 2025 at 1:29 am IST.

What is the minimum amount required to buy Kaspi.kz Ao. Stock (KSPI) from India?

Indian investors can start investing in Kaspi.kz Ao. (KSPI) shares with as little as ₹88.141 or $1 (as of September 16, 2025 at 12:39 pm IST) using the INDmoney app.
For example: If you want to invest $10 or ₹881.41 in Kaspi.kz Ao. stock (as per the Rupee-Dollar exchange rate as on September 16, 2025 at 12:39 pm IST). Based on Kaspi.kz Ao. share’s latest price of $84.57 as on September 16, 2025 at 1:29 am IST, you will get 0.1182 shares of Kaspi.kz Ao.. Learn more about fractional shares .