US Stocks Dividend Calendar
INDmoney's Dividend Calendar shows you every dividend your US stocks portfolio earns by day, month, and financial year. Use dividends paid in your wallet to buy more stocks or withdraw to your bank, all in one tap.
How Do Dividend Payouts Work For US Stock Investors?
Dividends on Fractional Shares
When you own shares of a US company that pays dividends, you receive those dividends proportionally to your shareholding, including fractional shares. If you own 0.5 shares of Apple and Apple pays a $0.25/share dividend, you receive $0.125. The dividend lands directly in your INDmoney US stocks wallet in USD - no action required on your part.
Tax on US Stock Dividends
The US automatically withholds 25% tax on dividends paid to Indian residents (reduced from 30% under the India-US DTAA, given your W-8BEN form is on file, which INDmoney handles automatically). So if Apple pays you a $1.00 dividend, $0.25 is withheld by the US, and $0.75 arrives in your wallet. You can claim the withheld amount as a foreign tax credit in India.
What Does The Dividend Calendar Show You?
View Dividends By Date
INDmoney’s Dividend Calendar lets you switch between daily, monthly, and financial year views. See which stocks paid dividends on a specific date, track monthly dividend income, or view cumulative dividends earned across the year. Tap any day or month to see the dividend breakdown by individual stock.
View Dividends By Stocks
Dates with dividend income are highlighted directly in the calendar view. Tap any date to see which stocks paid dividends, the dividend amount per share, the tax withheld and the net dividend. . This stock-wise breakdown helps simplify ITR Schedule FSI filing.
View Dividends in INR & USD
Every dividend entry shows both the USD amount received and its INR equivalent at the exchange rate on the payment date. This dual-currency view is critical for ITR filing since Indian tax authorities require you to report foreign income in INR.
How You Can Use Your Dividends?
Dividends credits in your US stocks wallet
Dividend payments credit automatically to your INDmoney US stocks wallet in USD on the payment date. You will receive an in-app notification when each dividend payment arrives. The dividend appears in both your wallet balance and your dividend calendar simultaneously.
Reinvest dividends: Buy more stocks or ETFs
Once a dividend lands in your wallet, you can use it to buy more US stocks or ETFs, directly treating it as available capital for your next investment. Dividend reinvestment is manual on INDmoney (you choose when and what to buy), giving you full control over how dividend income is deployed.
Withdraw dividends to your bank account
Prefer to withdraw your dividend income as INR? Transfer funds from your US wallet to your linked Indian savings account. The USD amount is converted to INR at live exchange rates and typically reaches your bank account within 1–2 working days with zero withdrawal fees.
Dividend Tax for Indian Investors: INDmoney Handles It
Tax Withheld on US Dividends
A 25% US withholding tax is deducted automatically before the dividend reaches your wallet, so no separate payment is required from your side. INDmoney tracks the gross dividend, tax withheld, and final amount received for every payout in both USD and INR.
Claim Foreign Tax Credit
The tax withheld in the US can be claimed as a foreign tax credit in India under the India-US DTAA, helping you avoid double taxation. INDmoney automatically prepares the Form 67 data required for this claim in your annual tax report, making ITR filing simpler for you or your CA.
Frequently Asked Questions
Open the US Stocks section in INDmoney and navigate to the “My Holdings” tab. Tap the banner that says “Check out your US P&L and Dividends” to open your Dividend Report. From there, switch between monthly, and yearly views to track dividend income. Tap any date to see which stocks paid dividends along with the breakdown in USD and INR.
Dividends are credited to your US stocks wallet on the payment date set by the company. You will receive an in-app notification when each dividend payment arrives.
The US withholds 25% tax on dividends before they reach your wallet (reduced from 30% under the India-US DTAA). The remaining 75% is credited to your wallet. You must declare the gross dividend as income in your Indian ITR, and then claim the 25% US withholding as a foreign tax credit to avoid double taxation.
Currently, dividend reinvestment on INDmoney is manual. Dividends are credited to your wallet, and you choose when and what to reinvest.
Yes, you can withdraw funds from your US wallet directly to your linked Indian savings account. The USD amount is converted to INR at the live exchange rate with zero withdrawal fees.
Yes. INDmoney’s Tax Centre generates an annual dividend report showing gross dividends earned, US tax withheld, and the net amount credited in both USD and INR for every stock and dividend payment during the year. The report can be used directly for ITR Schedule FSI and Form 67 filing.
There are four dates to know:
- Announcement Date: The date on which the company officially declares that it will be paying a dividend.
- Ex-Dividend Date: The cutoff date for eligibility. If you buy the stock on or after this date, you will not receive the upcoming dividend. You must own shares in at least one business day before this date.
- Record Date: The date on which the company finalises the list of shareholders eligible to receive the dividend. This is usually one trading day after the ex-dividend date.
- Payment Date: The date on which the dividend amount is actually credited to your US stocks wallet. This can be anywhere from one week to 30 days after the record date.
No. Many companies, especially younger and fast-growing ones, choose to reinvest their profits back into the business instead of paying dividends. Dividend payments are more common among large, established companies with consistent earnings.
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