Last Updated 29-April-2025
Welcome, and thank you for using INDmoney! When you use INDmoney Platform, You are agreeing to be governed by the Terms and Conditions contemplated herein below read with our Privacy Policy, the terms and condition (if any) specific to the products and/ or services availed by You. We sincerely recommend you take a few minutes to read over and familiarize Yourself with the Terms and Conditions described below.
Note: By registering, browsing, accessing, downloading, and/or using the INDmoney Platform either for general purpose or for specific purpose, You are agreeing to and entering into a legally binding agreement with including but not limited to INDmoney Tech Private Limited (formerly, Finzoom Investment Advisors Private Limited), Finzoomers Services Private Limited, INDstocks Private Limited (formerly, INDmoney Private Limited), INDmoney Global (IFSC) Private Limited and other Group Companies.
PLEASE READ THROUGH THESE TERMS AND CONDITIONS CAREFULLY BEFORE USING INDMONEY PLATFORM (i.e., THE SITE AND/OR ITS MOBILE APPLICATION)
The website www.indmoney.com (“Website”) and the mobile application INDmoney (“Mobile App”) is owned, operated, and managed, by (formerly Finzoom Investment Advisors Private Limited) (“INDmoney”), having its registered office located at 6th Floor, 616, Suncity Success Tower, Golf Course Extension Road, Sector-65, Gurugram, Haryana, 122005. For the purposes of providing the INDmoney Platform Services, INDmoney has granted to its Group Entities a revocable, non-exclusive, non-transferable license to utilize the INDmoney Platform.
THESE TERMS IS AN ELECTRONIC RECORD IN THE FORM OF AN ELECTRONIC CONTRACT FORMED UNDER INFORMATION TECHNOLOGY ACT, 2000 AND RULES MADE THEREUNDER AND THE AMENDED PROVISIONS PERTAINING TO ELECTRONIC DOCUMENTS / RECORDS IN VARIOUS STATUTES AS AMENDED BY THE INFORMATION TECHNOLOGY ACT, 2000. THESE TERMS DOES NOT REQUIRE ANY PHYSICAL, ELECTRONIC OR DIGITAL SIGNATURE.
Please note that your browsing, accessing, downloading, and/or using INDmoney Platform are subject to the terms and conditions stated herein; if You do not agree to any or all of the following terms and conditions, You should not use or access the INDmoney Platform and/or INDmoney Platform Services in any manner.
DEFINITIONS
You hereby understand that, the specific products / services availed by You may have their own additional / supplemental terms and conditions as available on INDmoney Platform and You unequivocally grant Your consent to abide and remain compliant with the said additional / supplemental terms and conditions. When You use any of the INDmoney Platform Services provided on the INDmoney Platform, You shall also be subjected to comply with applicable law(s), rule(s), guideline(s), notification(s), circular(s), or such other directive(s) issued by applicable Government Authority.
You acknowledge and understand that these Terms and Conditions along with additional / supplemental terms and conditions of INDmoney Platform Services shall be read harmoniously. Company reserves the right to change / amend / modify these Terms or the additional / supplemental terms and conditions applicable to INDmoney Platform services offered on the INDmoney Platform at any time, without notice.
TERMS AND CONDITIONS
By registering on INDmoney Platform and/or accessing the INDmoney Platform Services, you agree, declare and represent that:
You represent and undertake to keep Your contact and personal information updated at all times to ensure proper delivery of such information. The Company shall be entitled to rely upon and act in accordance with the most recent information provided by You and shall not be held liable for non-delivery arising due to outdated or incorrect details.
SERVICES
Please also note that there are other financial products and services, such as US Stocks, loans, fixed deposit creation, insurance, savings bank account, peer to peer lending etc. manufactured and/or distributed by third party service providers, offered by or through the INDmoney Platform. However, it is hereby expressly clarified that any or all interaction, communication, dealing, or transaction between you and such Third Party Service Provider(s) in respect of availing of any products/services offered by said Third Party Service Provider(s) forms a separate and independent transaction between the you and such Third Party Service Provider(s) without any liability accruing to or on Company for any matters arising out of or in relation to Third Party Service Provider(s) (including their products / services) act, conduct, omission, negligence, default, breach of confidentiality, breach of applicable laws, discharge of obligations etc..
CONFIDENTIALITY
You acknowledge that, in the course of Your relationship with Company and in using the services, you may obtain information relating to the services and/or Company (“Proprietary Information”). Such Proprietary Information shall belong solely to Company and includes, but is not limited to, the features and mode of operation of the Services, trade secrets, know-how, inventions (whether or not patentable), techniques, processes, programs, ideas, algorithms, schematics, testing procedures, software design and architecture, computer code, internal documentation, design and function specifications, product requirements, problem reports, analysis and performance information, benchmarks, software documents, and other technical, business, product, plans and data. In regard to this Proprietary Information:
USE AND PROTECTION OF INTELLECTUAL PROPERTY RIGHTS
INDmoney Platform is protected by copyright, trademarks, patents, trade secret and/or other relevant intellectual property laws. No information, content or material from INDmoney Platform may be copied, reproduced, republished, uploaded, posted, transmitted or distributed in any way without Company's express written permission. You are hereby given a limited licence to use the INDmoney Platform for your personal and non-commercial use, subject to your agreement of these Terms. You agree not to sell, license, distribute, copy, modify, publicly perform or display, transmit, publish, edit, adapt, create derivative works from, or otherwise make unauthorized use of the INDmoney Platform.
PRIVACY
You agree that during your use and access of the INDmoney Platform and/or availing of the services offered by the INDmoney Platform, you will provide Us with certain information and other data as mentioned under these Terms herein which may or may not be otherwise publicly available. Please note that We respect the privacy and confidentiality of such data and the provisions pertaining to such private information and data as provided by You under these Terms, are governed under the INDmoney Platform’s Privacy Policy which is available at https://www.indmoney.com/privacy-policy. By using and visiting the INDmoney Platform and availing INDmoney Platform Services, you also agree to our Privacy Policy and the information provided on the INDmoney Platform shall be shared within our Group Entities and business partners.
LIMITATION OF LIABILITY, INDEMNITY, AND WARRANTY
CONSIDERATION
The usage of the INDmoney Platform is entirely free however the Company have the right to charge its Users a fee for availing advisory services and/or other fees, as applicable for any specific product / services been offered on INDmoney Platform. The applicable fees will be made available at the time of registration and/or on its applicability and/or under the relevant product / services section. Company may change fee structure as it determines in its sole discretion from time to time and notice regarding the same shall be intimated to you adequately in advance prior to such change in fee structure. All charges and fees shall be exclusive of taxes and all Government taxes including but not limited to GST shall be payable by you. Please note the charges / fees applicable shall be non-transferable, nonrefundable and non-cancellable in nature.
Supplemental Terms and delivery of services through INDmoney Group Entities
You agree and acknowledge that certain features and services offered on the INDmoney Platform — including but not limited to UPI, Bill Payments, US Stocks brokerage, Insurance distribution, NPS, Digital Lending, Indian Stock Broking, Research Analyst Services, and Rewards — are governed by additional or supplemental terms and conditions, as available at https://www.indmoney.com/page/policy-center (“Supplemental Terms”). Your access to or use of any such features shall be deemed as an unequivocal acceptance of the applicable Supplemental Terms, which shall form an integral and binding part of these Terms and Conditions, without requiring any separate execution or confirmation.
You further agree and acknowledge that any INDmoney Platform Services may be rendered by one or more of INDmoney Group Entities, as may be applicable. Any payments to or from you under such services may be facilitated by the Company or routed through its parent company or relevant Group Entity, as operationally determined, without the need for further consent or notice.
DISCLAIMERS
THE SERVICE, WEBSITE, AND ITS ENTIRE CONTENTS ARE PROVIDED ON AN “AS IS” AND “AS AVAILABLE” BASIS. THE COMPANY, INCLUDING ITS OFFICERS, EMPLOYEES, AGENTS, AND CONTRACTORS, MAKE NO REPRESENTATION OR WARRANTY, EXPRESS OR IMPLIED, AS TO THE SUITABILITY, RELIABILITY, AVAILABILITY, TIMELINESS, SECURITY, OR ACCURACY OF THE SERVICE, THE WEBSITE, OR ITS CONTENTS FOR ANY PURPOSE. TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, THE COMPANY DISCLAIMS ALL LIABILITY (INCLUDING LIABILITY ARISING FROM NEGLIGENCE) FOR ANY ERRORS OR OMISSIONS IN THE SERVICE OR THE WEBSITE.
THE USER AGREES AND UNDERSTANDS THAT THE INDMONEY PLATFORM IS PROVIDED BY US ON AN “AS IS” AND “AS AVAILABLE” BASIS AND WE MAKE NO REPRESENTATIONS OR WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED, AS TO THE OPERATION OF THE INDMONEY PLATFORM OR THE INFORMATION, CONTENT INCLUDED ON THE INDMONEY PLATFORM. YOU EXPRESSLY AGREE THAT YOUR USE OF THE INDMONEY PLATFORM IS AT YOUR SOLE RISK.
TO THE FULLEST EXTENT PERMISSIBLE BY APPLICABLE LAW, WE DISCLAIM ALL WARRANTIES, EXPRESS OR IMPLIED. WE DO NOT WARRANT THAT THE INDMONEY PLATFORM, ITS SERVERS, OR EMAIL/ OTHER COMMUNICATION SENT FROM THE INDMONEY PLATFORM ARE FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS. WE WILL NOT BE LIABLE FOR ANY DAMAGES OF ANY KIND WHETHER IN CONTRACT, TORT (INCLUDING NEGLIGENCE), OR OTHERWISE ARISING FROM THE USE OF THE INDMONEY PLATFORM, INCLUDING, BUT NOT LIMITED TO DIRECT, INDIRECT, INCIDENTAL, PUNITIVE AND CONSEQUENTIAL DAMAGES.
ALL INVESTMENTS ARE SUBJECT TO MARKET RISKS. READ ALL SCHEME RELATED THINGS CAREFULLY. PAST PERFORMANCE IS NOT AN INDICATOR OF FUTURE RETURNS.
ALL INTERACTION, COMMUNICATION, DEALING, OR TRANSACTION BETWEEN THE USERS AND THE THIRD-PARTY PROVIDER IN RESPECT OF ANY PRODUCTS/SERVICES OFFERED BY THE THIRD-PARTY PROVIDER IS A SEPARATE AND INDEPENDENT TRANSACTION BETWEEN THE USER AND SUCH THIRDPARTY PROVIDER WITHOUT ANY LIABILITY ACCRUING TO OR ON US FOR ANY MATTERS ARISING OUT OF OR IN RELATION TO THE SAME. YOU ACKNOWLEDGE THAT THE COMPANY DOES NOT ACT AS AN AGENT OR REPRESENTATIVE OF SUCH THIRD PARTY PROVIDERS. THE USER EXPRESSLY AGREES AND ACKNOWLEDGES TO HOLD HARMLESS US IN RESPECT OF ANY COST, CLAIMS, DAMAGE, LOSS OR EXPENSES ACCRUED, SUFFERED, INCURRED BY US OR ANY THIRD PARTY ARISING OUT OF OR IN CONNECTION WITH ANY SUCH COMMUNICATION, INTERACTION, DEALINGS AND TRANSACTIONS BETWEEN THE USER AND THIRD-PARTY PROVIDERS. THE USER ACKNOWLEDGES THAT WE DO NOT HAVE ANY CONTROL OVER SUCH DEALINGS AND TRANSACTIONS AND PLAYS NO DETERMINATIVE ROLE IN THE PERFORMANCE IN RESPECT OF THE SAME AND WE SHALL NOT BE LIABLE FOR THE OUTCOMES OF SUCH COMMUNICATION, INTERACTION, DEALINGS AND TRANSACTIONS BETWEEN THE USERS AND THE THIRD-PARTY PROVIDERS. WE DO NOT WARRANT, ENDORSE, GUARANTEE, OR ASSUME RESPONSIBILITY FOR ANY PRODUCT OR SERVICE ADVERTISED OR OFFERED BY A THIRD-PARTY PROVIDER IN ANY MANNER AND WE WILL NOT BE A PARTY TO OR IN ANY WAY BE RESPONSIBLE FOR ANY TRANSACTION BETWEEN YOU AND SUCH PARTY PROVIDER. AS WITH THE PURCHASE OF A PRODUCT OR SERVICE THROUGH ANY MEDIUM THROUGH SUCH THIRD-PARTY PROVIDER, YOU SHOULD USE YOUR BEST JUDGMENT AND EXERCISE CAUTION WHERE APPROPRIATE.
THE TRANSACTION FACILITATION SERVICES FOR INSURANCE PRODUCT, FIXED DEPOSIT PRODUCTS, DIGITAL LENDING SERVICES, REMITTANCE FACILIATION SERVICES ARE PROVIDED BY FINZOOMERS SERVICES PRIVATE LIMITED. FINZOOMERS SERVICES PRIVATE LIMITED ACTS IN THE CAPACITY OF FACILITATING THESE PRODUCTS. ALL DISPUTES WITH RESPECT TO THE TRANSACTION FACILITATION SERVICES, WOULD NOT HAVE ACCESS TO INDIAN EXCHANGE INVESTOR REDRESSAL FORUM OR ARBITRATION MECHANISM.
OUR PLATFORM ONLY ACTS AS A FACILITATOR FOR CROSS-BORDER REMITTANCE SERVICES, AND DOES NOT DIRECTLY ENGAGE IN THE EXECUTION OR SETTLEMENT OF REMITTANCE TRANSACTIONS. THE ACTUAL REMITTANCE SERVICES ARE PROVIDED BY LICENSED BANKS OR AUTHORIZED FINANCIAL INSTITUTIONS, IN ACCORDANCE WITH APPLICABLE LAWS AND REGULATORY GUIDELINES. WE DO NOT HOLD OR TRANSFER ANY FUNDS ON BEHALF OF USERS. ALL TRANSACTIONS ARE SUBJECT TO THE TERMS, CONDITIONS, AND COMPLIANCE REQUIREMENTS OF THE RESPECTIVE REMITTANCE SERVICE PROVIDER
INVESTMENTS IN US STOCKS THROUGH THE INDMONEY PLATFORM ARE FACILITATED BY INDMONEY GLOBAL, A BROKER-DEALER REGISTERED WITH THE INTERNATIONAL FINANCIAL SERVICES CENTRES AUTHORITY (IFSCA). USERS ACKNOWLEDGE AND AGREE THAT INDMONEY GLOBAL AND ITS EMPLOYEES, AGENTS, OR REPRESENTATIVES DO NOT: (I) PROVIDE INVESTMENT RECOMMENDATIONS OR PERSONALIZED ADVICE, (II) ISSUE RESEARCH OR ANALYST REPORTS. GLOBAL ACCESS US BROKERTAGE SERVICES IS PROVIDED BY US-REGISTERED BROKER-DEALERS REGULATED BY THE U.S. SECURITIES AND EXCHANGE COMMISSION (SEC). INDMONEY GLOBAL IS ACTING MERELY AS AN INTRODUCING BROKER. USERS PLACE ORDERS ON AN UNSOLICITED BASIS, AND ALL INVESTMENT DECISIONS ARE MADE AT THEIR OWN DISCRETION. INDMONEY GLOBAL IS NOT A PARTY TO SUCH TRADES AND SHALL NOT BE LIABLE FOR ANY LOSS, ERROR, OR FAILURE ARISING FROM THE EXECUTION OR NON-EXECUTION OF SUCH ORDERS. ALL PROCESSES AND TRADING ACTIVITIES RELATED TO US STOCKS ARE EXECUTED BY US STOCK-BROKERS DIRECTLY WITH CLIENTS, AND INDMONEY GLOBAL NOR ANY OF THE INDMONEY GROUP ENTITIES WILL NOT INCUR ANY PERSONAL FINANCIAL LIABILITY AND SHALL NOT BE LIABLE FOR ANY LOSS OR DAMAGE OF ANY KIND ARISING OUT OF INVESTMENTS IN THESE PRODUCTS
THE LOGOS/ TRADEMARKS ADVERTISED IN THE PLATFORM ARE THE PROPERTY OF RESPECTIVE TRADEMARK OWNERS AND BY DISPLAYING IT HAS NO RIGHT, TITLE, INTEREST OVER IT. THE USER EXPRESSLY AGREES THAT FINZOOM IS NOT LIABLE OR RESPONSIBLE AND DOES NOT REPRESENT OR WARRANT FOR ANY DAMAGES / ANY LOSS OF INTEREST AND/ OR OPPORTUNITY LOSS AND /OR ANY LOSS ARISING DUE TO MOVEMENT OF NET ASSET VALUE (NAV), NOTIONAL OR OTHERWISE DUE TO NON-EXECUTION OF ORDERS OR ANY INCORRECT EXECUTION OF ORDERS WITH REGARD TO THE MUTUAL FUNDS CHOSEN BY THE USER DUE TO, BUT NOT BEING LIMITED TO, ANY LINK/SYSTEM FAILURE, SUFFICIENT/INSUFFICIENT FUNDS IN THE USER’S BANK ACCOUNT WHICH MAY OCCUR AT USER’S END. MUTUAL FUND INVESTMENTS ARE SUBJECT TO MARKET RISKS, READ ALL SCHEME RELATED DOCUMENTS CAREFULLY. THIS IS IN NO WAY TO BE CONSIDERED AS AN ADVICE OR RECOMMENDATION. MUTUAL FUNDS TRANSACTION FACILITATION SERVICES ARE PROVIDED BY FINZOOM INVESTMENT ADVISORS PRIVATE LIMITED IN PARTNERSHIP WITH BSE STAR MF PLATFORM. PAST PERFORMANCE IS NOT INDICATIVE OF FUTURE RETURNS. PERFORMANCE AND RETURNS OF ANY INVESTMENT PORTFOLIO CAN NEITHER BE PREDICTED NOR GUARANTEED.
MUTUAL FUND INVESTMENTS ARE NOT EXCHANGE TRADED SERVICES. FINZOOM INVESTMENT ADVISORS PRIVATE LIMITED ACTS IN THE CAPACITY OF FACILITATOR OF THIS PRODUCT. FINZOOM IS ONLY PROVIDING TECHNOLOGY SERVICES AND ALL DISPUTES WITH RESPECT TO MUTUAL FUND INVESTMENTS WOULD NOT HAVE ACCESS TO INVESTOR REDRESSAL OR ARBITRATION MECHANISM IN INDIA. FINZOOM ACCEPT NO LIABILITIES FOR ANY LOSS OR DAMAGE OF ANY KIND ARISING OUT OF ANY ACTION BY THE USER.
THE INFORMATION, INSIGHTS, SUGGESTIONS, OR CONTENT DISPLAYED TO YOU THROUGH THE APPLICATION, INCLUDING BUT NOT LIMITED TO FINANCIAL NEWS OR MARKET TRENDS, MAY BE GENERATED OR DERIVED USING ARTIFICIAL INTELLIGENCE (AI), MACHINE LEARNING MODELS, OR OTHER AUTOMATED SYSTEMS. WHILE REASONABLE EFFORTS ARE MADE TO ENSURE THE ACCURACY AND RELEVANCE OF SUCH CONTENT, IT IS PROVIDED SOLELY FOR GENERAL INFORMATIONAL PURPOSES AND SHOULD NOT BE CONSTRUED AS FINANCIAL, INVESTMENT, TAX, OR LEGAL ADVICE. YOU ARE STRONGLY ENCOURAGED TO CONDUCT AN INDEPENDENT ANALYSIS AND/OR CONSULT WITH A QUALIFIED FINANCIAL OR LEGAL ADVISOR BEFORE MAKING ANY DECISIONS BASED ON SUCH CONTENT. THE COMPANY EXPRESSLY DISCLAIMS ANY LIABILITY ARISING OUT OF OR IN CONNECTION WITH ANY ACTION TAKEN OR NOT TAKEN BASED ON AI-GENERATED CONTENT, INCLUDING ERRORS, OMISSIONS, OR MISREPRESENTATIONS. PLEASE NOTE, AI OUTPUTS ARE SUBJECT TO LIMITATIONS OF THE TRAINED MODEL AND MAY REFLECT BIASES OR INCOMPLETE DATA.
THE APPLICATION MAY UTILIZE CHATBOTS, VIRTUAL ASSISTANTS, OR RULE-BASED INTERFACES TO RESPOND TO USER QUERIES AND ASSIST IN NAVIGATION. THESE SYSTEMS OPERATE ON PRE-PROGRAMMED LOGIC AND AI-DRIVEN ALGORITHMS, WHICH MAY NOT FULLY COMPREHEND OR ADDRESS COMPLEX, CONTEXTUAL, OR USER-SPECIFIC ISSUES. RESPONSES PROVIDED THROUGH SUCH AUTOMATED INTERFACES DO NOT CONSTITUTE PROFESSIONAL OR BINDING ADVICE. FOR PERSONALIZED ASSISTANCE OR RESOLUTION OF COMPLEX ISSUES, USERS ARE ADVISED TO CONTACT OUR CUSTOMER SUPPORT TEAM VIA OFFICIAL CHANNELS.
THE APPLICATION IS A TECHNOLOGY-ENABLED PLATFORM THAT DIGITALLY FACILITATES ACCESS TO MULTIPLE FINANCIAL PRODUCTS AND SERVICES. WHILE THE COMPANY IMPLEMENTS COMMERCIALLY REASONABLE SECURITY MEASURES AND MONITORS SERVICE UPTIME, THE PLATFORM MAY BE SUBJECT TO INTERRUPTIONS, DELAYS, GLITCHES, SYSTEM ERRORS, OR NETWORK FAILURES BEYOND OUR CONTROL. THE COMPANY SHALL NOT BE HELD RESPONSIBLE OR LIABLE FOR ANY LOSS, DAMAGE, OR INCONVENIENCE CAUSED DUE TO SUCH INTERRUPTIONS OR DISRUPTIONS. USERS ARE RESPONSIBLE FOR MAINTAINING UPDATED CONTACT INFORMATION, DEVICE SECURITY, AND CONNECTIVITY WHEN ACCESSING THE PLATFORM.
THE APPLICATION MAY CONTAIN LINKS TO OR INTEGRATIONS WITH THIRD-PARTY SERVICES, PLATFORMS, OR CONTENT FOR USER CONVENIENCE. SUCH THIRD-PARTY SERVICES ARE NOT OWNED, OPERATED, OR ENDORSED BY THE COMPANY, AND THE COMPANY MAKES NO WARRANTIES REGARDING THEIR SECURITY, FUNCTIONALITY, ACCURACY, OR LAWFULNESS. ANY INTERACTION WITH SUCH THIRD-PARTY SERVICES IS AT YOUR OWN SOLE RISK. THE COMPANY DISCLAIMS ALL LIABILITY ARISING OUT OF OR RELATING TO YOUR ACCESS TO OR USE OF SUCH THIRD-PARTY SERVICES.
FORCE MAJEURE
If the whole or any part of the performance is prevented, hindered or delayed by a Force Majeure event (as defined below), Company shall not be liable for any failure to perform any of its obligations under these terms and conditions or those applicable specifically to its services/facilities, and in such case its obligations shall be suspended for so long as the Force Majeure event continues. “Force Majeure Event” means any event, due to any cause beyond the reasonable control of Company, including without limitations, unavailability of any communication systems, breach, or virus in the digital processes or payment or delivery mechanism, sabotage, fire, flood, explosion, acts of God, civil commotion, strikes or industrial action of any kind, riots, insurrection, war, acts of government, lockdown, computer hacking, unauthorised access to computer data and storage devices, computer crashes, malfunctioning in the computer terminal or the systems getting affected by any malicious, destructive or corrupting code or program, mechanical or technical errors/failures or power shut down, faults or failures in telecommunication etc. The Company shall not be liable for any data loss, service disruption, or failure of obligations resulting directly or indirectly from such Force Majeure events.
SEVERABILITY
All illegality, invalidity or unenforceability of any provision of these Terms under the law of any jurisdiction will not affect its legality, validity or enforceability under the law of any other jurisdiction nor the legality, validity or enforceability of any other provision.
WAIVER
No failure on the part of any party to exercise, and no delay on its part in exercising any right or remedy under this Agreement will operate as a waiver thereof, nor will any single or partial exercise of any right
ASSIGNMENT AND BUSINESS TRANSFER
You agree that the Company may, at its sole discretion, assign, transfer, subcontract, novate, or otherwise deal with any or all of its rights and/or obligations under these Terms, including in connection with any merger, acquisition, amalgamation, corporate restructuring, business or asset sale, or similar transaction, without requiring any further notice or consent from you.
In connection with any such transaction, you expressly consent to the transfer or assignment of your account-related information, including personal data and transactional details, to any affiliate, transferee, or successor entity, subject to compliance with applicable data protection laws, including the Digital Personal Data Protection Act, 2023. Any such transferee shall be bound by confidentiality and data protection obligations no less stringent than those set out in these Terms.
You further agree that you shall not assign, transfer, or otherwise deal with any of your rights or obligations under these Terms without the prior written consent of the Company.
DISPUTE RESOLUTION
Any dispute, controversy, claims or disagreement of any kind whatsoever between the parties in connection with or arising out of this Agreement shall be referred for arbitration, to a sole arbitrator appointed by Company, through arbitration to be conducted in accordance with the Arbitration and Conciliation Act, 1996. The seat and venue of such arbitration shall be at New Delhi, India. All proceedings of such arbitration, including, without limitation, any awards, shall be in the English language. The award shall be final and binding on the parties
GOVERNING LAWS
These Terms shall be governed, interpreted, and construed in accordance with the laws of India, without regard to the conflict of law provisions and for resolution of any dispute arising out of your use of the Services or in relation to these Terms. Notwithstanding the foregoing, you agree that (i) Company has the right to bring any proceedings before any court/forum of competent jurisdiction and you irrevocably submit to the jurisdiction of such courts or forum; and (ii) any proceeding brought by you shall be exclusively before the courts in New Delhi, India.
ENTIRE AGREEMENT
These Terms, together with the other laws, guidelines, rules, (additional / supplemental) terms & conditions and/or policies of the INDmoney Platform, including the Privacy Policy and any other arrangement/agreement in relation the Services, including the Advisory Agreement (applicable to advisory clients), constitute the entire agreement between the User and the Us and supersede all previous agreements, promises, proposals, representations, understandings and negotiations, whether written or oral, between the User and Us pertaining to the subject matter hereof.
SURVIVAL
Notwithstanding the termination or rescission of this Agreement, the provisions of this Agreement shall continue to apply to those duties and obligations which are intended to survive any such cancellation, termination or rescission, including, without limitation clauses related to Limitation of liability, Indemnity, Warranty, Intellectual Property, Confidentiality, Dispute Resolution, Governing Law and Jurisdiction. Further any provisions of this Agreement which by implication are to survive the termination of this Agreement shall survive such termination. Termination of the Agreement shall not abate the causes of action that have accrued to the parties prior to such termination.
USER SUPPORT
Company shall provide assistance and co -ordinate with the Users in case of any issues / queries raised by the User and shall resolve the queries on the best effort basis. The User can address their queries by writing and delivering their concern via email to support@indmoney.com or any updated email address displayed under the Customer Service section available at https://www.indmoney.com/customer-service?type=others on the INDmoney Platform.
MODIFICATION OF TERMS
Continued access or usage of the INDmoney Platform following any modifications shall constitute binding acceptance of such revised terms. Company reserves the right to change, amend, or modify, from time to time, any provision related to the INDMoney Platform (including INDMoney Platform Service(s)) or these Terms, which also include, changing of the extent and scope of the services and/or include any other category, service, facility or feature within the term ‘INDmoney Platform Service’, at the sole discretion of the Company. Any such change(s) shall be effective immediately upon the posting of revised Terms and may be notified via INDmoney Platform. You can determine when these Terms were last revised by referring to ‘LAST UPDATED’ at the top of these Terms. By using the services provided through this INDmoney Platform, you shall be deemed to have accepted the Terms herein including the amended Terms published on the INDmoney Platform from time to time. Your continued use of the INDmoney Platform following the posting of changes means that you accept and agree to the changes. If you do not agree with any such change, your sole and exclusive remedy is to terminate your use of the INDmoney Platform. It is, further, clarified that the User’s use and access of the INDmoney Platform/Service(s) is subject to the most recent version of these Terms made available on the INDmoney Platform at the time of such use.