SBI Gilt Fund PF Plan Regular Payout Inc Dist cum Cap Wdrl

SBI Gilt Fund PF Plan Regular Payout Inc Dist cum Cap Wdrl

Debt

SBI Mutual Fund

Government Bond

Get the latest NAV of SBI Gilt Fund PF Plan Regular Payout Inc Dist cum Cap Wdrl. View historical returns compared to its benchmark and category average. Know which stocks and sectors the fund is investing in. Get an estimate of returns from the SIP and lump sum returns calculator. View detailed holding analysis and peer comparison. Get INDmoney ranking of the fund.

₹18.40

▼-0.5%1D

NAV as on 06 Oct 2023

5.61%/per year

Since Inception

Absolute Gain%

▲▼

SBI Gilt Fund PF Plan Regular Payout Inc Dist cum Cap Wdrl Performance vs. Government Bond Index

Fund returns vs Benchmark returns vs Category Average returns as on (06-Oct-23)

The fund has outperformed the benchmark (Government Bond Index) over 1Y, 5Y, but underperformed over 3Y.

Period
1M
3M
6M
1Y
3Y
5Y
This Fund
-0.25%
0.54%
2.77%
7.15%
5.09%
7.68%
Government Bond Index
0.46%
0.8%
1.52%
3.94%
6.2%
5.34%
Government Bond Avg
0.46%
0.98%
1.54%
4.24%
6.84%
5.65%
Best in Government Bond
0.82%
1.65%
3.34%
7.8%
8%
7.16%
Worst in Government Bond
0.1%
0.38%
-0.02%
1.29%
5.91%
5.2%
Category Rank
6/15
5/15
3/16
14/16
6/11
--

SBI Gilt Fund PF Plan Regular Payout Inc Dist cum Cap Wdrl Ranking and Peer Comparison

Ranked based on performance, risk management and cost efficiency

6
/15
43% Performance
44% Risk Management
26% Cost

Ranked 6 out of 15 mutual funds in the government bond category as per INDmoney.

Fund Name
INDmoney Rank
AUM (in Crs.)
Expense Ratio
1Y Returns
3Y Returns
3Y Alpha
3Y Beta
3Y Sharpe
3Y Sortino
3Y Info Ratio
SBI Gilt Fund PF Plan Regular Payout Inc Dist cum Cap Wdrl
6/15
10,211Cr
0.96%
7.15%
5.09%
0.55
0.55
0.21
0.33
0.42
Bandhan CRISIL IBX Gilt June 2027 Index Fund Payout of Income Distribution cum cptl Wdrl opt
-
7,014Cr
0.43%
3.8%
4.12%
--
--
--
-0.78
--
Franklin India Government Securities Fund Quarterly Payout of Inc Dist cum Cap Wdrl
-
152Cr
1.14%
3.58%
1.73%
-4.57
--
--
-1.82
-2.57
Edelweiss Government Securities Fund Reinvestment of Income Dis cum Cptl Wdrl Opt
-
175Cr
1.15%
7.85%
6.27%
-0.18
--
--
0.03
-0.16
See all

SBI Gilt Fund PF Plan Regular Payout Inc Dist cum Cap Wdrl Returns Calculator

Calculate SIP and lumpsum returns based on historical performance

  • 1-time

  • SIP

Total Investment

0

Profit

Total Corpus

0

Absolute Return
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SBI Gilt Fund PF Plan Regular Payout Inc Dist cum Cap Wdrl Asset Allocation

See fund asset allocation details as on (14-Mar-26)

Fund Distribution

as on (14-Mar-26)

AAA
100%
Cash allocation has gone up from 33% to 58.7%
Cash allocation has gone up from 33% to 58.7%
Debt allocation has gone down from 67% to 41.3%
Debt allocation has gone down from 67% to 41.3%

SBI Gilt Fund PF Plan Regular Payout Inc Dist cum Cap Wdrl Sector Allocation

See fund sector allocation details as on (14-Mar-26)

Sector Allocation

Government
91.5%
Cash Equivalent
8.5%

Top Sector in February was Government

Feb'26

Government

55%

Jan'26

Government

64%

SBI Gilt Fund PF Plan Regular Payout Inc Dist cum Cap Wdrl Overview

Get key fund statistics, minimum investment details, AUM, expense ratio, exit load, and tax treatment.

Expense ratio0.96%
Benchmark
Nifty All Duration G-Sec Index PR INR
AUM₹10211 Cr
Inception Date1 December, 2003
Min Lumpsum/SIP--/--
Exit Load0%
Lock InNo Lock-in
TurnOver
490.24%
Risk
Risk meter
pointer
Moderate Risk

About SBI Gilt Fund PF Plan Regular Payout Inc Dist cum Cap Wdrl

SBI Gilt Fund PF Plan Regular Payout Inc Dist cum Cap Wdrl is a debt fund. This fund was started on 1 December, 2003. The fund is managed by Sudhir Agarwal. This fund is suitable to keep your money safe.

Key Parameters

  1. SBI Gilt Fund PF Plan Regular Payout Inc Dist cum Cap Wdrl has ₹10211 Cr worth of assets under management (AUM) as on Mar 2026 and is more than category average.
  2. The fund has an expense ratio 1.

Returns

SBI Gilt Fund PF Plan Regular Payout Inc Dist cum Cap Wdrl has given a CAGR return of 5.61% since inception. Over the last 1, 3 and 5 years the fund has given a CAGR return of 7.15%, 5.09% and 7.68% respectively.

Holdings

SBI Gilt Fund PF Plan Regular Payout Inc Dist cum Cap Wdrl has allocated its funds majorly in Government, Cash Equivalent. Its top holdings are 7.24% Gs 2055, 6.01% Gs 2030, 27/03/2026 Maturing 91 DTB, 7.18% Gs 2033, Tbill

Taxation

As it is a government bond mutual fund the taxation is as follows:
If the fund is debt oriented i.e. asset allocation of more than 65% in debt instruments:
Invested before 1 April 2023 and held for less than 24 months, STCG will be taxed at your income slab rate.
Invested before 1 April 2023 and held for more than 24 months, LTCG will be taxed at 12.5%.
Invested after 1 April 2023, capital gains will be taxed at your income slab rate.
Dividends will always be taxed at slab rate.

Investment objective of SBI Gilt Fund PF Plan Regular Payout Inc Dist cum Cap Wdrl

To provide returns to the investors generated through investments in Government securities issued by the Central Government and/or State Government(s).

Minimum Investment and lockin period

Minimum investment for lump sum payment is INR 100000.00 and for SIP is INR 500.00. SBI Gilt Fund PF Plan Regular Payout Inc Dist cum Cap Wdrl has no lock in period.

Fund Manager

Sudhir Agarwal

Fund Manager of SBI Gilt Fund PF Plan Regular Payout Inc Dist cum Cap Wdrl, since 1 July 2025

Learn more about SBI Mutual Fund
Parameters
Feb'26
Jan'26
Dec'25
AUM
₹ 10.2K Cr
₹ 10.6K Cr
₹ 10.8K Cr
  • AUM of the fund stands at 10.2K Cr as of Feb'26
  • AUM decreased by 340.9 Cr between Feb'26 and Jan'26

Frequently Asked Questions for SBI Gilt Fund PF Plan Regular Payout Inc Dist cum Cap Wdrl

How do I invest in SBI Gilt Fund PF Plan Regular Payout Inc Dist cum Cap Wdrl?

INDmoney makes it simple to invest in the SBI Gilt Fund PF Plan Regular Payout Inc Dist cum Cap Wdrl. To do so, follow the steps below:
  • Download the INDmoney app.
  • Search for ‘SBI Gilt Fund PF Plan Regular Payout Inc Dist cum Cap Wdrl’.
  • Select whether you want to invest in SIP or lump sum.
  • Enter the amount you wish to invest.
  • Set up payments via bank mandate or UPI.

What is the current NAV of SBI Gilt Fund PF Plan Regular Payout Inc Dist cum Cap Wdrl?

The NAV of the fund today is ₹18.40. NAV or Net Asset Value is the per unit price of a mutual fund. For example, if the NAV of a fund is ₹10, it means you can get 1000 units of that mutual fund at ₹10,000.

What is the return on the fund?

SBI Gilt Fund PF Plan Regular Payout Inc Dist cum Cap Wdrl fund has generated a return of 7.15% in 1 year, 5.09% in 3 years, 7.68% in 5 years.

Who is the fund manager of SBI Gilt Fund PF Plan Regular Payout Inc Dist cum Cap Wdrl?

The fund managers are Sudhir Agarwal.

What is the expense ratio of the fund?

The expense ratio is 0.96%. The Expense Ratio is a fee charged for managing the fund. This includes commissions, administrative costs etc.

What is the AUM of the fund?

The AUM of the fund is ₹10211 Cr. AUM stands for Assets Under Management. It refers to the total assets managed by the fund.

What are the top holdings of SBI Gilt Fund PF Plan Regular Payout Inc Dist cum Cap Wdrl?

The top 3 holdings of the fund are 7.24% Gs 2055(29.5%), 6.01% Gs 2030(9.56%), 27/03/2026 Maturing 91 DTB(7.03%)