HDFC Gilt Fund Reinvestment of Income Distribution cum Capital Withdrawal option

HDFC Gilt Fund Reinvestment of Income Distribution cum Capital Withdrawal option

Debt

HDFC Mutual Fund

Government Bond

Get the latest NAV of HDFC Gilt Fund Reinvestment of Income Distribution cum Capital Withdrawal option. View historical returns compared to its benchmark and category average. Know which stocks and sectors the fund is investing in. Get an estimate of returns from the SIP and lump sum returns calculator. View detailed holding analysis and peer comparison. Get INDmoney ranking of the fund.

₹12.13

NAV as on 15 Sep 2025

6.4%/per year

Since Inception

Absolute Gain%

▲▼

HDFC Gilt Fund Reinvestment of Income Distribution cum Capital Withdrawal option Performance vs. Government Bond Index

Fund returns vs Benchmark returns vs Category Average returns as on (15-Sep-25)

The fund has consistently outperformed the benchmark (Government Bond Index) over the last 1Y, 3Y, 5Y time periods.

Period
1M
3M
6M
1Y
3Y
5Y
This Fund
0.03%
-0.31%
2.41%
5.45%
7.03%
5.3%
Government Bond Index
-0.02%
-0.28%
2.39%
5.04%
6.52%
5.16%
Government Bond Avg
-0.02%
-0.24%
2.61%
5.67%
7.12%
5.49%
Best in Government Bond
0.89%
0.11%
4.21%
7.98%
8.26%
6.96%
Worst in Government Bond
-0.86%
-1.08%
1.09%
3.74%
6.2%
5.02%

Peer comparison

Fund Name
INDmoney Rank
AUM (in Crs.)
Expense Ratio
1Y Returns
3Y Returns
3Y Alpha
3Y Beta
3Y Sharpe
3Y Sortino
3Y Info Ratio
HDFC Gilt Fund Reinvestment of Income Distribution cum Capital Withdrawal option
-
2,940Cr
0.89%
5.45%
7.03%
-1.51
1.22
-0.03
-0.04
-0.85
Bandhan CRISIL IBX Gilt June 2027 Index Fund Regular Payout of Income Distribution cum cptl Wdrl opt
-
7,014Cr
0.43%
3.8%
4.12%
--
--
--
-0.78
--
Franklin India Government Securities Fund Quarterly Payout of Inc Dist cum Cap Wdrl Direct Growth
-
152Cr
1.14%
3.58%
1.73%
-4.57
--
--
-1.82
-2.57
Edelweiss Government Securities Fund Regular Reinvestment of Income Dis cum Cptl Wdrl Opt
-
175Cr
1.15%
7.85%
6.27%
-0.18
--
--
0.03
-0.16
See all

HDFC Gilt Fund Reinvestment of Income Distribution cum Capital Withdrawal option Returns Calculator

Calculate SIP and lumpsum returns based on historical performance

  • 1-time

  • SIP

Total Investment

0

Profit

Total Corpus

0

Absolute Return
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HDFC Gilt Fund Reinvestment of Income Distribution cum Capital Withdrawal option Asset Allocation

See fund asset allocation details as on (14-Sep-25)

Fund Distribution

as on (14-Sep-25)

AAA
100%
Cash allocation has gone down from 7.6% to 6.2%
Cash allocation has gone down from 7.6% to 6.2%
Debt allocation has gone up from 92.4% to 93.8%
Debt allocation has gone up from 92.4% to 93.8%

HDFC Gilt Fund Reinvestment of Income Distribution cum Capital Withdrawal option Sector Allocation

See fund sector allocation details as on (14-Sep-25)

Sector Allocation

Government
97.7%
Cash Equivalent
2.3%

Top Sector in August was Government

Aug'25

Government

91%

Jul'25

Government

92%

HDFC Gilt Fund Reinvestment of Income Distribution cum Capital Withdrawal option Overview

Get key fund statistics, minimum investment details, AUM, expense ratio, exit load, and tax treatment.

Expense ratio0.89%
Benchmark
NIFTY All Duration G-Sec TR INR
AUM₹2940 Cr
Inception Date25 July, 2001
Min Lumpsum/SIP₹100/₹100
Exit Load0%
Lock InNo Lock-in
TurnOver
62.09%
Risk
Risk meter
pointer
Moderate Risk

About HDFC Gilt Fund Reinvestment of Income Distribution cum Capital Withdrawal option

HDFC Gilt Fund Reinvestment of Income Distribution cum Capital Withdrawal option is a debt fund. This fund was started on 25 July, 2001. The fund is managed by Anil Bamboli, Dhruv Muchhal. This fund is suitable to keep your money safe.

Key Parameters

  1. HDFC Gilt Fund Reinvestment of Income Distribution cum Capital Withdrawal option has ₹2940 Cr worth of assets under management (AUM) as on Sep 2025 and is more than category average.
  2. The fund has an expense ratio 0.9.

Returns

HDFC Gilt Fund Reinvestment of Income Distribution cum Capital Withdrawal option has given a CAGR return of 6.40% since inception. Over the last 1, 3 and 5 years the fund has given a CAGR return of 5.45%, 7.03% and 5.30% respectively.

Holdings

HDFC Gilt Fund Reinvestment of Income Distribution cum Capital Withdrawal option has allocated its funds majorly in Government, Cash Equivalent. Its top holdings are 7.3% Govt Stock 2053, 7.18% Govt Stock 2033, 6.9% Govt Stock 2065, 7.34% Govt Stock 2064, 7.09% Govt Stock 2054

Taxation

As it is a government bond mutual fund the taxation is as follows:
If the fund is debt oriented i.e. asset allocation of more than 65% in debt instruments:
Invested before 1 April 2023 and held for less than 24 months, STCG will be taxed at your income slab rate.
Invested before 1 April 2023 and held for more than 24 months, LTCG will be taxed at 12.5%.
Invested after 1 April 2023, capital gains will be taxed at your income slab rate.
Dividends will always be taxed at slab rate.

Investment objective of HDFC Gilt Fund Reinvestment of Income Distribution cum Capital Withdrawal option

To generate credit risk-free returns through investments in sovereign securities issued by the Central Government and / or State Government.There is no assurance that the investment objective of the Scheme will be realized.

Minimum Investment and lockin period

Minimum investment for lump sum payment is INR 100.00 and for SIP is INR 100.00. HDFC Gilt Fund Reinvestment of Income Distribution cum Capital Withdrawal option has no lock in period.

Fund Manager

Anil Bamboli

Fund Manager of HDFC Gilt Fund Reinvestment of Income Distribution cum Capital Withdrawal option, since 1 September 2007

Dhruv Muchhal

Fund Manager of HDFC Gilt Fund Reinvestment of Income Distribution cum Capital Withdrawal option, since 22 June 2023

Learn more about HDFC Mutual Fund
Parameters
Aug'25
Jul'25
Jun'25
AUM
₹ 2.9K Cr
₹ 3K Cr
₹ 3K Cr
  • AUM of the fund stands at 2.9K Cr as of Aug'25
  • AUM decreased by 80.1 Cr between Aug'25 and Jul'25

Frequently Asked Questions for HDFC Gilt Fund Reinvestment of Income Distribution cum Capital Withdrawal option

How do I invest in HDFC Gilt Fund Reinvestment of Income Distribution cum Capital Withdrawal option?

INDmoney makes it simple to invest in the HDFC Gilt Fund Reinvestment of Income Distribution cum Capital Withdrawal option. To do so, follow the steps below:
  • Download the INDmoney app.
  • Search for ‘HDFC Gilt Fund Reinvestment of Income Distribution cum Capital Withdrawal option’.
  • Select whether you want to invest in SIP or lump sum.
  • Enter the amount you wish to invest.
  • Set up payments via bank mandate or UPI.

What is the current NAV of HDFC Gilt Fund Reinvestment of Income Distribution cum Capital Withdrawal option?

The NAV of the fund today is ₹12.13. NAV or Net Asset Value is the per unit price of a mutual fund. For example, if the NAV of a fund is ₹10, it means you can get 1000 units of that mutual fund at ₹10,000.

What is the return on the fund?

HDFC Gilt Fund Reinvestment of Income Distribution cum Capital Withdrawal option fund has generated a return of 5.45% in 1 year, 7.03% in 3 years, 5.30% in 5 years.

Who is the fund manager of HDFC Gilt Fund Reinvestment of Income Distribution cum Capital Withdrawal option?

The fund managers are Anil Bamboli, Dhruv Muchhal.

What is the expense ratio of the fund?

The expense ratio is 0.89%. The Expense Ratio is a fee charged for managing the fund. This includes commissions, administrative costs etc.

What is the AUM of the fund?

The AUM of the fund is ₹2940 Cr. AUM stands for Assets Under Management. It refers to the total assets managed by the fund.

What are the top holdings of HDFC Gilt Fund Reinvestment of Income Distribution cum Capital Withdrawal option?

The top 3 holdings of the fund are 7.3% Govt Stock 2053(15.61%), 7.18% Govt Stock 2033(14.02%), 6.9% Govt Stock 2065(11.02%)