UTI - Liquid Direct Plan - Half Yearly Payout Inc Dist cum Cap Wdrl Option

UTI - Liquid Direct Plan - Half Yearly Payout Inc Dist cum Cap Wdrl Option

Debt

UTI Mutual Fund

Liquid

Get the latest NAV of UTI - Liquid Direct Plan - Half Yearly Payout Inc Dist cum Cap Wdrl Option. View historical returns compared to its benchmark and category average. Know which stocks and sectors the fund is investing in. Get an estimate of returns from the SIP and lump sum returns calculator. View detailed holding analysis and peer comparison. Get INDmoney ranking of the fund.

₹1546.96

NAV as on 15 Mar 2026

5.81%/per year

Since Inception

Absolute Gain%

▲▼

UTI - Liquid Direct Plan - Half Yearly Payout Inc Dist cum Cap Wdrl Option Performance vs. Liquid Index

Fund returns vs Benchmark returns vs Category Average returns as on (15-Mar-26)

The fund has consistently outperformed the benchmark (Liquid Index) over the last 1Y, 3Y, 5Y time periods.

Period
1M
3M
6M
1Y
3Y
5Y
This Fund
0.42%
1.47%
2.94%
6.36%
7%
6%
Liquid Index
0.33%
1.2%
2.48%
5.5%
5.59%
4.94%
Liquid Avg
0.32%
1.2%
2.56%
5.61%
6.29%
5.39%
Best in Liquid
0.43%
1.48%
2.96%
6.44%
7.05%
6.09%
Worst in Liquid
-0.03%
0.09%
2.72%
5.88%
6.58%
5.63%

Peer comparison

Fund Name
INDmoney Rank
AUM (in Crs.)
Expense Ratio
1Y Returns
3Y Returns
3Y Alpha
3Y Beta
3Y Sharpe
3Y Sortino
3Y Info Ratio
UTI - Liquid Direct Plan - Half Yearly Payout Inc Dist cum Cap Wdrl Option
-
27,263Cr
0.15%
6.36%
7%
-0.01
1.43
3.10
25.30
1.72
HDFC Liquid Fund Weekly Payout of Income Distribution cum Capital Wdrl Opt
-
72,212Cr
0.2%
6.98%
5.59%
-0.96
--
--
-1.27
-1.78
Quant Liquid Monthly Reinvestment Inc Dist cum Cap Wdrl Fund
-
1,547Cr
0.26%
39.48%
16.21%
3.16
--
--
12.99
1.42
HDFC Liquid Fund Daily Reinvestment of Income Distribution cum Capital Wdrl Opt
-
72,212Cr
0.2%
7.02%
6.35%
-0.25
--
--
-0.63
-1.74
See all

UTI - Liquid Direct Plan - Half Yearly Payout Inc Dist cum Cap Wdrl Option Returns Calculator

Calculate SIP and lumpsum returns based on historical performance

  • 1-time

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Total Investment

0

Profit

Total Corpus

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Absolute Return
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UTI - Liquid Direct Plan - Half Yearly Payout Inc Dist cum Cap Wdrl Option Asset Allocation

See fund asset allocation details as on (14-Mar-26)

Fund Distribution

as on (14-Mar-26)

AAA
100%
Cash allocation has gone up from 99.7% to 99.8%
Cash allocation has gone up from 99.7% to 99.8%

UTI - Liquid Direct Plan - Half Yearly Payout Inc Dist cum Cap Wdrl Option Sector Allocation

See fund sector allocation details as on (14-Mar-26)

Sector Allocation

Cash Equivalent
85.1%
Corporate
13.9%
Government
1%

Top 3 Sectors in February were Real Estate, Corporate & Government

Feb'26

Real Estate

100%

Corporate

23%

Government

Jan'26

Real Estate

100%

Corporate

25%

Government

1%

UTI - Liquid Direct Plan - Half Yearly Payout Inc Dist cum Cap Wdrl Option Overview

Get key fund statistics, minimum investment details, AUM, expense ratio, exit load, and tax treatment.

Expense ratio0.15%
Benchmark
Nifty Liquid Index A-I TR INR
AUM₹27263 Cr
Inception Date2 January, 2017
Min Lumpsum/SIP₹20,000/--
Exit Load
0.0%
Lock InNo Lock-in
TurnOver
311.1%
Risk
Risk meter
pointer
Low to Moderate Risk

About UTI - Liquid Direct Plan - Half Yearly Payout Inc Dist cum Cap Wdrl Option

UTI - Liquid Direct Plan - Half Yearly Payout Inc Dist cum Cap Wdrl Option is a debt fund. This fund was started on 2 January, 2017. The fund is managed by Amit Sharma. This fund is suitable to keep your money safe.

Key Parameters

  1. UTI - Liquid Direct Plan - Half Yearly Payout Inc Dist cum Cap Wdrl Option has ₹27263 Cr worth of assets under management (AUM) as on Mar 2026 and is more than category average.
  2. The fund has an expense ratio 0.2.

Returns

UTI - Liquid Direct Plan - Half Yearly Payout Inc Dist cum Cap Wdrl Option has given a CAGR return of 5.81% since inception. Over the last 1, 3 and 5 years the fund has given a CAGR return of 6.36%, 7.00% and 6.00% respectively.

Holdings

UTI - Liquid Direct Plan - Half Yearly Payout Inc Dist cum Cap Wdrl Option has allocated its funds majorly in Real Estate, Cash Equivalent, Corporate, Government. Its top holdings are Tbill, Bank Of India, Tbill, Union Bank Of India, Small Industries Dev Bank Of India

Taxation

As it is a liquid mutual fund the taxation is as follows:
If the fund is debt oriented i.e. asset allocation of more than 65% in debt instruments:
Invested before 1 April 2023 and held for less than 24 months, STCG will be taxed at your income slab rate.
Invested before 1 April 2023 and held for more than 24 months, LTCG will be taxed at 12.5%.
Invested after 1 April 2023, capital gains will be taxed at your income slab rate.
Dividends will always be taxed at slab rate.

Investment objective of UTI - Liquid Direct Plan - Half Yearly Payout Inc Dist cum Cap Wdrl Option

The investment objective of the scheme is to generate steady and reasonable income, with low risk and high level of liquidity from a portfolio of debt & money market instruments. However there can be no assurance that the investment objective of the Scheme will be achieved. The Scheme does not guarantee / indicate any returns.

Minimum Investment and lockin period

Minimum investment for lump sum payment is INR 20000.00 and for SIP is INR 2500.00. UTI - Liquid Direct Plan - Half Yearly Payout Inc Dist cum Cap Wdrl Option has no lock in period.

Fund Manager

Amit Sharma

Fund Manager of UTI - Liquid Direct Plan - Half Yearly Payout Inc Dist cum Cap Wdrl Option, since 7 July 2017

Learn more about UTI Mutual Fund
Parameters
Feb'26
Jan'26
Dec'25
AUM
₹ 27.3K Cr
₹ 24.9K Cr
₹ 23.5K Cr
  • AUM of the fund stands at 27.3K Cr as of Feb'26
  • AUM increased by 2.3K Cr between Feb'26 and Jan'26

Frequently Asked Questions for UTI - Liquid Direct Plan - Half Yearly Payout Inc Dist cum Cap Wdrl Option

How do I invest in UTI - Liquid Direct Plan - Half Yearly Payout Inc Dist cum Cap Wdrl Option?

INDmoney makes it simple to invest in the UTI - Liquid Direct Plan - Half Yearly Payout Inc Dist cum Cap Wdrl Option. To do so, follow the steps below:
  • Download the INDmoney app.
  • Search for ‘UTI - Liquid Direct Plan - Half Yearly Payout Inc Dist cum Cap Wdrl Option’.
  • Select whether you want to invest in SIP or lump sum.
  • Enter the amount you wish to invest.
  • Set up payments via bank mandate or UPI.

What is the current NAV of UTI - Liquid Direct Plan - Half Yearly Payout Inc Dist cum Cap Wdrl Option?

The NAV of the fund today is ₹1546.96. NAV or Net Asset Value is the per unit price of a mutual fund. For example, if the NAV of a fund is ₹10, it means you can get 1000 units of that mutual fund at ₹10,000.

What is the return on the fund?

UTI - Liquid Direct Plan - Half Yearly Payout Inc Dist cum Cap Wdrl Option fund has generated a return of 6.36% in 1 year, 7.00% in 3 years, 6.00% in 5 years.

Who is the fund manager of UTI - Liquid Direct Plan - Half Yearly Payout Inc Dist cum Cap Wdrl Option?

The fund managers are Amit Sharma.

What is the exit load of the fund?

The exit load is 0.007% if redeemed in 0-1 Days, 0.0065% if redeemed in 1-2 Days, 0.006% if redeemed in 2-3 Days, 0.0055% if redeemed in 3-4 Days, 0.005% if redeemed in 4-5 Days, 0.0045% if redeemed in 5-6 Days. Exit load is a fee levied for ‘exiting’ the fund earlier than a stipulated period, usually 1 year.

What is the expense ratio of the fund?

The expense ratio is 0.15%. The Expense Ratio is a fee charged for managing the fund. This includes commissions, administrative costs etc.

What is the AUM of the fund?

The AUM of the fund is ₹27263 Cr. AUM stands for Assets Under Management. It refers to the total assets managed by the fund.

What are the top holdings of UTI - Liquid Direct Plan - Half Yearly Payout Inc Dist cum Cap Wdrl Option?

The top 3 holdings of the fund are Tbill(3.29%), Bank Of India(2.93%), Tbill(2.91%)