Navi Conservative Hybrid Fund Direct Growth

Hybrid
Direct
Conservative Allocation
Navi Conservative Hybrid Fund Direct Growth

About the Fund

Navi Conservative Hybrid Fund Direct Growth is a hybrid fund. This fund was started on 1 January, 2013. The fund is managed by . This fund gives you the benefit of diversification.

Key Parameters

  1. Navi Conservative Hybrid Fund Direct Growth has ₹35 Cr worth of assets under management (AUM) as on Jun 2024 and is less than category average.
  2. The fund has an expense ratio 0.3.

Returns

Navi Conservative Hybrid Fund Direct Growth has given a CAGR return of 8.61% since inception. Over the last 1, 3 and 5 years the fund has given a CAGR return of 11.67%, 8.03% and 7.99% respectively.

Holdings

Navi Conservative Hybrid Fund Direct Growth has allocated its funds majorly in Government, Cash Equivalent, Energy, Financial Services, Corporate, Tech, Communication, Utilities, Consumer Defensive, Health, Consumer Cyclical.

Taxation

As it is a conservative allocation mutual fund the taxation is as follows:
If the fund is equity oriented i.e. asset allocation of more than 65% in equity instruments:
For short term (less than a year) capital gains will be taxed at 15%
For long term (more than 1 year) capital gains will be taxed at 10% without indexation benefit
Gains up to Rs 1 lakh are exempt from taxation (more than 12 months).

Investment objective of Navi Conservative Hybrid Fund Direct Growth

To generate regular income through a portfolio of predominantly high quality fixed income securities and with a marginal exposure to equity and equity related instruments. However, there can be no assurance or guarantee that the investment objective of the Scheme(s) will be achieved. The Scheme(s) does not assure or guarantee any returns.

Minimum Investment and lockin period

Minimum investment for lump sum payment is INR 10.00 and for SIP is INR 10.00. Navi Conservative Hybrid Fund Direct Growth has no lock in period.

Fund Performance
zero opening, trading, fund transfer fee
1210 people have invested ₹ 3.2L in Navi Conservative Hybrid Fund Direct Growth in the last three months

Fund Overview

Expense ratio0.33%
Benchmark
CRISIL Hybrid 85+15 - ConservativeTR INR
AUM₹35 Cr
Inception Date1 January, 2013
Min Lumpsum/SIP₹10/₹10
Exit Load0%
Lock InNo Lock-in
TurnOver
158.78%
Risk
Risk meter
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Moderate Risk

Fund Distribution
as on (30-Jun-24)

  • Equity 19.2%

  • Debt & Cash 80.6%

Sector Allocation

Jun'24

May'24

Apr'24

Energy
21%
Financial Services
18.2%
Tech
15.8%
Communication
15.3%
Utilities
13.8%
Consumer Defensive
8%
Health
6.8%
Consumer Cyclical
1.1%
All changes are between Oct'69 and Dec'69

Mutual Fund Insights

Insights icon
In the last 3 years, Kotak Debt Hybrid Direct Growth has given 12.04% return, outperforming this fund by 4.01% per annum.
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This fund has one of the lowest expense ratio in the category (conservative allocation). Its expense ratio is 0.33% which is lower than the category average expense ratio of 1.11%.
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In the last 5 years, Kotak Debt Hybrid Direct Growth has given 13.29% return, outperforming this fund by 5.3% per annum.
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In the last 1 year, Parag Parikh Conservative Hybrid Fund Direct Growth has given 18.45% return, outperforming this fund by 6.78%.
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Over the last 6 months, this fund has experienced a 27.6% growth in AUM moving from 27.34 Cr to 34.89 Cr.

Navi Conservative Hybrid Fund Direct Growth Highlights

Risk meter
pointer

Moderate Risk

Investors understand that their principal will be at Moderate Risk
About the fund

About the fund

This fund has delivered an average annual returns of 8.61% since inception which is more than its category average return of 6.26%
Fund Allocations

Fund Allocations

This fund has an allocation of 19.18% in Equity, 49.07% in Debt and 31.5% in Cash related instruments
AUM size ₹35 Cr

AUM size ₹35 Cr

This fund has AUM of ₹35 Cr which is less than its category average of ₹ 747 Cr
Expense Ratio 0.33%

Expense Ratio 0.33%

This fund has an expense ratio of 0.33% which is less than its category average expense ratio of 1.24%

Frequently Asked Questions

The current NAV of Navi Conservative Hybrid Fund Direct Growth is ₹31 as on 23-Jul-2024.
Existing (Absolute + CAGR) as on 23-Jul-2024.
Navi Conservative Hybrid Fund Direct Growth
Absolute Returns
CAGR Returns
1 Month Returns
1.69%
1.69%
6 Month Returns
5.54%
5.54%
1 Year Returns
11.67%
11.67%
3 Years Returns
26.08%
8.03%
5 Years Returns
46.86%
7.99%
With INDmoney, the process of investing is very simple and involves zero commission.
  • Click Buy on the fund name.
  • Input the amount you are looking to invest.
  • Select Lump Sum or SIP (Weekly, Monthly or Quarterly).
  • Select your bank account and proceed with Payment.
0.33% as on June 2024
₹35 Cr as on June 2024
364 DTB 09012025(22.12%), 364 DTB 24102024(14.03%), HDFC Bank Limited(5.81%), Muthoot Finance Limited(4.91%), Reliance Industries Ltd(3.14%) as on June 2024
Government(35.81%), Cash Equivalent(31.59%), Corporate(13.42%) as on June 2024
AAA
91.57
AA
8.43
The Exit load of Navi Conservative Hybrid Fund Direct Growth is 0%