Invest in US Stocks from India
Buy 10,000+ US stocks & Global ETFs directly from India | Start with just $1 | Free A/C | Regulated by IFSCA | Fast Remittance | Fast and Free Withdrawals
Open Free US Stock Investment account
in 3 minutes.
10,000+
US Stocks & ETFs
INR-USD
Best Exchange Rates
Zero
Annual Fee
IFSCA
Regulated
$500K
SIPC Protected
INDmoney US Stocks is Regulated by IFSCA (Gift City)
IFSCA Broker Dealer Regulation
No: IFSC/BD/2023-24/0016
IFSCA Global Access Provider Authorisation
No: IFSCA/GAP/8D/2025-26/002
Get started in 3 steps
Create your free INDmoney US stocks account
Sign up with your mobile number and complete your safe, secure Digital KYC using your PAN in minutes. No paperwork, no branch visits, no account opening fee.
Add money to your US stocks wallet
Transfer money directly from your bank account to your INDmoney US Stocks Wallet. With direct bank integrations, the entire process is in-app and paperless. Your money reaches your wallet within a few hours. no waiting. No waiting, best INR-to-USD exchange rates, and zero fees.
Buy US stocks & ETFs with just $1
Search from 10,000+ US stocks and ETFs. Buy whole shares or in fractions. Invest ₹500 in Apple or $1 in NVIDIA. Your order executes at live US market prices.
Why invest in US stocks from India?
Indians can diversify their investments by accessing high-growth US market sectors such as AI and semiconductors, along with global ETFs that provide exposure to various world markets and investment themes.
Dual Advantage : Currency + Stock appreciation
When you invest in US stocks, your returns are driven by both the performance of the stocks you own and movements in the US dollar. A stronger dollar can further enhance your returns when converted into rupees.
Portfolio diversification across the US and the world
Invest beyond the Indian market and access growth opportunities in leading US-listed companies. You can also gain exposure to global markets, sectors, and investment themes through a wide range of ETFs.
Access sectors that don't exist in India
Companies like NVIDIA, Broadcom, AMD, etc. are building the infrastructure behind AI and next-generation computing, yet they have no Indian-listed equivalent. INDmoney gives you direct exposure to these sectors through US stocks and ETFs.
Why 3 Million+ Indians choose INDmoney for US stocks
INDmoney has direct in-app integrations with leading banks, including HDFC, Federal, ICICI, Kotak, and IDFC. This enables fast transfers to your US Stocks Wallet, with funds typically credited within hours. Link your existing bank account or open a new HDFC or Federal savings account directly within the app. Get the best Rupee-to-Dollar exchange rates with zero transfer fees.
Zero fee withdrawals from your US stocks wallet
When you're ready to withdraw, your money moves as smoothly as it arrived. One tap in the INDmoney app initiates a withdrawal from your US stocks wallet directly to your linked Indian savings account with zero transfer fees. Since your wallet sits within INDmoney’s GIFT City financial system, withdrawals are fast, transparent, and come with zero transfer fees.
When US companies such as Apple, Nvidia, Microsoft, etc pay dividends, the amount is credited directly to your US Stocks wallet in USD. You can use these earnings to buy more US stocks or Global ETFs. INDmoney automatically tracks dividend income across your portfolio in both USD and INR and includes it in your annual tax report.
Capital gains, Tax loss harvesting, and Dividend income are all automatically handled for you in the exact format that you need for filing your Indian taxes, along with all the required schedules.
Buy and sell the same US stock multiple times within a single trading session without worrying about order caps or volume restrictions. Earlier rules capped intraday activity for Indian retail investors; INDmoney has removed these limits entirely.
Monitor your XIRR, benchmark performance, realised and unrealised P&L, dividend income, and overall portfolio returns in both USD and INR. With a unified view of your investments across currencies, you always know how your portfolio is performing.
Built for Serious Investors: Key Features of INDmoney
10,000+ US Stocks & ETFs
Access over 10,000 US stocks and ETFs from the world's largest stock market. Invest in leading companies like Apple, Microsoft, NVIDIA, and Amazon, or diversify across sectors, countries, and investment themes through ETFs.
Invest in US stocks and ETFs through automated SIPs. Choose your amount and frequency, and let INDmoney handle the rest, from fund transfers to stock purchases.
Access pre-market and after-hours sessions to react to US stocks earnings releases, global news, and market-moving events without waiting for the next trading day.
Limit Orders & Stop Loss
Buy or sell US stocks at the price you want with limit orders. Use stop-loss orders to help limit losses. Limit orders are available during both regular market hours and extended-hours trading.
Watchlist & Price Alerts
Create watchlists to track your favourite US stocks and ETFs in one place. Set price alerts and get notified when a stock reaches your target price, so you never miss an opportunity.
Fractional Shares
Start investing in US stocks with just $1. Fractional shares let you own a part of companies like Apple, NVIDIA, Amazon, and Microsoft, regardless of the share price.
Explore US Stocks on INDmoney
Popular US Stocks
Trending US Stock Themes
US Stocks by Market Capitalisation
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Invest Like Famous US Investors
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Charges - What you pay on INDmoney
Investing in US stocks via INDmoney is simple and transparent, with no hidden costs.
INDmoney Fee Structure
| Account Opening Fee | ZERO |
| Annual Maintenance Charge | ZERO |
| Platform Fee | ZERO |
| Withdrawal Fee | ZERO |
| Taxation & Transaction Reports | ZERO |
| Brokerage | 0.25% per trade |
| Forex Conversion Charges (Charged By Bank) | 0.5% to 1.2% |
Read more about INDmoney US stocks charges
Tax on US stocks for Indian investors
Capital gains, dividend tax, and TCS: Here is what applies and what INDmoney handles automatically.
Capital gains: The one rule to remember
Hold a US stock for under 24 months: short-term capital gains, taxed at your income tax slab rate. Hold for 24 months or more: long-term capital gains at 12.5%, without indexation. The same rule applies to US ETFs
Dividend tax and DTAA
The US withholds 25% tax on dividends paid to Indian residents (reduced from 30% under the India-US Double Taxation Avoidance Agreement). You can claim this as a foreign tax credit in India to prevent double taxation. INDmoney calculates this credit for you.
TCS on remittances: Not a cost, a credit
Zero TCS for remittances up to Rs.10,00,000 in a financial year. Above Rs.10,00,000 it is 20% but can be adjusted with your overall taxation.
INDmoney handles the paperwork
W-8BEN submitted on your behalf. Form 67 data prepared. Capital gains statements generated in the format required for ITR Schedule FA and Schedule FSI. Your CA receives a complete, filing-ready tax pack. No manual computation needed.
Is investing in US stocks from India legal and safe?
Yes, completely legal. Indian residents are legally permitted to invest in US stocks and global equities under the Reserve Bank of India's Liberalised Remittance Scheme (LRS). Global investment platforms operating from GIFT City are regulated by the International Financial Services Centres Authority (IFSCA), which licenses and oversees entities offering access to international markets.
RBI Liberalised Remittance Scheme (LRS)
Allows Indian residents to invest in foreign securities, including US stocks and ETFs, up to $250,000 per financial year. All INDmoney US stock purchases are LRS-compliant by default.
IFSCA (GIFT City) Regulations
IFSCA governs and licenses entities providing global investment access from India. INDmoney is a licensed Global Access Provider under IFSCA, one of the first platforms to receive this designation. This structure allows INDmoney to offer the GIFT City wallet that makes your fund movement fast and safe and fully compliant.
SIPC Protection up to $500,000
US stocks purchased through INDmoney are SIPC protected for value up to $500,000 in the event of broker failure
Your money moves within India's regulated system
Because INDmoney is an IFSCA regulated entity, your wallet sits inside GIFT City, your funds are regulated by IFSCA at every step, from INR deposit to USD conversion to US market investment.
Important questions about investing in US stocks from India
Yes, completely legal. Under RBI's LRS, Indian residents can remit up to a total of $250,000/year for US stocks investments and other purposes. INDmoney's investments are FEMA-compliant via its IFSCA-regulated GIFT City entity.
From $1 in any US stock as a fractional share. No minimum account balance, no opening fee.
Remittances below ₹10lakh in a financial year have ZERO TCS. Remittances above ₹10lakh attract 20% TCS, collected upfront and credited in full when you file your ITR. INDmoney tracks and helps you manage this as part of your overall tax reports so that you can easily off-set the same.
NYSE and NASDAQ: 7:00 PM to 1:30 AM IST (standard hours). Extended pre-market and after-hours trading also available on INDmoney.
A US tax form reducing dividend withholding from 30% to 25% under DTAA. INDmoney submits this on your behalf so you don't need to fill it yourself.
Securities are held with FINRA-registered custodian that are SIPC-insured $500K). INDmoney is regulated by IFSCA.
INDmoney works with DriveWealth LLC and Alpaca Securities LLC, both regulated by SEC and FINRA in the US. Investments are protected by SIPC up to $500,000, including $250,000 for cash.
Here's how taxation works for Indian investors holding US stocks:
- Short-term capital gains: If you sell within 24 months of buying, gains are taxed as per your income tax slab.
- Long-term capital gains: If you sell after 24 months, gains are taxed at a flat rate of 12.5%.
- Dividend tax: Dividends from US stocks are subject to a 25% withholding tax in the US. You can claim this as a foreign tax credit when filing your Indian tax return.
Read all about Tax on US Stocks in India
No. Indian residents are not permitted to trade derivatives in global markets.
International investments follow the RBI LRS and banking remittance process, which involves currency conversion and cross-border settlement. This typically takes 12–24 hours. INDmoney team is working with the banks in India and GIFT city to make this process faster and near instantaneous.
Yes. You can set up an SIP in US stocks provided you are using a Federal savings account inside INDmoney App. You can set up Weekly/ Monthly automatic SIPs. Pause/ Cancel/ edit your SIP anytime.
Read the full guide on SIP in US stocks via INDmoney.
FIFO stands for First-In, First-Out. It is a method used to track which shares are sold when you make a sale, especially when you’ve bought the same stock multiple times at different prices. Under FIFO, the oldest shares (first bought) are assumed to be sold first. This is the standard method used in India (as per Income Tax rules) and globally.
Note - When shares are sold, the invested value is not reduced by the sale proceeds. Instead, the invested value is adjusted based on the original cost of the shares sold, which is calculated using the FIFO (First In, First Out) method.
To understand the entire methodology in detail with examples, read this blog
Click on the “Withdraw” option, choose the USD amount you want to convert back to INR, and the funds will be transferred to your linked Indian bank account after conversion.
Yes. Dividends from US stocks are credited directly to your US stocks wallet. For fractional holdings, dividends are paid proportionately. After applicable US withholding tax, dividends can be reinvested or withdrawn to your Indian bank account, and the tax deducted can be claimed as a foreign tax credit in India.
Read all about US Stocks Dividend
Other than INDmoney, Indians can invest in US stocks through feeder mutual funds, international ETFs, PMS/AIF products with global exposure, or directly via the RBI’s Liberalised Remittance Scheme (LRS) using global brokers.
Learn more about this through this Guide to Investing in US Stocks from India
There are four routes to invest in US stocks from India
- Route 1: Global Access via GIFT City - An IFSCA-regulated platform like INDmoney that gives you direct US stock ownership under an Indian regulatory umbrella, with your US stock wallet in GIFT City.
- Route 2: Direct foreign brokers - International platforms like Interactive Brokers (IBKR) or Charles Schwab, where you open a foreign account and trade directly.
- Route 3: Mutual Funds launched in GIFT City - These are USD-denominated funds managed by Indian AMCs through India's International Financial Services Centre and under IFSCA regulation.
- Route 4: Indian Mutual Funds and ETFs - SEBI-regulated, INR-based funds that invest in US and global markets. This also includes ETFs manufactured by Indian AMCs and listed on NSE and BSE exchanges.
Each of these routes differs in who regulates it, how your money moves, what you actually own, and critically, how much it costs you over time.
GIFT City is a special financial zone in Gujarat where Indian platforms are allowed to offer access to global markets, including US stocks. It is regulated by IFSCA, the authority that governs all financial services in this zone.
On INDmoney, US stock investing works through this route. This means you get to invest in US stocks while staying within the Indian regulatory framework. You complete your KYC in India, transfer money in INR and your US Stocks wallet sits in GIFT City, India.
It's a simple way to access US markets without opening an account with a foreign broker.
Yes. Since US stocks are traded in USD, any change in the INR-USD exchange rate will impact your final returns when converted back to rupees. If the dollar strengthens against the rupee, your returns in INR terms increase. If the rupee strengthens, your returns may reduce. This currency impact applies regardless of which route you use to invest in US stocks from India, whether it's direct investing, mutual funds, or ETFs.
Fractional shares let you buy a portion of a single share instead of purchasing the full share. This makes high-priced US stocks accessible even with a small amount. On INDmoney, you can start investing with as little as $1. For example, you can invest Rs 500 in Apple or $1 in NVIDIA without needing to buy an entire share at full price. Your returns are proportional to the fraction you own. Learn more about fractional shares.
Under the Reserve Bank of India's Liberalised Remittance Scheme (LRS), Indian residents can remit up to $250,000 per financial year for overseas investments, including US stocks and ETFs. This limit applies to all types of foreign remittances combined, not just stock investments.
A Global Access Provider (GAP) is an entity licensed by IFSCA to enable Indian investors to access international markets from GIFT City. INDmoney is a licensed GAP. This authorisation allows INDmoney to offer access to 10,000+ US stocks and global ETFs through a fully regulated and transparent framework. Read more about INDmoney's GAP authorisation.
Start investing in US stocks with INDmoney
Join 3M+ Indians already investing in Apple, NVIDIA, Tesla and 9,000+ US stocks. Zero AMC. Zero withdrawal fees. Start from $1.