Kotak Debt Hybrid Fund Direct Growth

Hybrid
Direct
Conservative Allocation
Kotak Debt Hybrid Fund Direct Growth

About the Fund

Kotak Debt Hybrid Fund Direct Growth is a hybrid fund. This fund was started on 30 January, 2013. The fund is managed by Abhishek Bisen, Devender Singhal. This fund gives you the benefit of diversification.

Key Parameters

  1. Kotak Debt Hybrid Fund Direct Growth has ₹2548 Cr worth of assets under management (AUM) as on Jun 2024 and is more than category average.
  2. The fund has an expense ratio 0.5.

Returns

Kotak Debt Hybrid Fund Direct Growth has given a CAGR return of 11.35% since inception. Over the last 1, 3 and 5 years the fund has given a CAGR return of 17.95%, 12.47% and 13.13% respectively.

Holdings

Kotak Debt Hybrid Fund Direct Growth has allocated its funds majorly in Government, Financial Services, Consumer Cyclical, Corporate, Consumer Defensive, Utilities, Cash Equivalent, Energy, Industrial, Communication, Basic Materials, Tech, Health, Real Estate.

Taxation

As it is a conservative allocation mutual fund the taxation is as follows:
If the fund is equity oriented i.e. asset allocation of more than 65% in equity instruments:
For short term (less than a year) capital gains will be taxed at 15%
For long term (more than 1 year) capital gains will be taxed at 10% without indexation benefit
Gains up to Rs 1 lakh are exempt from taxation (more than 12 months).

Investment objective of Kotak Debt Hybrid Fund Direct Growth

The investment objective of the Scheme is to enhance returns over a portfolio of debt instruments with a moderate exposure in equity and equity related instruments. By investing in debt securities, the Scheme will aim at generating regular returns, while enhancement of return is intended through investing in equity and equity related securities. The Scheme may also use various derivative and hedging products from time to time, in the manner permitted by SEBI. There is no assurance that the investment objective of the Schemes will be realised.

Minimum Investment and lockin period

Minimum investment for lump sum payment is INR 100.00 and for SIP is INR 100.00. Kotak Debt Hybrid Fund Direct Growth has no lock in period.

Fund Performance
zero opening, trading, fund transfer fee
3002 people have invested ₹ 4.9Cr in Kotak Debt Hybrid Fund Direct Growth in the last three months

INDmoney Rank

Powered by IND quant engine
4
/10
79% Performance
53% Risk Management
82% Cost
4 out of 10 among conservative allocation

Fund Overview

Expense ratio0.49%
Benchmark
CRISIL Hybrid 85+15 - ConservativeTR INR
AUM₹2548 Cr
Inception Date30 January, 2013
Min Lumpsum/SIP₹100/₹100
Exit Load
1%
Lock InNo Lock-in
TurnOver
103.8%
Risk
Risk meter
pointer
Moderately High risk

Fund Distribution
as on (30-Jun-24)

  • Equity 24.9%

  • Debt & Cash 74.8%

Sector Allocation

Jun'24

May'24

Apr'24

Financial Services
27.4%
Consumer Cyclical
18.6%
Consumer Defensive
15.8%
Utilities
9%
Energy
7%
Industrial
6.7%
Communication
5.1%
Basic Materials
4.2%
Tech
3.6%
Health
1.5%
Real Estate
1.1%
All changes are between Oct'69 and Dec'69

Abhishek Bisen
Abhishek Bisen
Fund Manager of Kotak Debt Hybrid Fund Direct Growth, since 15 April 2008
Devender Singhal
Devender Singhal
Fund Manager of Kotak Debt Hybrid Fund Direct Growth, since 25 August 2015

Mutual Fund Insights

Insights icon
In the last 5 years, this fund has outperformed all funds in its category.
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In the last 1 year, Parag Parikh Conservative Hybrid Fund Direct Growth has given 18.65% return, outperforming this fund by 0.7%.
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In the last 3 years, this fund has outperformed all funds in its category.
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Over the last 6 months, this fund has increased expense ratio by 8.9% moving from 0.45 to 0.49.
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This fund has one of the lowest expense ratio in the category (conservative allocation). Its expense ratio is 0.49% which is lower than the category average expense ratio of 1.11%.
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Over the last 6 months, this fund has experienced a 16.4% growth in AUM moving from 2.18K Cr to 2.54K Cr.

Kotak Debt Hybrid Fund Direct Growth Highlights

Risk meter
pointer

Moderately High risk

Investors understand that their principal will be at Moderately High risk
About the fund

About the fund

This fund has delivered an average annual returns of 11.35% since inception which is more than its category average return of 6.26%
Fund Allocations

Fund Allocations

This fund has an allocation of 24.94% in Equity, 69.47% in Debt and 5.37% in Cash related instruments
AUM size ₹2548 Cr

AUM size ₹2548 Cr

This fund has AUM of ₹2548 Cr which is more than its category average of ₹ 742 Cr
Expense Ratio 0.49%

Expense Ratio 0.49%

This fund has an expense ratio of 0.49% which is less than its category average expense ratio of 1.24%

Frequently Asked Questions

The current NAV of Kotak Debt Hybrid Fund Direct Growth is ₹62.85 as on 12-Jul-2024.
Existing (Absolute + CAGR) as on 12-Jul-2024.
Kotak Debt Hybrid Fund Direct Growth
Absolute Returns
CAGR Returns
1 Month Returns
1.42%
1.42%
6 Month Returns
8.37%
8.37%
1 Year Returns
17.95%
17.95%
3 Years Returns
42.25%
12.47%
5 Years Returns
85.33%
13.13%
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0.49% as on June 2024
₹2548 Cr as on June 2024
7.18% Govt Stock 2037(13.21%), 7.25% Govt Stock 2063(7.8%), 8.34% Govt Stock 2033(6.87%), 7.18% Govt Stock 2033(6.39%), 7.3% Govt Stock 2053(5.03%) as on June 2024
Government(56.67%), Corporate(13%), Financial Services(6.84%) as on June 2024
AAA
93.72
AA
5.16
A
1.12
Abhishek Bisen, Devender Singhal are the fund managers of Kotak Debt Hybrid Fund Direct Growth
The Exit load of Kotak Debt Hybrid Fund Direct Growth is 1%