Kotak Debt Hybrid Fund Direct Growth

Kotak Debt Hybrid Fund Direct Growth

Hybrid

Direct

Conservative Allocation

NAV as on 03-12-2024

₹ 65.41

0.5%

1D

Inception Returns

11.3%

/yr

About Kotak Debt Hybrid Fund Direct Growth

Kotak Debt Hybrid Fund Direct Growth is a hybrid fund. This fund was started on 30 January, 2013. The fund is managed by Abhishek Bisen, Shibani Kurian. This fund gives you the benefit of diversification.

Key Parameters

  1. Kotak Debt Hybrid Fund Direct Growth has ₹2990 Cr worth of assets under management (AUM) as on Oct 2024 and is more than category average.
  2. The fund has an expense ratio 0.5.

Returns

Kotak Debt Hybrid Fund Direct Growth has given a CAGR return of 11.30% since inception. Over the last 1, 3 and 5 years the fund has given a CAGR return of 16.52%, 11.36% and 12.95% respectively.

Holdings

Kotak Debt Hybrid Fund Direct Growth has allocated its funds majorly in Government, Financial Services, Consumer Cyclical, Tech, Consumer Defensive, Corporate, Utilities, Industrial, Energy, Cash Equivalent, Communication, Health, Basic Materials, Real Estate.

Taxation

As it is a conservative allocation mutual fund the taxation is as follows:
If the fund is equity oriented i.e. asset allocation of more than 65% in equity instruments:
For short term (less than a year) capital gains will be taxed at 15%
For long term (more than 1 year) capital gains will be taxed at 10% without indexation benefit
Gains up to Rs 1 lakh are exempt from taxation (more than 12 months).

Investment objective of Kotak Debt Hybrid Fund Direct Growth

The investment objective of the Scheme is to enhance returns over a portfolio of debt instruments with a moderate exposure in equity and equity related instruments. By investing in debt securities, the Scheme will aim at generating regular returns, while enhancement of return is intended through investing in equity and equity related securities. The Scheme may also use various derivative and hedging products from time to time, in the manner permitted by SEBI. There is no assurance that the investment objective of the Schemes will be realised.

Minimum Investment and lockin period

Minimum investment for lump sum payment is INR 100.00 and for SIP is INR 100.00. Kotak Debt Hybrid Fund Direct Growth has no lock in period.

Historical NAV & Returns

Annualised

zero opening, trading, fund transfer fee
4777 people have invested ₹ 5.8Cr in Kotak Debt Hybrid Fund Direct Growth in the last three months

INDmoney Rank for Kotak Debt Hybrid Fund Direct Growth

Powered by IND quant engine
7
/10
74% Performance
48% Risk Management
84% Cost
7 out of 10 among conservative allocation

Kotak Debt Hybrid Fund Direct Growth Overview

Expense ratio0.47%
Benchmark
CRISIL Hybrid 85+15 - ConservativeTR INR
AUM₹2990 Cr
Inception Date30 January, 2013
Min Lumpsum/SIP₹100/₹100
Exit Load
1.0%
Lock InNo Lock-in
TurnOver
119.93%
STCGSelling within 36 months, gains taxed at slab rates.
LTCGHolding over 3 years, gains taxed at slab rates without indexation.
Risk
Risk meter
pointer
Moderately High risk

Trailing Returns

as on (03-Dec-24)

Period
Kotak Debt Hybrid Fund Direct Growth
Conservative Allocation Index
1M
1.1%
0.7%
3M
1%
0.7%
6M
6.9%
5.5%
1Y
16.5%
12.6%
3Y
11.4%
8.8%
5Y
12.9%
9.2%

Fund Distribution

as on (31-Oct-24)

  • Equity 23.4%

  • Debt & Cash 76.3%

Large cap
17.3%

Small cap
3.1%

Mid cap
2.2%

Sector Allocation

Oct'24

Sep'24

Aug'24

Financial Services
24.3%
Consumer Cyclical
17%
Consumer Defensive
14.1%
Tech
13.3%
Utilities
8.1%
Industrial
6.5%
Energy
6.4%
Communication
5.4%
Basic Materials
2.7%
Health
1.7%
Real Estate
0.5%
All changes are between Oct'69 and Dec'69
Parameters
Oct'24
Sep'24
Aug'24
AUM
₹ 3K Cr
₹ 2.9K Cr
₹ 2.8K Cr
  • AUM of the fund stands at 3K Cr as of Oct'24
  • AUM increased by 113.4 Cr between Oct'24 and Sep'24

Top 3 Sectors in October were Government, Consumer Cyclical & Financial Services

Oct'24
Government
84%
Financial Services
24%
Consumer Cyclical
17%
Sep'24
Government
84%
Consumer Cyclical
21%
Financial Services
19%
Fund
Oct'24
Sep'24
Aug'24
No of Holdings
94
87
92
Top 5 Company Concentration
6.4%
6.9%
6.9%
Company having highest exposure
Infosys Ltd (1.6%)
Maruti Suzuki India Ltd (1.6%)
Maruti Suzuki India Ltd (1.5%)
No of Sectors
13
13
13
Top 5 Sectors Concentration
152.2%
156.4%
150.1%
Sector having highest exposure
Government (83.6%)
Government (88.6%)
Government (84%)
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Abhishek Bisen
Abhishek Bisen
Fund Manager of Kotak Debt Hybrid Fund Direct Growth, since 1 April 2008
Shibani Kurian
Shibani Kurian
Fund Manager of Kotak Debt Hybrid Fund Direct Growth, since 3 September 2024
Fund House
Kotak Mahindra Asset Management Co Ltd
Total Schemes
Total AUM
₹4.8L Cr
as on 31-Oct-2024
Address
Kotak Mahindra Asset management Company Limited,2nd Floor, 12-BKC, Plot No C-12,G Block, BKC, Bandra (East),Mumbai - 400 051
Phone
91-22-40930000
Website
fundaccops@kotakmutual.com

Mutual Fund Insights

Insights icon
Over the last 6 months, this fund has experienced a 22.0% growth in AUM moving from 2.45K Cr to 2.98K Cr.
Insights icon
In the last 1 year, this fund has outperformed all funds in its category.
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This fund has one of the lowest expense ratio in the category (conservative allocation). Its expense ratio is 0.47% which is lower than the category average expense ratio of 1.1%.
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In the last 5 years, this fund has outperformed all funds in its category.
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In the last 3 years, Parag Parikh Conservative Hybrid Fund Direct Growth has given 11.41% return, outperforming this fund by 0.05% per annum.
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Over the last 1 year, this fund has increased expense ratio by 4.4% moving from 0.45 to 0.47.

Kotak Debt Hybrid Fund Direct Growth Highlights

Risk meter
pointer

Moderately High risk

Investors understand that their principal will be at Moderately High risk
About the fund

About the fund

This fund has delivered an average annual returns of 11.3% since inception which is more than its category average return of 6.33%
Fund Allocations

Fund Allocations

This fund has an allocation of 23.44% in Equity, 71.92% in Debt and 4.42% in Cash related instruments
AUM size ₹2990 Cr

AUM size ₹2990 Cr

This fund has AUM of ₹2990 Cr which is more than its category average of ₹ 752 Cr
Expense Ratio 0.47%

Expense Ratio 0.47%

This fund has an expense ratio of 0.47% which is less than its category average expense ratio of 1.24%

Frequently Asked Questions for Kotak Debt Hybrid Fund Direct Growth

The current NAV of Kotak Debt Hybrid Fund Direct Growth is ₹65.41 as on 03-Dec-2024.
Existing (Absolute + CAGR) as on 03-Dec-2024.
Kotak Debt Hybrid Fund Direct Growth
Absolute Returns
CAGR Returns
1 Month Returns
1.07%
1.07%
6 Month Returns
6.93%
6.93%
1 Year Returns
16.52%
16.52%
3 Years Returns
38.11%
11.36%
5 Years Returns
83.82%
12.95%
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0.47% as on November 2024
₹2990 Cr as on November 2024
7.18% Govt Stock 2037(18.54%), 7.32% Govt Stock 2030(8.21%), 7.25% Govt Stock 2063(7.57%), 7.3% Govt Stock 2053(7.24%), 7.02% Govt Stock 2031(5.74%) as on November 2024
Government(62.39%), Corporate(9.74%), Financial Services(5.92%) as on November 2024
AAA
99.05
A
0.95
Abhishek Bisen, Shibani Kurian are the fund managers of Kotak Debt Hybrid Fund Direct Growth
The Exit load of Kotak Debt Hybrid Fund Direct Growth is 1%