Personalised Life and Health Insurance Plans

Secure your family's needs and protect your hard earned savings with the right insurance policies.
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Term Life Insurance
Based on your goals
Lowest Cost
Tax Benefits*
Claim Settlement
99.51%¹
Plan Starting
495/month*
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Health Insurance
2x Cover
Lowest cost
10k + cashless hospitals
Claim Settlement
95.2%¹
Plan Starting
459/month*
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Health Super Top Up
10x cover
Lowest cost
1-click purchase
Claim Settlement
95.2%¹
Plan Starting
86/month*

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What is insurance?

Insurance is an important and most affordable way to protect any financial risk. With the insurance, one can protect their family, property, assets against unexpected financial losses.
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India ❤️’s INDmoney

I cannot say enough about the quality of service that I received from IndMoney. This is hands down the best platform for my goal planning.My goals and requirements were well laid and planned meticulously, I was able to seamlessly buy Term Insurance for my protection needs. I would have no hesitation in recommending IndMoney to anyone.
Rahul
Senior Engineer, Palo Alto Networks
I cannot say enough about the quality of service that I received from IndMoney. This is hands down the best platform for my goal planning.My goals and requirements were well laid and planned meticulously, I was able to seamlessly buy Term Insurance for my protection needs. I would have no hesitation in recommending IndMoney to anyone.
Thank you so much for providing and educating need for Goal Planning. It helps me to realize the need and importance of life and health insurance. INDmoney SuperMoney app you are super. It was super easy to buy the same through INDmoney.
Abhishek Agarwal
Senior Consultant PWC
Thank you so much for providing and educating need for Goal Planning. It helps me to realize the need and importance of life and health insurance. INDmoney SuperMoney app you are super. It was super easy to buy the same through INDmoney.
INDmoney goal planning tool helped me to identify the right amount of Life insurance and also helped me in purchasing along with timely issuance of Life cover.
Ankit Rajpal
Vice President Of Engineering, C2FO
INDmoney goal planning tool helped me to identify the right amount of Life insurance and also helped me in purchasing along with timely issuance of Life cover.
I feel so shielded and secured with the IND team. I and my family has built complete trust with Indmoney and team, which has made us rely on them completely for all our financial, Life and health insurance needs. I was really happy to see recently explore the insurance options given by the IND team and the way they understood my needs and background. This gave a 360 degree coverage for my Life and health insurance needs.
Rohan Sharma
City Head, Payed International
I feel so shielded and secured with the IND team. I and my family has built complete trust with Indmoney and team, which has made us rely on them completely for all our financial, Life and health insurance needs. I was really happy to see recently explore the insurance options given by the IND team and the way they understood my needs and background. This gave a 360 degree coverage for my Life and health insurance needs.

FAQs:

  • What fundamentals of insurance are there?

    Insurance revolves around risk management, safeguarding against financial losses. The key components include the policyholder, insurer, premium, policy term, sum assured, and the claim process.

  • What makes insurance necessary?

    Insurance is a safety net against life's uncertainties, From health risks to accidents or property damage, it provides financial protection, offering peace of mind and security. Insurance policies can help to offset the family's financial loss caused by the untimely demise of the family's primary source of income.

  • What does an insurance premium mean?

    An insurance premium is the payment made to maintain an active insurance policy. It's like a safety investment that ensures coverage as per the policy terms.

  • What is the Risk in insurance?

    Risk in insurance denotes the possibility of a negative occurrence, like damage or loss, which is covered under the policy. The insurer assesses this risk to determine premiums.

  • What are the basics of insurance?

    The basics include understanding key terms: policyholder (insured person), insurer (insurance company), premium (payment for insurance), policy term (coverage duration), and sum assured (benefit on claim).

  • What are two main insurance?

    The two primary types are Life Insurance, offering coverage for life's uncertainties, and General Insurance, protecting against varied risks like health, vehicle, and property.

  • What is claims in insurance?

    A claim is a formal request to the insurance company for a payment based on the policy's terms. For instance, in car insurance, you'd file a claim to cover accident repair costs.

  • What is the principal in insurance?

    The principal in insurance refers to the insured person or entity. For example, in a health insurance policy, you are the principal insured.

  • What are the benefits of insurance?

    Insurance offers financial protection against unforeseen losses and peace of mind during emergencies. It also serves as a beneficial financial planning tool.

  • How to calculates insurance amount?

    The insurance amount is based on factors like income, age, health condition, and policy term. For life insurance, a common recommendation is a sum assured ten times your annual income.

  • What is a claim type?

    Claim type refers to the kind of claim made, such as cashless claims where bills are directly settled with the provider, or reimbursement claims where initial costs are repaid.

  • What is the minimum age for insurance?

    The minimum age for an individual insurance policy is 18 years. However, children can be covered under parental policies or through specific child policies from 90 days old.

  • What is education insurance?

    Education insurance is designed to secure a child's future education expenses. It ensures funds are available when needed, providing peace of mind about your child's education.

  • What is maturity Claim?

    A maturity claim is when the policyholder receives the promised sum assured and accrued bonuses, if any, at the end of the policy term. It represents the policy's successful completion.

Prices are inclusive of taxes

¹Source: Insurance Company’s website

* T&C Apply

*All savings/offers/Discounts are offered by insurance companies as approved by the IRDAI for the product under applicable file & use guidelines. For more details on risk factors, terms and conditions, please read the sales brochure of respective insurers carefully before concluding a sale. The premium may vary as per the plan chosen by you. Tax benefits are subject to changes in applicable tax laws. The visitors are hereby informed that the data collected through our website/mobile application shall be shared with insurance companies.

We do not favor or endorse any one insurance company or product. The products are recommended on basis of need and details as provided by the visitor.

Finzoomers Services Private Limited - [Registered address: 624-625, 6th Floor, Suncity Success Tower, Golf Course Extension Road, Sector - 65 Gurugram – HR- 122005] [IRDAI Corporate Agent (Composite) Registration No- CA0744 Validity till - 02/03/2027] Principal Officer- Mr. Ankur Goyal Principal Officer email id- po@finzoomers.in] [CIN: U74990HR2020PTC086201] [Email id: insurancesupport@indmoney.com]

The information used here for comparison has been taken from public domain.

This is displayed for your awareness and ease of comparison purpose. This is nowhere to be treated as any kind of suggestion/recommendation. Please refer to respective insurance companys' website before taking any decision.