2X Cover
Lowest Cost
10K+ Cashless Hospital
Care Health Insurance
Price
₹413/month* onwards
Policy Benefits
2X Health Cover
Double your health protection
Lowest Waiting Period
Only 2 years for pre-existing diseases
Best Price*
39% lower premium than other plans
10k+ Cashless Hospital
Your family will gets this amount if you die within 30 yrs
No limit on room rent
You will be able to avail Single Private Room
100% Health Cover Restoration
If your cover gets fully used then additional 100% cover is provided
Day Care Procedures Covered
Over 500+ day care procedures covered
What is Health Insurance?
Everyone must have health insurance so that unfortunate health disease doesn't eat away your savings and investments. To beat the rising medical inflation as well as to fight against lifestyle diseases, you should look to get a health insurance policy today.
As a means of luring quality workers, employers frequently offer it as a benefits package, with premiums partly obscured by the company and often withdrawn from employees' paychecks. With some exceptions also known about health insurance, meaning for company employees, the payer deducts the cost of premiums for health insurance, and the benefits gained are tax-free.
Benefits of Insurance:-
For all of us, our health is our most prized possession. It determines whether life is of high or low quality. It is subjective and dependent on many different aspects to ensure nutritional health. For illustration, being physically fit and active may be one way to define good health. Another person's definition of good health can include mental wellness. The sum of all these factors typically results in good health, but one crucial element must be overlooked in addition to others.
The benefits of purchasing a health care plan are as follows –
• Protection from hospital expenses.
The primary goal of medical insurance is receiving the best medical care without being financially burdened. Plans for health insurance protect expensive medical expenses. In addition to many other things, it pays for hospitalisation costs, daycare procedures, domestic payments, and ambulance fees. As a result, you may stop worrying about the hefty fees and instead concentrate on your quick recovery.
• Benefits of cashless claims:
Numerous insurance companies provide cashless claim services. You won't need to pay anything out of pocket under this arrangement. The hospital and your insurer agree to split the hospitalization costs. To use this benefit, it is necessary to be admitted to one of the hospitals in the insurer's network. To use the cashless facility, fill out a pre-authorization form and present your health insurance card.
• Protection from critical illnesses
Nowadays, insurance companies provide critical illness insurance as a solo policy or rider. Such a policy offers protection against fatal illnesses like renal failure, a bone marrow transplant, strokes, and limb loss, among others. You are qualified to receive a lump sum payment upon diagnosis of any severe illness on the policy's pre-set list. This sum might cover your everyday expenses, medical...
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FAQs:
- What is a health insurance policy?Health insurance is your financial safety net that covers medical expenses. Just as a car warranty protects against sudden repair costs, health insurance shields you from unexpected medical bills, ensuring quality treatment and care without draining your savings.
- What does health insurance cover?Health insurance covers an array of medical expenses, acting like a broad-spectrum safeguard. It covers costs for hospitalization, outpatient procedures, prescription drugs, and preventive health check-ups, like a safety helmet protects you from diverse risks during a bike ride.
- Why do I need health insurance?Health insurance is your financial lifeboat in the turbulent ocean of potential health issues. In the face of ever-increasing medical costs, it helps maintain your financial stability, just like a lifeboat keeps you safe amidst the high seas.
- What is the claim process in health insurance?The claim process is your pathway to accessing your insurance benefits. Similar to withdrawing money from your bank account when needed, you raise a claim to have your insurance provider cover your eligible medical expenses.
- What are health insurance premiums?Premiums are regular payments keeping your insurance active, akin to maintaining a gym membership. Just as you enjoy fitness facilities by paying a regular fee, you avail health coverage in exchange for premiums.
- What is a waiting period in health insurance?A waiting period is a specific duration before certain benefits kick in. Like a seed requiring time to sprout, certain policy benefits, especially for pre-existing conditions, activate only after a stipulated waiting period.
- What are exclusions in health insurance?Exclusions dictate what's not covered in your policy, acting like a boundary fence. Just as a fence outlines the property not included in your premises, exclusions specify the diseases, conditions, or treatments not covered in your policy.
- Why are pre-existing conditions important in health insurance?Pre-existing conditions influence your coverage and premium. Similar to how past credit behavior impacts your loan eligibility, declared pre-existing medical conditions affect your health insurance terms.
- What are the benefits of having health insurance?Health insurance offers financial security, quality healthcare, and peace of mind. Like a dependable friend, it's there to support you during various health-related needs, from regular check-ups to emergencies.
- Is health insurance tax deductible?Health insurance premiums can provide tax benefits. Like certain investments offer tax savings, health insurance premiums, especially in India, can help reduce your taxable income, making it a smart financial tool.
* T&C Apply
*All savings/offers/Discounts are offered by insurance companies as approved by the IRDAI for the product under applicable file & use guidelines. For more details on risk factors, terms and conditions, please read the sales brochure of respective insurers carefully before concluding a sale. The premium may vary as per the plan chosen by you. Tax benefits are subject to changes in applicable tax laws. The visitors are hereby informed that the data collected through our website/mobile application shall be shared with insurance companies.
We do not favor or endorse any one insurance company or product. The products are recommended on basis of need and details as provided by the visitor.
Finzoomers Services Private Limited - [Registered address: 624-625, 6th Floor, Suncity Success Tower, Golf Course Extension Road, Sector - 65 Gurugram – HR- 122005] [IRDAI Corporate Agent (Composite) Registration No- CA0744 Validity till - 02/03/2024] Principal Officer- Mr. Ankur Goyal Principal Officer email id- po@finzoomers.in] [CIN: U74990HR2020PTC086201] [Email id: insurancesupport@indmoney.com]
The information used here for comparison has been taken from public domain.
This is displayed for your awareness and ease of comparison purpose. This is nowhere to be treated as any kind of suggestion/recommendation. Please refer to respective insurance companys' website before taking any decision.