Bank of India Short Term Income Fund Direct Plan Quarterly Payout of Income Dist cum Cap Wdrl
Get the latest NAV of Bank of India Short Term Income Fund Direct Plan Quarterly Payout of Income Dist cum Cap Wdrl. View historical returns compared to its benchmark and category average. Know which stocks and sectors the fund is investing in. Get an estimate of returns from the SIP and lump sum returns calculator. View detailed holding analysis and peer comparison. Get INDmoney ranking of the fund.
₹13.58
NAV as on 10 Sep 2025
5.04%/per year
Since Inception
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Bank of India Short Term Income Fund Direct Plan Quarterly Payout of Income Dist cum Cap Wdrl Performance vs. Short Duration Index
Fund returns vs Benchmark returns vs Category Average returns as on (10-Sep-25)
The fund has consistently outperformed the benchmark (Short Duration Index) over the last 1Y, 3Y, 5Y time periods.
Peer comparison
Bank of India Short Term Income Fund Direct Plan Quarterly Payout of Income Dist cum Cap Wdrl Returns Calculator
Calculate SIP and lumpsum returns based on historical performance
Total Investment
0
Profit
Total Corpus
0
Bank of India Short Term Income Fund Direct Plan Quarterly Payout of Income Dist cum Cap Wdrl Asset Allocation
See fund asset allocation details as on (14-Aug-25)
Fund Distribution
as on (14-Aug-25)
Bank of India Short Term Income Fund Direct Plan Quarterly Payout of Income Dist cum Cap Wdrl Sector Allocation
See fund sector allocation details as on (14-Aug-25)
Sector Allocation
Top 2 Sectors in July were Corporate, Government
Corporate
59%
Government
23%
Corporate
52%
Government
23%
Bank of India Short Term Income Fund Direct Plan Quarterly Payout of Income Dist cum Cap Wdrl Overview
Get key fund statistics, minimum investment details, AUM, expense ratio, exit load, and tax treatment.
| Expense ratio | 0.45% |
Benchmark | CRISIL Short Term Bond TR INR |
| AUM | ₹271 Cr |
| Inception Date | 1 January, 2013 |
| Min Lumpsum/SIP | ₹5000/₹1000 |
| Exit Load | 0% |
| Lock In | No Lock-in |
TurnOver | 350.52% |
| Risk |   Low to Moderate Risk |
About Bank of India Short Term Income Fund Direct Plan Quarterly Payout of Income Dist cum Cap Wdrl
Bank of India Short Term Income Fund Direct Plan Quarterly Payout of Income Dist cum Cap Wdrl is a debt fund. This fund was started on 1 January, 2013. The fund is managed by Mithraem Bharucha. This fund is suitable to keep your money safe.
Key Parameters
- Bank of India Short Term Income Fund Direct Plan Quarterly Payout of Income Dist cum Cap Wdrl has ₹271 Cr worth of assets under management (AUM) as on Aug 2025 and is more than category average.
- The fund has an expense ratio 0.5.
Returns
Bank of India Short Term Income Fund Direct Plan Quarterly Payout of Income Dist cum Cap Wdrl has given a CAGR return of 5.04% since inception. Over the last 1, 3 and 5 years the fund has given a CAGR return of 10.09%, 10.29% and 10.72% respectively.
Holdings
Bank of India Short Term Income Fund Direct Plan Quarterly Payout of Income Dist cum Cap Wdrl has allocated its funds majorly in Corporate, Government, Cash Equivalent. Its top holdings are 6.33% Govt Stock 2035, LIC Housing Finance Ltd, Punjab National Bank, Motilal Oswal Financial Services Ltd, Rec Limited
Taxation
As it is a short duration mutual fund the taxation is as follows:If the fund is debt oriented i.e. asset allocation of more than 65% in debt instruments:Invested before 1 April 2023 and held for less than 24 months, STCG will be taxed at your income slab rate.Invested before 1 April 2023 and held for more than 24 months, LTCG will be taxed at 12.5%.Invested after 1 April 2023, capital gains will be taxed at your income slab rate.Dividends will always be taxed at slab rate.
Investment objective of Bank of India Short Term Income Fund Direct Plan Quarterly Payout of Income Dist cum Cap Wdrl
The Scheme seeks to generate income and capital appreciation by investing in a diversified portfolio of debt and money market securities. However, there can be no assurance that the income can be generated, regular or otherwise, or the investment objectives of the Scheme will be realized.
Minimum Investment and lockin period
Minimum investment for lump sum payment is INR 5000.00 and for SIP is INR 1000.00. Bank of India Short Term Income Fund Direct Plan Quarterly Payout of Income Dist cum Cap Wdrl has no lock in period.
Fund Manager
Mithraem Bharucha
Fund Manager of Bank of India Short Term Income Fund Direct Plan Quarterly Payout of Income Dist cum Cap Wdrl, since 17 August 2021
- AUM of the fund stands at 223.5 Cr as of Jul'25
- AUM increased by 58.7 Cr between Jul'25 and Jun'25
Frequently Asked Questions for Bank of India Short Term Income Fund Direct Plan Quarterly Payout of Income Dist cum Cap Wdrl
How do I invest in Bank of India Short Term Income Fund Direct Plan Quarterly Payout of Income Dist cum Cap Wdrl?
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