Bandhan Retirement Fund Direct Reinvestment Inc Dist cum Cap Wdrl
Get the latest NAV of Bandhan Retirement Fund Direct Reinvestment Inc Dist cum Cap Wdrl. View historical returns compared to its benchmark and category average. Know which stocks and sectors the fund is investing in. Get an estimate of returns from the SIP and lump sum returns calculator. View detailed holding analysis and peer comparison. Get INDmoney ranking of the fund.
₹12.51
1D
NAV as on 13 Mar 2026
9.76%/per year
Since Inception
▲▼
Bandhan Retirement Fund Direct Reinvestment Inc Dist cum Cap Wdrl Performance vs. Retirement Index
Fund returns vs Benchmark returns vs Category Average returns as on (13-Mar-26)
The fund has outperformed the benchmark (Retirement Index) over 1Y, but underperformed over 3Y, 5Y.
Peer comparison
Bandhan Retirement Fund Direct Reinvestment Inc Dist cum Cap Wdrl Returns Calculator
Calculate SIP and lumpsum returns based on historical performance
Total Investment
0
Profit
Total Corpus
0
Bandhan Retirement Fund Direct Reinvestment Inc Dist cum Cap Wdrl Asset Allocation
See fund asset allocation details as on (14-Mar-26)
Fund Distribution
as on (14-Mar-26)
Bandhan Retirement Fund Direct Reinvestment Inc Dist cum Cap Wdrl Sector Allocation
See fund sector allocation details as on (14-Mar-26)
Sector Allocation
Top 3 Sectors in February were Government, Financial Services & Consumer Cyclical
Government
52%
Financial Services
32%
Consumer Cyclical
12%
Government
53%
Financial Services
31%
Consumer Cyclical
12%
Bandhan Retirement Fund Direct Reinvestment Inc Dist cum Cap Wdrl Holdings Details
as on (28-Feb-26)
Bandhan Retirement Fund Direct Reinvestment Inc Dist cum Cap Wdrl Overview
Get key fund statistics, minimum investment details, AUM, expense ratio, exit load, and tax treatment.
| Expense ratio | 0.69% |
Benchmark | CRISIL Hybrid 50+50 - Moderate TR INR |
| AUM | ₹185 Cr |
| Inception Date | 18 October, 2023 |
| Min Lumpsum/SIP | ₹1,000/₹100 |
| Exit Load | 0% |
| Lock In | No Lock-in |
TurnOver | 12.73% |
| Risk |   Moderately High risk |
About Bandhan Retirement Fund Direct Reinvestment Inc Dist cum Cap Wdrl
Bandhan Retirement Fund Direct Reinvestment Inc Dist cum Cap Wdrl is a hybrid fund. This fund was started on 18 October, 2023. The fund is managed by Viraj Kulkarni, Gaurav Satra, Gautam Kaul, Brijesh Shah, Ritika Behera, Vishal Biraia. This fund gives you the benefit of diversification.
Key Parameters
- Bandhan Retirement Fund Direct Reinvestment Inc Dist cum Cap Wdrl has ₹185 Cr worth of assets under management (AUM) as on Mar 2026 and is more than category average.
- The fund has an expense ratio 0.7.
Returns
Bandhan Retirement Fund Direct Reinvestment Inc Dist cum Cap Wdrl has given a CAGR return of 9.76% since inception. Over the last 1 year the fund has given a CAGR return of 6.02%.
Holdings
Bandhan Retirement Fund Direct Reinvestment Inc Dist cum Cap Wdrl has allocated its funds majorly in Government, Cash Equivalent, Financial Services, Consumer Cyclical, Industrial, Communication, Tech, Basic Materials, Energy, Consumer Defensive, Health, Utilities, Real Estate.
Taxation
As it is a retirement mutual fund the taxation is as follows:If the fund is equity oriented i.e. asset allocation of more than 65% in equity instruments:For short term (less than a year) capital gains will be taxed at 20%For long term (more than 1 year) capital gains will be taxed at 12.5% without indexation benefitLong term gains up to Rs 1 lakh are exempt from taxation (more than 12 months).
Investment objective of Bandhan Retirement Fund Direct Reinvestment Inc Dist cum Cap Wdrl
The investment objective of the Scheme is to provide long-term capital appreciation / income by investing in a mix of equity, debt, and other instruments to help investors meet their retirement goals. There is no assurance or guarantee that the objectives of the scheme will be realised.
Minimum Investment and lockin period
Minimum investment for lump sum payment is INR 1000.00 and for SIP is INR 100.00. Bandhan Retirement Fund Direct Reinvestment Inc Dist cum Cap Wdrl has no lock in period.
Fund Manager
Viraj Kulkarni
Fund Manager of Bandhan Retirement Fund Direct Reinvestment Inc Dist cum Cap Wdrl, since 2 December 2024
Gaurav Satra
Fund Manager of Bandhan Retirement Fund Direct Reinvestment Inc Dist cum Cap Wdrl, since 7 June 2024
Gautam Kaul
Fund Manager of Bandhan Retirement Fund Direct Reinvestment Inc Dist cum Cap Wdrl, since 19 October 2023
Brijesh Shah
Fund Manager of Bandhan Retirement Fund Direct Reinvestment Inc Dist cum Cap Wdrl, since 10 June 2024
Ritika Behera
Fund Manager of Bandhan Retirement Fund Direct Reinvestment Inc Dist cum Cap Wdrl, since 18 October 2023
Vishal Biraia
Fund Manager of Bandhan Retirement Fund Direct Reinvestment Inc Dist cum Cap Wdrl, since 24 January 2024
- AUM of the fund stands at 185.1 Cr as of Feb'26
- AUM increased by 1.2 Cr between Feb'26 and Jan'26
Frequently Asked Questions for Bandhan Retirement Fund Direct Reinvestment Inc Dist cum Cap Wdrl
How do I invest in Bandhan Retirement Fund Direct Reinvestment Inc Dist cum Cap Wdrl?
- Download the INDmoney app.
- Search for ‘Bandhan Retirement Fund Direct Reinvestment Inc Dist cum Cap Wdrl’.
- Select whether you want to invest in SIP or lump sum.
- Enter the amount you wish to invest.
- Set up payments via bank mandate or UPI.