Aditya Birla Sun Life Short Term Fund Direct Plan Reinvst of Inc Dis cum Cap Wdrl

Debt
Direct
Short Duration
Aditya Birla Sun Life Short Term Fund Direct Plan Reinvst of Inc Dis cum Cap Wdrl

About the Fund

Aditya Birla Sun Life Short Term Fund Direct Plan Reinvst of Inc Dis cum Cap Wdrl is a debt fund. This fund was started on 1 January, 2013. The fund is managed by Mohit Sharma, Kaustubh Gupta. This fund is suitable to keep your money safe.

Key Parameters

  1. Aditya Birla Sun Life Short Term Fund Direct Plan Reinvst of Inc Dis cum Cap Wdrl has ₹7497 Cr worth of assets under management (AUM) as on Dec 1969 and is more than category average.
  2. The fund has an expense ratio 0.4.

Returns

Aditya Birla Sun Life Short Term Fund Direct Plan Reinvst of Inc Dis cum Cap Wdrl has given a CAGR return of 7.47% since inception. Over the last 1, 3 and 5 years the fund has given a CAGR return of 5.59%, 4.56% and 6.11% respectively.

Holdings

Aditya Birla Sun Life Short Term Fund Direct Plan Reinvst of Inc Dis cum Cap Wdrl has allocated its funds majorly in Financial Services, Corporate, Government, Cash Equivalent, Securitize. Its top holdings are 7.26% Govt Stock 2033, 7.18% Govt Stock 2037, 7.18% Govt Stock 2033, Bajaj Housing Finance Ltd. 8.1%, Small Industries Development Bank of India 7.68%

Taxation

As it is a short duration mutual fund the taxation is as follows:
If the fund is debt oriented i.e. asset allocation of more than 65% in debt instruments:
For short term (less than 3 years) capital gains will be taxed at your income slab rate.
For long term (more than 3 years) capital gains will be taxed at 20% with indexation benefit.
Dividends will always be taxed at slab rate.

Investment objective of Aditya Birla Sun Life Short Term Fund Direct Plan Reinvst of Inc Dis cum Cap Wdrl

The investment objective of the Scheme is to generate income and capital appreciation by investing 100% of the corpus in a diversified portfolio of debt and money market securities.

Minimum Investment and lockin period

Minimum investment for lump sum payment is INR 1000.00 and for SIP is INR 1000.00. Aditya Birla Sun Life Short Term Fund Direct Plan Reinvst of Inc Dis cum Cap Wdrl has no lock in period.

Fund Performance

Fund Overview

Expense ratio0.39%
Benchmark
CRISIL Short Term Bond Fund TR INR
AUM₹7497 Cr
Inception Date1 January, 2013
Min Lumpsum/SIP₹1000/₹1000
Exit Load0%
Lock InNo Lock-in
TurnOver
165.61%
Risk
Risk meter
pointer
Moderate Risk

Fund Distribution
as on (31-Dec-69)

  • Debt & Cash 99.1%

AAA
85.8%

AA
14.2%

Sector Allocation

May'24

Apr'24

Mar'24

Corporate
50.2%
Government
38.5%
Cash Equivalent
9.3%
Securitize
2%
All changes are between Oct'69 and Dec'69

as on (31-May-24)

  • Debt & Cash

Holdings
Weight%
1M Change
7.26% Govt Stock 2033
7.26% Govt Stock 2033
7.16%
0%
7.18% Govt Stock 2037
7.18% Govt Stock 2037
7.07%
4%
7.18% Govt Stock 2033
7.18% Govt Stock 2033
4.31%
52.4%
Bajaj Housing Finance Ltd. 8.1%
Bajaj Housing Finance Ltd. 8.1%
2.68%
0%
Small Industries Development Bank of India 7.68%
Small Industries Development Bank of India 7.68%
2.67%
0%

Mohit Sharma
Mohit Sharma
Fund Manager of Aditya Birla Sun Life Short Term Fund Direct Plan Reinvst of Inc Dis cum Cap Wdrl, since 6 August 2020
Kaustubh Gupta
Kaustubh Gupta
Fund Manager of Aditya Birla Sun Life Short Term Fund Direct Plan Reinvst of Inc Dis cum Cap Wdrl, since 11 September 2014

Aditya Birla Sun Life Short Term Fund Direct Plan Reinvst of Inc Dis cum Cap Wdrl Highlights

Risk meter
pointer

Moderate Risk

Investors understand that their principal will be at Moderate Risk
About the fund

About the fund

This fund has delivered an average annual returns of 7.47% since inception which is more than its category average return of 5.64%
AUM size ₹7497 Cr

AUM size ₹7497 Cr

This fund has AUM of ₹7497 Cr which is more than its category average of ₹ 3614 Cr
Expense Ratio 0.39%

Expense Ratio 0.39%

This fund has an expense ratio of 0.39% which is less than its category average expense ratio of 0.68%

Frequently Asked Questions

The current NAV of Aditya Birla Sun Life Short Term Fund Direct Plan Reinvst of Inc Dis cum Cap Wdrl is ₹11.24 as on 14-Jun-2024.
Existing (Absolute + CAGR) as on 14-Jun-2024.
Aditya Birla Sun Life Short Term Fund Direct Plan Reinvst of Inc Dis cum Cap Wdrl
Absolute Returns
CAGR Returns
1 Month Returns
0.77%
0.77%
6 Month Returns
2.24%
2.24%
1 Year Returns
5.59%
5.59%
3 Years Returns
14.32%
4.56%
5 Years Returns
34.54%
6.11%
With INDmoney, the process of investing is very simple and involves zero commission.
  • Click Buy on the fund name.
  • Input the amount you are looking to invest.
  • Select Lump Sum or SIP (Weekly, Monthly or Quarterly).
  • Select your bank account and proceed with Payment.
0.39% as on May 2024
₹7497 Cr as on May 2024
7.26% Govt Stock 2033(7.16%), 7.18% Govt Stock 2037(7.07%), 7.18% Govt Stock 2033(4.31%), Bajaj Housing Finance Ltd. 8.1%(2.68%), Small Industries Development Bank of India 7.68%(2.67%) as on May 2024
Corporate(50.24%), Government(38.5%), Cash Equivalent(9.3%) as on May 2024
Yield to Maturity is 7.85 as on May 2024. Yield to Maturity is the total return earned on your bond investments if you hold the bond investments till maturity & all bonds' proceeds are reinvested in it.
Modified Duration is 2.85 as on May 2024. Modified Duration tells the sensitivity of the price of a bond to a change in interest rate.
AAA
85.76
AA
14.24
Mohit Sharma, Kaustubh Gupta are the fund managers of Aditya Birla Sun Life Short Term Fund Direct Plan Reinvst of Inc Dis cum Cap Wdrl
The Exit load of Aditya Birla Sun Life Short Term Fund Direct Plan Reinvst of Inc Dis cum Cap Wdrl is 0%