Aditya Birla Sun Life Retirement Fund - The 50s Pls - Dbt Pln Direct Pyt of Inc Dis cum Cap Wdrl

Hybrid
Direct
Retirement
Aditya Birla Sun Life Retirement Fund - The 50s Pls - Dbt Pln Direct Pyt of Inc Dis cum Cap Wdrl

About the Fund

Aditya Birla Sun Life Retirement Fund - The 50s Pls - Dbt Pln Direct Pyt of Inc Dis cum Cap Wdrl is a hybrid fund. This fund was started on 12 March, 2019. The fund is managed by Dhaval Shah, Harshil Suvarnkar. This fund gives you the benefit of diversification.

Key Parameters

  1. Aditya Birla Sun Life Retirement Fund - The 50s Pls - Dbt Pln Direct Pyt of Inc Dis cum Cap Wdrl has ₹17 Cr worth of assets under management (AUM) as on Dec 1969 and is less than category average.
  2. The fund has an expense ratio 0.8.

Returns

Aditya Birla Sun Life Retirement Fund - The 50s Pls - Dbt Pln Direct Pyt of Inc Dis cum Cap Wdrl has given a CAGR return of 0.00% since inception. Over the last 1, 3 and 5 years the fund has given a CAGR return of 6.16%, 4.76% and 5.14% respectively.

Holdings

Aditya Birla Sun Life Retirement Fund - The 50s Pls - Dbt Pln Direct Pyt of Inc Dis cum Cap Wdrl has allocated its funds majorly in Government, Corporate, Cash Equivalent.

Taxation

As it is a retirement mutual fund the taxation is as follows:
If the fund is equity oriented i.e. asset allocation of more than 65% in equity instruments:
For short term (less than a year) capital gains will be taxed at 15%
For long term (more than 1 year) capital gains will be taxed at 10% without indexation benefit
Gains up to Rs 1 lakh are exempt from taxation (more than 12 months).

Investment objective of Aditya Birla Sun Life Retirement Fund - The 50s Pls - Dbt Pln Direct Pyt of Inc Dis cum Cap Wdrl

The primary investment objective of the Scheme is income generation and capital appreciation for its investors which will be in line with their retirement goals by investing in a mix of equity, equity related instruments along with debt and money market instruments. The Scheme does not guarantee/indicate any returns. There can be no assurance that the schemes¡¯ objectives will be achieved.

Minimum Investment and lockin period

Minimum investment for lump sum payment is INR 1000.00 and for SIP is INR 500.00. There is a lock in period for Aditya Birla Sun Life Retirement Fund - The 50s Pls - Dbt Pln Direct Pyt of Inc Dis cum Cap Wdrl of 5 Years

Fund Performance

Fund Overview

Expense ratio0.84%
Benchmark
CRISIL Short Term Bond TR INR
AUM₹17 Cr
Inception Date12 March, 2019
Min Lumpsum/SIP₹1000/₹500
Exit Load0%
Lock In5 Years
TurnOver
11.74%
Risk
Risk meter
pointer
Low to Moderate Risk

Fund Distribution
as on (31-Dec-69)

  • Debt & Cash 100%

AAA
100%

Sector Allocation

Jun'24

May'24

Apr'24

Government
69%
Corporate
17%
Cash Equivalent
14%
All changes are between Oct'69 and Dec'69

as on (30-Jun-24)

  • Debt & Cash

Holdings
Weight%
1M Change
7.27% Govt Stock 2026
7.27% Govt Stock 2026
45.12%
0%
6.57% Govt Stock 2033
6.57% Govt Stock 2033
17.54%
0%
Rural Electrification Corporation Limited
Rural Electrification Corporation Limited
10.83%
0%
HDFC Bank Limited
HDFC Bank Limited
6.19%
0%
07.25 MH Sdl 2026
07.25 MH Sdl 2026
1.51%
0%

Dhaval Shah
Dhaval Shah
Fund Manager of Aditya Birla Sun Life Retirement Fund - The 50s Pls - Dbt Pln Direct Pyt of Inc Dis cum Cap Wdrl, since 28 December 2021
Harshil Suvarnkar
Harshil Suvarnkar
Fund Manager of Aditya Birla Sun Life Retirement Fund - The 50s Pls - Dbt Pln Direct Pyt of Inc Dis cum Cap Wdrl, since 22 March 2021

Aditya Birla Sun Life Retirement Fund - The 50s Pls - Dbt Pln Direct Pyt of Inc Dis cum Cap Wdrl Highlights

Risk meter
pointer

Low to Moderate Risk

Investors understand that their principal will be at Low to Moderate Risk
AUM size ₹17 Cr

AUM size ₹17 Cr

This fund has AUM of ₹17 Cr which is less than its category average of ₹ 771 Cr
Expense Ratio 0.84%

Expense Ratio 0.84%

This fund has an expense ratio of 0.84% which is less than its category average expense ratio of 1.51%

Frequently Asked Questions

The current NAV of Aditya Birla Sun Life Retirement Fund - The 50s Pls - Dbt Pln Direct Pyt of Inc Dis cum Cap Wdrl is ₹12.39 as on 16-Jul-2024.
Existing (Absolute + CAGR) as on 16-Jul-2024.
Aditya Birla Sun Life Retirement Fund - The 50s Pls - Dbt Pln Direct Pyt of Inc Dis cum Cap Wdrl
Absolute Returns
CAGR Returns
1 Month Returns
0.69%
0.69%
6 Month Returns
3.08%
3.08%
1 Year Returns
6.16%
6.16%
3 Years Returns
14.98%
4.76%
5 Years Returns
28.47%
5.14%
With INDmoney, the process of investing is very simple and involves zero commission.
  • Click Buy on the fund name.
  • Input the amount you are looking to invest.
  • Select Lump Sum or SIP (Weekly, Monthly or Quarterly).
  • Select your bank account and proceed with Payment.
0.84% as on June 2024
₹17 Cr as on June 2024
7.27% Govt Stock 2026(45.12%), 6.57% Govt Stock 2033(17.54%), Rural Electrification Corporation Limited(10.83%), HDFC Bank Limited(6.19%), 07.25 MH Sdl 2026(1.51%) as on June 2024
Government(68.99%), Corporate(17.01%), Cash Equivalent(14%) as on June 2024
AAA
100
Dhaval Shah, Harshil Suvarnkar are the fund managers of Aditya Birla Sun Life Retirement Fund - The 50s Pls - Dbt Pln Direct Pyt of Inc Dis cum Cap Wdrl
The Exit load of Aditya Birla Sun Life Retirement Fund - The 50s Pls - Dbt Pln Direct Pyt of Inc Dis cum Cap Wdrl is 0%