Aditya Birla Sun Life Credit Risk Fund Direct Plan Rnvstmnt Inc Dist cum Cap Wdrl
Get the latest NAV of Aditya Birla Sun Life Credit Risk Fund Direct Plan Rnvstmnt Inc Dist cum Cap Wdrl. View historical returns compared to its benchmark and category average. Know which stocks and sectors the fund is investing in. Get an estimate of returns from the SIP and lump sum returns calculator. View detailed holding analysis and peer comparison. Get INDmoney ranking of the fund.
₹14.04
NAV as on 17 Mar 2026
7.9%/per year
Since Inception
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3 people have invested ₹ 1.5K in Aditya Birla Sun Life Credit Risk Fund Direct Plan Rnvstmnt Inc Dist cum Cap Wdrl in the last three months
Aditya Birla Sun Life Credit Risk Fund Direct Plan Rnvstmnt Inc Dist cum Cap Wdrl Performance vs. Credit Risk Index
Fund returns vs Benchmark returns vs Category Average returns as on (17-Mar-26)
The fund has consistently outperformed the benchmark (Credit Risk Index) over the last 1Y, 3Y, 5Y time periods.
Peer comparison
Aditya Birla Sun Life Credit Risk Fund Direct Plan Rnvstmnt Inc Dist cum Cap Wdrl Returns Calculator
Calculate SIP and lumpsum returns based on historical performance
Total Investment
0
Profit
Total Corpus
0
Aditya Birla Sun Life Credit Risk Fund Direct Plan Rnvstmnt Inc Dist cum Cap Wdrl Asset Allocation
See fund asset allocation details as on (14-Mar-26)
Fund Distribution
as on (14-Mar-26)
Aditya Birla Sun Life Credit Risk Fund Direct Plan Rnvstmnt Inc Dist cum Cap Wdrl Sector Allocation
See fund sector allocation details as on (14-Mar-26)
Sector Allocation
Top 3 Sectors in February were Corporate, Real Estate & Financial Services
Corporate
65%
Real Estate
39%
Utilities
31%
Corporate
65%
Real Estate
43%
Financial Services
27%
Aditya Birla Sun Life Credit Risk Fund Direct Plan Rnvstmnt Inc Dist cum Cap Wdrl Overview
Get key fund statistics, minimum investment details, AUM, expense ratio, exit load, and tax treatment.
| Expense ratio | 0.8% |
Benchmark | CRISIL Credit Risk Debt TR INR |
| AUM | ₹1175 Cr |
| Inception Date | 17 April, 2015 |
| Min Lumpsum/SIP | ₹100/₹100 |
Exit Load | 3.0% |
| Lock In | No Lock-in |
TurnOver | 99.22% |
| Risk |   Moderately High risk |
About Aditya Birla Sun Life Credit Risk Fund Direct Plan Rnvstmnt Inc Dist cum Cap Wdrl
Aditya Birla Sun Life Credit Risk Fund Direct Plan Rnvstmnt Inc Dist cum Cap Wdrl is a debt fund. This fund was started on 17 April, 2015. The fund is managed by Sunaina Cunha, Mohit Sharma. This fund is suitable to keep your money safe.
Key Parameters
- Aditya Birla Sun Life Credit Risk Fund Direct Plan Rnvstmnt Inc Dist cum Cap Wdrl has ₹1175 Cr worth of assets under management (AUM) as on Mar 2026 and is more than category average.
- The fund has an expense ratio 0.8.
Returns
Aditya Birla Sun Life Credit Risk Fund Direct Plan Rnvstmnt Inc Dist cum Cap Wdrl has given a CAGR return of 7.90% since inception. Over the last 1, 3 and 5 years the fund has given a CAGR return of 12.96%, 11.18% and 9.50% respectively.
Holdings
Aditya Birla Sun Life Credit Risk Fund Direct Plan Rnvstmnt Inc Dist cum Cap Wdrl has allocated its funds majorly in Corporate, Real Estate, Utilities, Financial Services, Government, Cash Equivalent, Industrial. Its top holdings are GMR Airports Limited, 6.79% Gs 2034, Aditya Birla Real Estate Limited, Jubilant Bevco Limited, National Bank For Agriculture And Rural Development
Taxation
As it is a credit risk mutual fund the taxation is as follows:If the fund is debt oriented i.e. asset allocation of more than 65% in debt instruments:Invested before 1 April 2023 and held for less than 24 months, STCG will be taxed at your income slab rate.Invested before 1 April 2023 and held for more than 24 months, LTCG will be taxed at 12.5%.Invested after 1 April 2023, capital gains will be taxed at your income slab rate.Dividends will always be taxed at slab rate.
Investment objective of Aditya Birla Sun Life Credit Risk Fund Direct Plan Rnvstmnt Inc Dist cum Cap Wdrl
The investment objective of the Scheme is to generate returns by predominantly investing in a portfolio of corporate debt securities with short to medium term maturities across the credit spectrum within the investment grade. The Scheme does not guarantee/indicate any returns. There can be no assurance that the Schemes' objectives will be achieved.
Minimum Investment and lockin period
Minimum investment for lump sum payment is INR 100.00 and for SIP is INR 100.00. Aditya Birla Sun Life Credit Risk Fund Direct Plan Rnvstmnt Inc Dist cum Cap Wdrl has no lock in period.
Fund Manager
Sunaina Cunha
Fund Manager of Aditya Birla Sun Life Credit Risk Fund Direct Plan Rnvstmnt Inc Dist cum Cap Wdrl, since 17 April 2015
Mohit Sharma
Fund Manager of Aditya Birla Sun Life Credit Risk Fund Direct Plan Rnvstmnt Inc Dist cum Cap Wdrl, since 6 August 2020
- AUM of the fund stands at 1.2K Cr as of Feb'26
- AUM increased by 37.3 Cr between Feb'26 and Jan'26
Frequently Asked Questions for Aditya Birla Sun Life Credit Risk Fund Direct Plan Rnvstmnt Inc Dist cum Cap Wdrl
How do I invest in Aditya Birla Sun Life Credit Risk Fund Direct Plan Rnvstmnt Inc Dist cum Cap Wdrl?
- Download the INDmoney app.
- Search for ‘Aditya Birla Sun Life Credit Risk Fund Direct Plan Rnvstmnt Inc Dist cum Cap Wdrl’.
- Select whether you want to invest in SIP or lump sum.
- Enter the amount you wish to invest.
- Set up payments via bank mandate or UPI.