Your Fi US Stocks Are Moving to INDmoney: Here's Your Simple Guide

If you have been investing in US stocks through Fi Money platform, you might have received news about Fi shutting down its US Stocks feature. Before you panic, here's the most important thing to know: your investments are completely safe, and will be migrated to INDmoney and the transition ahead is smoother than you might think.

Let us walk you through exactly what's happening, what you need to do, and why this change could actually work in your favor.

What's Actually Happening with Fi?

Fi Money is closing its US stocks feature, but your holdings (the stocks you own) aren't disappearing. They are currently held with Alpaca Securities, a FINRA-registered broker in the US.

Once Fi shuts US Stocks feature, INDmoney will be your new home for US investing. And here's the good news: since both Fi and INDmoney use Alpaca Securities as their broker partner, moving your portfolio and  wallet cash is like transferring files between two folders on the same computer. It's free, and seamless.

Fi to INDmoney Shift: Mark This Date

If you do not choose any other option, your holdings will move to INDmoney automatically. However, to actually access and manage those holdings, you will need to complete the onboarding process with INDmoney.

Here’s the date that you need to keep a track of:

April 10, 2026: The US stocks feature disappears from the Fi app entirely. By this date, if you haven't chosen a different platform, your holdings automatically move to INDmoney.

How to Move Your Holdings From Fi to INDmoney

Scenario 1: You're New to INDmoney

If you only have an account with Fi and not INDmoney, you will need to open a US Stocks account on INDmoney. This will not take more than 10-15 minutes as the process is completely digital. 

Here’s a step-by-step guide

1. Download the INDmoney app from your app store (works on both iOS and Android)
2. Sign up and complete KYC (the digital identity verification process)
3. Open your US stocks account
4. Relax and wait for April 10, 2026, when your Fi holdings automatically appear in your INDmoney account at zero cost

Scenario 2: You Already Have an INDmoney account

In case you are already an INDmoney user, your US holdings’ and wallet cash transfer will depend on which broker wallet you currently have with INDmoney, as the platform has partnered with Alpaca and DriveWealth for US Stocks Investment. 

Here’s how the transfer process will work for you

• If your INDmoney account uses Alpaca (same as Fi):  You are golden as you would have to do absolutely nothing. On April 10, 2026, your Fi holdings will simply appear in your existing INDmoney account.
• If your INDmoney account uses DriveWealth: If your US Stocks account is with DriveWealth, you will have two options. You can either open a new Alpaca account within INDmoney by contacting the support team (usstockssupport@indmoney.com) for help, which allows free automatic transfer. Or, you can transfer to your DriveWealth account.

Important Note:  Keep in mind that if you have an Alpaca account with INDmoney, the transfer or holdings will be free of cost. However, if you transfer your holdings from Fi Alpaca account to INDmoney DriveWealth account, it will incur charges as moving between different brokers involves an ACATS transfer fee charged by Alpaca. You can request transfer to DriveWealth by reaching out to the INDmoney support team.

Why INDmoney Is a Smart New Home For Your US Stocks

You might be wondering: whether the move to INDmoney will be stress-free for you. Well, here are a few compelling reasons:

• Safety first: Your US holdings get SIPC protection up to $500,000, which is like having insurance for your investments.
• Zero fees where it matters: No account opening fees, no withdrawal fees, and crucially, zero fees for converting your rupees to dollars when you invest, thanks to direct bank integrations with HDFC, Axis, ICICI, and others.
• Everything in one place: INDmoney lets you track your mutual funds, fixed deposits, EPF, NPS, Indian stocks and US stocks in a single dashboard. Instead of juggling multiple apps, you get one unified view of your entire financial life.
• Rich research tools: You get detailed stock analysis, dividend calendars, profit/loss tracking, and daily US market updates. All free.

What Should Be Your Next Step?

The smartest move is not to wait until the last minute to switch to INDmoney. Download INDmoney today, complete your setup, and be ready well before the April deadline. This way, you maintain complete control and can start exploring the platform's features without any rush.

Your investments have a bright future ahead. This transition is simply opening the door to a more comprehensive, feature-rich investing experience.

Disclaimer:

The content is meant for education and general information purposes only. Investments in the securities market are subject to market risks, read all the related documents carefully before investing. Past performance is not indicative of future returns. The securities quoted are exemplary and are not a recommendation. This in no way is to be construed as financial advice or a recommendation to invest in any specific stock or financial instrument. Readers are encouraged to verify the exact numbers and financial data from official sources such as company filings, earnings reports, and financial news platforms and to conduct their own research, and consult with a registered financial advisor before making any investment decisions. All disputes in relation to the content would not have access to an exchange investor redressal forum or arbitration mechanism. INDmoney Global (IFSC) Private Limited,Registered office address: Office No. 507, 5th Floor, Pragya II, Block 15-C1, Zone-1, Road No. 11, Processing Area, GIFT SEZ, GIFT City, Gandhinagar – 382355.