- Introducing Family Net Worth on INDmoney
- Align Financial Goals As A Family
Most families are not bad at saving or investing. The real problem is much simpler: money ends up in too many places, and no one has a clear picture of the full amount. Over time, this fragmentation creates clutter that makes managing money much harder.
That makes simple questions like: “how much money do we have as a family?”difficult to answer.
When there is no single view to monitor everything, financial planning slowly starts feeling like a chore. Decisions happen without a clear plan , progress becomes hard to track, and your family’s wealth begins to feel like scattered numbers instead of one shared journey.
That's where INDmoney's Family Net Worth feature comes in. You can now see your entire family's financial picture in one place, with investments, assets, and every member's portfolio broken down in a single view.
Introducing Family Net Worth on INDmoney
INDmoney's Family Net Worth feature gives your entire family a single, shared financial view. Every member's investments, assets, and liabilities come together in one place so you can finally see, understand, and plan as a unit. Here is what it helps you do:
See Your Family's Full Net Worth in One View
Instead of logging into five different apps and doing manual calculation, you now get one clear number of your family's total net worth, broken down by each member. You can see the big picture and zoom into individual portfolios, making it easier to assess market cap exposure, spot gaps, and plan goals with everyone aligned.
Moreover, with detailed breakdowns and performance insights, every number tells a story. You'll know exactly how your money is allocated, how your returns stack up against the broader market and what to optimise. No guesswork, or assumptions, just real data that helps your family move from passive tracking to purposeful financial planning.
Understand How Diversified Your Portfolio Is
This feature breaks down your family's assets and investments with exact values and percentage allocations in one view. You instantly see where your family’s money is allocated across equity, liquid funds, global holdings, and more.
This makes it easy to understand:
- What is your global exposure?
- How much is in equity vs liquid assets?
- Which asset class is carrying the most weight?
With everything structured in one place, you can immediately spot overweight positions, identify concentration risk, and see gaps in allocation. Instead of reacting blindly to market movements, families can now sit together, review the same numbers, and make deliberate, data backed decisions.
Know Market Cap Allocation Across Family's Wealth
While building wealth as a family, understanding risk matters just as much as returns. Market cap allocation shows how your family’s equity investments are spread across large cap, mid cap, and small cap stocks, so you can clearly see where stability comes from and where growth and risk carries the weightage.
While Large cap add steadiness to your family net worth, Mid cap supports long term growth and Small cap bring higher risk with higher potential.
Seeing this balance in one place helps you:
• Understand whether your family portfolio leans toward safety or volatility
• Spot over exposure to high risk stocks early
• Align on risk levels before making new investments
More importantly, it helps you plan together. If too much of your family wealth is sitting in small caps, everyone can see it early and adjust before market swings impact your net worth. Instead of making decisions in isolation, families can align on risk, rebalance, and grow wealth in a way that supports shared goals.
Spot Concentration With Sectoral Allocation
When managing wealth as a family, it helps to understand which industries are shaping your net worth. Analytics on sectoral allocations shows how your family’s investments are spread across different sectors like technology, financials, consumer, etc. This helps you understand what is really powering your portfolio.
Seeing your sector mix in one place helps you:
• Identify which industries dominate your family's wealth
• Spot over exposure or under exposure in a single sector early
• Check whether your investments match your long term goals
This shared view makes it easier to act together. If too much of your family net worth is concentrated in one sector, everyone can see it clearly and rebalance. Instead of discovering risks too late, families can diversify with confidence and build wealth that stays aligned with shared goals.
Align Financial Goals As A Family
The best financial decisions in a family happen when everyone is working with the same information. When one person manages everything in isolation, the rest of the family is always reacting instead of planning.
Family Net Worth creates a shared source of truth. Everyone can sit together, look at the same numbers, and decide what to do next. Whether it is rebalancing, setting a new goal, or just understanding where you stand, it becomes a family conversation instead of one person's burden.
Does every family member need their own INDmoney account?
Yes. Each family member needs their own INDmoney account. Once they sign up and track their net worth on INDmoney, you can add them to your family and track everyone's finances together.
Can I add my parents to my Family Net Worth?
Yes. INDmoney lets you add parents, spouse, children, siblings, friends and cousin to your account so you can track everyone's investments and net worth in one place.
Can I add my spouse to my INDmoney account?
Yes. You can add your spouse as a family member and see both your portfolios together under a single Family Net Worth view.
Can I remove a family member from my family net worth?
Yes, you can remove a family member from your family net worth. To dos so, Go to your Profile, then Family Account, and select Manage Family Members. From there, simply remove the person you no longer want included in your Family Net Worth view.