HDFC Bank Ltd share price logo

HDFC Bank Share Price (HDFCBANK)

Check the latest share price of HDFC Bank, along with the price target, peer comparison, quarterly results, recent news, expert analysis, shareholding pattern, and other key fundamentals to make informed investment decisions.

₹1987.70.02%

as on 11:21AM, 08 Jul 2025

NSE

bell
The current prices are delayed by 15 mins, login to check live prices.

HDFC Bank Stock Performance

Get live HDFC Bank share price, day's high and low, historical returns, and market stats.

  • Day's Low

    Day's High

    ₹1,977
    Day's Price Range
    ₹1,990
  • 52 Week's Low

    52 Week's High

    ₹1,588.05
    52-Week Price Range
    ₹2,027.1
1 Month Return+ 0.43 %
3 Month Return+ 12.34 %
1 Year Return+ 21.53 %
3 Year Return+ 42.25 %
5 Year Return+ 78.99 %
Previous Close₹1,987.40
Open₹1,987.90
Volume21.81L
Upper Circuit₹2,186.10
Lower Circuit₹1,788.70

HDFC Bank Fundamentals & Key Indicators

Check HDFC Bank market cap, PE, PB, PEG ratios, dividend yield, and other key fundamental indicators.

Market Cap

₹15,23,921.16 Cr

Return on Equity (ROE)

16.88

PE Ratio (TTM)

21.42

Return on capital employed (ROCE)

0

Industry PE ratio

15.33

Beta (LTM)

0.87

P/B Ratio

2.5

Dividend Yield

1.35

PEG Ratio

8.67

Quarterly Earnings Growth YOY

6.88

EPS (TTM)

86.15

Sector

Banks

Book Value

600.77

Technical Analysis

How to invest in HDFC Bank?

Investing in HDFC Bank is simple. You can open a free INDstocks investment account on the INDmoney App. Search for HDFC Bank or HDFCBANK on the app to check live prices of the stock and click on Buy or SIP. You can invest by selecting the number of shares or set up a fixed SIP to invest every month or week.

For example: You can buy 10 shares of HDFC Bank or start an SIP based on the market price on each investment date.
You can easily transfer money to your stock account via the INDmoney app and start investing in stocks like HDFC Bank with just a few clicks!

HDFC Bank Stock's Interest Amongst Investors

14.28%

Period Jul 08, 2025 to Jun 08, 2025. Change in 30 Days vs previous period

Investment in HDFC Bank Ltd Shares on INDmoney has grown by 14.28% over the past 30 days, indicating increased transactional activity.

68%

Period Jul 08, 2025 to Jun 08, 2025. Change in 30 Days vs previous period

Search interest for HDFC Bank Ltd Stock has increased by 68% in the last 30 days, reflecting an upward trend in search activity.

HDFC Bank Valuation

Track how HDFC Bank P/E has moved over time to understand its valuation trends.

HDFC Bank in the last 5 years

  • Overview

  • Trends

Lowest (15.43x)

February 14, 2024

Industry (15.33x)

July 7, 2025

Today (21.42x)

July 7, 2025

Highest (33.49x)

September 23, 2019

LowHigh

Today’s Price to Earnings Ratio: 21.42x

HDFC Bank Stock Recommendation

Get updated buy, sell, and hold recommendations by analysts on HDFC Bank.

based on 41 analysts

BUY

92.68%

Buy

7.32%

Hold

0.00%

Sell

92.68% of analysts recommend a 'BUY' rating for HDFC Bank. Average target price of ₹2198.85

Source: S&P Global Market Intelligence

HDFC Bank Share Price Target

Get share price movements and forecasts by analysts on HDFC Bank.

HDFC Bank price forecast by 41 analysts

Upside of10.64%

High

₹2770

Target

₹2198.85

Low

₹1627

HDFC Bank target price ₹2198.85, a slight upside of 10.64% compared to current price of ₹1987.7. According to 41 analysts rating.

Source: S&P Global Market Intelligence

HDFC Bank Financial Results

Get the annual and quarterly financial summary of HDFC Bank, including revenue, profit, loss and more.

Value in ₹ crore
DetailsQ4 FY24Q1 FY25Q2 FY25Q3 FY25Q4 FY25
Revenue

(in ₹ Cr)

124391 (0%)116996 (6%)121457 (4%)112194 (8%)120269 (7%)
Net Income

(in ₹ Cr)

17622 (0%)16475 (7%)17826 (8%)17657 (1%)18835 (7%)
Net Profit Margin14.17% (0%)14.08% (1%)14.68% (4%)15.74% (7%)15.66% (1%)
Value in ₹ crore
DetailsFY21FY22FY23FY24
Total Assets

(in ₹ Cr)

1746871 (0%)2068535 (18%)2466081 (19%)3623225 (47%)
Total Liabilities

(in ₹ Cr)

1746871 (0%)2068535 (18%)2466081 (19%)3623225 (47%)
Value in ₹ crore
DetailsFY20FY21FY22FY23FY24
Operating Cash Flow

(in ₹ Cr)

-16690 (0%)41495 (349%)-14209 (134%)27313 (292%)35015 (28%)

Indices Featuring HDFC Bank Stock

Check stock indices that include HDFC Bank.

S&P BSE Private Banks

₹20,465.71

0.17 (35.73%)

BSE 100

₹26,657.63

-0.12 (-33.12%)

Nifty Financial

₹26,912.05

0.29 (78.6%)

S&P BSE 100 LargeCap TMC

₹9,392.04

-0.15 (-13.96%)

S&P BSE 100 ESG

₹425.54

-0.13 (-0.55%)

Nifty Services Sector

₹33,571.55

0.17 (57.3%)

BSE 200

₹11,537.15

-0.2 (-22.91%)

Nifty100 Quality

₹5,688.15

-0.35 (-20.2%)

NIFTY 100

₹26,038.05

-0.14 (-36.5%)

Nifty LargeMidcap 250

₹16,455.85

-0.41 (-68.5%)

SENSEX

₹83,411.33

-0.04 (-31.17%)

S&P BSE 250 LargeMidCap

₹10,940.54

-0.2 (-22.22%)

BSE 500

₹36,853.60

-0.26 (-94.6%)

Nifty Private Bank

₹28,198.35

0.51 (142.65%)

S&P BSE Largecap

₹9,793.56

-0.13 (-13.23%)

Nifty100 Eq Weig

₹33,038.35

-0.38 (-127.6%)

S&P BSE Low Volatility

₹1,866.42

-0.39 (-7.29%)

BANKEX

₹63,871.88

0.47 (295.89%)

Nifty 200

₹14,179.45

-0.24 (-34.6%)

S&P BSE Dividend Stability

₹1,006.46

-0.23 (-2.27%)

S&P BSE Fin. Ser

₹12,766.52

0.04 (5.58%)

S&P BSE SENSEX 50

₹26,567.94

-0.09 (-25%)

Nifty100 Low Volatility 30

₹20,264.60

-0.55 (-111.65%)

DFRGRI Indices

₹1,645.55

-0.32 (-5.28%)

BANK NIFTY

₹57,085.05

0.24 (135.85%)

Nifty 500

₹23,478.95

-0.31 (-72.25%)

NIFTY 50

₹25,437.65

-0.09 (-23.65%)

HDFC Bank Earnings and Dividends

View detailed summary of the earnings and dividend history of HDFC Bank.

  • HDFC Bank Ltd Earnings Results

    HDFC Bank Ltd’s net profit jumped 6.88% since last year same period to ₹18,834.88Cr in the Q4 2024-2025. On a quarterly growth basis, HDFC Bank Ltd has generated 6.67% jump in its net profits since last 3-months.

    Read More about Earnings Results
  • HDFC Bank Ltd Dividends April,2025

    In the quarter ending March 2025, HDFC Bank Ltd has declared dividend of ₹22 - translating a dividend yield of 2.09%.

    Read More about Dividends

HDFC Bank Shareholding Pattern

View the shareholding pattern breakup of promoters, FIIs, DIIs, and retail investors in HDFC Bank.

InvestorsHoldings %Quarterly Trend3M change
Promoter Holdings
0%
0.00
Foreign Institutions
41.81%
0.00
Mutual Funds
21.84%
0.00
Retail Investors
13.71%
0.00
Others
22.64%
0.00

HDFC Bank vs Peers

Compare market cap, revenue, PE, and other key metrics of HDFC Bank with its industry peers.

Company
Analyst View
Market Cap(in ₹ Cr)
5 Year CAGRDebt to Asset Ratio
Net Profit(in ₹ Cr)
Yearly Revenue(in ₹ Cr)
BUY15,23,921.1615.8%NA64,0624,07,994
HOLD66,566.4310.92%NA8,97755,143
BUY28,593.13-10.64%NANA21,034
BUY10,24,511.0757.83%NA44,2562,36,037
BUY3,64,439.7732.91%NA28,0551,55,916

HDFC Bank News & Key Events

Latest news and events in one place to help you make informed investing decisions in HDFC Bank.

  • HDFC Bank Reports Growth Amid IPO and Rate Cuts - 07 Jul, 2025

    HDFC Bank shows strong financial performance with significant growth in advances and deposits. The bank also completed the IPO of HDB Financial Services and cut lending rates. Jefferies maintains a Buy rating, highlighting improved loan growth and efficiency. However, concerns arise from market manipulation allegations.
  • HDFC Bank Reports Strong Growth Amid Legal Challenges - 04 Jul, 2025

    HDFC Bank shows robust performance with 16.2% deposit growth and significant market capitalisation gains. However, CEO faces legal challenges with an FIR pending in court.
  • HDFC Bank Faces Legal Challenge Amid Share Sale - 03 Jul, 2025

    HDFC Bank raised Rs 9,815 crore through an offer-for-sale of shares in its subsidiary, while CEO Sashidhar Jagdishan faces legal issues over alleged fraud.
  • HDFC Bank Navigates Market Challenges and Milestones - 02 Jul, 2025

    HDFC Bank faces market caution as it prepares for financial results, while CEO emphasizes support for HDB Financial Services amid potential RBI ownership changes.
  • HDFC Bank Faces Legal and Operational Challenges - 30 Jun, 2025

    HDFC Bank is facing significant challenges, including the Odisha government's decision to stop banking due to poor performance and legal troubles for CEO Jagdishan regarding fraud allegations.
  • HDFC Bank Reaches New All-Time High - 29 Jun, 2025

    HDFC Bank's stock price surged to an all-time high of Rs 2,027, solidifying its leadership in the Bank Nifty index with a significant weightage. Despite this, competition remains strong as it struggles to maintain a position above the 200-week exponential moving average.
  • HDFC Bank Implements Fee Changes and Rate Cuts - 28 Jun, 2025

    HDFC Bank announces a new 1% fee on select credit card transactions effective July 1, alongside a second round of interest rate cuts on deposits in June 2025.
  • HDFC Bank Updates: Dividend, Fees, and Partnerships - 27 Jun, 2025

    HDFC Bank's shares experienced fluctuations due to ex-dividend trading, while the bank revised credit card fees and partnered with PhonePe. Additionally, HDB Financial Services saw strong subscription interest.
  • HDFC Bank Hits Milestones Amid Legal Challenges - 26 Jun, 2025

    HDFC Bank's stock crossed ₹2,000 for the first time, driven by strong market performance and the HDB Financial IPO. The CEO faces legal challenges, but the bank's market cap surged to ₹15.51 lakh crore.
  • HDFC Bank Faces Court Case Amid IPO and Dividend News - 25 Jun, 2025

    HDFC Bank's subsidiary, HDB Financial Services, launched a ₹12,500 crore IPO. The bank also set a record date for dividends while facing a court case over unauthorized debits.
  • HDFC Bank Shares Rise Ahead of Q2 Results - 24 Jun, 2025

    HDFC Bank shares increased as the bank announced a board meeting on July 19 to discuss Q2 results. The bank also plans changes to its credit card rewards program and is preparing for HDB Financial's IPO launch.
  • HDFC Bank Announces Dividend and Q1 Results Schedule - 23 Jun, 2025

    HDFC Bank declared a Rs 22 dividend per share for FY25, with a record date of June 27. The bank will revise credit card charges from July 1 and will announce Q1 FY26 results on July 19. Additionally, the bank's stake in HDB Financial Services will decrease post-IPO.
  • HDFC Bank Faces Setback from Odisha Government - 22 Jun, 2025

    HDFC Bank is removed from the list of empanelled banks by the Odisha government due to ongoing poor performance in flagship government schemes over the past two years.
  • HDFC Bank's Merger and Record Dividend Announcement - 21 Jun, 2025

    HDFC Bank's merger with HDFC Ltd became effective on July 1, 2023. The bank announced a record dividend of Rs 22 per share for FY 2024-25. Despite post-merger challenges, HDFC Bank remains a top investment choice. Deepak Parekh disclosed ICICI Bank's past acquisition interest, which he declined to preserve HDFC's identity.
  • HDFC Bank's HDB Financial Services IPO Launch and Legal Issues - 20 Jun, 2025

    HDB Financial Services is set to launch a ₹12,500 crore IPO, with HDFC Bank expected to profit ₹9,373 crore. Meanwhile, HDFC Bank CEO faces a ₹1,000 crore defamation suit from Lilavati Trust.
  • HDFC Bank Faces Leadership Changes Amid IPO Plans - 19 Jun, 2025

    HDFC Bank's CHRO Vinay Razdan resigns, impacting share prices. The bank's non-banking arm prepares for a significant ₹12,500 crore IPO, including a major Offer for Sale.
  • HDFC Bank Exhibits Bullish Breakout Trend - 17 Jun, 2025

    HDFC Bank has experienced a bullish breakout from a consolidation pattern, with target prices of ₹1,996 and ₹2,020, indicating a favorable buy-on-dips opportunity.
  • HDFC Bank Receives Bullish Outlook and Rate Cuts - 16 Jun, 2025

    Jefferies maintains a Buy rating on HDFC Bank, targeting ₹2,380, while shares rise on positive sentiment and HDB Financial Services IPO news. The bank also cuts MCLR rates by 10 bps, enhancing lending competitiveness.
  • HDFC Bank Denies Allegations, Plans Legal Action - 12 Jun, 2025

    HDFC Bank is embroiled in a dispute with Lilavati Trust over alleged loan irregularities and bribery claims. The bank has strongly denied these allegations and plans to take legal action to protect its reputation and uphold its compliance with legal standards.
  • HDFC Bank Faces Legal Challenges and Rate Cuts - 10 Jun, 2025

    HDFC Bank is dealing with profit-booking pressures, reduced interest rates on deposits, and ongoing legal disputes with the Mehta family regarding loan recovery efforts.

Insights on HDFC Bank Ltd

Insights help you understand the recent movement of the company's critical parameters, giving you an overall view of the company.

  • imgPOSITIVE IMPACT

    MF Holding Up

    img

    Mutual Funds have increased holdings from 20.71% to 21.84% in Mar 2025 quarter

  • imgPOSITIVE IMPACT

    Revenue Rich

    img

    Revenue is up for the last 2 quarters, 1.12L Cr → 1.20L Cr (in ₹), with an average increase of 6.7% per quarter

  • imgPOSITIVE IMPACT

    Profit Spike

    img

    Netprofit is up for the last 2 quarters, 17.65K Cr → 18.83K Cr (in ₹), with an average increase of 6.3% per quarter

  • imgPOSITIVE IMPACT

    Price Rise

    img

    In the last 6 months, HDFCBANK stock has moved up by 17.4%

  • imgPOSITIVE IMPACT

    Best in 1 Year

    img

    In the last 1 year, HDFCBANK has outperformed top 5 stocks with highest market-cap in Banks

  • imgNO EFFECT

    Against Peers

    img

    In the last 3 years, ICICI Bank Ltd has given 90.9% return, outperforming this stock by 48.5%

  • imgNEGATIVE IMPACT

    FII Holding Down

    img

    Foreign Institutions have decreased holdings from 42.59% to 41.81% in Mar 2025 quarter

  • imgNEGATIVE IMPACT

    Retail Holding Down

    img

    Retail Investor have decreased holdings from 14.05% to 13.71% in Mar 2025 quarter

About HDFC Bank

HDFC Bank Ltd. was incorporated in August 1994 and is a leading private sector bank in India. Following the merger with HDFC Limited (a housing finance company) effective July 1, 2023, the bank has further solidified its position in the Indian financial services landscape. The bank operates primarily in the banking and financial services sector. As of March 31, 2025, HDFC Bank's total balance sheet size stood at ₹39.10 lakh crore. The bank's distribution network was extensive, with 9,455 branches and 21,139 ATMs, supported by 15,399 banking correspondents, spread across 4,150 cities and towns as of March 31, 2025. For the quarter ended March 31, 2025, its period-end deposits reached ₹27.14 lakh crore, and period-end gross advances were ₹27.73 lakh crore.

HDFC Bank is recognized as India's largest private sector lender by assets. Its key achievements include building a significant customer base and a wide-reaching network. The bank has consistently focused on leveraging technology to enhance customer experience and operational efficiency. As of March 31, 2025, the bank maintained a Capital Adequacy Ratio (CAR) of 19.6% under Basel III guidelines, well above regulatory requirements.

What does HDFC Bank Ltd do?

HDFC Bank Ltd offers a comprehensive suite of banking and financial services to a diverse customer base that includes individuals, businesses, and corporations. Its core business activities encompass accepting deposits, providing loans, and offering various other financial products. The bank's operations are broadly categorized into retail banking, commercial and rural banking (CRB), and wholesale banking. Retail banking focuses on individual customers, offering products like savings accounts, fixed deposits, personal loans, auto loans, home loans (strengthened significantly after the merger with HDFC Limited), and credit cards. As of March 31, 2025, total retail advances stood at ₹13,758 billion. Commercial and Rural Banking caters to small and medium enterprises (SMEs) and agricultural customers, with total CRB advances at ₹9,050 billion as of March 31, 2025. Wholesale banking serves large corporates and institutions with products like working capital finance, term loans, and transactional services; corporate and other wholesale advances were ₹4,926 billion as of the same date. The bank generates revenue primarily through net interest income, which is the difference between interest earned on assets (like loans) and interest paid on liabilities (like deposits), as well as through fees and commissions from its various products and services.

Products/Services of HDFC Bank Ltd

Retail Banking
This segment offers a wide array of products and services to individual customers. Key offerings include savings and current accounts, fixed and recurring deposits, auto loans (with advances of ₹1,457 billion as of March 31, 2025), personal loans (advances of ₹1,993 billion as of March 31, 2025), credit cards and payment solutions (payment business advances at ₹1,136 billion as of March 31, 2025), and retail mortgage loans (advances of ₹8,357 billion as of March 31, 2025). The bank also provides digital banking solutions, including mobile and internet banking, to enhance customer convenience.

Commercial and Rural Banking (CRB)
HDFC Bank serves small and medium-sized enterprises (SMEs) and the agricultural sector through its CRB segment. Products include working capital finance, term loans, trade services, and cash management solutions for businesses. For the agricultural sector, it offers agri loans and other rural banking products. As of March 31, 2025, advances to emerging corporates stood at ₹2,252 billion, business banking at ₹3,827 billion, commercial transportation at ₹1,564 billion, and agri loans at ₹1,184 billion.

Wholesale Banking
This segment caters to large domestic and multinational corporations, public sector undertakings, and financial institutions. Services include project finance, debt capital markets, treasury solutions, working capital loans, and transactional services like cash management and trade finance. Corporate and other wholesale advances were ₹4,926 billion as of March 31, 2025.

Treasury Operations
The bank's treasury operations manage its balance sheet, including investments, foreign exchange, and derivatives trading. It also offers foreign exchange and derivatives solutions to corporate and institutional customers to help them manage their currency and interest rate risks.

Future Outlook and Expansion Plans of HDFC Bank Ltd

HDFC Bank's management has indicated that fiscal year 2025 is a period of consolidation, particularly focusing on optimizing its credit-to-deposit ratio following the merger with HDFC Limited. The bank aims to align its loan growth with the broader banking system in fiscal year 2026 and targets a degree of outperformance in fiscal year 2027 after realigning its balance sheet and deposit base. To support its growth and funding requirements, the bank's board approved fundraising up to ₹60,000 crore through the issuance of perpetual debt instruments, Tier II capital bonds, and long-term bonds for infrastructure and affordable housing financing over the twelve months commencing from shareholder approval in 2025. The bank plans to continue its branch network expansion, targeting approximately 200 new branches annually using a "hub-and-spoke" model, with a continued focus on deepening its penetration in rural and semi-urban areas, having added 1,052 branches in the twelve months leading up to March 31, 2025. Investments in digital banking capabilities remain a strategic priority to enhance customer service and operational efficiency.

OrganisationHDFC Bank Ltd
HeadquartersMumbai
IndustryBanks
CEOAtanu Chakraborty
E-voting on sharesClick here to vote

FAQs

What is HDFC Bank share price today?

HDFC Bank share price today stands at ₹1987.7, Open: ₹1987.9, Previous Close: ₹1987.4, High: ₹1990, Low: ₹1977, 52 Week High: ₹2027.1, 52 Week Low: ₹1588.05.

What is today's traded volume of HDFC Bank?

Today's traded volume of HDFC Bank is 21.81L. Which means that 21.81L shares of HDFC Bank were bought and sold on the stock market during today's trading session.

What is HDFC Bank's market cap today?

Today's market capitalisation of HDFC Bank is ₹15,23,921.16 Cr. Market cap or market capitalisation is the total value of a company’s outstanding shares in the stock market, calculated by multiplying the current share price by the total number of shares issued by the company.

What is the 52 week high and 52 week low range of HDFC Bank?

HDFC Bank’s 52 week high is ₹2027.1 and 52 week low is ₹1588.05. The current share price of HDFC Bank is ₹1987.7, which is -1.94% down from its 52 week high and 25.17% up from its 52 week low.

Is HDFC Bank share a good buy?

HDFC Bank presents a compelling case for investment, supported by strong analyst sentiment and robust financial performance. As of July 2025, an overwhelming 92.68% of 41 analysts recommend a 'BUY' rating for the stock, with an average 12-month price target of ₹2198.85. The bank's fundamentals are solid, with a reported Return on Equity (ROE) of 16.88% for the fiscal year 2024, indicating efficient profit generation from shareholder equity. On July 7, 2025, the share price was ₹1987.4, a decrease of 0.1% from the previous close of ₹1989.30.

Financially, the bank demonstrated strong results in its latest full fiscal year. For the year ended March 31, 2024, HDFC Bank reported a consolidated Total Revenue of ₹4,07,995 crore and a Profit After Tax (PAT) of ₹64,062 crore. From a valuation perspective, the P/E (TTM) ratio was 21.44 as of July 4, 2025, and the P/B ratio was 2.5 as of July 2025. While these metrics suggest a premium valuation compared to the industry, the bank's consistent performance, market leadership, and positive long-term returns, including a 21.64% 1-year return as of July 4, 2025, highlight its strengths. Potential risks to consider include its premium valuation compared to industry peers.

Is HDFC bank share overvalued?

Determining if HDFC Bank is overvalued involves comparing its valuation metrics to its performance and industry benchmarks. As of July 7, 2025, the share price is ₹1987.4, a decrease of 0.1% from the previous close of ₹1989.30. The bank's Price-to-Earnings (P/E) ratio was 21.44 (TTM as of July 4, 2025), which is at a premium compared to the industry average of 15.26. Furthermore, its Price-to-Book (P/B) ratio stood at 2.5 as of July 2025, suggesting the market has factored in high growth expectations.

This premium valuation is supported by strong financial health and analyst confidence. For the fiscal year ended March 31, 2024, HDFC Bank reported a Total Revenue of ₹4,07,995 crore and a Profit After Tax (PAT) of ₹64,062 crore. The Return on Equity (ROE) for the same period was 16.88%. Analyst sentiment is overwhelmingly positive, with 92.68% of 41 analysts recommending a 'BUY' rating with an average 12-month target price of ₹2198.85 as of July 2025. While the stock trades at a higher valuation, its robust profitability and market leadership are key strengths to weigh against valuation risks.

Why HDFC bank share is rising?

HDFCBANK's share price is currently trading at ₹1,989.30, an increase of 0.11% from the previous close of ₹1,987.12 as of early July 2025. The recent upward trend is largely driven by positive market sentiment surrounding the upcoming initial public offering (IPO) of its subsidiary, HDB Financial Services, which investors anticipate will unlock significant value. This optimism is further supported by a favorable outlook for the entire banking sector, following recent interest rate and CRR cuts by the RBI aimed at boosting liquidity and encouraging economic growth. Strong investor confidence is also reflected in the stock's performance, which has shown relative strength compared to its peers.

Fundamentally, the bank demonstrated solid performance in its last reported quarter (for the period ending March 31, 2025), with a net profit of ₹17,616 crore and Net Interest Income of ₹32,066 crore. Analyst sentiment remains overwhelmingly positive, with 92.68% of 41 analysts recommending a 'BUY' rating as of July 2025, citing a 12-month average price target of ₹2,184.46. The stock's valuation, with a P/E (TTM) ratio of 21.44 and a P/B ratio of 2.5 as of July 2025, reflects its strong market position and consistent financial health, which are key strengths highlighted by market experts.

Why HDFC bank share is falling?

On July 8, 2025, HDFC Bank's share price is trading at ₹1,988.45, which is a 0.06% increase from the previous day's close of ₹1,987.25. While the stock is currently rising, it has experienced periods of volatility. Any recent pressure on the stock could be linked to specific news events, such as the Odisha government's decision to remove the bank from its list of empanelled lenders for government schemes due to performance issues. However, the broader sentiment remains positive, supported by the successful IPO of its subsidiary, HDB Financial Services, and strong business growth.

The bank's fundamentals remain robust. For the fiscal year ending March 31, 2025, HDFC Bank reported a Return on Equity (ROE) of 16.88%. In the final quarter of that year (Q4 FY25), the bank posted a Total Revenue of ₹1,20,269 crore and a Profit After Tax (PAT) of ₹18,835 crore. Analyst confidence is high, with 92.68% of 41 analysts issuing a 'BUY' recommendation with an average 12-month price target of ₹2,184.46 as of July 2025. Key valuation metrics include a P/E (TTM) ratio of 21.44 and a P/B ratio of 2.5 as of early July 2025, which suggests a premium valuation compared to the industry. The stock has delivered a 21.64% return over the past year.

Is HDFC bank share a good long term buy?

HDFC Bank presents a strong case for long-term investment, underpinned by its robust financial performance and market leadership. For the fiscal year ended March 31, 2024, the bank reported a total revenue of ₹4,07,995 crore and a Profit After Tax (PAT) of ₹64,062 crore. The bank's Return on Equity (ROE) for the same period stood at a healthy 16.88%. As of early July 2025, its Price-to-Earnings (P/E) ratio was 21.44 (TTM) and its Price-to-Book (P/B) ratio was 2.5. On July 7, 2025, the share price closed at ₹1,987.4, a slight decrease from the previous close of ₹1,989.30.

The positive outlook is strongly supported by the analyst community and historical returns. As of July 2025, an overwhelming 92.68% of 41 analysts recommended a 'BUY' rating for the stock, with an average 12-month price target of ₹2,198.85. The bank has also delivered solid long-term returns, with a 3-year return of 42.52% and a 5-year return of 80% as of July 4, 2025. Key strengths include its consistent profitability and dominant market position. However, a potential risk for investors to consider is the stock's premium valuation when compared to the industry average.