PNB Housing Finance Ltd share price logo

PNB Housing Finance Ltd

NSE: PNBHOUSING

BSE: 540173

Small Cap

Finance Sector

1121.60

+41.60

(+3.85%)

as on

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PNB Housing Finance Stock Performance

as on August 5, 2026 at 9:31 pm IST

  • Day's Low

    Day's High

    ₹1,070.20
    ₹1,154.00
    downward going graph

    4.58%

    Downside

    2.89%

    Upside

    downward going graph
  • 52 Week's Low

    52 Week's High

    ₹729.60
    ₹1,154.00
    downward going graph

    34.95%

    Downside

    2.89%

    Upside

    downward going graph

PNB Housing Finance share price movements today

Previous Close
₹1,080.00
Open
₹1,070.20
Volume
50.97L
Upper Circuit
₹1,156.40
Lower Circuit
₹1,089.20
Day's Low - High
₹1,070.20 - ₹1,154.00
52 Week Low - High
₹729.60 - ₹1,154.00

PNB Housing Finance Historical Returns

1 Month Return
-0.9 %
3 Month Return
+ 3.64 %
1 Year Return
+ 40.66 %
3 Year Return
+ 71.52 %
5 Year Return
+ 48.09 %

PNB Housing Finance Fundamentals

as on August 5, 2026 at 4:01 pm IST

Market Cap

₹28,143.71 Cr

Return on Equity (ROE)

12.91

PE Ratio (TTM)

12.15

Return on capital employed (ROCE)

9.44

Industry PE ratio

27.65

Beta (LTM)

1.45

P/B Ratio

1.03

Dividend Yield

1.06

PEG Ratio

1.16

Quarterly Earnings Growth YOY

4.47

EPS (TTM)

87.94

Book Value

737.64

PNB Housing Finance Stock Valuation

as on August 5, 2026 at 4:01 pm IST

PNB Housing Finance in the last 5 years

  • Overview

  • Trends

Lowest (2.38x)

March 25, 2020

Today (12.15x)

August 4, 2026

Industry (27.65x)

August 4, 2026

Highest (33.92x)

May 2, 2018

LowHigh

Today’s Price to Earnings Ratio: 12.15x

PNB Housing Finance Technical Analysis

Track how PNB Housing Finance technical analysis has moved over time to understand its trends.

1 min
5 min
15 min
30 min
1 day
1 week
1 month

Technicals Summary

Bearish

Neutral

Bullish

Bearish

Moving Averages

Bearish

Neutral

Bullish

Bearish

Oscillators

Bearish

Neutral

Bullish

Neutral

Overall

Bearish10
Bullish1
Neutral4

Oscillators

Name

Value

Action

MACD level (12,26)
-0.65
Bullish
CCI (20)
20.35
Neutral
RSI (14)
41.6
Neutral
Momentum (10)
0
Neutral
ADI (14)
66.77
Neutral
Ultimate Oscillator (7,14,28)
26.99
Bearish

Moving Averages

Name

Value

Action

SMA (20)
1122.29
Bearish
EMA (20)
1122.12
Bearish
VWMA (20)
1121.84
Bearish
SMA (50)
1123.77
Bearish
EMA (50)
1124.01
Bearish
SMA (200)
1131.47
Bearish
EMA (200)
1127.7
Bearish
KAMA (200)
1123.15
Bearish
DEMA (200)
1130.2
Bearish

PNB Housing Finance Ltd vs Peer Comparison

Compare market cap, revenue, PE, and other key metrics of PNB Housing Finance with its industry peers.

Company
Analyst View
Market Cap(in ₹ Cr)
5 Year CAGRDebt to Asset Ratio
Net Profit(in ₹ Cr)
Yearly Revenue(in ₹ Cr)
BUY28,143.719.62%0.892,2918,494
BUY10,782.868.43%0.001,0854,216
NA18,617.22-8.14%0.83-1,8088,675
BUY12,227.3119.64%0.005401,921
BUY40,720.6573.2%0.934,03413,294

Market expectation of PNB Housing Finance Stock

Common consensus of the market based on various publicly available news, publications,brokerage expectation and market data

BUY

83.33%

Buy

16.67%

Hold

0.00%

Sell

PNB Housing Finance Stock’s Investor Sentiment and Interest

Search interest for PNB Housing Finance Ltd Stock has increased by 17% in the last 30 days, reflecting an upward trend in search activity.

Time period: to

Change:17% versus previous 30 day period

PNB Housing Finance Ltd Quarterly Profit & Loss

Figures in Rupees Crores

Sep 2023
Dec 2023
Mar 2024
Jun 2024
Sep 2024
Dec 2024
Mar 2025
Jun 2025
Sep 2025
Dec 2025
Mar 2026
Jun 2026
Other Income
1.65
1.25
4.02
9.02
0.98
1.35
14.93
5.76
2.74
1.64
-9.62
1.92
Total Income
1,779.4
1,756
1,813.97
1,832.08
1,879.66
1,943.11
2,036.78
2,081.87
2,130.6
2,120.66
2,171.91
2,265.36
Total Expenses (excluding prov and contigencies)
168
170
-
-
202
206
-
-
216
240
248
-
Operating Profit
563.26
512.45
580.63
555.57
572.97
593.9
660.69
646.4
662.86
644.11
697.57
705.66
Depreciation
11.33
13.05
14.18
13.35
13.85
14.38
14.31
14.7
16.4
16.2
19.18
16.36
Profit Before Tax
-124.11
-101.86
-120.56
-121.37
-135.05
-132.38
-160.83
-154.42
-178.05
-148.09
-198.81
-161.1
Tax Paid Total
124.11
101.86
120.56
121.37
135.05
132.38
160.83
154.42
178.05
148.09
198.81
161.1
Total Net profit including share of profit / Loss from associate company
383
338.44
439.25
432.81
469.68
483.27
550.38
533.5
581.59
520.35
655.8
557.34
EPS
14.76
13.04
16.91
16.66
18.08
18.6
21.18
20.52
22.34
19.97
25.17
21.39
Diluted EPS
14.73
13
16.86
16.61
18.02
18.53
21.1
20.45
22.29
19.93
25.11
21.33
Adjusted EPS
14.76
13.04
16.91
16.66
18.08
18.6
21.18
20.52
22.34
19.97
25.17
21.39

PNB Housing Finance Ltd Annual Profit & Loss

Figures in Rupees Crores

Mar 2018
Mar 2019
Mar 2020
Mar 2021
Mar 2022
Mar 2023
Mar 2024
Mar 2025
Mar 2026
Other Income
0.63
3.9
7.71
20.16
4.8
2.33
7.01
26.28
0.52
Total Income
5,488.69
7,683.22
8,489.55
7,624.08
6,200.73
6,529.66
7,057.09
7,691.63
8,505.04
Total Expenses (excluding prov and contigencies)
-
-
-
-
-
520
671
813
921
Operating Profit
1,535.26
1,954.71
2,128.23
2,127.94
1,713.71
2,103.63
2,176.21
2,383.13
2,650.94
Depreciation
24.11
31.37
65.85
59.01
53.39
51.44
51.19
55.89
66.48
Profit Before Tax
-392.44
-542.87
-164.77
-277.13
-247.48
-314.91
-445.89
-549.63
-679.37
Tax Paid Total
392.44
542.87
164.77
277.13
247.48
314.91
445.89
549.63
679.37
Total Net profit including share of profit / Loss from associate company
842.14
1,191.52
646.24
929.9
836.48
1,046
1,508.01
1,936.14
2,291.24
EPS
50.58
71.19
38.45
55.29
49.64
62.01
58.37
74.52
88.01
Diluted EPS
50
70.76
38.41
55.26
49.53
61.95
58.2
74.25
87.8
Adjusted EPS
41.88
58.94
31.83
45.78
41.1
51.34
58.37
74.52
88.01
Capital Adequacy Ratio
16.69
13.98
-
-
-
-
-
-
-
Gross Non Performing Assets
-
-
-
2,998.41
-
-
-
-
-
Net Non Performing Assets
-
-
-
1,749.15
-
-
-
-
-

PNB Housing Finance Ltd Cash Flow

Figures in Rupees Crores

Mar 2018
Mar 2019
Mar 2020
Mar 2021
Mar 2022
Mar 2023
Mar 2024
Mar 2025
Mar 2026
Net Cash from Operating Activities
-15,663.56
-16,617.08
8,928.5
6,791.7
6,254.26
-1,865.03
-4,661.51
-8,057.33
-8,983.55
Cash Flow from Investing Activities
-42.03
-58.49
-63.64
-7.35
-1,473.83
175.78
-1,186.08
757.1
684.33
Cash Flow from Financing Activities
18,464.32
18,418.06
2,922.39
414.2
-2,059.22
2,861.47
5,577.63
9,008.86
9,429.78
Net Cash Flow
2,751.07
1,217.01
4,480.36
-1,545.76
-1,952.95
-1,387.78
-1,668.96
103.63
420.56

PNB Housing Finance Stock Shareholding Pattern

Numbers in percentages

Sep 2023
Dec 2023
Mar 2024
Jun 2024
Sep 2024
Dec 2024
Mar 2025
Jun 2025
Sep 2025
Dec 2025
Mar 2026
Jun 2026
Promoters
28.14%
28.13%
28.13%
28.13%
28.11%
28.11%
28.1%
28.08%
28.04%
28.04%
28.04%
28.03%
DII
7.73%
5.03%
6.88%
10.95%
22.18%
26.86%
29.87%
37.99%
40.69%
43.03%
44.07%
45.71%
FII
24.81%
0%
25.01%
17.89%
20.42%
24.34%
21.44%
24.18%
18.61%
17.22%
16.6%
16.81%
Government
0%
0%
0%
0%
0%
0%
0%
0.01%
0.01%
0.02%
0.02%
0.02%
Public
39.32%
39.31%
39.99%
43.04%
29.29%
20.69%
20.58%
9.74%
12.65%
11.69%
11.27%
9.42%
Total Outstanding Shares
25,95,79,562
25,96,81,178
25,97,23,886
25,97,28,281
25,98,42,851
25,98,55,159
25,99,25,043
26,01,33,915
26,05,08,563
26,05,08,563
26,05,49,578
26,05,89,923
Total Shareholders
1,19,631
1,24,656
1,33,177
1,62,938
1,58,799
1,83,482
1,82,070
1,87,526
2,24,183
1,99,930
1,92,512
1,71,742

Mutual Funds that own PNB Housing Finance Stock

Check out the Mutual Funds with significant holdings in PNB Housing Finance.

PNB Housing Finance Corporate Actions

View detailed summary of the earnings and dividend history of PNB Housing Finance.

  • PNB Housing Finance Ltd Earnings Results

    PNB Housing Finance Ltd’s net profit jumped 4.47% since last year same period to ₹557.34Cr in the Q1 2026-2027. On a quarterly growth basis, PNB Housing Finance Ltd has generated -15.01% fall in its net profits since last 3-months.

    Read More about Earnings Results
  • PNB Housing Finance Ltd Dividends April,2026

    In the quarter ending March 2026, PNB Housing Finance Ltd has declared dividend of ₹8.00 per share on 20 Apr 2026 - translating a dividend yield of 1.20%.

    Read More about Dividends

Indices Featuring PNB Housing Finance Stock

Check stock indices that include PNB Housing Finance.

S&P BSE SmallCap Select

₹8,968.10

65.30 (0.73%)

Nifty Smallcap 250

₹18,321.95

127.65 (0.70%)

Nifty Smallcap 50

₹9,843.15

91.35 (0.94%)

Nifty Small 100

₹19,783.70

148.45 (0.76%)

S&P BSE 250 SmallCap

₹7,222.09

50.54 (0.70%)

Nifty 500

₹23,735.55

45.40 (0.19%)

S&P BSE Fin. Ser

₹12,696.13

49.87 (0.39%)

Nifty MidSmallcap 400

₹21,556.75

85.15 (0.40%)

BSE 500

₹37,074.66

141.19 (0.38%)

S&P BSE 400 MidSmallCap

₹12,861.31

59.76 (0.47%)

Insights on PNB Housing Finance Ltd

Insights help you understand the recent movement of the company's critical parameters, giving you an overall view of the company.

  • imgPOSITIVE IMPACT

    Revenue Rich

    img

    Revenue is up for the last 3 quarters, 2.12K Cr → 2.26K Cr (in ₹), with an average increase of 3.2% per quarter

  • imgPOSITIVE IMPACT

    Best in 1 Year

    img

    In the last 1 year, PNBHOUSING has outperformed top 5 stocks with highest market-cap in Banks

  • imgPOSITIVE IMPACT

    Price Rise

    img

    In the last 6 months, PNBHOUSING stock has moved up by 27.6%

  • imgPOSITIVE IMPACT

    MF Holding Up

    img

    Mutual Funds have increased holdings from 31.11% to 33.62% in Jun 2026 quarter

  • imgPOSITIVE IMPACT

    FII Holding Up

    img

    Foreign Institutions have increased holdings from 16.60% to 16.81% in Jun 2026 quarter

  • imgNO EFFECT

    Against Peers

    img

    In the last 3 years, State Bank of India has given 83.6% return, outperforming this stock by 12.1%

  • imgNEGATIVE IMPACT

    Promoter Holding Down

    img

    Promoters have decreased holdings from 28.04% to 28.03% in Jun 2026 quarter

  • imgNEGATIVE IMPACT

    Profit Down

    img

    Netprofit is down for the last 2 quarters, 655.8 Cr → 557.34 Cr (in ₹), with an average decrease of 15.0% per quarter

  • imgNEGATIVE IMPACT

    Retail Holding Down

    img

    Retail Investor have decreased holdings from 11.27% to 9.42% in Jun 2026 quarter

PNB Housing Finance Stock Futures & Options Contracts

View the latest movement in PNB Housing Finance Futures & Options, including strike prices, expiry dates, and percentage changes.

PNB Housing Finance Options

Name
Expiry
Strike Price
LTP
Absolute Change
Change
PNBHOUSING 25 Aug ₹1140 Call
August 25, 2026
₹1140
₹32.4
4.05
14.29%
PNBHOUSING 25 Aug ₹1200 Call
August 25, 2026
₹1200
₹12.5
-2.4
-16.11%
PNBHOUSING 25 Aug ₹1160 Call
August 25, 2026
₹1160
₹23.6
0.85
3.74%
PNBHOUSING 25 Aug ₹1120 Call
August 25, 2026
₹1120
₹42.15
6.95
19.74%

PNB Housing Finance Futures

Name
Expiry
Strike Price
LTP
Absolute Change
Change
PNBHOUSING 25 Aug Fut
August 25, 2026
-
₹1133
48.79
4.5%
PNBHOUSING 29 Sep Fut
September 29, 2026
-
₹1139.5
46.04
4.21%
PNBHOUSING 27 Oct Fut
October 27, 2026
-
₹1144.7
56.27
5.17%

About PNB Housing Finance Ltd

PNB Housing Finance Limited is one of the premier housing finance companies in India with operations that began in 1988. Promoted by Punjab National Bank, the company provides retail and corporate loans like home loans and construction finance. PNB Housing Finance was notified under the SARFAESI Act in 2003 and by 2009, the company had crossed the Rs 1000 crore loan portfolio. In 2010, the company launched the Kshitij business process reengineering project. In 2016, PNB Housing Finance raised Rs. 3000 crore from an initial public offer and the same year marked its Assets Under Management (AUM) crossing the Rs 25000 crore milestone. The AUM further crossed the Rs 50000 crore mark in 2017 and the same year saw the company incorporating a subsidiary named PHFL Home Loans and Services. The AUM crossed the Rs 84722 crore mark in 2019 and 32 branches and 131 distribution outlets situated in 48 cities helped customers avail financial services uninterruptedly. Till 2021, the AUM has reached Rs 74469 crores and the company has 94 branches along with 111 distribution outlets. The company has further ventured into the Unnati and increased its branch count to 99 with 137 distribution outlets and opened 24 locations for Unnati by March 2022. Besides, the company borrowed Rs 30858 crores from financing sources like National Housing Bank refinance, Bank Term Loans, etc in the financial year 2019. PNB Housing Finance also became the first HFC to sign a funding of US 75 million via ECBs from JICA in 2020.

Revenue: ₹2,265.36Cr as on June 2026 (Q1 FY27)
Net Profit: ₹557.34Cr as on June 2026 (Q1 FY27)
Listing date: 07 Nov, 2016
OrganisationPNB Housing Finance Ltd
HeadquartersGhaziabad
IndustryFinance
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FAQs

What is PNB Housing Finance share price today?

PNB Housing Finance share price today stands at ₹1121.6 as on at the close of the market. PNB Housing Finance share today touched a day high of ₹1154 and a low of ₹1070.2.

What is the 52 week high and 52 week low range for PNB Housing Finance share?

PNB Housing Finance touched a 52 week high of ₹1154 and a 52 week low of ₹729.6. PNB Housing Finance share price today i.e. is closed at ₹1121.6, which is -2.81% down from its 52 week high and 53.73% up from its 52 week low.

What is PNB Housing Finance's market capitalisation today?

PNB Housing Finance market capitalisation is ₹28,143.71 Cr as on .

How to buy PNB Housing Finance shares?

To buy PNB Housing Finance shares, you need to follow these steps:

  • Open a Demat account and Trading account on INDmoney
  • Fund your Trading account
  • Search for PNBHOUSING or PNB Housing Finance Ltd on the INDmoney app to check live prices of the stock
  • Click on Buy or SIP to place an order to invest in PNB Housing Finance shares. You can invest by selecting the number of shares or set up a fixed SIP to invest every month or week.

What is PNB Housing Finance trading volume today?

PNB Housing Finance trading volume is 50.97L as on . This means that 50.97L shares of PNB Housing Finance were bought and sold on the stock market during today's trading session.